Usa Home Loans Inc
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Usa Home Loans Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Usa Home Loans Inc 8725 Loch Raven Blvd Suite 205 Towson, MD 21286 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,215 |
| Total Mortgage Loan Application Amount | $249,959,000 |
| Average Mortgage Loan Application Amount | $197,000 |
| Highest Mortgage Loan Application Amount | $1,658,000 |
| Average Applicant Income | $90,500 |
| Highest Applicant Income | $5,734,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 151 | $ 27,820,000 | $ 184,000 | $ 68,000 |
| Harford County Maryland | 130 | $ 29,638,000 | $ 227,000 | $ 159,000 |
| Prince George's County Maryland | 125 | $ 32,935,000 | $ 263,000 | $ 89,000 |
| Baltimore City County Maryland | 113 | $ 16,096,000 | $ 142,000 | $ 52,000 |
| District of Columbia County District Of Columbia | 33 | $ 9,977,000 | $ 302,000 | $ 84,000 |
| Anne Arundel County Maryland | 30 | $ 6,944,000 | $ 231,000 | $ 75,000 |
| Montgomery County Maryland | 26 | $ 7,391,000 | $ 284,000 | $ 95,000 |
| Charles County Maryland | 18 | $ 4,824,000 | $ 268,000 | $ 82,000 |
| Philadelphia County Pennsylvania | 18 | $ 3,205,000 | $ 178,000 | $ 68,000 |
| Jefferson County Alabama | 17 | $ 2,364,000 | $ 139,000 | $ 56,000 |
| York County Pennsylvania | 16 | $ 2,638,000 | $ 164,000 | $ 59,000 |
| Delaware County Pennsylvania | 15 | $ 2,831,000 | $ 188,000 | $ 78,000 |
| Virginia Beach County Virginia | 15 | $ 3,196,000 | $ 213,000 | $ 66,000 |
| Bucks County Pennsylvania | 14 | $ 2,949,000 | $ 210,000 | $ 78,000 |
| Montgomery County Pennsylvania | 14 | $ 3,333,000 | $ 238,000 | $ 75,000 |
| Chesterfield County Virginia | 14 | $ 2,517,000 | $ 179,000 | $ 55,000 |
| Lancaster County Pennsylvania | 12 | $ 1,970,000 | $ 164,000 | $ 67,000 |
| Lehigh County Pennsylvania | 12 | $ 2,253,000 | $ 187,000 | $ 79,000 |
| Suffolk County Virginia | 12 | $ 2,336,000 | $ 194,000 | $ 65,000 |
| Howard County Maryland | 11 | $ 2,675,000 | $ 243,000 | $ 77,000 |
| Washington County Maryland | 11 | $ 2,071,000 | $ 188,000 | $ 74,000 |
| Orange County Florida | 9 | $ 1,583,000 | $ 175,000 | $ 63,000 |
| St. Mary's County Maryland | 9 | $ 2,353,000 | $ 261,000 | $ 72,000 |
| Burlington County New Jersey | 9 | $ 1,566,000 | $ 174,000 | $ 66,000 |
| San Bernardino County California | 8 | $ 1,695,000 | $ 211,000 | $ 66,000 |
| New Castle County Delaware | 8 | $ 1,387,000 | $ 173,000 | $ 66,000 |
| Cecil County Maryland | 8 | $ 1,553,000 | $ 194,000 | $ 68,000 |
| Northampton County Pennsylvania | 8 | $ 1,501,000 | $ 187,000 | $ 78,000 |
| Chesapeake County Virginia | 8 | $ 2,239,000 | $ 279,000 | $ 90,000 |
| Fairfax County Virginia | 8 | $ 2,261,000 | $ 282,000 | $ 60,000 |
| Hampton County Virginia | 8 | $ 1,428,000 | $ 178,000 | $ 59,000 |
| Henrico County Virginia | 8 | $ 1,609,000 | $ 201,000 | $ 68,000 |
| Norfolk County Virginia | 8 | $ 1,263,000 | $ 157,000 | $ 54,000 |
| Prince William County Virginia | 8 | $ 2,266,000 | $ 283,000 | $ 63,000 |
| Spotsylvania County Virginia | 8 | $ 2,355,000 | $ 294,000 | $ 86,000 |
| Gloucester County New Jersey | 7 | $ 1,247,000 | $ 178,000 | $ 72,000 |
| Chester County Pennsylvania | 7 | $ 1,668,000 | $ 238,000 | $ 88,000 |
| Dauphin County Pennsylvania | 7 | $ 949,000 | $ 135,000 | $ 58,000 |
| Hillsborough County Florida | 6 | $ 825,000 | $ 137,000 | $ 56,000 |
| Camden County New Jersey | 6 | $ 1,011,000 | $ 168,000 | $ 57,000 |
| Monmouth County New Jersey | 6 | $ 1,476,000 | $ 246,000 | $ 81,000 |
| Newport News County Virginia | 6 | $ 1,262,000 | $ 210,000 | $ 62,000 |
