Usalliance Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Usalliance Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Usalliance Federal Credit Union 411 Theodore Fremd Ave, Suite 350 Rye, NY 10580 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 432 |
| Total Mortgage Loan Application Amount | $139,176,000 |
| Average Mortgage Loan Application Amount | $229,363 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $108,931 |
| Highest Applicant Income | $1,029,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Westchester County New York | 41 | $ 10,482,000 | $ 255,000 | $ 98,000 |
| Middlesex County Massachusetts | 38 | $ 23,834,000 | $ 627,000 | $ 189,000 |
| Fairfield County Connecticut | 20 | $ 5,384,000 | $ 269,000 | $ 108,000 |
| Plymouth County Massachusetts | 16 | $ 7,119,000 | $ 444,000 | $ 175,000 |
| Essex County Massachusetts | 15 | $ 4,467,000 | $ 297,000 | $ 97,000 |
| Worcester County Massachusetts | 11 | $ 3,275,000 | $ 297,000 | $ 73,000 |
| Norfolk County Massachusetts | 10 | $ 10,382,000 | $ 1,038,000 | $ 270,000 |
| Dutchess County New York | 9 | $ 1,293,000 | $ 143,000 | $ 142,000 |
| Putnam County New York | 9 | $ 2,551,000 | $ 283,000 | $ 136,000 |
| Suffolk County Massachusetts | 7 | $ 1,738,000 | $ 248,000 | $ 64,000 |
| Bergen County New Jersey | 7 | $ 1,730,000 | $ 247,000 | $ 114,000 |
| Hudson County New Jersey | 7 | $ 1,696,000 | $ 242,000 | $ 93,000 |
| Kings County New York | 7 | $ 1,878,000 | $ 268,000 | $ 82,000 |
| Rockland County New York | 7 | $ 1,567,000 | $ 223,000 | $ 115,000 |
| New Haven County Connecticut | 6 | $ 2,144,000 | $ 357,000 | $ 203,000 |
| Orange County New York | 6 | $ 1,203,000 | $ 200,000 | $ 68,000 |
| Hillsborough County New Hampshire | 5 | $ 616,000 | $ 123,000 | $ 92,000 |
| New York County New York | 5 | $ 1,775,000 | $ 355,000 | $ 118,000 |
| Queens County New York | 5 | $ 1,394,000 | $ 278,000 | $ 75,000 |
| Bristol County Massachusetts | 4 | $ 1,841,000 | $ 460,000 | $ 162,000 |
| Rockingham County New Hampshire | 4 | $ 699,000 | $ 174,000 | $ 84,000 |
| Mercer County New Jersey | 4 | $ 1,025,000 | $ 256,000 | $ 150,000 |
| Nassau County New York | 4 | $ 1,239,000 | $ 309,000 | $ 152,000 |
| Suffolk County New York | 4 | $ 1,208,000 | $ 302,000 | $ 81,000 |
| Maricopa County Arizona | 3 | $ 535,000 | $ 178,000 | $ 75,000 |
| Litchfield County Connecticut | 3 | $ 1,033,000 | $ 344,000 | $ 104,000 |
| Barnstable County Massachusetts | 3 | $ 1,555,000 | $ 518,000 | $ 284,000 |
| Middlesex County New Jersey | 3 | $ 886,000 | $ 295,000 | $ 77,000 |
| Monmouth County New Jersey | 3 | $ 1,380,000 | $ 460,000 | $ 204,000 |
| Passaic County New Jersey | 3 | $ 628,000 | $ 209,000 | $ 68,000 |
| Bronx County New York | 3 | $ 562,000 | $ 187,000 | $ 76,000 |
| Providence County Rhode Island | 3 | $ 1,191,000 | $ 397,000 | $ 126,000 |
| Hartford County Connecticut | 2 | $ 750,000 | $ 375,000 | $ 119,000 |
| Broward County Florida | 2 | $ 385,000 | $ 192,000 | $ 126,000 |
| Collier County Florida | 2 | $ 508,000 | $ 254,000 | $ 116,000 |
| Miami-Dade County Florida | 2 | $ 326,000 | $ 163,000 | $ 70,000 |
| Seminole County Florida | 2 | $ 383,000 | $ 191,000 | $ 109,000 |
| St. Lucie County Florida | 2 | $ 437,000 | $ 218,000 | $ 136,000 |
| Merrimack County New Hampshire | 2 | $ 542,000 | $ 271,000 | $ 0 |
| Essex County New Jersey | 2 | $ 534,000 | $ 267,000 | $ 120,000 |
| Somerset County New Jersey | 2 | $ 585,000 | $ 292,000 | $ 110,000 |
| Monroe County Pennsylvania | 2 | $ 355,000 | $ 177,000 | $ 58,000 |
| Philadelphia County Pennsylvania | 2 | $ 455,000 | $ 227,000 | $ 56,000 |
| Horry County South Carolina | 2 | $ 306,000 | $ 153,000 | $ 79,000 |
| DeKalb County Alabama | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Riverside County California | 1 | $ 242,000 | $ 242,000 | $ 91,000 |
| Denver County Colorado | 1 | $ 200,000 | $ 200,000 | $ 151,000 |
| New London County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 128,000 |
| Brevard County Florida | 1 | $ 207,000 | $ 207,000 | $ 76,000 |
| Citrus County Florida | 1 | $ 71,000 | $ 71,000 | $ 20,000 |
| Lee County Florida | 1 | $ 240,000 | $ 240,000 | $ 40,000 |
| Manatee County Florida | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Palm Beach County Florida | 1 | $ 280,000 | $ 280,000 | $ 94,000 |
| Pinellas County Florida | 1 | $ 228,000 | $ 228,000 | $ 128,000 |
| St. Johns County Florida | 1 | $ 169,000 | $ 169,000 | $ 72,000 |
| Sumter County Florida | 1 | $ 90,000 | $ 90,000 | $ 19,000 |
| Cobb County Georgia | 1 | $ 99,000 | $ 99,000 | $ 57,000 |
| Douglas County Georgia | 1 | $ 221,000 | $ 221,000 | $ 98,000 |
| Forsyth County Georgia | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| Gwinnett County Georgia | 1 | $ 274,000 | $ 274,000 | $ 94,000 |
