Usalliance Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Usalliance Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Usalliance Federal Credit Union 411 Theodore Fremd Ave, Suite 350 Rye, NY 10580 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 532 |
| Total Mortgage Loan Application Amount | $198,678,000 |
| Average Mortgage Loan Application Amount | $341,666 |
| Highest Mortgage Loan Application Amount | $4,520,000 |
| Average Applicant Income | $196,000 |
| Highest Applicant Income | $2,972,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Westchester County New York | 81 | $ 32,097,000 | $ 396,000 | $ 212,000 |
| Middlesex County Massachusetts | 57 | $ 19,790,000 | $ 347,000 | $ 177,000 |
| Fairfield County Connecticut | 31 | $ 20,044,000 | $ 646,000 | $ 279,000 |
| Suffolk County Massachusetts | 27 | $ 10,413,000 | $ 385,000 | $ 177,000 |
| Essex County Massachusetts | 19 | $ 3,800,000 | $ 200,000 | $ 127,000 |
| Sullivan County New York | 17 | $ 1,474,000 | $ 86,000 | $ 90,000 |
| Kings County New York | 16 | $ 9,298,000 | $ 581,000 | $ 171,000 |
| New Haven County Connecticut | 15 | $ 1,896,000 | $ 126,000 | $ 103,000 |
| Ulster County New York | 15 | $ 1,425,000 | $ 95,000 | $ 72,000 |
| Nassau County New York | 13 | $ 7,141,000 | $ 549,000 | $ 457,000 |
| New York County New York | 13 | $ 12,191,000 | $ 937,000 | $ 320,000 |
| Suffolk County New York | 13 | $ 7,186,000 | $ 552,000 | $ 295,000 |
| Norfolk County Massachusetts | 12 | $ 5,781,000 | $ 481,000 | $ 239,000 |
| Bergen County New Jersey | 9 | $ 3,827,000 | $ 425,000 | $ 177,000 |
| Orange County New York | 8 | $ 1,036,000 | $ 129,000 | $ 101,000 |
| Palm Beach County Florida | 7 | $ 761,000 | $ 108,000 | $ 79,000 |
| Somerset County New Jersey | 7 | $ 4,307,000 | $ 615,000 | $ 237,000 |
| Queens County New York | 7 | $ 3,263,000 | $ 466,000 | $ 163,000 |
| Rockland County New York | 7 | $ 2,013,000 | $ 287,000 | $ 144,000 |
| Plymouth County Massachusetts | 6 | $ 1,304,000 | $ 217,000 | $ 206,000 |
| Morris County New Jersey | 6 | $ 4,434,000 | $ 739,000 | $ 298,000 |
| Bronx County New York | 6 | $ 1,888,000 | $ 314,000 | $ 191,000 |
| Hudson County New Jersey | 5 | $ 2,225,000 | $ 445,000 | $ 420,000 |
| Mercer County New Jersey | 5 | $ 1,023,000 | $ 204,000 | $ 195,000 |
| Union County New Jersey | 5 | $ 3,857,000 | $ 771,000 | $ 398,000 |
| Dutchess County New York | 5 | $ 1,045,000 | $ 209,000 | $ 140,000 |
| Richmond County New York | 5 | $ 1,447,000 | $ 289,000 | $ 112,000 |
| Worcester County Massachusetts | 4 | $ 1,046,000 | $ 261,000 | $ 114,000 |
| Hillsborough County New Hampshire | 4 | $ 1,780,000 | $ 445,000 | $ 161,000 |
| Essex County New Jersey | 4 | $ 3,378,000 | $ 844,000 | $ 332,000 |
| Sussex County New Jersey | 4 | $ 367,000 | $ 91,000 | $ 86,000 |
| Los Angeles County California | 3 | $ 3,517,000 | $ 1,172,000 | $ 352,000 |
| San Diego County California | 3 | $ 988,000 | $ 329,000 | $ 166,000 |
| Hartford County Connecticut | 3 | $ 719,000 | $ 239,000 | $ 102,000 |
| Barnstable County Massachusetts | 3 | $ 1,431,000 | $ 477,000 | $ 464,000 |
| Middlesex County New Jersey | 3 | $ 1,068,000 | $ 356,000 | $ 155,000 |
| Ocean County New Jersey | 3 | $ 1,219,000 | $ 406,000 | $ 91,000 |
| Putnam County New York | 3 | $ 1,115,000 | $ 371,000 | $ 228,000 |
