Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Usa Home Loans Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Usa Home Loans Inc 8725 Loch Raven Blvd Suite 205 Towson, MD 21286 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2007 2006 2005 |
Total Number of Mortgage Applications | 1,242 |
Total Mortgage Loan Application Amount | $204,788,000 |
Average Mortgage Loan Application Amount | $145,761 |
Highest Mortgage Loan Application Amount | $879,000 |
Average Applicant Income | $36,523 |
Highest Applicant Income | $454,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Baltimore County Maryland | 177 | $ 27,517,000 | $ 155,000 | $ 60,000 |
Harford County Maryland | 128 | $ 23,759,000 | $ 185,000 | $ 62,000 |
Prince George's County Maryland | 118 | $ 22,303,000 | $ 189,000 | $ 56,000 |
Baltimore City County Maryland | 46 | $ 6,208,000 | $ 134,000 | $ 51,000 |
Anne Arundel County Maryland | 36 | $ 7,864,000 | $ 218,000 | $ 71,000 |
Montgomery County Maryland | 26 | $ 5,087,000 | $ 195,000 | $ 65,000 |
Philadelphia County Pennsylvania | 21 | $ 3,187,000 | $ 151,000 | $ 52,000 |
Cook County Illinois | 18 | $ 2,876,000 | $ 159,000 | $ 48,000 |
Harris County Texas | 17 | $ 1,841,000 | $ 108,000 | $ 0 |
Fairfax County Virginia | 17 | $ 3,358,000 | $ 197,000 | $ 62,000 |
Charles County Maryland | 16 | $ 3,270,000 | $ 204,000 | $ 68,000 |
Chesterfield County Virginia | 16 | $ 2,182,000 | $ 136,000 | $ 39,000 |
Henrico County Virginia | 16 | $ 2,273,000 | $ 142,000 | $ 40,000 |
Virginia Beach County Virginia | 16 | $ 3,187,000 | $ 199,000 | $ 54,000 |
Los Angeles County California | 15 | $ 3,811,000 | $ 254,000 | $ 82,000 |
Lancaster County Pennsylvania | 14 | $ 1,704,000 | $ 121,000 | $ 51,000 |
Washington County Maryland | 13 | $ 2,284,000 | $ 175,000 | $ 69,000 |
Delaware County Pennsylvania | 13 | $ 2,089,000 | $ 160,000 | $ 65,000 |
Spotsylvania County Virginia | 13 | $ 2,009,000 | $ 154,000 | $ 48,000 |
Carroll County Maryland | 12 | $ 2,313,000 | $ 192,000 | $ 100,000 |
Cecil County Maryland | 12 | $ 2,363,000 | $ 196,000 | $ 74,000 |
Bucks County Pennsylvania | 12 | $ 2,038,000 | $ 169,000 | $ 61,000 |
Tarrant County Texas | 12 | $ 1,367,000 | $ 113,000 | $ 0 |
Prince William County Virginia | 12 | $ 2,750,000 | $ 229,000 | $ 38,000 |
Kern County California | 11 | $ 1,822,000 | $ 165,000 | $ 60,000 |
Frederick County Maryland | 11 | $ 2,154,000 | $ 195,000 | $ 51,000 |
York County Pennsylvania | 11 | $ 1,674,000 | $ 152,000 | $ 39,000 |
San Bernardino County California | 10 | $ 1,861,000 | $ 186,000 | $ 43,000 |
Howard County Maryland | 10 | $ 2,188,000 | $ 218,000 | $ 61,000 |
Dallas County Texas | 10 | $ 1,130,000 | $ 113,000 | $ 0 |
New Castle County Delaware | 9 | $ 1,335,000 | $ 148,000 | $ 36,000 |
Calvert County Maryland | 9 | $ 1,593,000 | $ 177,000 | $ 59,000 |
Berks County Pennsylvania | 9 | $ 1,389,000 | $ 154,000 | $ 31,000 |
Montgomery County Pennsylvania | 9 | $ 1,229,000 | $ 136,000 | $ 45,000 |
Jefferson County Alabama | 8 | $ 887,000 | $ 110,000 | $ 22,000 |
Sacramento County California | 8 | $ 1,712,000 | $ 214,000 | $ 50,000 |
Dauphin County Pennsylvania | 8 | $ 933,000 | $ 116,000 | $ 22,000 |
Franklin County Ohio | 7 | $ 954,000 | $ 136,000 | $ 27,000 |
Marion County Indiana | 6 | $ 709,000 | $ 118,000 | $ 25,000 |
St. Mary's County Maryland | 6 | $ 1,126,000 | $ 187,000 | $ 48,000 |
Northampton County Pennsylvania | 6 | $ 912,000 | $ 152,000 | $ 55,000 |
Collin County Texas | 6 | $ 790,000 | $ 131,000 | $ 0 |
Newport News County Virginia | 6 | $ 871,000 | $ 145,000 | $ 43,000 |
Miami-Dade County Florida | 5 | $ 876,000 | $ 175,000 | $ 51,000 |
