Usalliance Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Usalliance Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Usalliance Federal Credit Union 411 Theodore Fremd Ave, Suite 350 Rye, NY 10580 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,977 |
| Total Mortgage Loan Application Amount | $514,735,000 |
| Average Mortgage Loan Application Amount | $243,400 |
| Highest Mortgage Loan Application Amount | $5,305,000 |
| Average Applicant Income | $224,000 |
| Highest Applicant Income | $3,826,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 215 | $ 41,255,000 | $ 191,000 | $ 198,000 |
| Westchester County New York | 196 | $ 49,240,000 | $ 251,000 | $ 241,000 |
| Fairfield County Connecticut | 175 | $ 75,895,000 | $ 433,000 | $ 317,000 |
| Kings County New York | 108 | $ 46,090,000 | $ 426,000 | $ 242,000 |
| Suffolk County Massachusetts | 106 | $ 24,470,000 | $ 230,000 | $ 224,000 |
| Bergen County New Jersey | 81 | $ 29,025,000 | $ 358,000 | $ 259,000 |
| Essex County Massachusetts | 74 | $ 10,290,000 | $ 139,000 | $ 179,000 |
| Norfolk County Massachusetts | 69 | $ 16,405,000 | $ 237,000 | $ 230,000 |
| Sullivan County New York | 51 | $ 4,275,000 | $ 83,000 | $ 89,000 |
| Nassau County New York | 47 | $ 20,125,000 | $ 428,000 | $ 367,000 |
| Hudson County New Jersey | 45 | $ 11,525,000 | $ 256,000 | $ 228,000 |
| Monmouth County New Jersey | 42 | $ 11,810,000 | $ 281,000 | $ 313,000 |
| Suffolk County New York | 40 | $ 23,790,000 | $ 594,000 | $ 555,000 |
| Morris County New Jersey | 39 | $ 12,535,000 | $ 321,000 | $ 275,000 |
| Essex County New Jersey | 35 | $ 12,945,000 | $ 369,000 | $ 247,000 |
| Worcester County Massachusetts | 33 | $ 3,595,000 | $ 108,000 | $ 190,000 |
| Rockland County New York | 32 | $ 7,750,000 | $ 242,000 | $ 165,000 |
| Queens County New York | 28 | $ 7,660,000 | $ 273,000 | $ 199,000 |
| Passaic County New Jersey | 22 | $ 4,250,000 | $ 193,000 | $ 148,000 |
| Orange County New York | 22 | $ 3,120,000 | $ 141,000 | $ 86,000 |
| New Haven County Connecticut | 20 | $ 2,750,000 | $ 137,000 | $ 201,000 |
| Richmond County New York | 20 | $ 3,590,000 | $ 179,000 | $ 153,000 |
| Ulster County New York | 20 | $ 1,820,000 | $ 91,000 | $ 91,000 |
| Putnam County New York | 18 | $ 2,970,000 | $ 165,000 | $ 151,000 |
| Plymouth County Massachusetts | 17 | $ 1,595,000 | $ 93,000 | $ 161,000 |
| Bronx County New York | 17 | $ 1,795,000 | $ 105,000 | $ 152,000 |
| Cook County Illinois | 16 | $ 2,530,000 | $ 158,000 | $ 172,000 |
| Ocean County New Jersey | 16 | $ 6,140,000 | $ 383,000 | $ 322,000 |
| Barnstable County Massachusetts | 15 | $ 5,035,000 | $ 335,000 | $ 418,000 |
| Middlesex County New Jersey | 15 | $ 1,945,000 | $ 129,000 | $ 156,000 |
| New York County New York | 15 | $ 6,085,000 | $ 405,000 | $ 400,000 |
| Broward County Florida | 14 | $ 2,330,000 | $ 166,000 | $ 163,000 |
| Bristol County Massachusetts | 14 | $ 1,470,000 | $ 105,000 | $ 183,000 |
| Hillsborough County New Hampshire | 14 | $ 1,630,000 | $ 116,000 | $ 187,000 |
| Palm Beach County Florida | 13 | $ 3,865,000 | $ 297,000 | $ 456,000 |
| Union County New Jersey | 12 | $ 2,790,000 | $ 232,000 | $ 189,000 |
| Miami-Dade County Florida | 11 | $ 5,455,000 | $ 495,000 | $ 441,000 |
| Rockingham County New Hampshire | 11 | $ 1,875,000 | $ 170,000 | $ 193,000 |
| Somerset County New Jersey | 10 | $ 3,340,000 | $ 334,000 | $ 249,000 |
| Dutchess County New York | 9 | $ 3,685,000 | $ 409,000 | $ 392,000 |
| Pinellas County Florida | 7 | $ 1,595,000 | $ 227,000 | $ 270,000 |
| Hartford County Connecticut | 6 | $ 1,030,000 | $ 171,000 | $ 212,000 |
| Sussex County New Jersey | 6 | $ 790,000 | $ 131,000 | $ 118,000 |
| Philadelphia County Pennsylvania | 6 | $ 1,560,000 | $ 260,000 | $ 140,000 |