| Chester County Pennsylvania | 3 | $ 391,000 | $ 130,000 | $ 280,000 |
| Pike County Pennsylvania | 3 | $ 279,000 | $ 93,000 | $ 94,000 |
| New London County Connecticut | 2 | $ 1,100,000 | $ 550,000 | $ 214,000 |
| Brevard County Florida | 2 | $ 252,000 | $ 126,000 | $ 75,000 |
| Broward County Florida | 2 | $ 199,000 | $ 99,000 | $ 167,000 |
| Cobb County Georgia | 2 | $ 536,000 | $ 268,000 | $ 100,000 |
| Dukes County Massachusetts | 2 | $ 954,000 | $ 477,000 | $ 682,000 |
| Belknap County New Hampshire | 2 | $ 208,000 | $ 104,000 | $ 155,000 |
| Monmouth County New Jersey | 2 | $ 645,000 | $ 322,000 | $ 134,000 |
| Passaic County New Jersey | 2 | $ 415,000 | $ 207,000 | $ 135,000 |
| Erie County New York | 2 | $ 262,000 | $ 131,000 | $ 67,000 |
| Ontario County New York | 2 | $ 259,000 | $ 129,000 | $ 169,000 |
| Noble County Ohio | 2 | $ 684,000 | $ 342,000 | $ 288,000 |
| Monroe County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 82,000 |
| Arlington County Virginia | 2 | $ 766,000 | $ 383,000 | $ 202,000 |
| Fairfax County Virginia | 2 | $ 771,000 | $ 385,000 | $ 187,000 |
| Navajo County Arizona | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| San Joaquin County California | 1 | $ 300,000 | $ 300,000 | $ 155,000 |
| Douglas County Colorado | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| District of Columbia County District Of Columbia | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Hillsborough County Florida | 1 | $ 300,000 | $ 300,000 | $ 128,000 |
| Indian River County Florida | 1 | $ 126,000 | $ 126,000 | $ 228,000 |
| Miami-Dade County Florida | 1 | $ 640,000 | $ 640,000 | $ 299,000 |
| Pasco County Florida | 1 | $ 43,000 | $ 43,000 | $ 39,000 |
| Pinellas County Florida | 1 | $ 220,000 | $ 220,000 | $ 177,000 |
| Polk County Florida | 1 | $ 66,000 | $ 66,000 | $ 50,000 |
| Sumter County Florida | 1 | $ 64,000 | $ 64,000 | $ 102,000 |
| Crisp County Georgia | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Fulton County Georgia | 1 | $ 69,000 | $ 69,000 | $ 114,000 |
| Lumpkin County Georgia | 1 | $ 89,000 | $ 89,000 | $ 93,000 |
| Fayette County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Lafayette County Louisiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 481,000 |
| Oxford County Maine | 1 | $ 100,000 | $ 100,000 | $ 191,000 |
| Baltimore City County Maryland | 1 | $ 212,000 | $ 212,000 | $ 246,000 |
| Bristol County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 70,000 |
| Cheboygan County Michigan | 1 | $ 79,000 | $ 79,000 | $ 93,000 |
| Oakland County Michigan | 1 | $ 135,000 | $ 135,000 | $ 215,000 |
| St. Louis County Missouri | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Clark County Nevada | 1 | $ 300,000 | $ 300,000 | $ 325,000 |
| Carroll County New Hampshire | 1 | $ 110,000 | $ 110,000 | $ 130,000 |
| Gloucester County New Jersey | 1 | $ 47,000 | $ 47,000 | $ 47,000 |
| Hunterdon County New Jersey | 1 | $ 124,000 | $ 124,000 | $ 125,000 |
| Alamance County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 58,000 |
| Logan County Ohio | 1 | $ 10,000 | $ 10,000 | $ 96,000 |
| Lancaster County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 190,000 |
| Luzerne County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 89,000 |