Wicomico County Maryland | 5 | $ 546,000 | $ 109,000 | $ 47,000 |
Cuyahoga County Ohio | 5 | $ 544,000 | $ 108,000 | $ 11,000 |
Allegheny County Pennsylvania | 5 | $ 613,000 | $ 122,000 | $ 23,000 |
Richland County South Carolina | 5 | $ 620,000 | $ 124,000 | $ 22,000 |
Davidson County Tennessee | 5 | $ 611,000 | $ 122,000 | $ 0 |
Hamilton County Tennessee | 5 | $ 540,000 | $ 108,000 | $ 22,000 |
Shelby County Tennessee | 5 | $ 637,000 | $ 127,000 | $ 0 |
Loudoun County Virginia | 5 | $ 1,088,000 | $ 217,000 | $ 50,000 |
Norfolk County Virginia | 5 | $ 688,000 | $ 137,000 | $ 21,000 |
Madera County California | 4 | $ 828,000 | $ 207,000 | $ 86,000 |
Riverside County California | 4 | $ 710,000 | $ 177,000 | $ 34,000 |
Orange County Florida | 4 | $ 620,000 | $ 155,000 | $ 31,000 |
Lake County Illinois | 4 | $ 564,000 | $ 141,000 | $ 63,000 |
Dorchester County Maryland | 4 | $ 642,000 | $ 160,000 | $ 49,000 |
Worcester County Maryland | 4 | $ 568,000 | $ 142,000 | $ 68,000 |
Licking County Ohio | 4 | $ 508,000 | $ 127,000 | $ 56,000 |
Montgomery County Ohio | 4 | $ 360,000 | $ 90,000 | $ 0 |
Travis County Texas | 4 | $ 434,000 | $ 108,000 | $ 0 |
Williamson County Texas | 4 | $ 549,000 | $ 137,000 | $ 0 |
Chesapeake County Virginia | 4 | $ 733,000 | $ 183,000 | $ 66,000 |
Roanoke County Virginia | 4 | $ 622,000 | $ 155,000 | $ 28,000 |
Montgomery County Alabama | 3 | $ 305,000 | $ 101,000 | $ 0 |
Tulare County California | 3 | $ 393,000 | $ 131,000 | $ 75,000 |
Hillsborough County Florida | 3 | $ 477,000 | $ 159,000 | $ 37,000 |
Winnebago County Illinois | 3 | $ 316,000 | $ 105,000 | $ 16,000 |
Kent County Maryland | 3 | $ 423,000 | $ 141,000 | $ 41,000 |
Lake County Ohio | 3 | $ 355,000 | $ 118,000 | $ 38,000 |
Lorain County Ohio | 3 | $ 378,000 | $ 126,000 | $ 53,000 |
Lucas County Ohio | 3 | $ 338,000 | $ 112,000 | $ 29,000 |
Chester County Pennsylvania | 3 | $ 658,000 | $ 219,000 | $ 70,000 |
Lehigh County Pennsylvania | 3 | $ 418,000 | $ 139,000 | $ 25,000 |
Monroe County Pennsylvania | 3 | $ 440,000 | $ 146,000 | $ 64,000 |
Greenville County South Carolina | 3 | $ 410,000 | $ 136,000 | $ 0 |
Lexington County South Carolina | 3 | $ 243,000 | $ 81,000 | $ 31,000 |
Bexar County Texas | 3 | $ 319,000 | $ 106,000 | $ 0 |
Alameda County California | 2 | $ 566,000 | $ 283,000 | $ 80,000 |
Fresno County California | 2 | $ 483,000 | $ 241,000 | $ 43,000 |
Kings County California | 2 | $ 450,000 | $ 225,000 | $ 65,000 |
Merced County California | 2 | $ 369,000 | $ 184,000 | $ 47,000 |
Tehama County California | 2 | $ 260,000 | $ 130,000 | $ 44,000 |
Broward County Florida | 2 | $ 304,000 | $ 152,000 | $ 0 |
Clay County Florida | 2 | $ 301,000 | $ 150,000 | $ 27,000 |
Duval County Florida | 2 | $ 299,000 | $ 149,000 | $ 38,000 |
DuPage County Illinois | 2 | $ 361,000 | $ 180,000 | $ 36,000 |
Grundy County Illinois | 2 | $ 386,000 | $ 193,000 | $ 78,000 |
Kane County Illinois | 2 | $ 213,000 | $ 106,000 | $ 20,000 |
Caroline County Maryland | 2 | $ 453,000 | $ 226,000 | $ 68,000 |
Queen Anne's County Maryland | 2 | $ 336,000 | $ 168,000 | $ 20,000 |
Talbot County Maryland | 2 | $ 1,149,000 | $ 574,000 | $ 144,000 |
Hamilton County Ohio | 2 | $ 223,000 | $ 111,000 | $ 0 |
Huron County Ohio | 2 | $ 198,000 | $ 99,000 | $ 38,000 |
Mahoning County Ohio | 2 | $ 180,000 | $ 90,000 | $ 0 |
Medina County Ohio | 2 | $ 276,000 | $ 138,000 | $ 0 |
Tuscarawas County Ohio | 2 | $ 191,000 | $ 95,000 | $ 0 |
Beaver County Pennsylvania | 2 | $ 222,000 | $ 111,000 | $ 31,000 |
Lycoming County Pennsylvania | 2 | $ 216,000 | $ 108,000 | $ 38,000 |
