Usalliance Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Usalliance Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Usalliance Federal Credit Union 411 Theodore Fremd Ave, Suite 350 Rye, NY 10580 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 369 |
| Total Mortgage Loan Application Amount | $91,464,000 |
| Average Mortgage Loan Application Amount | $257,666 |
| Highest Mortgage Loan Application Amount | $1,450,000 |
| Average Applicant Income | $156,666 |
| Highest Applicant Income | $1,380,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Westchester County New York | 63 | $ 17,181,000 | $ 272,000 | $ 145,000 |
| Middlesex County Massachusetts | 37 | $ 9,828,000 | $ 265,000 | $ 137,000 |
| Fairfield County Connecticut | 26 | $ 6,509,000 | $ 250,000 | $ 154,000 |
| Dutchess County New York | 13 | $ 3,771,000 | $ 290,000 | $ 224,000 |
| Richmond County New York | 11 | $ 2,465,000 | $ 224,000 | $ 133,000 |
| Suffolk County Massachusetts | 10 | $ 1,422,000 | $ 142,000 | $ 100,000 |
| Essex County Massachusetts | 8 | $ 1,534,000 | $ 191,000 | $ 75,000 |
| Norfolk County Massachusetts | 8 | $ 3,119,000 | $ 389,000 | $ 474,000 |
| Bergen County New Jersey | 8 | $ 1,676,000 | $ 209,000 | $ 153,000 |
| Kings County New York | 7 | $ 1,133,000 | $ 161,000 | $ 88,000 |
| Queens County New York | 7 | $ 1,155,000 | $ 165,000 | $ 87,000 |
| Hillsborough County New Hampshire | 6 | $ 1,379,000 | $ 229,000 | $ 119,000 |
| New York County New York | 6 | $ 2,690,000 | $ 448,000 | $ 303,000 |
| Putnam County New York | 6 | $ 1,177,000 | $ 196,000 | $ 119,000 |
| Suffolk County New York | 6 | $ 1,489,000 | $ 248,000 | $ 179,000 |
| New Haven County Connecticut | 5 | $ 646,000 | $ 129,000 | $ 123,000 |
| Plymouth County Massachusetts | 5 | $ 1,717,000 | $ 343,000 | $ 141,000 |
| Middlesex County New Jersey | 5 | $ 1,320,000 | $ 264,000 | $ 158,000 |
| Bronx County New York | 5 | $ 712,000 | $ 142,000 | $ 83,000 |
| Rockland County New York | 5 | $ 1,132,000 | $ 226,000 | $ 138,000 |
| Litchfield County Connecticut | 4 | $ 775,000 | $ 193,000 | $ 120,000 |
| Nassau County New York | 4 | $ 897,000 | $ 224,000 | $ 145,000 |
| Orange County New York | 4 | $ 1,144,000 | $ 286,000 | $ 178,000 |
| Barnstable County Massachusetts | 3 | $ 829,000 | $ 276,000 | $ 143,000 |
| Sussex County Delaware | 2 | $ 800,000 | $ 400,000 | $ 234,000 |
| Brevard County Florida | 2 | $ 211,000 | $ 105,000 | $ 168,000 |
| Palm Beach County Florida | 2 | $ 681,000 | $ 340,000 | $ 176,000 |
| Volusia County Florida | 2 | $ 197,000 | $ 98,000 | $ 67,000 |
| Worcester County Massachusetts | 2 | $ 182,000 | $ 91,000 | $ 244,000 |
| Livingston County Michigan | 2 | $ 243,000 | $ 121,000 | $ 100,000 |
| Essex County New Jersey | 2 | $ 305,000 | $ 152,000 | $ 120,000 |
| Morris County New Jersey | 2 | $ 503,000 | $ 251,000 | $ 363,000 |
| Ocean County New Jersey | 2 | $ 459,000 | $ 229,000 | $ 258,000 |
| Warren County New York | 2 | $ 336,000 | $ 168,000 | $ 185,000 |
| Cuyahoga County Ohio | 2 | $ 269,000 | $ 134,000 | $ 190,000 |
| Philadelphia County Pennsylvania | 2 | $ 569,000 | $ 284,000 | $ 71,000 |
| Ventura County California | 1 | $ 650,000 | $ 650,000 | $ 265,000 |
| Arapahoe County Colorado | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Gunnison County Colorado | 1 | $ 300,000 | $ 300,000 | $ 107,000 |
| New London County Connecticut | 1 | $ 170,000 | $ 170,000 | $ 210,000 |
| Collier County Florida | 1 | $ 347,000 | $ 347,000 | $ 93,000 |
| Highlands County Florida | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Marion County Florida | 1 | $ 364,000 | $ 364,000 | $ 290,000 |
| Pinellas County Florida | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Cherokee County Georgia | 1 | $ 258,000 | $ 258,000 | $ 122,000 |
| Cobb County Georgia | 1 | $ 190,000 | $ 190,000 | $ 113,000 |
| DeKalb County Georgia | 1 | $ 230,000 | $ 230,000 | $ 212,000 |
| Douglas County Georgia | 1 | $ 204,000 | $ 204,000 | $ 137,000 |
| Will County Illinois | 1 | $ 110,000 | $ 110,000 | $ 190,000 |
| Penobscot County Maine | 1 | $ 187,000 | $ 187,000 | $ 96,000 |
| Cecil County Maryland | 1 | $ 354,000 | $ 354,000 | $ 145,000 |
| Montgomery County Maryland | 1 | $ 290,000 | $ 290,000 | $ 290,000 |
| Berkshire County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Bristol County Massachusetts | 1 | $ 404,000 | $ 404,000 | $ 184,000 |
| Dukes County Massachusetts | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
| Cheboygan County Michigan | 1 | $ 370,000 | $ 370,000 | $ 81,000 |