| Northampton County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 201,000 |
| Newport County Rhode Island | 1 | $ 887,000 | $ 887,000 | $ 735,000 |
| Providence County Rhode Island | 1 | $ 53,000 | $ 53,000 | $ 173,000 |
| Georgetown County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 31,000 |
| Richland County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Salt Lake County Utah | 1 | $ 274,000 | $ 274,000 | $ 81,000 |
| Loudoun County Virginia | 1 | $ 696,000 | $ 696,000 | $ 341,000 |
| Prince William County Virginia | 1 | $ 240,000 | $ 240,000 | $ 70,000 |
| Roanoke City County Virginia | 1 | $ 132,000 | $ 132,000 | $ 126,000 |
| Suffolk County Virginia | 1 | $ 35,000 | $ 35,000 | $ 200,000 |
| Virginia Beach County Virginia | 1 | $ 207,000 | $ 207,000 | $ 135,000 |
| King County Washington | 1 | $ 307,000 | $ 307,000 | $ 151,000 |
| Pierce County Washington | 1 | $ 417,000 | $ 417,000 | $ 286,000 |
| Snohomish County Washington | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Usalliance Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 254 | $87,185,000 | $343,000 | $2,600,000 | $172,000 | $1,100,000 |
| Home Purchase | 198 | $95,403,000 | $481,000 | $4,520,000 | $237,000 | $2,972,000 |
| Home Improvement | 80 | $16,090,000 | $201,000 | $1,700,000 | $179,000 | $1,225,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 340 | $127,506,000 | $375,000 | $2,520,000 | $206,000 | $2,972,000 |
| Not Provided | 84 | $31,409,000 | $373,000 | $4,520,000 | $202,000 | $1,369,000 |
| Black or African American | 41 | $9,685,000 | $236,000 | $959,000 | $132,000 | $1,100,000 |
| Asian | 33 | $13,326,000 | $403,000 | $1,120,000 | $180,000 | $477,000 |
| Hispanic | 31 | $15,012,000 | $484,000 | $2,600,000 | $194,000 | $703,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,590,000 | $795,000 | $1,475,000 | $194,000 | $323,000 |
| American Indian or Alaskan Native | 1 | $150,000 | $150,000 | $150,000 | $90,000 | $90,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 532 | $198,678,000 | $373,000 | $4,520,000 | $197,000 | $2,972,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 276 | $111,183,000 | $402,000 | $4,520,000 | $223,000 | $2,972,000 |
| Application Denied By Financial Institution | 166 | $52,371,000 | $315,000 | $2,600,000 | $159,000 | $1,225,000 |
| Application Withdrawn By Applicant | 71 | $30,321,000 | $427,000 | $2,450,000 | $190,000 | $875,000 |
| File Closed For Incompleteness | 17 | $4,544,000 | $267,000 | $990,000 | $183,000 | $565,000 |
| Application Approved But Not Accepted | 2 | $259,000 | $129,000 | $159,000 | $125,000 | $147,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 48 | $18,145,000 | $378,000 | $1,500,000 | $122,000 | $594,000 |
| Collateral | 47 | $16,851,000 | $358,000 | $2,600,000 | $205,000 | $1,225,000 |
| Credit History | 44 | $9,600,000 | $218,000 | $700,000 | $145,000 | $778,000 |
| Other | 18 | $3,836,000 | $213,000 | $485,000 | $156,000 | $319,000 |
| Employment History | 7 | $2,768,000 | $395,000 | $705,000 | $211,000 | $712,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $43,000 | $43,000 | $43,000 | $39,000 | $39,000 |
| Unverifiable Information | 1 | $1,128,000 | $1,128,000 | $1,128,000 | $235,000 | $235,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.