| Riverside County California | 5 | $ 890,000 | $ 178,000 | $ 56,000 |
| Duval County Florida | 5 | $ 930,000 | $ 186,000 | $ 70,000 |
| Manatee County Florida | 5 | $ 858,000 | $ 171,000 | $ 59,000 |
| Frederick County Maryland | 5 | $ 1,622,000 | $ 324,000 | $ 94,000 |
| Worcester County Maryland | 5 | $ 448,000 | $ 89,000 | $ 78,000 |
| Berks County Pennsylvania | 5 | $ 1,028,000 | $ 205,000 | $ 75,000 |
| Monroe County Pennsylvania | 5 | $ 942,000 | $ 188,000 | $ 72,000 |
| Portsmouth County Virginia | 5 | $ 1,160,000 | $ 232,000 | $ 73,000 |
| Mobile County Alabama | 4 | $ 542,000 | $ 135,000 | $ 59,000 |
| Carroll County Maryland | 4 | $ 992,000 | $ 248,000 | $ 74,000 |
| Allegheny County Pennsylvania | 4 | $ 690,000 | $ 172,000 | $ 81,000 |
| Harris County Texas | 4 | $ 613,000 | $ 153,000 | $ 73,000 |
| Loudoun County Virginia | 4 | $ 1,315,000 | $ 328,000 | $ 92,000 |
| Stafford County Virginia | 4 | $ 1,290,000 | $ 322,000 | $ 71,000 |
| Montgomery County Alabama | 3 | $ 323,000 | $ 107,000 | $ 62,000 |
| Shelby County Alabama | 3 | $ 460,000 | $ 153,000 | $ 77,000 |
| Mesa County Colorado | 3 | $ 389,000 | $ 129,000 | $ 40,000 |
| Broward County Florida | 3 | $ 928,000 | $ 309,000 | $ 84,000 |
| Leon County Florida | 3 | $ 593,000 | $ 197,000 | $ 75,000 |
| Osceola County Florida | 3 | $ 529,000 | $ 176,000 | $ 51,000 |
| Pasco County Florida | 3 | $ 610,000 | $ 203,000 | $ 72,000 |
| Pinellas County Florida | 3 | $ 487,000 | $ 162,000 | $ 54,000 |
| Polk County Florida | 3 | $ 302,000 | $ 100,000 | $ 38,000 |
| Cook County Illinois | 3 | $ 580,000 | $ 193,000 | $ 49,000 |
| Marion County Indiana | 3 | $ 312,000 | $ 104,000 | $ 54,000 |
| Queen Anne's County Maryland | 3 | $ 648,000 | $ 216,000 | $ 116,000 |
| Wicomico County Maryland | 3 | $ 653,000 | $ 217,000 | $ 67,000 |
| Ocean County New Jersey | 3 | $ 449,000 | $ 149,000 | $ 78,000 |
| Greenville County South Carolina | 3 | $ 295,000 | $ 98,000 | $ 21,000 |
| Davidson County Tennessee | 3 | $ 458,000 | $ 152,000 | $ 44,000 |
| Fort Bend County Texas | 3 | $ 296,000 | $ 98,000 | $ 68,000 |
| Tarrant County Texas | 3 | $ 232,000 | $ 77,000 | $ 84,000 |
| Hanover County Virginia | 3 | $ 871,000 | $ 290,000 | $ 110,000 |
| Arapahoe County Colorado | 2 | $ 447,000 | $ 223,000 | $ 112,000 |
| Kent County Delaware | 2 | $ 340,000 | $ 170,000 | $ 85,000 |
| Sussex County Delaware | 2 | $ 200,000 | $ 100,000 | $ 55,000 |
| Charlotte County Florida | 2 | $ 189,000 | $ 94,000 | $ 56,000 |
| Escambia County Florida | 2 | $ 273,000 | $ 136,000 | $ 39,000 |
| Indian River County Florida | 2 | $ 325,000 | $ 162,000 | $ 258,000 |
| Miami-Dade County Florida | 2 | $ 410,000 | $ 205,000 | $ 106,000 |
| Seminole County Florida | 2 | $ 648,000 | $ 324,000 | $ 87,000 |
| St. Johns County Florida | 2 | $ 441,000 | $ 220,000 | $ 83,000 |
| Calvert County Maryland | 2 | $ 451,000 | $ 225,000 | $ 68,000 |
| Caroline County Maryland | 2 | $ 538,000 | $ 269,000 | $ 83,000 |
| Dorchester County Maryland | 2 | $ 283,000 | $ 141,000 | $ 61,000 |
| Somerset County Maryland | 2 | $ 367,000 | $ 183,000 | $ 58,000 |
| Essex County New Jersey | 2 | $ 426,000 | $ 213,000 | $ 66,000 |
| Mercer County New Jersey | 2 | $ 459,000 | $ 229,000 | $ 73,000 |
| Middlesex County New Jersey | 2 | $ 443,000 | $ 221,000 | $ 83,000 |
| Somerset County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 80,000 |
| Union County New Jersey | 2 | $ 436,000 | $ 218,000 | $ 77,000 |
| Warren County New Jersey | 2 | $ 518,000 | $ 259,000 | $ 98,000 |
| Cuyahoga County Ohio | 2 | $ 256,000 | $ 128,000 | $ 35,000 |
| Adams County Pennsylvania | 2 | $ 439,000 | $ 219,000 | $ 76,000 |
