Usalliance Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Usalliance Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Usalliance Federal Credit Union 411 Theodore Fremd Ave, Suite 350 Rye, NY 10580 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 741 |
| Total Mortgage Loan Application Amount | $166,465,000 |
| Average Mortgage Loan Application Amount | $224,333 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $131,000 |
| Highest Applicant Income | $1,840,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Westchester County New York | 151 | $ 39,851,000 | $ 263,000 | $ 147,000 |
| Middlesex County Massachusetts | 85 | $ 19,041,000 | $ 224,000 | $ 104,000 |
| Sullivan County New York | 38 | $ 5,106,000 | $ 134,000 | $ 80,000 |
| Essex County Massachusetts | 33 | $ 5,874,000 | $ 178,000 | $ 107,000 |
| Fairfield County Connecticut | 32 | $ 6,843,000 | $ 213,000 | $ 125,000 |
| Ulster County New York | 29 | $ 3,717,000 | $ 128,000 | $ 69,000 |
| Suffolk County Massachusetts | 24 | $ 5,906,000 | $ 246,000 | $ 183,000 |
| Norfolk County Massachusetts | 20 | $ 5,457,000 | $ 272,000 | $ 153,000 |
| Orange County New York | 17 | $ 2,833,000 | $ 166,000 | $ 105,000 |
| Rockland County New York | 13 | $ 3,145,000 | $ 241,000 | $ 121,000 |
| Barnstable County Massachusetts | 12 | $ 2,377,000 | $ 198,000 | $ 192,000 |
| Plymouth County Massachusetts | 12 | $ 3,646,000 | $ 303,000 | $ 229,000 |
| Nassau County New York | 12 | $ 3,745,000 | $ 312,000 | $ 228,000 |
| Putnam County New York | 11 | $ 2,395,000 | $ 217,000 | $ 108,000 |
| Kings County New York | 10 | $ 2,731,000 | $ 273,000 | $ 110,000 |
| New York County New York | 10 | $ 2,886,000 | $ 288,000 | $ 171,000 |
| Queens County New York | 10 | $ 1,725,000 | $ 172,000 | $ 103,000 |
| Dutchess County New York | 9 | $ 2,196,000 | $ 244,000 | $ 134,000 |
| Suffolk County New York | 9 | $ 2,720,000 | $ 302,000 | $ 135,000 |
| Bergen County New Jersey | 8 | $ 2,790,000 | $ 348,000 | $ 187,000 |
| New Haven County Connecticut | 7 | $ 2,943,000 | $ 420,000 | $ 233,000 |
| Essex County New Jersey | 7 | $ 1,448,000 | $ 206,000 | $ 107,000 |
| Bronx County New York | 7 | $ 1,565,000 | $ 223,000 | $ 71,000 |
| Middlesex County New Jersey | 6 | $ 1,213,000 | $ 202,000 | $ 101,000 |
| Monmouth County New Jersey | 6 | $ 1,452,000 | $ 242,000 | $ 245,000 |
| Bristol County Massachusetts | 5 | $ 667,000 | $ 133,000 | $ 110,000 |
| Rockingham County New Hampshire | 5 | $ 791,000 | $ 158,000 | $ 91,000 |
| Ocean County New Jersey | 5 | $ 1,214,000 | $ 242,000 | $ 156,000 |
| Montgomery County Maryland | 4 | $ 1,031,000 | $ 257,000 | $ 124,000 |
| Dukes County Massachusetts | 4 | $ 1,695,000 | $ 423,000 | $ 149,000 |
| Hillsborough County New Hampshire | 4 | $ 556,000 | $ 139,000 | $ 119,000 |
| Richmond County New York | 4 | $ 1,340,000 | $ 335,000 | $ 140,000 |
| Horry County South Carolina | 4 | $ 610,000 | $ 152,000 | $ 102,000 |
| Litchfield County Connecticut | 3 | $ 728,000 | $ 242,000 | $ 104,000 |
| Middlesex County Connecticut | 3 | $ 619,000 | $ 206,000 | $ 96,000 |
| Broward County Florida | 3 | $ 280,000 | $ 93,000 | $ 67,000 |
| Palm Beach County Florida | 3 | $ 208,000 | $ 69,000 | $ 61,000 |
| Worcester County Massachusetts | 3 | $ 716,000 | $ 238,000 | $ 145,000 |
| Hudson County New Jersey | 3 | $ 563,000 | $ 187,000 | $ 79,000 |
| Morris County New Jersey | 3 | $ 1,244,000 | $ 414,000 | $ 274,000 |
| Somerset County New Jersey | 3 | $ 803,000 | $ 267,000 | $ 122,000 |
| Wake County North Carolina | 3 | $ 884,000 | $ 294,000 | $ 130,000 |
| Maricopa County Arizona | 2 | $ 277,000 | $ 138,000 | $ 160,000 |
| Los Angeles County California | 2 | $ 636,000 | $ 318,000 | $ 174,000 |
| St. Johns County Florida | 2 | $ 274,000 | $ 137,000 | $ 90,000 |
| Volusia County Florida | 2 | $ 376,000 | $ 188,000 | $ 69,000 |
