Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Genisys.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Genisys 2100 Executive Hills Blvd Auburn Hills, MI 48326 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
Total Number of Mortgage Applications | 856 |
Total Mortgage Loan Application Amount | $99,797,000 |
Average Mortgage Loan Application Amount | $87,000 |
Highest Mortgage Loan Application Amount | $970,000 |
Average Applicant Income | $74,666 |
Highest Applicant Income | $733,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Oakland County Michigan | 295 | $ 36,123,000 | $ 122,000 | $ 81,000 |
Macomb County Michigan | 81 | $ 7,958,000 | $ 98,000 | $ 68,000 |
Wayne County Michigan | 39 | $ 2,583,000 | $ 66,000 | $ 73,000 |
Lapeer County Michigan | 25 | $ 3,218,000 | $ 128,000 | $ 70,000 |
Dakota County Minnesota | 15 | $ 2,826,000 | $ 188,000 | $ 95,000 |
Montgomery County Pennsylvania | 15 | $ 2,643,000 | $ 176,000 | $ 145,000 |
Genesee County Michigan | 12 | $ 1,611,000 | $ 134,000 | $ 95,000 |
Livingston County Michigan | 9 | $ 1,599,000 | $ 177,000 | $ 91,000 |
St. Clair County Michigan | 9 | $ 936,000 | $ 104,000 | $ 76,000 |
Washtenaw County Michigan | 8 | $ 735,000 | $ 91,000 | $ 76,000 |
Marquette County Michigan | 6 | $ 44,000 | $ 7,000 | $ 63,000 |
St. Joseph County Michigan | 6 | $ 72,000 | $ 12,000 | $ 45,000 |
Ramsey County Minnesota | 6 | $ 910,000 | $ 151,000 | $ 56,000 |
Orange County California | 4 | $ 1,237,000 | $ 309,000 | $ 148,000 |
Kent County Michigan | 4 | $ 38,000 | $ 9,000 | $ 92,000 |
Anoka County Minnesota | 4 | $ 514,000 | $ 128,000 | $ 66,000 |
Hennepin County Minnesota | 4 | $ 1,498,000 | $ 374,000 | $ 157,000 |
Chester County Pennsylvania | 4 | $ 672,000 | $ 168,000 | $ 138,000 |
Gladwin County Michigan | 3 | $ 219,000 | $ 73,000 | $ 107,000 |
Huron County Michigan | 3 | $ 319,000 | $ 106,000 | $ 37,000 |
Roscommon County Michigan | 3 | $ 365,000 | $ 121,000 | $ 308,000 |
Tuscola County Michigan | 3 | $ 105,000 | $ 35,000 | $ 43,000 |
Riverside County California | 2 | $ 120,000 | $ 60,000 | $ 190,000 |
Sacramento County California | 2 | $ 601,000 | $ 300,000 | $ 144,000 |
Broward County Florida | 2 | $ 426,000 | $ 213,000 | $ 94,000 |
Martin County Florida | 2 | $ 180,000 | $ 90,000 | $ 76,000 |
Fulton County Georgia | 2 | $ 552,000 | $ 276,000 | $ 112,000 |
Gwinnett County Georgia | 2 | $ 275,000 | $ 137,000 | $ 157,000 |
Clinton County Michigan | 2 | $ 17,000 | $ 8,000 | $ 40,000 |
Grand Traverse County Michigan | 2 | $ 176,000 | $ 88,000 | $ 94,000 |
Jackson County Michigan | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
Oscoda County Michigan | 2 | $ 185,000 | $ 92,000 | $ 90,000 |
Franklin County Alabama | 1 | $ 280,000 | $ 280,000 | $ 163,000 |
San Diego County California | 1 | $ 119,000 | $ 119,000 | $ 184,000 |
Santa Clara County California | 1 | $ 270,000 | $ 270,000 | $ 150,000 |
Boulder County Colorado | 1 | $ 178,000 | $ 178,000 | $ 121,000 |
Douglas County Colorado | 1 | $ 195,000 | $ 195,000 | $ 140,000 |
New Castle County Delaware | 1 | $ 10,000 | $ 10,000 | $ 82,000 |
Charlotte County Florida | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
Lee County Florida | 1 | $ 97,000 | $ 97,000 | $ 104,000 |
Palm Beach County Florida | 1 | $ 180,000 | $ 180,000 | $ 129,000 |
Chatham County Georgia | 1 | $ 222,000 | $ 222,000 | $ 114,000 |
Cook County Illinois | 1 | $ 73,000 | $ 73,000 | $ 65,000 |
Perry County Illinois | 1 | $ 58,000 | $ 58,000 | $ 63,000 |
Allen County Indiana | 1 | $ 115,000 | $ 115,000 | $ 144,000 |
Hamilton County Indiana | 1 | $ 316,000 | $ 316,000 | $ 209,000 |
Allegan County Michigan | 1 | $ 70,000 | $ 70,000 | $ 20,000 |
Barry County Michigan | 1 | $ 176,000 | $ 176,000 | $ 151,000 |
Calhoun County Michigan | 1 | $ 128,000 | $ 128,000 | $ 122,000 |
Crawford County Michigan | 1 | $ 47,000 | $ 47,000 | $ 64,000 |
Eaton County Michigan | 1 | $ 19,000 | $ 19,000 | $ 52,000 |
Ingham County Michigan | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
Iosco County Michigan | 1 | $ 51,000 | $ 51,000 | $ 79,000 |
Keweenaw County Michigan | 1 | $ 87,000 | $ 87,000 | $ 96,000 |
Lake County Michigan | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
Leelanau County Michigan | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
Mecosta County Michigan | 1 | $ 140,000 | $ 140,000 | $ 179,000 |
Midland County Michigan | 1 | $ 18,000 | $ 18,000 | $ 107,000 |