| Beaver County Pennsylvania | 2 | $ 433,000 | $ 216,000 | $ 52,000 |
| Erie County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 136,000 |
| Mercer County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| Westmoreland County Pennsylvania | 2 | $ 344,000 | $ 172,000 | $ 76,000 |
| Shelby County Tennessee | 2 | $ 121,000 | $ 60,000 | $ 32,000 |
| Caroline County Virginia | 2 | $ 390,000 | $ 195,000 | $ 95,000 |
| Halifax County Virginia | 2 | $ 296,000 | $ 148,000 | $ 58,000 |
| Manassas County Virginia | 2 | $ 553,000 | $ 276,000 | $ 60,000 |
| Orange County Virginia | 2 | $ 224,000 | $ 112,000 | $ 34,000 |
| Contra Costa County California | 1 | $ 360,000 | $ 360,000 | $ 108,000 |
| Kern County California | 1 | $ 240,000 | $ 240,000 | $ 145,000 |
| Kings County California | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Los Angeles County California | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Monterey County California | 1 | $ 353,000 | $ 353,000 | $ 96,000 |
| Orange County California | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Sacramento County California | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| San Diego County California | 1 | $ 198,000 | $ 198,000 | $ 100,000 |
| San Francisco County California | 1 | $ 320,000 | $ 320,000 | $ 0 |
| San Joaquin County California | 1 | $ 326,000 | $ 326,000 | $ 67,000 |
| Shasta County California | 1 | $ 144,000 | $ 144,000 | $ 51,000 |
| Tuolumne County California | 1 | $ 283,000 | $ 283,000 | $ 61,000 |
| Ventura County California | 1 | $ 342,000 | $ 342,000 | $ 79,000 |
| Adams County Colorado | 1 | $ 289,000 | $ 289,000 | $ 66,000 |
| Brevard County Florida | 1 | $ 198,000 | $ 198,000 | $ 60,000 |
| Clay County Florida | 1 | $ 299,000 | $ 299,000 | $ 145,000 |
| Hernando County Florida | 1 | $ 91,000 | $ 91,000 | $ 37,000 |
| Highlands County Florida | 1 | $ 173,000 | $ 173,000 | $ 64,000 |
| Lake County Florida | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Sarasota County Florida | 1 | $ 257,000 | $ 257,000 | $ 64,000 |
| St. Lucie County Florida | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Wakulla County Florida | 1 | $ 118,000 | $ 118,000 | $ 98,000 |
| Clark County Indiana | 1 | $ 111,000 | $ 111,000 | $ 73,000 |
| Lake County Indiana | 1 | $ 82,000 | $ 82,000 | $ 54,000 |
| Jefferson County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 97,000 |
| Kenton County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 71,000 |
| Essex County Massachusetts | 1 | $ 167,000 | $ 167,000 | $ 48,000 |
| Worcester County Massachusetts | 1 | $ 146,000 | $ 146,000 | $ 48,000 |
| Jackson County Missouri | 1 | $ 149,000 | $ 149,000 | $ 119,000 |
| St. Louis County Missouri | 1 | $ 143,000 | $ 143,000 | $ 86,000 |
| Cape May County New Jersey | 1 | $ 201,000 | $ 201,000 | $ 69,000 |
| Morris County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 154,000 |
| Sussex County New Jersey | 1 | $ 289,000 | $ 289,000 | $ 91,000 |
| Richmond County New York | 1 | $ 81,000 | $ 81,000 | $ 130,000 |
| Suffolk County New York | 1 | $ 323,000 | $ 323,000 | $ 133,000 |
| Belmont County Ohio | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Delaware County Ohio | 1 | $ 234,000 | $ 234,000 | $ 100,000 |
| Greene County Ohio | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Jefferson County Ohio | 1 | $ 89,000 | $ 89,000 | $ 46,000 |
| Montgomery County Ohio | 1 | $ 137,000 | $ 137,000 | $ 71,000 |
| Summit County Ohio | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Trumbull County Ohio | 1 | $ 79,000 | $ 79,000 | $ 40,000 |
| Butler County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 21,000 |
