Usalliance Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Usalliance Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Usalliance Federal Credit Union 411 Theodore Fremd Ave, Suite 350 Rye, NY 10580 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 592 |
| Total Mortgage Loan Application Amount | $321,601,000 |
| Average Mortgage Loan Application Amount | $670,666 |
| Highest Mortgage Loan Application Amount | $5,446,000 |
| Average Applicant Income | $276,000 |
| Highest Applicant Income | $3,106,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Westchester County New York | 99 | $ 54,940,000 | $ 554,000 | $ 240,000 |
| Middlesex County Massachusetts | 43 | $ 21,339,000 | $ 496,000 | $ 207,000 |
| Fairfield County Connecticut | 39 | $ 30,194,000 | $ 774,000 | $ 264,000 |
| Nassau County New York | 24 | $ 15,484,000 | $ 645,000 | $ 286,000 |
| Bergen County New Jersey | 22 | $ 14,939,000 | $ 679,000 | $ 215,000 |
| Essex County Massachusetts | 20 | $ 8,868,000 | $ 443,000 | $ 197,000 |
| Kings County New York | 20 | $ 16,507,000 | $ 825,000 | $ 221,000 |
| Suffolk County Massachusetts | 19 | $ 14,900,000 | $ 784,000 | $ 280,000 |
| Sullivan County New York | 17 | $ 2,913,000 | $ 171,000 | $ 81,000 |
| Morris County New Jersey | 15 | $ 10,758,000 | $ 717,000 | $ 345,000 |
| Monmouth County New Jersey | 14 | $ 11,745,000 | $ 838,000 | $ 370,000 |
| Queens County New York | 14 | $ 8,553,000 | $ 610,000 | $ 210,000 |
| Norfolk County Massachusetts | 13 | $ 10,038,000 | $ 772,000 | $ 456,000 |
| New Haven County Connecticut | 12 | $ 2,862,000 | $ 238,000 | $ 137,000 |
| Putnam County New York | 12 | $ 3,425,000 | $ 285,000 | $ 145,000 |
| Essex County New Jersey | 11 | $ 8,081,000 | $ 734,000 | $ 266,000 |
| Suffolk County New York | 11 | $ 14,725,000 | $ 1,338,000 | $ 864,000 |
| Dutchess County New York | 9 | $ 2,686,000 | $ 298,000 | $ 145,000 |
| Ulster County New York | 9 | $ 1,429,000 | $ 158,000 | $ 119,000 |
| Hudson County New Jersey | 8 | $ 4,320,000 | $ 540,000 | $ 175,000 |
| Middlesex County New Jersey | 8 | $ 2,267,000 | $ 283,000 | $ 182,000 |
| Orange County New York | 8 | $ 1,575,000 | $ 196,000 | $ 168,000 |
| Rockland County New York | 8 | $ 2,901,000 | $ 362,000 | $ 226,000 |
| Plymouth County Massachusetts | 6 | $ 2,417,000 | $ 402,000 | $ 193,000 |
| New York County New York | 6 | $ 8,170,000 | $ 1,361,000 | $ 598,000 |
| Litchfield County Connecticut | 4 | $ 6,420,000 | $ 1,605,000 | $ 306,000 |
| Bristol County Massachusetts | 4 | $ 1,565,000 | $ 391,000 | $ 174,000 |
| Mercer County New Jersey | 4 | $ 4,210,000 | $ 1,052,000 | $ 568,000 |
| Ocean County New Jersey | 4 | $ 1,237,000 | $ 309,000 | $ 155,000 |
| Somerset County New Jersey | 4 | $ 3,524,000 | $ 881,000 | $ 349,000 |
| Monroe County Pennsylvania | 4 | $ 630,000 | $ 157,000 | $ 89,000 |
| Hartford County Connecticut | 3 | $ 1,177,000 | $ 392,000 | $ 153,000 |
| Palm Beach County Florida | 3 | $ 925,000 | $ 308,000 | $ 132,000 |
| Volusia County Florida | 3 | $ 251,000 | $ 83,000 | $ 145,000 |
| Mecklenburg County North Carolina | 3 | $ 578,000 | $ 192,000 | $ 85,000 |
| Broward County Florida | 2 | $ 348,000 | $ 174,000 | $ 79,000 |
| Lake County Florida | 2 | $ 504,000 | $ 252,000 | $ 111,000 |
| Pinellas County Florida | 2 | $ 498,000 | $ 249,000 | $ 333,000 |
| Polk County Florida | 2 | $ 219,000 | $ 109,000 | $ 111,000 |
| Cobb County Georgia | 2 | $ 425,000 | $ 212,000 | $ 100,000 |
| DeKalb County Georgia | 2 | $ 907,000 | $ 453,000 | $ 176,000 |
