Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Usalliance Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Usalliance Federal Credit Union 411 Theodore Fremd Ave, Suite 350 Rye, NY 10580 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 980 |
Total Mortgage Loan Application Amount | $193,727,000 |
Average Mortgage Loan Application Amount | $196,000 |
Highest Mortgage Loan Application Amount | $1,600,000 |
Average Applicant Income | $100,652 |
Highest Applicant Income | $720,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Westchester County New York | 195 | $ 39,771,000 | $ 203,000 | $ 111,000 |
Middlesex County Massachusetts | 99 | $ 21,516,000 | $ 217,000 | $ 88,000 |
Fairfield County Connecticut | 59 | $ 15,226,000 | $ 258,000 | $ 128,000 |
Essex County Massachusetts | 38 | $ 6,946,000 | $ 182,000 | $ 98,000 |
Bergen County New Jersey | 30 | $ 6,908,000 | $ 230,000 | $ 156,000 |
Putnam County New York | 27 | $ 4,864,000 | $ 180,000 | $ 110,000 |
Dutchess County New York | 26 | $ 4,978,000 | $ 191,000 | $ 89,000 |
Plymouth County Massachusetts | 23 | $ 4,209,000 | $ 183,000 | $ 92,000 |
Suffolk County Massachusetts | 18 | $ 3,350,000 | $ 186,000 | $ 65,000 |
Nassau County New York | 18 | $ 4,535,000 | $ 251,000 | $ 135,000 |
New York County New York | 18 | $ 4,288,000 | $ 238,000 | $ 101,000 |
Richmond County New York | 18 | $ 3,733,000 | $ 207,000 | $ 84,000 |
Norfolk County Massachusetts | 17 | $ 3,152,000 | $ 185,000 | $ 88,000 |
Rockland County New York | 17 | $ 3,481,000 | $ 204,000 | $ 123,000 |
Orange County New York | 15 | $ 2,159,000 | $ 143,000 | $ 99,000 |
Hudson County New Jersey | 14 | $ 3,360,000 | $ 240,000 | $ 96,000 |
Worcester County Massachusetts | 13 | $ 2,425,000 | $ 186,000 | $ 103,000 |
Rockingham County New Hampshire | 13 | $ 2,179,000 | $ 167,000 | $ 86,000 |
Kings County New York | 13 | $ 2,621,000 | $ 201,000 | $ 73,000 |
New Haven County Connecticut | 9 | $ 1,180,000 | $ 131,000 | $ 118,000 |
Hillsborough County New Hampshire | 9 | $ 1,559,000 | $ 173,000 | $ 102,000 |
Suffolk County New York | 9 | $ 1,615,000 | $ 179,000 | $ 70,000 |
Middlesex County New Jersey | 8 | $ 1,598,000 | $ 199,000 | $ 127,000 |
Queens County New York | 8 | $ 1,194,000 | $ 149,000 | $ 100,000 |
Broward County Florida | 7 | $ 890,000 | $ 127,000 | $ 113,000 |
Essex County New Jersey | 7 | $ 1,411,000 | $ 201,000 | $ 97,000 |
Monmouth County New Jersey | 7 | $ 1,995,000 | $ 285,000 | $ 140,000 |
Passaic County New Jersey | 7 | $ 1,320,000 | $ 188,000 | $ 112,000 |
Barnstable County Massachusetts | 6 | $ 1,156,000 | $ 192,000 | $ 113,000 |
Los Angeles County California | 5 | $ 1,658,000 | $ 331,000 | $ 98,000 |
Litchfield County Connecticut | 5 | $ 771,000 | $ 154,000 | $ 87,000 |
Morris County New Jersey | 5 | $ 855,000 | $ 171,000 | $ 167,000 |
Wake County North Carolina | 5 | $ 713,000 | $ 142,000 | $ 92,000 |
Monroe County Pennsylvania | 5 | $ 642,000 | $ 128,000 | $ 104,000 |
Hillsborough County Florida | 4 | $ 717,000 | $ 179,000 | $ 158,000 |
Miami-Dade County Florida | 4 | $ 587,000 | $ 146,000 | $ 99,000 |
Volusia County Florida | 4 | $ 342,000 | $ 85,000 | $ 47,000 |
Ocean County New Jersey | 4 | $ 871,000 | $ 217,000 | $ 130,000 |
Bronx County New York | 4 | $ 838,000 | $ 209,000 | $ 119,000 |
Maricopa County Arizona | 3 | $ 342,000 | $ 114,000 | $ 139,000 |
Cobb County Georgia | 3 | $ 747,000 | $ 249,000 | $ 85,000 |
