Genisys
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Genisys.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Genisys 2100 Executive Hills Blvd Auburn Hills, MI 48326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,640 |
| Total Mortgage Loan Application Amount | $96,550,000 |
| Average Mortgage Loan Application Amount | $91,000 |
| Highest Mortgage Loan Application Amount | $590,000 |
| Average Applicant Income | $80,666 |
| Highest Applicant Income | $978,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 332 | $ 22,890,000 | $ 68,000 | $ 83,000 |
| Wayne County Michigan | 284 | $ 3,218,000 | $ 11,000 | $ 58,000 |
| Kent County Michigan | 154 | $ 1,554,000 | $ 10,000 | $ 65,000 |
| Macomb County Michigan | 120 | $ 4,621,000 | $ 38,000 | $ 65,000 |
| Grand Traverse County Michigan | 69 | $ 897,000 | $ 13,000 | $ 58,000 |
| Clinton County Michigan | 36 | $ 352,000 | $ 9,000 | $ 59,000 |
| Lapeer County Michigan | 28 | $ 1,605,000 | $ 57,000 | $ 77,000 |
| Montgomery County Pennsylvania | 26 | $ 4,430,000 | $ 170,000 | $ 113,000 |
| St. Joseph County Michigan | 24 | $ 225,000 | $ 9,000 | $ 47,000 |
| Genesee County Michigan | 23 | $ 1,556,000 | $ 67,000 | $ 78,000 |
| Washtenaw County Michigan | 23 | $ 234,000 | $ 10,000 | $ 69,000 |
| Dakota County Minnesota | 18 | $ 2,941,000 | $ 163,000 | $ 125,000 |
| Hennepin County Minnesota | 18 | $ 3,140,000 | $ 174,000 | $ 108,000 |
| St. Clair County Michigan | 15 | $ 555,000 | $ 37,000 | $ 55,000 |
| Livingston County Michigan | 14 | $ 431,000 | $ 30,000 | $ 67,000 |
| Ramsey County Minnesota | 13 | $ 2,277,000 | $ 175,000 | $ 176,000 |
| Monroe County Michigan | 11 | $ 106,000 | $ 9,000 | $ 68,000 |
| Jackson County Michigan | 8 | $ 248,000 | $ 31,000 | $ 50,000 |
| Saginaw County Michigan | 8 | $ 66,000 | $ 8,000 | $ 52,000 |
| Anoka County Minnesota | 6 | $ 1,067,000 | $ 177,000 | $ 112,000 |
| Middlesex County New Jersey | 6 | $ 1,595,000 | $ 265,000 | $ 127,000 |
| Bay County Michigan | 5 | $ 66,000 | $ 13,000 | $ 53,000 |
| Hillsdale County Michigan | 5 | $ 52,000 | $ 10,000 | $ 34,000 |
| Ingham County Michigan | 5 | $ 120,000 | $ 24,000 | $ 63,000 |
| Muskegon County Michigan | 5 | $ 46,000 | $ 9,000 | $ 55,000 |
| Washington County Minnesota | 5 | $ 1,128,000 | $ 225,000 | $ 124,000 |
| Gratiot County Michigan | 4 | $ 40,000 | $ 10,000 | $ 66,000 |
| Leelanau County Michigan | 4 | $ 42,000 | $ 10,000 | $ 34,000 |
| Tuscola County Michigan | 4 | $ 17,000 | $ 4,000 | $ 52,000 |
| Orange County California | 3 | $ 811,000 | $ 270,000 | $ 177,000 |
| Leon County Florida | 3 | $ 503,000 | $ 167,000 | $ 88,000 |
| Gwinnett County Georgia | 3 | $ 502,000 | $ 167,000 | $ 89,000 |
| Antrim County Michigan | 3 | $ 119,000 | $ 39,000 | $ 91,000 |
| Berrien County Michigan | 3 | $ 116,000 | $ 38,000 | $ 64,000 |
| Calhoun County Michigan | 3 | $ 93,000 | $ 31,000 | $ 48,000 |
| Huron County Michigan | 3 | $ 13,000 | $ 4,000 | $ 60,000 |
| Lenawee County Michigan | 3 | $ 48,000 | $ 16,000 | $ 98,000 |
| Midland County Michigan | 3 | $ 29,000 | $ 9,000 | $ 53,000 |
| Ottawa County Michigan | 3 | $ 14,000 | $ 4,000 | $ 116,000 |
| Scott County Minnesota | 3 | $ 621,000 | $ 207,000 | $ 97,000 |
| Sherburne County Minnesota | 3 | $ 484,000 | $ 161,000 | $ 93,000 |
| Wake County North Carolina | 3 | $ 452,000 | $ 150,000 | $ 115,000 |
| Berks County Pennsylvania | 3 | $ 356,000 | $ 118,000 | $ 132,000 |
| Chester County Pennsylvania | 3 | $ 640,000 | $ 213,000 | $ 107,000 |
| Delaware County Pennsylvania | 3 | $ 612,000 | $ 204,000 | $ 146,000 |
| Jefferson County Alabama | 2 | $ 401,000 | $ 200,000 | $ 112,000 |
| Broward County Florida | 2 | $ 337,000 | $ 168,000 | $ 99,000 |
| DeKalb County Georgia | 2 | $ 369,000 | $ 184,000 | $ 124,000 |
| DuPage County Illinois | 2 | $ 540,000 | $ 270,000 | $ 328,000 |
| Allen County Indiana | 2 | $ 131,000 | $ 65,000 | $ 68,000 |
| Barry County Michigan | 2 | $ 15,000 | $ 7,000 | $ 44,000 |
| Iosco County Michigan | 2 | $ 74,000 | $ 37,000 | $ 42,000 |