| Dukes County Massachusetts | 5 | $ 2,045,000 | $ 409,000 | $ 218,000 |
| Mercer County New Jersey | 5 | $ 1,465,000 | $ 293,000 | $ 586,000 |
| Monroe County Pennsylvania | 5 | $ 485,000 | $ 97,000 | $ 96,000 |
| Los Angeles County California | 4 | $ 1,230,000 | $ 307,000 | $ 174,000 |
| Middlesex County Connecticut | 4 | $ 1,010,000 | $ 252,000 | $ 318,000 |
| Lake County Illinois | 4 | $ 870,000 | $ 217,000 | $ 278,000 |
| Merrimack County New Hampshire | 4 | $ 470,000 | $ 117,000 | $ 189,000 |
| Chester County Pennsylvania | 4 | $ 400,000 | $ 100,000 | $ 289,000 |
| Litchfield County Connecticut | 3 | $ 635,000 | $ 211,000 | $ 97,000 |
| Sussex County Delaware | 3 | $ 445,000 | $ 148,000 | $ 104,000 |
| Cumberland County Maine | 3 | $ 205,000 | $ 68,000 | $ 239,000 |
| York County Maine | 3 | $ 235,000 | $ 78,000 | $ 137,000 |
| Belknap County New Hampshire | 3 | $ 185,000 | $ 61,000 | $ 314,000 |
| Carroll County New Hampshire | 3 | $ 195,000 | $ 65,000 | $ 274,000 |
| Mecklenburg County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 80,000 |
| Wake County North Carolina | 3 | $ 125,000 | $ 41,000 | $ 152,000 |
| Bucks County Pennsylvania | 3 | $ 475,000 | $ 158,000 | $ 240,000 |
| Delaware County Pennsylvania | 3 | $ 915,000 | $ 305,000 | $ 387,000 |
| Providence County Rhode Island | 3 | $ 345,000 | $ 115,000 | $ 181,000 |
| Maricopa County Arizona | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| New London County Connecticut | 2 | $ 330,000 | $ 165,000 | $ 104,000 |
| Tolland County Connecticut | 2 | $ 230,000 | $ 115,000 | $ 495,000 |
| Collier County Florida | 2 | $ 1,350,000 | $ 675,000 | $ 979,000 |
| Manatee County Florida | 2 | $ 270,000 | $ 135,000 | $ 255,000 |
| Orange County Florida | 2 | $ 780,000 | $ 390,000 | $ 87,000 |
| Walton County Florida | 2 | $ 380,000 | $ 190,000 | $ 102,000 |
| Bartow County Georgia | 2 | $ 50,000 | $ 25,000 | $ 62,000 |
| Cherokee County Georgia | 2 | $ 280,000 | $ 140,000 | $ 74,000 |
| Cobb County Georgia | 2 | $ 160,000 | $ 80,000 | $ 119,000 |
| Kane County Illinois | 2 | $ 320,000 | $ 160,000 | $ 304,000 |
| Anne Arundel County Maryland | 2 | $ 60,000 | $ 30,000 | $ 100,000 |
| Hampden County Massachusetts | 2 | $ 110,000 | $ 55,000 | $ 74,000 |
| Grafton County New Hampshire | 2 | $ 210,000 | $ 105,000 | $ 147,000 |
| Atlantic County New Jersey | 2 | $ 160,000 | $ 80,000 | $ 89,000 |
| Burlington County New Jersey | 2 | $ 390,000 | $ 195,000 | $ 200,000 |
| Hunterdon County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 235,000 |
| Warren County New Jersey | 2 | $ 50,000 | $ 25,000 | $ 90,000 |
| Albany County New York | 2 | $ 350,000 | $ 175,000 | $ 218,000 |
| Wilson County North Carolina | 2 | $ 50,000 | $ 25,000 | $ 10,000 |
| Lorain County Ohio | 2 | $ 110,000 | $ 55,000 | $ 273,000 |
| Berks County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 222,000 |
| Wayne County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Newport County Rhode Island | 2 | $ 100,000 | $ 50,000 | $ 172,000 |
| Fort Bend County Texas | 2 | $ 310,000 | $ 155,000 | $ 43,000 |
| Chesterfield County Virginia | 2 | $ 210,000 | $ 105,000 | $ 32,000 |
| Fairfax County Virginia | 2 | $ 400,000 | $ 200,000 | $ 444,000 |
| Mohave County Arizona | 1 | $ 25,000 | $ 25,000 | $ 175,000 |
| Sebastian County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Alameda County California | 1 | $ 145,000 | $ 145,000 | $ 174,000 |
| Contra Costa County California | 1 | $ 325,000 | $ 325,000 | $ 185,000 |
| Marin County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 128,000 |
| Orange County California | 1 | $ 255,000 | $ 255,000 | $ 356,000 |
| Placer County California | 1 | $ 75,000 | $ 75,000 | $ 192,000 |