| Barnstable County Massachusetts | 2 | $ 634,000 | $ 317,000 | $ 167,000 |
| Oakland County Michigan | 2 | $ 255,000 | $ 127,000 | $ 93,000 |
| Wayne County Michigan | 2 | $ 200,000 | $ 100,000 | $ 57,000 |
| Hillsborough County New Hampshire | 2 | $ 477,000 | $ 238,000 | $ 99,000 |
| Rockingham County New Hampshire | 2 | $ 503,000 | $ 251,000 | $ 109,000 |
| Bronx County New York | 2 | $ 242,000 | $ 121,000 | $ 73,000 |
| Richmond County New York | 2 | $ 1,136,000 | $ 568,000 | $ 209,000 |
| Seneca County New York | 2 | $ 628,000 | $ 314,000 | $ 224,000 |
| Wake County North Carolina | 2 | $ 518,000 | $ 259,000 | $ 124,000 |
| Chester County Pennsylvania | 2 | $ 896,000 | $ 448,000 | $ 191,000 |
| Wayne County Pennsylvania | 2 | $ 317,000 | $ 158,000 | $ 83,000 |
| Maricopa County Arizona | 1 | $ 300,000 | $ 300,000 | $ 105,000 |
| Pulaski County Arkansas | 1 | $ 348,000 | $ 348,000 | $ 201,000 |
| Alameda County California | 1 | $ 600,000 | $ 600,000 | $ 380,000 |
| Orange County California | 1 | $ 389,000 | $ 389,000 | $ 109,000 |
| Ventura County California | 1 | $ 670,000 | $ 670,000 | $ 292,000 |
| Boulder County Colorado | 1 | $ 121,000 | $ 121,000 | $ 89,000 |
| Summit County Colorado | 1 | $ 222,000 | $ 222,000 | $ 133,000 |
| Collier County Florida | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| Hillsborough County Florida | 1 | $ 604,000 | $ 604,000 | $ 523,000 |
| Martin County Florida | 1 | $ 177,000 | $ 177,000 | $ 124,000 |
| Miami-Dade County Florida | 1 | $ 570,000 | $ 570,000 | $ 238,000 |
| Orange County Florida | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Osceola County Florida | 1 | $ 80,000 | $ 80,000 | $ 300,000 |
| Sarasota County Florida | 1 | $ 650,000 | $ 650,000 | $ 165,000 |
| St. Lucie County Florida | 1 | $ 125,000 | $ 125,000 | $ 185,000 |
| Fannin County Georgia | 1 | $ 496,000 | $ 496,000 | $ 150,000 |
| Fulton County Georgia | 1 | $ 284,000 | $ 284,000 | $ 96,000 |
| Newton County Georgia | 1 | $ 168,000 | $ 168,000 | $ 68,000 |
| Marion County Indiana | 1 | $ 71,000 | $ 71,000 | $ 233,000 |
| Bullitt County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Cumberland County Maine | 1 | $ 211,000 | $ 211,000 | $ 178,000 |
| Franklin County Maine | 1 | $ 66,000 | $ 66,000 | $ 182,000 |
| Anne Arundel County Maryland | 1 | $ 200,000 | $ 200,000 | $ 200,000 |
| Baltimore City County Maryland | 1 | $ 150,000 | $ 150,000 | $ 28,000 |
| Cecil County Maryland | 1 | $ 270,000 | $ 270,000 | $ 296,000 |
| Prince George's County Maryland | 1 | $ 164,000 | $ 164,000 | $ 86,000 |
| Berkshire County Massachusetts | 1 | $ 360,000 | $ 360,000 | $ 600,000 |
| Worcester County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 106,000 |
| Carroll County New Hampshire | 1 | $ 630,000 | $ 630,000 | $ 520,000 |
| Strafford County New Hampshire | 1 | $ 278,000 | $ 278,000 | $ 142,000 |
| Burlington County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,085,000 |
| Camden County New Jersey | 1 | $ 464,000 | $ 464,000 | $ 306,000 |
| Gloucester County New Jersey | 1 | $ 292,000 | $ 292,000 | $ 133,000 |
| Union County New Jersey | 1 | $ 1,089,000 | $ 1,089,000 | $ 557,000 |
| Albany County New York | 1 | $ 248,000 | $ 248,000 | $ 81,000 |
| Clinton County New York | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Erie County New York | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Herkimer County New York | 1 | $ 230,000 | $ 230,000 | $ 121,000 |