Fulton County Georgia | 3 | $ 486,000 | $ 162,000 | $ 54,000 |
York County Maine | 3 | $ 235,000 | $ 78,000 | $ 64,000 |
Bristol County Massachusetts | 3 | $ 513,000 | $ 171,000 | $ 66,000 |
Dukes County Massachusetts | 3 | $ 550,000 | $ 183,000 | $ 55,000 |
Camden County New Jersey | 3 | $ 304,000 | $ 101,000 | $ 87,000 |
Mercer County New Jersey | 3 | $ 591,000 | $ 197,000 | $ 84,000 |
Somerset County New Jersey | 3 | $ 540,000 | $ 180,000 | $ 117,000 |
Alexandria County Virginia | 3 | $ 1,130,000 | $ 376,000 | $ 273,000 |
Pima County Arizona | 2 | $ 288,000 | $ 144,000 | $ 104,000 |
San Diego County California | 2 | $ 594,000 | $ 297,000 | $ 250,000 |
San Mateo County California | 2 | $ 910,000 | $ 455,000 | $ 118,000 |
Santa Clara County California | 2 | $ 970,000 | $ 485,000 | $ 160,000 |
Middlesex County Connecticut | 2 | $ 348,000 | $ 174,000 | $ 103,000 |
Orange County Florida | 2 | $ 347,000 | $ 173,000 | $ 92,000 |
Forsyth County Georgia | 2 | $ 525,000 | $ 262,000 | $ 84,000 |
Rockdale County Georgia | 2 | $ 76,000 | $ 38,000 | $ 46,000 |
Cumberland County Maine | 2 | $ 189,000 | $ 94,000 | $ 59,000 |
Montgomery County Maryland | 2 | $ 235,000 | $ 117,000 | $ 121,000 |
Prince George's County Maryland | 2 | $ 250,000 | $ 125,000 | $ 382,000 |
Talbot County Maryland | 2 | $ 468,000 | $ 234,000 | $ 134,000 |
Oakland County Michigan | 2 | $ 70,000 | $ 35,000 | $ 75,000 |
Sussex County New Jersey | 2 | $ 563,000 | $ 281,000 | $ 191,000 |
Union County New Jersey | 2 | $ 416,000 | $ 208,000 | $ 137,000 |
Cuyahoga County Ohio | 2 | $ 218,000 | $ 109,000 | $ 54,000 |
Montgomery County Pennsylvania | 2 | $ 256,000 | $ 128,000 | $ 72,000 |
Fairfax County Virginia | 2 | $ 366,000 | $ 183,000 | $ 102,000 |
Prince William County Virginia | 2 | $ 313,000 | $ 156,000 | $ 30,000 |
Jackson County Alabama | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
Shelby County Alabama | 1 | $ 126,000 | $ 126,000 | $ 60,000 |
Coconino County Arizona | 1 | $ 100,000 | $ 100,000 | $ 139,000 |
El Dorado County California | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
Marin County California | 1 | $ 360,000 | $ 360,000 | $ 154,000 |
Orange County California | 1 | $ 340,000 | $ 340,000 | $ 205,000 |
Riverside County California | 1 | $ 180,000 | $ 180,000 | $ 32,000 |
San Francisco County California | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
Santa Cruz County California | 1 | $ 479,000 | $ 479,000 | $ 73,000 |
Denver County Colorado | 1 | $ 247,000 | $ 247,000 | $ 64,000 |
Routt County Colorado | 1 | $ 157,000 | $ 157,000 | $ 42,000 |
Hartford County Connecticut | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
New London County Connecticut | 1 | $ 320,000 | $ 320,000 | $ 173,000 |
Tolland County Connecticut | 1 | $ 166,000 | $ 166,000 | $ 80,000 |
New Castle County Delaware | 1 | $ 156,000 | $ 156,000 | $ 108,000 |
Sussex County Delaware | 1 | $ 185,000 | $ 185,000 | $ 155,000 |
Collier County Florida | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
Flagler County Florida | 1 | $ 176,000 | $ 176,000 | $ 73,000 |
Indian River County Florida | 1 | $ 133,000 | $ 133,000 | $ 55,000 |
Lake County Florida | 1 | $ 98,000 | $ 98,000 | $ 83,000 |
Lee County Florida | 1 | $ 140,000 | $ 140,000 | $ 180,000 |
Marion County Florida | 1 | $ 29,000 | $ 29,000 | $ 26,000 |
Martin County Florida | 1 | $ 270,000 | $ 270,000 | $ 132,000 |
