Utah Financial
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Utah Financial.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Utah Financial 189 East Fort Union Blvd Midvale, UT 84047 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 780 |
| Total Mortgage Loan Application Amount | $125,124,000 |
| Average Mortgage Loan Application Amount | $157,029 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $62,558 |
| Highest Applicant Income | $484,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 143 | $ 21,876,000 | $ 152,000 | $ 44,000 |
| Clark County Nevada | 114 | $ 18,719,000 | $ 164,000 | $ 33,000 |
| Utah County Utah | 100 | $ 14,483,000 | $ 144,000 | $ 36,000 |
| Maricopa County Arizona | 26 | $ 3,936,000 | $ 151,000 | $ 51,000 |
| Pierce County Washington | 22 | $ 2,938,000 | $ 133,000 | $ 40,000 |
| Washington County Utah | 20 | $ 2,479,000 | $ 123,000 | $ 26,000 |
| King County Washington | 20 | $ 4,338,000 | $ 216,000 | $ 22,000 |
| San Diego County California | 18 | $ 4,750,000 | $ 263,000 | $ 65,000 |
| Davis County Utah | 16 | $ 3,072,000 | $ 192,000 | $ 51,000 |
| Pima County Arizona | 14 | $ 1,492,000 | $ 106,000 | $ 13,000 |
| Weber County Utah | 14 | $ 1,651,000 | $ 117,000 | $ 12,000 |
| Ada County Idaho | 12 | $ 1,426,000 | $ 118,000 | $ 78,000 |
| Los Angeles County California | 11 | $ 2,955,000 | $ 268,000 | $ 71,000 |
| Bernalillo County New Mexico | 11 | $ 1,888,000 | $ 171,000 | $ 47,000 |
| Snohomish County Washington | 11 | $ 1,740,000 | $ 158,000 | $ 33,000 |
| Orange County California | 9 | $ 2,202,000 | $ 244,000 | $ 90,000 |
| Box Elder County Utah | 9 | $ 981,000 | $ 109,000 | $ 0 |
| Tooele County Utah | 7 | $ 710,000 | $ 101,000 | $ 0 |
| Clark County Washington | 7 | $ 1,040,000 | $ 148,000 | $ 94,000 |
| Mohave County Arizona | 6 | $ 529,000 | $ 88,000 | $ 64,000 |
| Riverside County California | 6 | $ 813,000 | $ 135,000 | $ 50,000 |
| Santa Clara County California | 5 | $ 1,566,000 | $ 313,000 | $ 65,000 |
| Dallas County Texas | 5 | $ 930,000 | $ 186,000 | $ 40,000 |
| Harris County Texas | 5 | $ 706,000 | $ 141,000 | $ 58,000 |
| Anchorage County Alaska | 4 | $ 725,000 | $ 181,000 | $ 115,000 |
| Bexar County Texas | 4 | $ 450,000 | $ 112,000 | $ 52,000 |
| Collin County Texas | 4 | $ 715,000 | $ 178,000 | $ 62,000 |
| Contra Costa County California | 3 | $ 863,000 | $ 287,000 | $ 63,000 |
| San Bernardino County California | 3 | $ 749,000 | $ 249,000 | $ 197,000 |
| Ventura County California | 3 | $ 1,013,000 | $ 337,000 | $ 85,000 |
| Mesa County Colorado | 3 | $ 331,000 | $ 110,000 | $ 15,000 |
| Seminole County Florida | 3 | $ 320,000 | $ 106,000 | $ 76,000 |
| Dona Ana County New Mexico | 3 | $ 417,000 | $ 139,000 | $ 63,000 |
| Multnomah County Oregon | 3 | $ 393,000 | $ 131,000 | $ 18,000 |
| Brazos County Texas | 3 | $ 443,000 | $ 147,000 | $ 62,000 |
| Tarrant County Texas | 3 | $ 401,000 | $ 133,000 | $ 97,000 |
| Iron County Utah | 3 | $ 540,000 | $ 180,000 | $ 70,000 |
| Kitsap County Washington | 3 | $ 494,000 | $ 164,000 | $ 75,000 |
| Spokane County Washington | 3 | $ 319,000 | $ 106,000 | $ 0 |
| Monterey County California | 2 | $ 671,000 | $ 335,000 | $ 89,000 |
| Placer County California | 2 | $ 634,000 | $ 317,000 | $ 31,000 |
| Sacramento County California | 2 | $ 438,000 | $ 219,000 | $ 107,000 |
| San Francisco County California | 2 | $ 409,000 | $ 204,000 | $ 20,000 |
| San Joaquin County California | 2 | $ 498,000 | $ 249,000 | $ 115,000 |
| Denver County Colorado | 2 | $ 435,000 | $ 217,000 | $ 30,000 |
| Hillsborough County Florida | 2 | $ 183,000 | $ 91,000 | $ 44,000 |
| Cobb County Georgia | 2 | $ 233,000 | $ 116,000 | $ 30,000 |
| Fayette County Georgia | 2 | $ 346,000 | $ 173,000 | $ 117,000 |
| Blaine County Idaho | 2 | $ 814,000 | $ 407,000 | $ 0 |
| Marion County Indiana | 2 | $ 167,000 | $ 83,000 | $ 76,000 |
