Urban Trust Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Urban Trust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Urban Trust Bank 400 Colonial Center Parkway Lake Mary, FL 32746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,306 |
| Total Mortgage Loan Application Amount | $431,469,000 |
| Average Mortgage Loan Application Amount | $327,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $33,000 |
| Highest Applicant Income | $4,264,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ORLANDO-KISSIMMEE, FL | 185 | $ 41,634,000 | $ 225,000 | $ 130,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 49 | $ 33,283,000 | $ 687,500 | $ 12,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 42 | $ 16,566,000 | $ 378,500 | $ 71,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 34 | $ 8,649,000 | $ 254,000 | $ 57,000 |
| NASSAU-SUFFOLK, NY | 30 | $ 15,435,000 | $ 514,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 28 | $ 10,737,000 | $ 383,000 | $ 15,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 26 | $ 10,354,000 | $ 398,000 | $ 0 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 24 | $ 10,750,000 | $ 447,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 22 | $ 2,880,000 | $ 130,000 | $ 55,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 21 | $ 5,265,000 | $ 250,000 | $ 0 |
| BRADENTON-SARASOTA-VENICE, FL | 18 | $ 5,389,000 | $ 299,000 | $ 50,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 17 | $ 2,956,000 | $ 173,000 | $ 0 |
| DENVER-AURORA-BROOMFIELD, CO | 16 | $ 5,210,000 | $ 325,000 | $ 0 |
| JACKSONVILLE, FL | 16 | $ 5,485,000 | $ 342,000 | $ 43,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 16 | $ 9,216,000 | $ 576,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 15 | $ 7,594,000 | $ 506,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 14 | $ 2,956,000 | $ 211,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 13 | $ 3,996,000 | $ 295,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 12 | $ 5,825,000 | $ 485,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 12 | $ 4,021,000 | $ 335,000 | $ 0 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 11 | $ 5,376,000 | $ 488,000 | $ 84,000 |
| LAKELAND-WINTER HAVEN, FL | 11 | $ 1,185,000 | $ 107,000 | $ 44,000 |
| EDISON-NEW BRUNSWICK, NJ | 10 | $ 2,718,000 | $ 271,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 10 | $ 2,364,000 | $ 236,000 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 10 | $ 2,282,000 | $ 225,500 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 10 | $ 3,325,000 | $ 313,500 | $ 0 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 10 | $ 3,980,000 | $ 398,000 | $ 4,000 |
| BOSTON-QUINCY, MA | 9 | $ 2,681,000 | $ 297,000 | $ 20,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 9 | $ 2,967,000 | $ 329,000 | $ 12,000 |
| NEWARK-UNION, NJ-PA | 9 | $ 4,507,000 | $ 500,000 | $ 31,000 |
| BALTIMORE-TOWSON, MD | 8 | $ 2,116,000 | $ 264,000 | $ 22,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 8 | $ 4,629,000 | $ 578,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 8 | $ 3,281,000 | $ 410,000 | $ 18,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 8 | $ 2,615,000 | $ 326,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 8 | $ 3,821,000 | $ 477,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 8 | $ 3,751,000 | $ 468,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 8 | $ 4,110,000 | $ 513,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 8 | $ 3,147,000 | $ 393,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 7 | $ 2,826,000 | $ 403,000 | $ 0 |
| INDIANAPOLIS-CARMEL, IN | 7 | $ 2,043,000 | $ 291,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 7 | $ 1,596,000 | $ 228,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 7 | $ 6,755,000 | $ 965,000 | $ 0 |
| OCALA, FL | 7 | $ 851,000 | $ 121,000 | $ 21,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 7 | $ 3,180,000 | $ 454,000 | $ 0 |
| SAVANNAH, GA | 7 | $ 760,000 | $ 108,000 | $ 42,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 3,878,000 | $ 646,000 | $ 41,000 |