| San Diego County California | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| San Mateo County California | 1 | $ 205,000 | $ 205,000 | $ 183,000 |
| District of Columbia County District Of Columbia | 1 | $ 235,000 | $ 235,000 | $ 185,000 |
| Charlotte County Florida | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Hernando County Florida | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Indian River County Florida | 1 | $ 455,000 | $ 455,000 | $ 1,000,000 |
| Monroe County Florida | 1 | $ 565,000 | $ 565,000 | $ 367,000 |
| Osceola County Florida | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Polk County Florida | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Santa Rosa County Florida | 1 | $ 25,000 | $ 25,000 | $ 224,000 |
| Sarasota County Florida | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| St. Johns County Florida | 1 | $ 85,000 | $ 85,000 | $ 358,000 |
| Bleckley County Georgia | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Colquitt County Georgia | 1 | $ 85,000 | $ 85,000 | $ 15,000 |
| Gwinnett County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| DuPage County Illinois | 1 | $ 625,000 | $ 625,000 | $ 175,000 |
| Will County Illinois | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| St. Joseph County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Page County Iowa | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Frederick County Maryland | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Montgomery County Maryland | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Washington County Maryland | 1 | $ 45,000 | $ 45,000 | $ 128,000 |
| Worcester County Maryland | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Nantucket County Massachusetts | 1 | $ 95,000 | $ 95,000 | $ 147,000 |
| Kalamazoo County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Livingston County Michigan | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Macomb County Michigan | 1 | $ 175,000 | $ 175,000 | $ 246,000 |
| Oakland County Michigan | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Hennepin County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Harrison County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| Marshall County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 142,000 |
| Audrain County Missouri | 1 | $ 55,000 | $ 55,000 | $ 124,000 |
| Delaware County New York | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| Essex County New York | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| Monroe County New York | 1 | $ 105,000 | $ 105,000 | $ 195,000 |
| Onondaga County New York | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Saratoga County New York | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Wayne County New York | 1 | $ 485,000 | $ 485,000 | $ 96,000 |
| Johnston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Richmond County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Wayne County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Delaware County Ohio | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Franklin County Ohio | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Knox County Ohio | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Montgomery County Ohio | 1 | $ 175,000 | $ 175,000 | $ 190,000 |
| Washington County Ohio | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Allegheny County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Franklin County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Lackawanna County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Montgomery County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 200,000 |
| Sullivan County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 190,000 |
