Usalliance Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Usalliance Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Usalliance Federal Credit Union 411 Theodore Fremd Ave, Suite 350 Rye, NY 10580 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 714 |
| Total Mortgage Loan Application Amount | $213,987,000 |
| Average Mortgage Loan Application Amount | $287,333 |
| Highest Mortgage Loan Application Amount | $3,200,000 |
| Average Applicant Income | $128,333 |
| Highest Applicant Income | $1,524,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 105 | $ 37,961,000 | $ 361,000 | $ 119,000 |
| Westchester County New York | 78 | $ 18,374,000 | $ 235,000 | $ 116,000 |
| Essex County Massachusetts | 51 | $ 11,832,000 | $ 232,000 | $ 103,000 |
| Suffolk County Massachusetts | 33 | $ 10,008,000 | $ 303,000 | $ 175,000 |
| Fairfield County Connecticut | 26 | $ 6,040,000 | $ 232,000 | $ 105,000 |
| Norfolk County Massachusetts | 20 | $ 15,054,000 | $ 752,000 | $ 237,000 |
| Plymouth County Massachusetts | 20 | $ 5,681,000 | $ 284,000 | $ 115,000 |
| Kings County New York | 17 | $ 5,761,000 | $ 338,000 | $ 108,000 |
| Putnam County New York | 15 | $ 2,913,000 | $ 194,000 | $ 86,000 |
| New York County New York | 14 | $ 4,754,000 | $ 339,000 | $ 144,000 |
| Queens County New York | 14 | $ 2,984,000 | $ 213,000 | $ 100,000 |
| Bergen County New Jersey | 12 | $ 3,360,000 | $ 280,000 | $ 151,000 |
| Barnstable County Massachusetts | 11 | $ 5,748,000 | $ 522,000 | $ 195,000 |
| Hudson County New Jersey | 10 | $ 2,765,000 | $ 276,000 | $ 114,000 |
| Dutchess County New York | 9 | $ 2,436,000 | $ 270,000 | $ 102,000 |
| Rockland County New York | 9 | $ 2,511,000 | $ 279,000 | $ 118,000 |
| Worcester County Massachusetts | 8 | $ 3,766,000 | $ 470,000 | $ 175,000 |
| Hillsborough County New Hampshire | 8 | $ 1,921,000 | $ 240,000 | $ 91,000 |
| Richmond County New York | 8 | $ 2,476,000 | $ 309,000 | $ 112,000 |
| Rockingham County New Hampshire | 6 | $ 1,171,000 | $ 195,000 | $ 75,000 |
| Suffolk County New York | 6 | $ 2,634,000 | $ 439,000 | $ 209,000 |
| New Haven County Connecticut | 5 | $ 2,173,000 | $ 434,000 | $ 167,000 |
| Volusia County Florida | 5 | $ 845,000 | $ 169,000 | $ 120,000 |
| Middlesex County New Jersey | 5 | $ 1,325,000 | $ 265,000 | $ 105,000 |
| Bronx County New York | 5 | $ 1,438,000 | $ 287,000 | $ 67,000 |
| Nassau County New York | 5 | $ 1,749,000 | $ 349,000 | $ 100,000 |
| Miami-Dade County Florida | 4 | $ 446,000 | $ 111,000 | $ 88,000 |
| Fulton County Georgia | 4 | $ 275,000 | $ 68,000 | $ 59,000 |
| Essex County New Jersey | 4 | $ 1,203,000 | $ 300,000 | $ 128,000 |
| Monmouth County New Jersey | 4 | $ 1,277,000 | $ 319,000 | $ 151,000 |
| Passaic County New Jersey | 4 | $ 1,621,000 | $ 405,000 | $ 114,000 |
| Wake County North Carolina | 4 | $ 897,000 | $ 224,000 | $ 155,000 |
| Cobb County Georgia | 3 | $ 452,000 | $ 150,000 | $ 87,000 |
| Baltimore City County Maryland | 3 | $ 182,000 | $ 60,000 | $ 86,000 |
| Howard County Maryland | 3 | $ 648,000 | $ 216,000 | $ 153,000 |
| Montgomery County Maryland | 3 | $ 1,038,000 | $ 346,000 | $ 192,000 |
| Bristol County Massachusetts | 3 | $ 984,000 | $ 328,000 | $ 62,000 |
| Camden County New Jersey | 3 | $ 3,005,000 | $ 1,001,000 | $ 456,000 |
| Mercer County New Jersey | 3 | $ 1,024,000 | $ 341,000 | $ 158,000 |
| Morris County New Jersey | 3 | $ 1,220,000 | $ 406,000 | $ 141,000 |
| Union County New Jersey | 3 | $ 1,113,000 | $ 371,000 | $ 103,000 |
| Orange County New York | 3 | $ 467,000 | $ 155,000 | $ 142,000 |
| Los Angeles County California | 2 | $ 400,000 | $ 200,000 | $ 25,000 |
| Orange County California | 2 | $ 1,312,000 | $ 656,000 | $ 289,000 |
| Santa Clara County California | 2 | $ 1,067,000 | $ 533,000 | $ 177,000 |
| Litchfield County Connecticut | 2 | $ 595,000 | $ 297,000 | $ 120,000 |
| Middlesex County Connecticut | 2 | $ 273,000 | $ 136,000 | $ 99,000 |