| Onondaga County New York | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Otsego County New York | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Steuben County New York | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Warren County New York | 1 | $ 100,000 | $ 100,000 | $ 116,000 |
| Chatham County North Carolina | 1 | $ 312,000 | $ 312,000 | $ 120,000 |
| Jefferson County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 20,000 |
| Lackawanna County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 16,000 |
| Montgomery County Pennsylvania | 1 | $ 526,000 | $ 526,000 | $ 318,000 |
| Philadelphia County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 100,000 |
| Pike County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
| Washington County Rhode Island | 1 | $ 526,000 | $ 526,000 | $ 380,000 |
| Travis County Texas | 1 | $ 417,000 | $ 417,000 | $ 91,000 |
| Orange County Vermont | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Greene County Virginia | 1 | $ 360,000 | $ 360,000 | $ 92,000 |
| Henrico County Virginia | 1 | $ 220,000 | $ 220,000 | $ 104,000 |
| King County Washington | 1 | $ 433,000 | $ 433,000 | $ 128,000 |
| Snohomish County Washington | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Usalliance Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 329 | $148,265,000 | $450,000 | $4,150,000 | $213,000 | $2,395,000 |
| Home Purchase | 229 | $141,148,000 | $616,000 | $5,446,000 | $260,000 | $3,106,000 |
| Home Improvement | 34 | $32,188,000 | $946,000 | $3,250,000 | $355,000 | $1,236,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 385 | $225,690,000 | $586,000 | $5,446,000 | $254,000 | $3,106,000 |
| Not Provided | 88 | $41,044,000 | $466,000 | $2,480,000 | $225,000 | $2,166,000 |
| Asian | 41 | $30,098,000 | $734,000 | $3,100,000 | $284,000 | $2,085,000 |
| Black or African American | 39 | $12,253,000 | $314,000 | $1,120,000 | $144,000 | $900,000 |
| Hispanic | 34 | $9,195,000 | $270,000 | $1,260,000 | $163,000 | $1,176,000 |
| American Indian or Alaskan Native | 3 | $658,000 | $219,000 | $385,000 | $110,000 | $174,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $2,663,000 | $1,331,000 | $1,408,000 | $462,000 | $500,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 592 | $321,601,000 | $543,000 | $5,446,000 | $239,000 | $3,106,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 311 | $177,339,000 | $570,000 | $4,150,000 | $275,000 | $3,106,000 |
| Application Denied By Financial Institution | 143 | $71,622,000 | $500,000 | $5,446,000 | $179,000 | $1,176,000 |
| Application Withdrawn By Applicant | 104 | $50,808,000 | $488,000 | $3,250,000 | $210,000 | $907,000 |
| File Closed For Incompleteness | 32 | $19,563,000 | $611,000 | $3,000,000 | $246,000 | $1,236,000 |
| Application Approved But Not Accepted | 2 | $2,269,000 | $1,134,000 | $1,960,000 | $397,000 | $590,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 44 | $18,192,000 | $413,000 | $1,500,000 | $103,000 | $646,000 |
| Credit History | 39 | $16,062,000 | $411,000 | $3,100,000 | $173,000 | $1,176,000 |
| Collateral | 35 | $25,821,000 | $737,000 | $5,446,000 | $274,000 | $900,000 |
| Other | 11 | $4,381,000 | $398,000 | $900,000 | $220,000 | $387,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,301,000 | $260,000 | $660,000 | $134,000 | $293,000 |
| Employment History | 3 | $2,468,000 | $822,000 | $1,270,000 | $222,000 | $350,000 |
| Unverifiable Information | 1 | $1,385,000 | $1,385,000 | $1,385,000 | $300,000 | $300,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.