| Cobb County Georgia | 2 | $ 308,000 | $ 154,000 | $ 42,000 |
| Fulton County Georgia | 2 | $ 272,000 | $ 136,000 | $ 85,000 |
| Gwinnett County Georgia | 2 | $ 349,000 | $ 174,000 | $ 164,000 |
| Hennepin County Minnesota | 2 | $ 775,000 | $ 387,000 | $ 181,000 |
| Mercer County New Jersey | 2 | $ 660,000 | $ 330,000 | $ 141,000 |
| Union County New Jersey | 2 | $ 497,000 | $ 248,000 | $ 138,000 |
| Otsego County New York | 2 | $ 383,000 | $ 191,000 | $ 103,000 |
| Orange County North Carolina | 2 | $ 384,000 | $ 192,000 | $ 96,000 |
| Montgomery County Pennsylvania | 2 | $ 749,000 | $ 374,000 | $ 125,000 |
| Washington County Rhode Island | 2 | $ 197,000 | $ 98,000 | $ 159,000 |
| Albemarle County Virginia | 2 | $ 173,000 | $ 86,000 | $ 25,000 |
| Orange County California | 1 | $ 688,000 | $ 688,000 | $ 276,000 |
| Boulder County Colorado | 1 | $ 129,000 | $ 129,000 | $ 531,000 |
| Douglas County Colorado | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Hartford County Connecticut | 1 | $ 212,000 | $ 212,000 | $ 172,000 |
| Charlotte County Florida | 1 | $ 112,000 | $ 112,000 | $ 59,000 |
| Citrus County Florida | 1 | $ 128,000 | $ 128,000 | $ 400,000 |
| Lee County Florida | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Miami-Dade County Florida | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
| Pinellas County Florida | 1 | $ 70,000 | $ 70,000 | $ 173,000 |
| Sarasota County Florida | 1 | $ 43,000 | $ 43,000 | $ 143,000 |
| Seminole County Florida | 1 | $ 151,000 | $ 151,000 | $ 71,000 |
| St. Lucie County Florida | 1 | $ 69,000 | $ 69,000 | $ 82,000 |
| Cherokee County Georgia | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Paulding County Georgia | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Cook County Illinois | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Adams County Indiana | 1 | $ 64,000 | $ 64,000 | $ 140,000 |
| St. Joseph County Indiana | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Cumberland County Maine | 1 | $ 182,000 | $ 182,000 | $ 175,000 |
| Hancock County Maine | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 215,000 | $ 215,000 | $ 385,000 |
| Cecil County Maryland | 1 | $ 130,000 | $ 130,000 | $ 137,000 |
| Berkshire County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Ingham County Michigan | 1 | $ 200,000 | $ 200,000 | $ 175,000 |
| Monroe County Michigan | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Oakland County Michigan | 1 | $ 39,000 | $ 39,000 | $ 74,000 |
| Sanilac County Michigan | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Washtenaw County Michigan | 1 | $ 316,000 | $ 316,000 | $ 244,000 |
| Gallatin County Montana | 1 | $ 188,000 | $ 188,000 | $ 175,000 |
| Carroll County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Cheshire County New Hampshire | 1 | $ 106,000 | $ 106,000 | $ 73,000 |
| Grafton County New Hampshire | 1 | $ 180,000 | $ 180,000 | $ 139,000 |
| Strafford County New Hampshire | 1 | $ 324,000 | $ 324,000 | $ 114,000 |
| Burlington County New Jersey | 1 | $ 369,000 | $ 369,000 | $ 132,000 |
| Camden County New Jersey | 1 | $ 297,000 | $ 297,000 | $ 88,000 |
| Hunterdon County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Erie County New York | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Essex County New York | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Greene County New York | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Rensselaer County New York | 1 | $ 196,000 | $ 196,000 | $ 151,000 |
| Saratoga County New York | 1 | $ 112,000 | $ 112,000 | $ 54,000 |
| Buncombe County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 77,000 |
| Columbus County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 118,000 |
| Iredell County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 163,000 |