| St. Joseph County Indiana | 2 | $ 207,000 | $ 103,000 | $ 79,000 |
| Washoe County Nevada | 2 | $ 289,000 | $ 144,000 | $ 73,000 |
| Deschutes County Oregon | 2 | $ 400,000 | $ 200,000 | $ 127,000 |
| Lane County Oregon | 2 | $ 281,000 | $ 140,000 | $ 30,000 |
| Washington County Oregon | 2 | $ 416,000 | $ 208,000 | $ 83,000 |
| Knox County Tennessee | 2 | $ 325,000 | $ 162,000 | $ 21,000 |
| Fort Bend County Texas | 2 | $ 192,000 | $ 96,000 | $ 54,000 |
| Lubbock County Texas | 2 | $ 186,000 | $ 93,000 | $ 110,000 |
| Travis County Texas | 2 | $ 324,000 | $ 162,000 | $ 0 |
| Cache County Utah | 2 | $ 212,000 | $ 106,000 | $ 14,000 |
| Pinal County Arizona | 1 | $ 95,000 | $ 95,000 | $ 117,000 |
| Yavapai County Arizona | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Alameda County California | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| San Mateo County California | 1 | $ 647,000 | $ 647,000 | $ 444,000 |
| Santa Cruz County California | 1 | $ 333,000 | $ 333,000 | $ 62,000 |
| Shasta County California | 1 | $ 270,000 | $ 270,000 | $ 70,000 |
| Sonoma County California | 1 | $ 327,000 | $ 327,000 | $ 80,000 |
| Stanislaus County California | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Tulare County California | 1 | $ 170,000 | $ 170,000 | $ 72,000 |
| Arapahoe County Colorado | 1 | $ 140,000 | $ 140,000 | $ 308,000 |
| Broomfield County Colorado | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Douglas County Colorado | 1 | $ 225,000 | $ 225,000 | $ 218,000 |
| Brevard County Florida | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Duval County Florida | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Lake County Florida | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Marion County Florida | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Pasco County Florida | 1 | $ 87,000 | $ 87,000 | $ 76,000 |
| Sarasota County Florida | 1 | $ 250,000 | $ 250,000 | $ 85,000 |
| Barrow County Georgia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 152,000 | $ 152,000 | $ 94,000 |
| DeKalb County Georgia | 1 | $ 240,000 | $ 240,000 | $ 216,000 |
| Douglas County Georgia | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Gwinnett County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jackson County Georgia | 1 | $ 145,000 | $ 145,000 | $ 117,000 |
| Muscogee County Georgia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Newton County Georgia | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Spalding County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Adams County Idaho | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Bonneville County Idaho | 1 | $ 157,000 | $ 157,000 | $ 84,000 |
| Canyon County Idaho | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Madison County Idaho | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Twin Falls County Idaho | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Clinton County Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Vigo County Indiana | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Jackson County Missouri | 1 | $ 118,000 | $ 118,000 | $ 115,000 |
| St. Charles County Missouri | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| St. Louis County Missouri | 1 | $ 182,000 | $ 182,000 | $ 75,000 |
| Yellowstone County Montana | 1 | $ 122,000 | $ 122,000 | $ 138,000 |
| Douglas County Nevada | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
| Otero County New Mexico | 1 | $ 97,000 | $ 97,000 | $ 88,000 |
| Sandoval County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Valencia County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 202,000 | $ 202,000 | $ 66,000 |
| Douglas County Oregon | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Jackson County Oregon | 1 | $ 188,000 | $ 188,000 | $ 48,000 |
| Josephine County Oregon | 1 | $ 143,000 | $ 143,000 | $ 176,000 |