Westmoreland County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 50,000 |
Knox County Tennessee | 2 | $ 191,000 | $ 95,000 | $ 24,000 |
El Paso County Texas | 2 | $ 238,000 | $ 119,000 | $ 33,000 |
Fort Bend County Texas | 2 | $ 185,000 | $ 92,000 | $ 0 |
Johnson County Texas | 2 | $ 189,000 | $ 94,000 | $ 0 |
Montgomery County Texas | 2 | $ 189,000 | $ 94,000 | $ 0 |
Rockwall County Texas | 2 | $ 226,000 | $ 113,000 | $ 0 |
Alexandria County Virginia | 2 | $ 496,000 | $ 248,000 | $ 87,000 |
Fauquier County Virginia | 2 | $ 516,000 | $ 258,000 | $ 66,000 |
Hampton County Virginia | 2 | $ 268,000 | $ 134,000 | $ 21,000 |
Hanover County Virginia | 2 | $ 330,000 | $ 165,000 | $ 40,000 |
Orange County Virginia | 2 | $ 323,000 | $ 161,000 | $ 58,000 |
Richmond City County Virginia | 2 | $ 164,000 | $ 82,000 | $ 17,000 |
Stafford County Virginia | 2 | $ 503,000 | $ 251,000 | $ 104,000 |
Suffolk County Virginia | 2 | $ 218,000 | $ 109,000 | $ 0 |
York County Virginia | 2 | $ 347,000 | $ 173,000 | $ 62,000 |
Mobile County Alabama | 1 | $ 128,000 | $ 128,000 | $ 31,000 |
Shelby County Alabama | 1 | $ 128,000 | $ 128,000 | $ 0 |
Contra Costa County California | 1 | $ 167,000 | $ 167,000 | $ 45,000 |
Napa County California | 1 | $ 396,000 | $ 396,000 | $ 96,000 |
San Joaquin County California | 1 | $ 259,000 | $ 259,000 | $ 108,000 |
Shasta County California | 1 | $ 197,000 | $ 197,000 | $ 46,000 |
Stanislaus County California | 1 | $ 226,000 | $ 226,000 | $ 65,000 |
Adams County Colorado | 1 | $ 202,000 | $ 202,000 | $ 62,000 |
Arapahoe County Colorado | 1 | $ 172,000 | $ 172,000 | $ 0 |
Douglas County Colorado | 1 | $ 142,000 | $ 142,000 | $ 0 |
El Paso County Colorado | 1 | $ 198,000 | $ 198,000 | $ 71,000 |
Weld County Colorado | 1 | $ 176,000 | $ 176,000 | $ 0 |
Brevard County Florida | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
Charlotte County Florida | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
Collier County Florida | 1 | $ 272,000 | $ 272,000 | $ 50,000 |
Lee County Florida | 1 | $ 221,000 | $ 221,000 | $ 70,000 |
Leon County Florida | 1 | $ 76,000 | $ 76,000 | $ 46,000 |
Manatee County Florida | 1 | $ 81,000 | $ 81,000 | $ 0 |
Palm Beach County Florida | 1 | $ 308,000 | $ 308,000 | $ 74,000 |
Pinellas County Florida | 1 | $ 92,000 | $ 92,000 | $ 0 |
Polk County Florida | 1 | $ 238,000 | $ 238,000 | $ 55,000 |
Sarasota County Florida | 1 | $ 71,000 | $ 71,000 | $ 25,000 |
St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
Volusia County Florida | 1 | $ 146,000 | $ 146,000 | $ 0 |
Boone County Illinois | 1 | $ 98,000 | $ 98,000 | $ 0 |
Kendall County Illinois | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
LaSalle County Illinois | 1 | $ 113,000 | $ 113,000 | $ 88,000 |
Madison County Illinois | 1 | $ 101,000 | $ 101,000 | $ 58,000 |
McHenry County Illinois | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
Rock Island County Illinois | 1 | $ 92,000 | $ 92,000 | $ 0 |
St. Clair County Illinois | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
Will County Illinois | 1 | $ 183,000 | $ 183,000 | $ 64,000 |
Williamson County Illinois | 1 | $ 104,000 | $ 104,000 | $ 0 |
Hendricks County Indiana | 1 | $ 103,000 | $ 103,000 | $ 62,000 |
Jefferson County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 0 |
Jackson County Missouri | 1 | $ 148,000 | $ 148,000 | $ 87,000 |
St. Louis County Missouri | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
St. Louis City County Missouri | 1 | $ 96,000 | $ 96,000 | $ 0 |
Ashtabula County Ohio | 1 | $ 89,000 | $ 89,000 | $ 0 |
Brown County Ohio | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