| Isabella County Michigan | 2 | $ 40,000 | $ 20,000 | $ 76,000 |
| Kalamazoo County Michigan | 2 | $ 27,000 | $ 13,000 | $ 37,000 |
| Montcalm County Michigan | 2 | $ 37,000 | $ 18,000 | $ 32,000 |
| Montmorency County Michigan | 2 | $ 24,000 | $ 12,000 | $ 36,000 |
| Newaygo County Michigan | 2 | $ 110,000 | $ 55,000 | $ 82,000 |
| Otsego County Michigan | 2 | $ 188,000 | $ 94,000 | $ 91,000 |
| Shiawassee County Michigan | 2 | $ 30,000 | $ 15,000 | $ 42,000 |
| Carver County Minnesota | 2 | $ 267,000 | $ 133,000 | $ 120,000 |
| Bergen County New Jersey | 2 | $ 602,000 | $ 301,000 | $ 87,000 |
| Somerset County New Jersey | 2 | $ 510,000 | $ 255,000 | $ 102,000 |
| Forsyth County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 68,000 |
| Bucks County Pennsylvania | 2 | $ 516,000 | $ 258,000 | $ 127,000 |
| Collin County Texas | 2 | $ 370,000 | $ 185,000 | $ 274,000 |
| St. Croix County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 74,000 |
| Yuma County Arizona | 1 | $ 40,000 | $ 40,000 | $ 88,000 |
| Los Angeles County California | 1 | $ 240,000 | $ 240,000 | $ 93,000 |
| Nevada County California | 1 | $ 130,000 | $ 130,000 | $ 115,000 |
| Riverside County California | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Jefferson County Colorado | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
| Pueblo County Colorado | 1 | $ 4,000 | $ 4,000 | $ 63,000 |
| Hartford County Connecticut | 1 | $ 244,000 | $ 244,000 | $ 234,000 |
| Brevard County Florida | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| Hillsborough County Florida | 1 | $ 285,000 | $ 285,000 | $ 119,000 |
| Lee County Florida | 1 | $ 52,000 | $ 52,000 | $ 73,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Orange County Florida | 1 | $ 78,000 | $ 78,000 | $ 146,000 |
| Polk County Florida | 1 | $ 70,000 | $ 70,000 | $ 88,000 |
| Sarasota County Florida | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| Carroll County Georgia | 1 | $ 234,000 | $ 234,000 | $ 85,000 |
| Catoosa County Georgia | 1 | $ 40,000 | $ 40,000 | $ 73,000 |
| Fulton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 39,000 |
| Glynn County Georgia | 1 | $ 4,000 | $ 4,000 | $ 116,000 |
| Hall County Georgia | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Pickens County Georgia | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
| Cook County Illinois | 1 | $ 166,000 | $ 166,000 | $ 89,000 |
| Will County Illinois | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Lake County Indiana | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| Tippecanoe County Indiana | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
| Jefferson County Kentucky | 1 | $ 231,000 | $ 231,000 | $ 446,000 |
| Warren County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 72,000 |
| Alcona County Michigan | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Arenac County Michigan | 1 | $ 16,000 | $ 16,000 | $ 40,000 |
| Benzie County Michigan | 1 | $ 19,000 | $ 19,000 | $ 34,000 |
| Branch County Michigan | 1 | $ 4,000 | $ 4,000 | $ 94,000 |
| Clare County Michigan | 1 | $ 19,000 | $ 19,000 | $ 83,000 |
| Eaton County Michigan | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
| Gladwin County Michigan | 1 | $ 98,000 | $ 98,000 | $ 110,000 |
| Ionia County Michigan | 1 | $ 8,000 | $ 8,000 | $ 52,000 |
| Lake County Michigan | 1 | $ 18,000 | $ 18,000 | $ 57,000 |
| Mason County Michigan | 1 | $ 49,000 | $ 49,000 | $ 146,000 |
| Missaukee County Michigan | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Ogemaw County Michigan | 1 | $ 6,000 | $ 6,000 | $ 29,000 |
| Presque Isle County Michigan | 1 | $ 27,000 | $ 27,000 | $ 118,000 |
| Roscommon County Michigan | 1 | $ 14,000 | $ 14,000 | $ 29,000 |
| Wexford County Michigan | 1 | $ 14,000 | $ 14,000 | $ 16,000 |
| Blue Earth County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 136,000 |