Missaukee County Michigan | 1 | $ 26,000 | $ 26,000 | $ 157,000 |
Montmorency County Michigan | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
Otsego County Michigan | 1 | $ 115,000 | $ 115,000 | $ 179,000 |
Ottawa County Michigan | 1 | $ 80,000 | $ 80,000 | $ 102,000 |
Presque Isle County Michigan | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
Shiawassee County Michigan | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
Chisago County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 80,000 |
Washington County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 49,000 |
Flathead County Montana | 1 | $ 181,000 | $ 181,000 | $ 76,000 |
Cape May County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
Hunterdon County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 125,000 |
Middlesex County New Jersey | 1 | $ 330,000 | $ 330,000 | $ 121,000 |
Iredell County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 105,000 |
Butler County Ohio | 1 | $ 110,000 | $ 110,000 | $ 25,000 |
Geauga County Ohio | 1 | $ 136,000 | $ 136,000 | $ 132,000 |
Northampton County Pennsylvania | 1 | $ 181,000 | $ 181,000 | $ 97,000 |
Philadelphia County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 135,000 |
McCormick County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 137,000 |
Cheatham County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 76,000 |
Dallas County Texas | 1 | $ 222,000 | $ 222,000 | $ 88,000 |
Harris County Texas | 1 | $ 290,000 | $ 290,000 | $ 142,000 |
Arlington County Virginia | 1 | $ 275,000 | $ 275,000 | $ 237,000 |
Fauquier County Virginia | 1 | $ 196,000 | $ 196,000 | $ 68,000 |
Henrico County Virginia | 1 | $ 170,000 | $ 170,000 | $ 83,000 |
Mecklenburg County Virginia | 1 | $ 292,000 | $ 292,000 | $ 290,000 |
Pierce County Washington | 1 | $ 400,000 | $ 400,000 | $ 193,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 436 | $62,957,000 | $144,000 | $970,000 | $90,000 | $733,000 |
Home Purchase | 336 | $35,995,000 | $107,000 | $417,000 | $68,000 | $492,000 |
Home Improvement | 84 | $845,000 | $10,000 | $50,000 | $66,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 685 | $80,534,000 | $117,000 | $970,000 | $80,000 | $733,000 |
Not Provided | 63 | $7,971,000 | $126,000 | $417,000 | $79,000 | $289,000 |
Black or African American | 55 | $3,637,000 | $66,000 | $290,000 | $61,000 | $300,000 |
Asian | 25 | $5,176,000 | $207,000 | $363,000 | $106,000 | $223,000 |
Hispanic | 21 | $1,882,000 | $89,000 | $320,000 | $60,000 | $155,000 |
American Indian or Alaskan Native | 7 | $597,000 | $85,000 | $211,000 | $76,000 | $161,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 707 | $86,927,000 | $122,000 | $970,000 | $85,000 | $733,000 |
FHA-insured (Federal Housing Administration) | 96 | $8,309,000 | $86,000 | $296,000 | $49,000 | $202,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $3,950,000 | $82,000 | $185,000 | $55,000 | $228,000 |
VA-guaranteed (Veterans Administration) | 5 | $611,000 | $122,000 | $250,000 | $63,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 415 | $49,679,000 | $119,000 | $417,000 | $83,000 | $353,000 |
Application Denied By Financial Institution | 113 | $12,532,000 | $110,000 | $970,000 | $83,000 | $396,000 |
Preapproval Denied by Financial Institution | 97 | $8,483,000 | $87,000 | $315,000 | $64,000 | $492,000 |
File Closed For Incompleteness | 79 | $9,823,000 | $124,000 | $417,000 | $70,000 | $289,000 |
Preapproval Approved but not Accepted | 78 | $9,015,000 | $115,000 | $417,000 | $65,000 | $196,000 |
Application Withdrawn By Applicant | 71 | $9,937,000 | $139,000 | $417,000 | $98,000 | $733,000 |
Application Approved But Not Accepted | 3 | $328,000 | $109,000 | $126,000 | $52,000 | $55,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 102 | $7,786,000 | $76,000 | $244,000 | $68,000 | $492,000 |
Debt-To-Income Ratio | 37 | $3,628,000 | $98,000 | $315,000 | $47,000 | $165,000 |
Collateral | 36 | $7,309,000 | $203,000 | $970,000 | $115,000 | $396,000 |
Other | 28 | $1,495,000 | $53,000 | $275,000 | $73,000 | $280,000 |
Credit Application Incomplete | 3 | $223,000 | $74,000 | $113,000 | $78,000 | $124,000 |
Unverifiable Information | 1 | $70,000 | $70,000 | $70,000 | $228,000 | $228,000 |
Employment History | 1 | $265,000 | $265,000 | $265,000 | $50,000 | $50,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $104,000 | $104,000 | $104,000 | $62,000 | $62,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.