Palm Beach County Florida | 1 | $ 164,000 | $ 164,000 | $ 91,000 |
Seminole County Florida | 1 | $ 176,000 | $ 176,000 | $ 42,000 |
St. Lucie County Florida | 1 | $ 200,000 | $ 200,000 | $ 219,000 |
Chatham County Georgia | 1 | $ 169,000 | $ 169,000 | $ 63,000 |
Muscogee County Georgia | 1 | $ 168,000 | $ 168,000 | $ 96,000 |
DuPage County Illinois | 1 | $ 470,000 | $ 470,000 | $ 120,000 |
Marion County Indiana | 1 | $ 117,000 | $ 117,000 | $ 65,000 |
Lincoln County Maine | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
Charles County Maryland | 1 | $ 170,000 | $ 170,000 | $ 134,000 |
Berkshire County Massachusetts | 1 | $ 112,000 | $ 112,000 | $ 334,000 |
Berrien County Michigan | 1 | $ 93,000 | $ 93,000 | $ 77,000 |
Wayne County Michigan | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
Flathead County Montana | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
Clark County Nevada | 1 | $ 196,000 | $ 196,000 | $ 94,000 |
Washoe County Nevada | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
Belknap County New Hampshire | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
Cheshire County New Hampshire | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
Burlington County New Jersey | 1 | $ 248,000 | $ 248,000 | $ 89,000 |
Cape May County New Jersey | 1 | $ 256,000 | $ 256,000 | $ 140,000 |
Hunterdon County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
Columbia County New York | 1 | $ 70,000 | $ 70,000 | $ 90,000 |
Delaware County New York | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
Madison County New York | 1 | $ 126,000 | $ 126,000 | $ 159,000 |
Oneida County New York | 1 | $ 140,000 | $ 140,000 | $ 117,000 |
Otsego County New York | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
Rensselaer County New York | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
Saratoga County New York | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
Schenectady County New York | 1 | $ 40,000 | $ 40,000 | $ 94,000 |
Sullivan County New York | 1 | $ 220,000 | $ 220,000 | $ 79,000 |
Ulster County New York | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
Warren County New York | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
Dare County North Carolina | 1 | $ 338,000 | $ 338,000 | $ 205,000 |
Haywood County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 64,000 |
Orange County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 74,000 |
Butler County Ohio | 1 | $ 109,000 | $ 109,000 | $ 83,000 |
Delaware County Ohio | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
Franklin County Ohio | 1 | $ 109,000 | $ 109,000 | $ 120,000 |
Greene County Ohio | 1 | $ 174,000 | $ 174,000 | $ 103,000 |
Hamilton County Ohio | 1 | $ 102,000 | $ 102,000 | $ 111,000 |
Lucas County Ohio | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
Mahoning County Ohio | 1 | $ 140,000 | $ 140,000 | $ 136,000 |
Stark County Ohio | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
Warren County Ohio | 1 | $ 81,000 | $ 81,000 | $ 84,000 |
Allegheny County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 70,000 |
Chester County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
Columbia County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 19,000 |
Delaware County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 68,000 |
Northampton County Pennsylvania | 1 | $ 247,000 | $ 247,000 | $ 142,000 |