| Koochiching County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| Norman County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Wright County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Sarpy County Nebraska | 1 | $ 160,000 | $ 160,000 | $ 103,000 |
| Atlantic County New Jersey | 1 | $ 244,000 | $ 244,000 | $ 380,000 |
| Camden County New Jersey | 1 | $ 101,000 | $ 101,000 | $ 175,000 |
| Cape May County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 210,000 |
| Union County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Iredell County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 112,000 |
| Mecklenburg County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 80,000 |
| Moore County North Carolina | 1 | $ 299,000 | $ 299,000 | $ 156,000 |
| Orange County North Carolina | 1 | $ 590,000 | $ 590,000 | $ 290,000 |
| Cuyahoga County Ohio | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Franklin County Ohio | 1 | $ 123,000 | $ 123,000 | $ 138,000 |
| Summit County Ohio | 1 | $ 79,000 | $ 79,000 | $ 65,000 |
| Carbon County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 140,000 |
| Lancaster County Pennsylvania | 1 | $ 404,000 | $ 404,000 | $ 190,000 |
| Philadelphia County Pennsylvania | 1 | $ 304,000 | $ 304,000 | $ 117,000 |
| York County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 90,000 |
| Fort Bend County Texas | 1 | $ 122,000 | $ 122,000 | $ 72,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Genisys in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 983 | $8,894,000 | $9,000 | $147,000 | $64,000 | $892,000 |
| Refinancing | 342 | $53,694,000 | $157,000 | $590,000 | $105,000 | $978,000 |
| Home Purchase | 315 | $33,962,000 | $107,000 | $400,000 | $73,000 | $902,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,168 | $67,692,000 | $57,000 | $590,000 | $75,000 | $978,000 |
| Not Provided | 202 | $12,964,000 | $64,000 | $370,000 | $74,000 | $300,000 |
| Black or African American | 156 | $4,227,000 | $27,000 | $244,000 | $58,000 | $598,000 |
| Hispanic | 51 | $2,167,000 | $42,000 | $375,000 | $61,000 | $165,000 |
| Asian | 51 | $9,403,000 | $184,000 | $400,000 | $118,000 | $446,000 |
| American Indian or Alaskan Native | 9 | $63,000 | $7,000 | $10,000 | $45,000 | $109,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $34,000 | $11,000 | $18,000 | $77,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,449 | $80,138,000 | $55,000 | $590,000 | $76,000 | $978,000 |
| FHA-insured (Federal Housing Administration) | 163 | $14,057,000 | $86,000 | $244,000 | $62,000 | $902,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $1,617,000 | $73,000 | $215,000 | $47,000 | $154,000 |
| VA-guaranteed (Veterans Administration) | 6 | $738,000 | $123,000 | $180,000 | $51,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 720 | $26,324,000 | $36,000 | $404,000 | $73,000 | $354,000 |
| Application Denied By Financial Institution | 410 | $11,280,000 | $27,000 | $417,000 | $60,000 | $892,000 |
| File Closed For Incompleteness | 163 | $24,989,000 | $153,000 | $400,000 | $106,000 | $933,000 |
| Preapproval Approved but not Accepted | 140 | $16,142,000 | $115,000 | $400,000 | $74,000 | $902,000 |
| Application Withdrawn By Applicant | 134 | $11,102,000 | $82,000 | $590,000 | $90,000 | $978,000 |
| Preapproval Denied by Financial Institution | 73 | $6,713,000 | $91,000 | $245,000 | $67,000 | $600,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 213 | $9,329,000 | $43,000 | $330,000 | $62,000 | $600,000 |
| Other | 146 | $2,317,000 | $15,000 | $194,000 | $62,000 | $173,000 |
| Debt-To-Income Ratio | 88 | $2,102,000 | $23,000 | $150,000 | $47,000 | $892,000 |
| Collateral | 22 | $2,971,000 | $135,000 | $304,000 | $97,000 | $203,000 |
| Employment History | 6 | $935,000 | $155,000 | $417,000 | $75,000 | $205,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $210,000 | $105,000 | $130,000 | $38,000 | $44,000 |
| Credit Application Incomplete | 1 | $42,000 | $42,000 | $42,000 | $22,000 | $22,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.