| Huron County Michigan | 1 | $ 94,000 | $ 94,000 | $ 122,000 |
| Ingham County Michigan | 1 | $ 40,000 | $ 40,000 | $ 43,000 |
| Oakland County Michigan | 1 | $ 189,000 | $ 189,000 | $ 95,000 |
| Ramsey County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Grafton County New Hampshire | 1 | $ 720,000 | $ 720,000 | $ 336,000 |
| Cape May County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| Hudson County New Jersey | 1 | $ 92,000 | $ 92,000 | $ 1,380,000 |
| Mercer County New Jersey | 1 | $ 278,000 | $ 278,000 | $ 83,000 |
| Monmouth County New Jersey | 1 | $ 232,000 | $ 232,000 | $ 207,000 |
| Passaic County New Jersey | 1 | $ 775,000 | $ 775,000 | $ 240,000 |
| Somerset County New Jersey | 1 | $ 80,000 | $ 80,000 | $ 226,000 |
| Sussex County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 185,000 |
| Union County New Jersey | 1 | $ 397,000 | $ 397,000 | $ 303,000 |
| Warren County New Jersey | 1 | $ 256,000 | $ 256,000 | $ 110,000 |
| Albany County New York | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
| Delaware County New York | 1 | $ 62,000 | $ 62,000 | $ 103,000 |
| Brunswick County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 86,000 |
| Franklin County Ohio | 1 | $ 354,000 | $ 354,000 | $ 215,000 |
| Allegheny County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Bucks County Pennsylvania | 1 | $ 366,000 | $ 366,000 | $ 269,000 |
| Lackawanna County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 27,000 |
| Montgomery County Pennsylvania | 1 | $ 566,000 | $ 566,000 | $ 338,000 |
| Knox County Tennessee | 1 | $ 350,000 | $ 350,000 | $ 96,000 |
| Williamson County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 139,000 |
| Wilson County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 66,000 |
| Denton County Texas | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Harris County Texas | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Chittenden County Vermont | 1 | $ 120,000 | $ 120,000 | $ 133,000 |
| Orleans County Vermont | 1 | $ 87,000 | $ 87,000 | $ 92,000 |
| Alexandria County Virginia | 1 | $ 199,000 | $ 199,000 | $ 119,000 |
| Chelan County Washington | 1 | $ 339,000 | $ 339,000 | $ 78,000 |
| King County Washington | 1 | $ 193,000 | $ 193,000 | $ 153,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Usalliance Federal Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 296 | $72,513,000 | $244,000 | $1,450,000 | $157,000 | $1,380,000 |
| Home Purchase | 63 | $16,226,000 | $257,000 | $1,000,000 | $150,000 | $687,000 |
| Home Improvement | 10 | $2,725,000 | $272,000 | $566,000 | $163,000 | $338,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 193 | $48,966,000 | $253,000 | $1,450,000 | $167,000 | $1,316,000 |
| Not Provided | 105 | $26,696,000 | $254,000 | $1,440,000 | $153,000 | $720,000 |
| Black or African American | 28 | $6,374,000 | $227,000 | $465,000 | $93,000 | $226,000 |
| Hispanic | 25 | $5,384,000 | $215,000 | $609,000 | $162,000 | $1,380,000 |
| Asian | 18 | $4,044,000 | $224,000 | $650,000 | $130,000 | $325,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 369 | $91,464,000 | $247,000 | $1,450,000 | $155,000 | $1,380,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 114 | $24,260,000 | $212,000 | $624,000 | $161,000 | $1,316,000 |
| Application Denied By Financial Institution | 107 | $30,275,000 | $282,000 | $1,450,000 | $146,000 | $1,380,000 |
| Application Withdrawn By Applicant | 90 | $22,232,000 | $247,000 | $1,000,000 | $175,000 | $1,012,000 |
| File Closed For Incompleteness | 42 | $10,909,000 | $259,000 | $770,000 | $144,000 | $420,000 |
| Preapproval Denied by Financial Institution | 8 | $2,196,000 | $274,000 | $585,000 | $124,000 | $280,000 |
| Preapproval Approved but not Accepted | 7 | $1,493,000 | $213,000 | $335,000 | $86,000 | $174,000 |
| Application Approved But Not Accepted | 1 | $99,000 | $99,000 | $99,000 | $66,000 | $66,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11 | $2,247,000 | $204,000 | $425,000 | $95,000 | $192,000 |
| Debt-To-Income Ratio | 9 | $2,689,000 | $298,000 | $862,000 | $75,000 | $145,000 |
| Collateral | 8 | $1,270,000 | $158,000 | $417,000 | $140,000 | $187,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,118,000 | $279,000 | $400,000 | $91,000 | $107,000 |
| Other | 4 | $1,076,000 | $269,000 | $600,000 | $176,000 | $358,000 |
| Credit Application Incomplete | 1 | $200,000 | $200,000 | $200,000 | $113,000 | $113,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.