| Cabo Rojo County Puerto Rico | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Kent County Rhode Island | 1 | $ 145,000 | $ 145,000 | $ 195,000 |
| Georgetown County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| York County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| Meade County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Davis County Utah | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Lamoille County Vermont | 1 | $ 55,000 | $ 55,000 | $ 515,000 |
| Loudoun County Virginia | 1 | $ 85,000 | $ 85,000 | $ 504,000 |
| Prince William County Virginia | 1 | $ 105,000 | $ 105,000 | $ 285,000 |
| Stafford County Virginia | 1 | $ 185,000 | $ 185,000 | $ 218,000 |
| King County Washington | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Skagit County Washington | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Fayette County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Wood County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 715,000 |
| Milwaukee County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Usalliance Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 843 | $252,645,000 | $299,000 | $3,225,000 | $262,000 | $3,675,000 |
| Home Improvement | 434 | $59,050,000 | $136,000 | $4,705,000 | $183,000 | $1,894,000 |
| Cash-out Refinancing | 390 | $110,580,000 | $283,000 | $1,805,000 | $222,000 | $3,070,000 |
| Refinancing | 206 | $81,840,000 | $397,000 | $5,305,000 | $299,000 | $3,826,000 |
| Other Purpose | 104 | $10,620,000 | $102,000 | $505,000 | $154,000 | $816,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,267 | $359,175,000 | $283,000 | $5,305,000 | $251,000 | $3,675,000 |
| Not Provided | 366 | $67,670,000 | $184,000 | $2,845,000 | $214,000 | $3,826,000 |
| Hispanic | 130 | $30,180,000 | $232,000 | $1,405,000 | $195,000 | $1,460,000 |
| Black or African American | 106 | $23,740,000 | $223,000 | $2,475,000 | $150,000 | $865,000 |
| Asian | 85 | $27,595,000 | $324,000 | $1,555,000 | $261,000 | $2,045,000 |
| American Indian or Alaskan Native | 6 | $2,470,000 | $411,000 | $1,365,000 | $171,000 | $265,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $485,000 | $161,000 | $245,000 | $219,000 | $287,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,977 | $514,735,000 | $260,000 | $5,305,000 | $235,000 | $3,826,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,136 | $304,530,000 | $268,000 | $3,225,000 | $263,000 | $3,826,000 |
| Application Denied By Financial Institution | 429 | $105,625,000 | $246,000 | $5,305,000 | $175,000 | $3,067,000 |
| Application Withdrawn By Applicant | 274 | $81,990,000 | $299,000 | $2,005,000 | $223,000 | $1,440,000 |
| File Closed For Incompleteness | 109 | $18,545,000 | $170,000 | $1,195,000 | $193,000 | $1,433,000 |
| Application Approved But Not Accepted | 29 | $4,045,000 | $139,000 | $745,000 | $242,000 | $954,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 976 | $393,830,000 | $403,000 | $5,305,000 | $228,000 | $3,826,000 |
| Not applicable | 863 | $103,765,000 | $120,000 | $1,005,000 | $246,000 | $3,070,000 |
| Collateral | 60 | $7,770,000 | $129,000 | $505,000 | $218,000 | $979,000 |
| Credit History | 48 | $4,830,000 | $100,000 | $505,000 | $181,000 | $649,000 |
| Other | 17 | $2,745,000 | $161,000 | $505,000 | $242,000 | $685,000 |
| Employment History | 5 | $535,000 | $107,000 | $155,000 | $127,000 | $268,000 |
| Unverifiable Information | 3 | $735,000 | $245,000 | $455,000 | $518,000 | $1,000,000 |
| Credit Application Incomplete | 3 | $355,000 | $118,000 | $185,000 | $230,000 | $483,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $170,000 | $85,000 | $85,000 | $319,000 | $371,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.