| Cumberland County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Somerset County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 28,000 |
| Colleton County South Carolina | 1 | $ 149,000 | $ 149,000 | $ 54,000 |
| Dorchester County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Orangeburg County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
| Hamilton County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 61,000 |
| Knox County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 44,000 |
| Tipton County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Bexar County Texas | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
| Cameron County Texas | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Comal County Texas | 1 | $ 159,000 | $ 159,000 | $ 70,000 |
| Dallas County Texas | 1 | $ 141,000 | $ 141,000 | $ 42,000 |
| Randall County Texas | 1 | $ 170,000 | $ 170,000 | $ 72,000 |
| Alexandria County Virginia | 1 | $ 375,000 | $ 375,000 | $ 131,000 |
| Arlington County Virginia | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Bedford County Virginia | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Covington County Virginia | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Frederick County Virginia | 1 | $ 188,000 | $ 188,000 | $ 86,000 |
| Fredericksburg County Virginia | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Roanoke City County Virginia | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Usa Home Loans Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,012 | $212,231,000 | $209,000 | $1,658,000 | $75,000 | $1,813,000 |
| Home Purchase | 203 | $37,728,000 | $185,000 | $571,000 | $106,000 | $5,734,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,031 | $212,678,000 | $206,000 | $1,658,000 | $82,000 | $5,734,000 |
| Hispanic | 74 | $14,875,000 | $201,000 | $433,000 | $66,000 | $145,000 |
| White | 56 | $10,463,000 | $186,000 | $438,000 | $70,000 | $146,000 |
| Black or African American | 50 | $10,942,000 | $218,000 | $500,000 | $75,000 | $144,000 |
| Asian | 3 | $847,000 | $282,000 | $385,000 | $57,000 | $84,000 |
| American Indian or Alaskan Native | 1 | $154,000 | $154,000 | $154,000 | $57,000 | $57,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 681 | $134,090,000 | $196,000 | $368,000 | $76,000 | $5,734,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 531 | $114,763,000 | $216,000 | $1,658,000 | $86,000 | $1,813,000 |
| VA-guaranteed (Veterans Administration) | 2 | $928,000 | $464,000 | $596,000 | $142,000 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $178,000 | $178,000 | $178,000 | $69,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 901 | $185,642,000 | $206,000 | $849,000 | $82,000 | $5,734,000 |
| Application Withdrawn By Applicant | 222 | $47,063,000 | $211,000 | $1,658,000 | $80,000 | $1,813,000 |
| Application Denied By Financial Institution | 75 | $13,890,000 | $185,000 | $479,000 | $65,000 | $242,000 |
| File Closed For Incompleteness | 17 | $3,364,000 | $197,000 | $304,000 | $69,000 | $160,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 12 | $2,202,000 | $183,000 | $421,000 | $59,000 | $100,000 |
| Credit History | 10 | $1,767,000 | $176,000 | $323,000 | $64,000 | $105,000 |
| Debt-To-Income Ratio | 7 | $1,293,000 | $184,000 | $298,000 | $44,000 | $65,000 |
| Other | 6 | $816,000 | $136,000 | $190,000 | $54,000 | $109,000 |
| Unverifiable Information | 5 | $831,000 | $166,000 | $479,000 | $102,000 | $242,000 |
| Credit Application Incomplete | 2 | $567,000 | $283,000 | $347,000 | $79,000 | $103,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.