| Malheur County Oregon | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Marion County Oregon | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Dyer County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 73,000 |
| Franklin County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Madison County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Shelby County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 44,000 |
| Williamson County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 96,000 |
| Brazoria County Texas | 1 | $ 104,000 | $ 104,000 | $ 64,000 |
| Cameron County Texas | 1 | $ 216,000 | $ 216,000 | $ 264,000 |
| Comal County Texas | 1 | $ 168,000 | $ 168,000 | $ 138,000 |
| Denton County Texas | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Gregg County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Montgomery County Texas | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Nueces County Texas | 1 | $ 119,000 | $ 119,000 | $ 63,000 |
| Polk County Texas | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Potter County Texas | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Walker County Texas | 1 | $ 56,000 | $ 56,000 | $ 58,000 |
| Ward County Texas | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Wilson County Texas | 1 | $ 171,000 | $ 171,000 | $ 69,000 |
| Beaver County Utah | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Duchesne County Utah | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Garfield County Utah | 1 | $ 83,000 | $ 83,000 | $ 29,000 |
| Millard County Utah | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Sanpete County Utah | 1 | $ 38,000 | $ 38,000 | $ 74,000 |
| Summit County Utah | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 131,000 | $ 131,000 | $ 64,000 |
| Skagit County Washington | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Thurston County Washington | 1 | $ 180,000 | $ 180,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Utah Financial in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 574 | $92,863,000 | $157,058 | $900,000 | $62,235 | $484,000 |
| Home Purchase | 206 | $32,261,000 | $157,000 | $550,000 | $62,882 | $264,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 397 | $62,400,000 | $147,894 | $900,000 | $80,263 | $484,000 |
| Not Provided | 233 | $40,131,000 | $175,200 | $707,000 | $26,133 | $444,000 |
| Hispanic | 103 | $14,275,000 | $152,142 | $400,000 | $34,571 | $125,000 |
| Asian | 26 | $5,220,000 | $179,600 | $550,000 | $96,500 | $216,000 |
| Black or African American | 16 | $2,245,000 | $129,777 | $274,000 | $41,888 | $133,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $541,000 | $206,500 | $285,000 | $30,500 | $61,000 |
| American Indian or Alaskan Native | 2 | $312,000 | $156,000 | $181,000 | $24,000 | $48,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 450 | $82,595,000 | $167,777 | $900,000 | $73,055 | $484,000 |
| FHA-insured (Federal Housing Administration) | 330 | $42,529,000 | $122,166 | $242,000 | $7,583 | $137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 477 | $76,112,000 | $152,222 | $707,000 | $79,944 | $444,000 |
| File Closed For Incompleteness | 178 | $28,367,000 | $170,466 | $625,000 | $2,733 | $225,000 |
| Application Withdrawn By Applicant | 103 | $16,412,000 | $161,187 | $900,000 | $82,437 | $484,000 |
| Application Denied By Financial Institution | 21 | $4,127,000 | $224,833 | $556,000 | $75,500 | $129,000 |
| Preapproval Approved but not Accepted | 1 | $106,000 | $106,000 | $106,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 6 | $811,000 | $111,000 | $194,000 | $55,000 | $87,000 |
| Credit History | 2 | $213,000 | $106,000 | $108,000 | $32,000 | $37,000 |
| Other | 1 | $115,000 | $115,000 | $115,000 | $125,000 | $125,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.