| Honolulu County Hawaii | 1 | $ 158,000 | $ 158,000 | $ 444,000 |
| Allen County Indiana | 1 | $ 124,000 | $ 124,000 | $ 74,000 |
| Franklin County Maine | 1 | $ 88,000 | $ 88,000 | $ 135,000 |
| Charles County Maryland | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Prince George's County Maryland | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 210,000 | $ 210,000 | $ 62,000 |
| Berrien County Michigan | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Cheboygan County Michigan | 1 | $ 300,000 | $ 300,000 | $ 46,000 |
| Wayne County Michigan | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Hennepin County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 176,000 |
| Ramsey County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Clark County Nevada | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
| Belknap County New Hampshire | 1 | $ 300,000 | $ 300,000 | $ 98,000 |
| Burlington County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 111,000 |
| Camden County New Jersey | 1 | $ 272,000 | $ 272,000 | $ 85,000 |
| Ocean County New Jersey | 1 | $ 217,000 | $ 217,000 | $ 108,000 |
| Union County New Jersey | 1 | $ 204,000 | $ 204,000 | $ 53,000 |
| Sandoval County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 67,000 |
| Delaware County New York | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Rensselaer County New York | 1 | $ 20,000 | $ 20,000 | $ 78,000 |
| Richmond County New York | 1 | $ 204,000 | $ 204,000 | $ 83,000 |
| Ulster County New York | 1 | $ 220,000 | $ 220,000 | $ 42,000 |
| Washington County New York | 1 | $ 100,000 | $ 100,000 | $ 131,000 |
| Chatham County North Carolina | 1 | $ 239,000 | $ 239,000 | $ 106,000 |
| Forsyth County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 90,000 |
| Mecklenburg County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 35,000 |
| Butler County Ohio | 1 | $ 230,000 | $ 230,000 | $ 137,000 |
| Clark County Ohio | 1 | $ 167,000 | $ 167,000 | $ 77,000 |
| Cuyahoga County Ohio | 1 | $ 157,000 | $ 157,000 | $ 69,000 |
| Montgomery County Ohio | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Allegheny County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Lackawanna County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 217,000 |
| Anderson County Texas | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Fayette County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 17,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Usalliance Federal Credit Union in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 227 | $68,959,000 | $221,700 | $1,430,000 | $110,900 | $770,000 |
| Refinancing | 192 | $58,947,000 | $190,550 | $2,940,000 | $94,850 | $872,000 |
| Home Improvement | 13 | $11,270,000 | $461,750 | $3,000,000 | $169,500 | $1,029,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 196 | $70,739,000 | $229,772 | $3,000,000 | $116,590 | $1,029,000 |
| Not Provided | 143 | $44,036,000 | $229,000 | $2,500,000 | $100,285 | $770,000 |
| Black or African American | 54 | $12,552,000 | $200,357 | $500,000 | $71,071 | $472,000 |
| Asian | 19 | $6,645,000 | $326,500 | $880,000 | $102,250 | $303,000 |
| Hispanic | 15 | $3,736,000 | $231,833 | $360,000 | $66,166 | $110,000 |
| American Indian or Alaskan Native | 5 | $1,468,000 | $284,750 | $440,000 | $171,500 | $375,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 432 | $139,176,000 | $199,148 | $3,000,000 | $104,481 | $1,029,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 182 | $57,482,000 | $205,900 | $3,000,000 | $97,650 | $1,029,000 |
| Application Withdrawn By Applicant | 104 | $34,009,000 | $238,230 | $2,500,000 | $108,384 | $648,000 |
| Preapproval Approved but not Accepted | 65 | $21,098,000 | $324,000 | $900,000 | $98,000 | $770,000 |
| Application Approved But Not Accepted | 43 | $16,065,000 | $275,272 | $1,000,000 | $101,727 | $418,000 |
| Application Denied By Financial Institution | 21 | $5,662,000 | $256,222 | $650,000 | $82,555 | $151,000 |
| Preapproval Denied by Financial Institution | 14 | $4,214,000 | $301,000 | $720,000 | $77,000 | $287,000 |
| File Closed For Incompleteness | 3 | $646,000 | $176,500 | $500,000 | $82,500 | $129,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $2,874,000 | $296,666 | $720,000 | $80,000 | $250,000 |
| Debt-To-Income Ratio | 7 | $2,022,000 | $293,800 | $478,000 | $56,000 | $80,000 |
| Collateral | 1 | $280,000 | $280,000 | $280,000 | $123,000 | $123,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $358,000 | $358,000 | $358,000 | $70,000 | $70,000 |
| Other | 1 | $387,000 | $387,000 | $387,000 | $57,000 | $57,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.