Butler County Ohio | 1 | $ 111,000 | $ 111,000 | $ 0 |
Clark County Ohio | 1 | $ 88,000 | $ 88,000 | $ 0 |
Fairfield County Ohio | 1 | $ 96,000 | $ 96,000 | $ 0 |
Geauga County Ohio | 1 | $ 143,000 | $ 143,000 | $ 0 |
Greene County Ohio | 1 | $ 81,000 | $ 81,000 | $ 0 |
Knox County Ohio | 1 | $ 123,000 | $ 123,000 | $ 0 |
Madison County Ohio | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
Ottawa County Ohio | 1 | $ 117,000 | $ 117,000 | $ 0 |
Pickaway County Ohio | 1 | $ 213,000 | $ 213,000 | $ 57,000 |
Stark County Ohio | 1 | $ 97,000 | $ 97,000 | $ 0 |
Trumbull County Ohio | 1 | $ 136,000 | $ 136,000 | $ 0 |
Warren County Ohio | 1 | $ 153,000 | $ 153,000 | $ 0 |
Beaufort County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
Pickens County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 0 |
Blount County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 33,000 |
Maury County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
Sumner County Tennessee | 1 | $ 6,000 | $ 6,000 | $ 0 |
Bastrop County Texas | 1 | $ 86,000 | $ 86,000 | $ 0 |
Comal County Texas | 1 | $ 104,000 | $ 104,000 | $ 0 |
Nueces County Texas | 1 | $ 122,000 | $ 122,000 | $ 0 |
Randall County Texas | 1 | $ 120,000 | $ 120,000 | $ 0 |
Caroline County Virginia | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
Culpeper County Virginia | 1 | $ 116,000 | $ 116,000 | $ 85,000 |
James City County Virginia | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
Petersburg County Virginia | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
Portsmouth County Virginia | 1 | $ 92,000 | $ 92,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,090 | $177,190,000 | $141,687 | $879,000 | $31,125 | $300,000 |
Home Purchase | 152 | $27,598,000 | $158,800 | $624,000 | $53,800 | $454,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 601 | $99,354,000 | $144,500 | $879,000 | $34,642 | $454,000 |
Black or African American | 371 | $60,254,000 | $143,666 | $500,000 | $30,666 | $161,000 |
Not Provided | 184 | $30,615,000 | $140,533 | $420,000 | $29,466 | $161,000 |
Hispanic | 68 | $11,274,000 | $156,600 | $302,000 | $39,300 | $136,000 |
American Indian or Alaskan Native | 9 | $1,717,000 | $161,500 | $363,000 | $39,833 | $123,000 |
Asian | 8 | $1,418,000 | $186,000 | $340,000 | $47,600 | $95,000 |
Native Hawaiian or Other Pacific Islander | 1 | $156,000 | $156,000 | $156,000 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
FHA-insured (Federal Housing Administration) | 674 | $100,040,000 | $134,062 | $315,000 | $22,750 | $454,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 566 | $104,482,000 | $155,750 | $879,000 | $57,833 | $360,000 |
VA-guaranteed (Veterans Administration) | 2 | $266,000 | $133,000 | $185,000 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 923 | $157,680,000 | $146,214 | $879,000 | $36,500 | $454,000 |
Application Withdrawn By Applicant | 240 | $35,885,000 | $143,214 | $435,000 | $33,571 | $216,000 |
Application Denied By Financial Institution | 78 | $10,948,000 | $130,000 | $388,000 | $22,071 | $114,000 |
Application Approved But Not Accepted | 1 | $275,000 | $275,000 | $275,000 | $92,000 | $92,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Other | 22 | $3,261,000 | $150,000 | $276,000 | $38,750 | $108,000 |
Credit History | 12 | $1,571,000 | $133,142 | $204,000 | $29,285 | $114,000 |
Debt-To-Income Ratio | 9 | $1,375,000 | $150,000 | $238,000 | $36,666 | $69,000 |
Collateral | 6 | $916,000 | $141,500 | $237,000 | $26,500 | $85,000 |
Mortgage Insurance Denied | 1 | $86,000 | $86,000 | $86,000 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.