| Baltimore County Maryland | 2 | $ 65,000 | $ 32,000 | $ 75,000 |
| Oakland County Michigan | 2 | $ 212,000 | $ 106,000 | $ 83,000 |
| Ocean County New Jersey | 2 | $ 285,000 | $ 142,000 | $ 58,000 |
| Somerset County New Jersey | 2 | $ 406,000 | $ 203,000 | $ 117,000 |
| Monroe County Pennsylvania | 2 | $ 156,000 | $ 78,000 | $ 59,000 |
| Pike County Pennsylvania | 2 | $ 128,000 | $ 64,000 | $ 157,000 |
| Gila County Arizona | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Maricopa County Arizona | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Alameda County California | 1 | $ 350,000 | $ 350,000 | $ 144,000 |
| Placer County California | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| San Francisco County California | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| San Luis Obispo County California | 1 | $ 360,000 | $ 360,000 | $ 84,000 |
| San Mateo County California | 1 | $ 306,000 | $ 306,000 | $ 108,000 |
| Ventura County California | 1 | $ 550,000 | $ 550,000 | $ 260,000 |
| Douglas County Colorado | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Hartford County Connecticut | 1 | $ 150,000 | $ 150,000 | $ 109,000 |
| New London County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| District of Columbia County District Of Columbia | 1 | $ 77,000 | $ 77,000 | $ 146,000 |
| Brevard County Florida | 1 | $ 174,000 | $ 174,000 | $ 38,000 |
| Seminole County Florida | 1 | $ 221,000 | $ 221,000 | $ 127,000 |
| Cherokee County Georgia | 1 | $ 280,000 | $ 280,000 | $ 125,000 |
| Gwinnett County Georgia | 1 | $ 108,000 | $ 108,000 | $ 84,000 |
| Henry County Georgia | 1 | $ 153,000 | $ 153,000 | $ 49,000 |
| Maui County Hawaii | 1 | $ 181,000 | $ 181,000 | $ 156,000 |
| Cook County Illinois | 1 | $ 283,000 | $ 283,000 | $ 175,000 |
| Kane County Illinois | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Johnson County Kansas | 1 | $ 31,000 | $ 31,000 | $ 124,000 |
| Boone County Kentucky | 1 | $ 283,000 | $ 283,000 | $ 93,000 |
| Floyd County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
| Jessamine County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 136,000 |
| Scott County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Cumberland County Maine | 1 | $ 76,000 | $ 76,000 | $ 68,000 |
| Knox County Maine | 1 | $ 1,000,000 | $ 1,000,000 | $ 708,000 |
| Lincoln County Maine | 1 | $ 262,000 | $ 262,000 | $ 108,000 |
| Oxford County Maine | 1 | $ 156,000 | $ 156,000 | $ 118,000 |
| Piscataquis County Maine | 1 | $ 130,000 | $ 130,000 | $ 61,000 |
| Berkshire County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 116,000 |
| Nantucket County Massachusetts | 1 | $ 1,716,000 | $ 1,716,000 | $ 347,000 |
| Cheboygan County Michigan | 1 | $ 388,000 | $ 388,000 | $ 72,000 |
| Kalamazoo County Michigan | 1 | $ 234,000 | $ 234,000 | $ 101,000 |
| Belknap County New Hampshire | 1 | $ 417,000 | $ 417,000 | $ 669,000 |
| Carroll County New Hampshire | 1 | $ 72,000 | $ 72,000 | $ 203,000 |
| Cheshire County New Hampshire | 1 | $ 417,000 | $ 417,000 | $ 1,524,000 |
| Burlington County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 144,000 |
| Cape May County New Jersey | 1 | $ 127,000 | $ 127,000 | $ 57,000 |
| Cumberland County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Hunterdon County New Jersey | 1 | $ 38,000 | $ 38,000 | $ 141,000 |
| Herkimer County New York | 1 | $ 375,000 | $ 375,000 | $ 126,000 |
| Oneida County New York | 1 | $ 30,000 | $ 30,000 | $ 104,000 |
| Otsego County New York | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Ulster County New York | 1 | $ 198,000 | $ 198,000 | $ 58,000 |
| Buncombe County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Forsyth County North Carolina | 1 | $ 11,000 | $ 11,000 | $ 40,000 |
| Haywood County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Johnston County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 31,000 |