Kent County Rhode Island | 1 | $ 320,000 | $ 320,000 | $ 270,000 |
Newport County Rhode Island | 1 | $ 212,000 | $ 212,000 | $ 76,000 |
Washington County Rhode Island | 1 | $ 184,000 | $ 184,000 | $ 126,000 |
Lexington County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
Anderson County Texas | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
Bexar County Texas | 1 | $ 180,000 | $ 180,000 | $ 123,000 |
Dallas County Texas | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
Denton County Texas | 1 | $ 79,000 | $ 79,000 | $ 54,000 |
Gillespie County Texas | 1 | $ 295,000 | $ 295,000 | $ 530,000 |
San Patricio County Texas | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
Travis County Texas | 1 | $ 280,000 | $ 280,000 | $ 160,000 |
Chittenden County Vermont | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
Orange County Vermont | 1 | $ 96,000 | $ 96,000 | $ 97,000 |
Arlington County Virginia | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
Bedford County Virginia | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
Chesterfield County Virginia | 1 | $ 230,000 | $ 230,000 | $ 115,000 |
Loudoun County Virginia | 1 | $ 256,000 | $ 256,000 | $ 81,000 |
Chelan County Washington | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
King County Washington | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
Kenosha County Wisconsin | 1 | $ 218,000 | $ 218,000 | $ 83,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing (home purchase or home improvement, one-to-four family) | 803 | $150,670,000 | $166,481 | $1,600,000 | $100,777 | $720,000 |
Home Purchase (one-to-four family) | 176 | $42,207,000 | $203,944 | $900,000 | $93,555 | $351,000 |
Home Improvement (one-to-four family) | 1 | $850,000 | $850,000 | $850,000 | $225,000 | $225,000 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 553 | $110,596,000 | $186,000 | $1,278,000 | $100,120 | $530,000 |
Information not provided by applicant in mail or telephone application | 269 | $50,955,000 | $167,809 | $1,600,000 | $97,523 | $370,000 |
Black | 64 | $13,206,000 | $155,571 | $525,000 | $94,000 | $720,000 |
Asian or Pacific Islander | 40 | $8,703,000 | $252,909 | $878,000 | $97,545 | $288,000 |
Hispanic | 34 | $6,618,000 | $181,000 | $420,000 | $96,888 | $388,000 |
Other | 16 | $2,718,000 | $185,833 | $300,000 | $98,833 | $325,000 |
American Indian or Alaskan Native | 4 | $931,000 | $235,000 | $385,000 | $99,000 | $236,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 980 | $193,727,000 | $177,413 | $1,600,000 | $96,689 | $720,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 577 | $109,866,000 | $181,280 | $1,278,000 | $98,360 | $432,000 |
Application Withdrawn By Applicant | 312 | $65,612,000 | $184,842 | $1,600,000 | $101,578 | $530,000 |
Application Denied By Financial Institution | 82 | $17,006,000 | $167,875 | $965,000 | $67,437 | $300,000 |
Application Approved But Not Accepted | 6 | $938,000 | $150,200 | $260,000 | $82,200 | $163,000 |
Loan Purchased By The Institution | 2 | $215,000 | $107,500 | $165,000 | $56,000 | $59,000 |
File Closed For Incompleteness | 1 | $90,000 | $90,000 | $90,000 | $720,000 | $720,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 16 | $3,884,000 | $250,142 | $965,000 | $61,285 | $210,000 |
Credit History | 13 | $2,255,000 | $178,714 | $248,000 | $66,142 | $131,000 |
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.