| Johnston County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Mecklenburg County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Cuyahoga County Ohio | 1 | $ 130,000 | $ 130,000 | $ 180,000 |
| Chester County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 98,000 |
| Delaware County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 132,000 |
| Monroe County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 62,000 |
| Pike County Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 27,000 |
| Wayne County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 94,000 |
| Providence County Rhode Island | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Florence County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 31,000 |
| Davidson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Anderson County Texas | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Ellis County Texas | 1 | $ 142,000 | $ 142,000 | $ 84,000 |
| Fort Bend County Texas | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Salt Lake County Utah | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
| Alexandria County Virginia | 1 | $ 327,000 | $ 327,000 | $ 125,000 |
| Arlington County Virginia | 1 | $ 240,000 | $ 240,000 | $ 52,000 |
| Bedford County Virginia | 1 | $ 247,000 | $ 247,000 | $ 119,000 |
| James City County Virginia | 1 | $ 271,000 | $ 271,000 | $ 100,000 |
| Loudoun County Virginia | 1 | $ 100,000 | $ 100,000 | $ 142,000 |
| Virginia Beach County Virginia | 1 | $ 218,000 | $ 218,000 | $ 307,000 |
| Yakima County Washington | 1 | $ 97,000 | $ 97,000 | $ 66,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Usalliance Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 636 | $141,433,000 | $222,000 | $1,500,000 | $126,000 | $1,609,000 |
| Home Purchase | 88 | $21,500,000 | $244,000 | $1,240,000 | $153,000 | $1,840,000 |
| Home Improvement | 17 | $3,532,000 | $207,000 | $417,000 | $114,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 453 | $102,411,000 | $226,000 | $1,500,000 | $129,000 | $1,609,000 |
| Not Provided | 155 | $33,850,000 | $218,000 | $1,370,000 | $148,000 | $1,840,000 |
| Black or African American | 56 | $13,085,000 | $233,000 | $717,000 | $89,000 | $287,000 |
| Asian | 38 | $8,923,000 | $234,000 | $608,000 | $136,000 | $490,000 |
| Hispanic | 34 | $6,999,000 | $205,000 | $575,000 | $97,000 | $258,000 |
| American Indian or Alaskan Native | 5 | $1,197,000 | $239,000 | $320,000 | $97,000 | $149,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 741 | $166,465,000 | $224,000 | $1,500,000 | $129,000 | $1,840,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 297 | $61,474,000 | $206,000 | $1,370,000 | $137,000 | $1,840,000 |
| Application Denied By Financial Institution | 212 | $52,913,000 | $249,000 | $1,145,000 | $115,000 | $1,609,000 |
| Application Withdrawn By Applicant | 168 | $37,861,000 | $225,000 | $1,500,000 | $134,000 | $728,000 |
| File Closed For Incompleteness | 63 | $13,893,000 | $220,000 | $635,000 | $122,000 | $690,000 |
| Application Approved But Not Accepted | 1 | $324,000 | $324,000 | $324,000 | $114,000 | $114,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 23 | $4,723,000 | $205,000 | $500,000 | $128,000 | $936,000 |
| Collateral | 19 | $4,853,000 | $255,000 | $1,145,000 | $153,000 | $532,000 |
| Debt-To-Income Ratio | 17 | $4,035,000 | $237,000 | $695,000 | $105,000 | $660,000 |
| Other | 11 | $1,862,000 | $169,000 | $350,000 | $78,000 | $233,000 |
| Unverifiable Information | 1 | $97,000 | $97,000 | $97,000 | $66,000 | $66,000 |
| Employment History | 1 | $77,000 | $77,000 | $77,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $140,000 | $140,000 | $140,000 | $199,000 | $199,000 |
| Mortgage Insurance Denied | 1 | $70,000 | $70,000 | $70,000 | $173,000 | $173,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.