| Mecklenburg County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Orange County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| Cuyahoga County Ohio | 1 | $ 150,000 | $ 150,000 | $ 201,000 |
| Delaware County Ohio | 1 | $ 357,000 | $ 357,000 | $ 200,000 |
| Hamilton County Ohio | 1 | $ 199,000 | $ 199,000 | $ 118,000 |
| Lorain County Ohio | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Allegheny County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Chester County Pennsylvania | 1 | $ 310,000 | $ 310,000 | $ 100,000 |
| Dauphin County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 110,000 |
| Schuylkill County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 98,000 |
| Providence County Rhode Island | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Williamson County Tennessee | 1 | $ 268,000 | $ 268,000 | $ 108,000 |
| Wilson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Tarrant County Texas | 1 | $ 120,000 | $ 120,000 | $ 111,000 |
| Williamson County Texas | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Salt Lake County Utah | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Chittenden County Vermont | 1 | $ 60,000 | $ 60,000 | $ 127,000 |
| Windsor County Vermont | 1 | $ 417,000 | $ 417,000 | $ 1,112,000 |
| Alexandria County Virginia | 1 | $ 220,000 | $ 220,000 | $ 72,000 |
| Bedford County Virginia | 1 | $ 198,000 | $ 198,000 | $ 81,000 |
| Putnam County West Virginia | 1 | $ 262,000 | $ 262,000 | $ 166,000 |
| Dane County Wisconsin | 1 | $ 178,000 | $ 178,000 | $ 118,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Usalliance Federal Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 366 | $99,795,000 | $272,000 | $3,115,000 | $130,000 | $1,260,000 |
| Home Purchase | 315 | $105,757,000 | $335,000 | $2,547,000 | $123,000 | $1,524,000 |
| Home Improvement | 33 | $8,435,000 | $255,000 | $3,200,000 | $132,000 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 330 | $107,428,000 | $325,000 | $2,000,000 | $141,000 | $1,524,000 |
| Not Provided | 258 | $70,461,000 | $273,000 | $3,200,000 | $123,000 | $1,260,000 |
| Black or African American | 56 | $13,728,000 | $245,000 | $505,000 | $78,000 | $274,000 |
| Asian | 41 | $14,983,000 | $365,000 | $1,000,000 | $142,000 | $440,000 |
| Hispanic | 25 | $6,012,000 | $240,000 | $417,000 | $81,000 | $207,000 |
| American Indian or Alaskan Native | 3 | $567,000 | $189,000 | $262,000 | $82,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $808,000 | $808,000 | $808,000 | $120,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 713 | $213,731,000 | $299,000 | $3,200,000 | $127,000 | $1,524,000 |
| FHA-insured (Federal Housing Administration) | 1 | $256,000 | $256,000 | $256,000 | $168,000 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 281 | $85,692,000 | $304,000 | $3,115,000 | $139,000 | $1,524,000 |
| Application Approved But Not Accepted | 217 | $68,938,000 | $317,000 | $3,200,000 | $126,000 | $960,000 |
| Application Denied By Financial Institution | 128 | $28,291,000 | $221,000 | $891,000 | $94,000 | $736,000 |
| Application Withdrawn By Applicant | 51 | $17,973,000 | $352,000 | $1,890,000 | $153,000 | $1,021,000 |
| Preapproval Approved but not Accepted | 28 | $11,154,000 | $398,000 | $2,000,000 | $124,000 | $280,000 |
| Preapproval Denied by Financial Institution | 8 | $1,699,000 | $212,000 | $300,000 | $82,000 | $295,000 |
| File Closed For Incompleteness | 1 | $240,000 | $240,000 | $240,000 | $98,000 | $98,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 13 | $2,841,000 | $218,000 | $417,000 | $77,000 | $274,000 |
| Credit History | 10 | $2,888,000 | $288,000 | $459,000 | $79,000 | $140,000 |
| Collateral | 7 | $2,987,000 | $426,000 | $891,000 | $89,000 | $144,000 |
| Mortgage Insurance Denied | 4 | $1,152,000 | $288,000 | $550,000 | $60,000 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $300,000 | $150,000 | $150,000 | $22,000 | $44,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.