| COLUMBUS, OH | 6 | $ 2,680,000 | $ 446,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 6 | $ 4,453,000 | $ 742,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 6 | $ 3,727,000 | $ 621,000 | $ 0 |
| ASHEVILLE, NC | 5 | $ 708,000 | $ 141,000 | $ 97,000 |
| BATON ROUGE, LA | 5 | $ 2,992,000 | $ 598,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 5 | $ 1,213,000 | $ 242,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 5 | $ 1,730,000 | $ 346,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 5 | $ 484,000 | $ 96,000 | $ 0 |
| PEABODY, MA | 5 | $ 1,591,000 | $ 318,000 | $ 0 |
| PHILADELPHIA, PA | 5 | $ 1,017,000 | $ 203,000 | $ 0 |
| ALBUQUERQUE, NM | 4 | $ 919,000 | $ 229,000 | $ 0 |
| HONOLULU, HI | 4 | $ 1,130,000 | $ 282,000 | $ 0 |
| KANSAS CITY, MO-KS | 4 | $ 425,000 | $ 106,000 | $ 0 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 4 | $ 666,000 | $ 166,000 | $ 0 |
| OKLAHOMA CITY, OK | 4 | $ 444,000 | $ 111,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 2,264,000 | $ 566,000 | $ 14,000 |
| RICHMOND, VA | 4 | $ 4,075,000 | $ 1,018,000 | $ 0 |
| SALT LAKE CITY, UT | 4 | $ 1,078,000 | $ 269,000 | $ 0 |
| TALLAHASSEE, FL | 4 | $ 532,000 | $ 133,000 | $ 9,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 1,666,000 | $ 555,000 | $ 40,000 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 427,000 | $ 142,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 1,503,000 | $ 501,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 3 | $ 1,357,000 | $ 452,000 | $ 0 |
| BURLINGTON, NC | 3 | $ 319,000 | $ 106,000 | $ 0 |
| CAMDEN, NJ | 3 | $ 549,000 | $ 183,000 | $ 55,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 3 | $ 769,000 | $ 256,000 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3 | $ 608,000 | $ 193,000 | $ 0 |
| COLUMBUS, GA-AL | 3 | $ 219,000 | $ 73,000 | $ 0 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 3 | $ 1,136,000 | $ 378,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 2,370,000 | $ 790,000 | $ 0 |
| OCEAN CITY, NJ | 3 | $ 1,375,000 | $ 458,000 | $ 0 |
| PALM COAST, FL | 3 | $ 1,809,000 | $ 603,000 | $ 63,000 |
| PORT ST. LUCIE, FL | 3 | $ 443,000 | $ 147,000 | $ 28,000 |
| PRESCOTT, AZ | 3 | $ 1,052,000 | $ 350,000 | $ 0 |
| PUNTA GORDA, FL | 3 | $ 387,000 | $ 129,000 | $ 27,000 |
| RENO-SPARKS, NV | 3 | $ 768,000 | $ 256,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 2,118,000 | $ 706,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 3 | $ 795,000 | $ 265,000 | $ 0 |
| ST. GEORGE, UT | 3 | $ 1,865,000 | $ 621,000 | $ 0 |
| ST. LOUIS, MO-IL | 3 | $ 382,000 | $ 108,500 | $ 0 |
| TUCSON, AZ | 3 | $ 1,804,000 | $ 601,000 | $ 0 |
| WORCESTER, MA | 3 | $ 1,118,000 | $ 372,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 274,000 | $ 137,000 | $ 20,000 |
| BARNSTABLE TOWN, MA | 2 | $ 1,055,000 | $ 527,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 2 | $ 166,000 | $ 83,000 | $ 0 |
| CHARLOTTESVILLE, VA | 2 | $ 337,000 | $ 168,000 | $ 0 |
| CHICO, CA | 2 | $ 218,000 | $ 109,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2 | $ 341,000 | $ 170,000 | $ 0 |
| COLORADO SPRINGS, CO | 2 | $ 1,106,000 | $ 553,000 | $ 0 |
| CORPUS CHRISTI, TX | 2 | $ 110,000 | $ 55,000 | $ 0 |
| DAYTON, OH | 2 | $ 189,000 | $ 94,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 457,000 | $ 228,000 | $ 0 |
| DOVER, DE | 2 | $ 213,000 | $ 106,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 804,000 | $ 402,000 | $ 0 |
| FORT WAYNE, IN | 2 | $ 318,000 | $ 159,000 | $ 0 |
| FRESNO, CA | 2 | $ 596,000 | $ 298,000 | $ 0 |
| GAINESVILLE, FL | 2 | $ 43,000 | $ 21,000 | $ 0 |
| GARY, IN | 2 | $ 333,000 | $ 166,000 | $ 0 |
| GRAND JUNCTION, CO | 2 | $ 742,000 | $ 371,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 256,000 | $ 128,000 | $ 36,000 |
| LAS CRUCES, NM | 2 | $ 374,000 | $ 187,000 | $ 0 |
| LOGAN, UT-ID | 2 | $ 689,000 | $ 344,000 | $ 0 |
| MADISON, WI | 2 | $ 1,118,000 | $ 559,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 2 | $ 77,000 | $ 38,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 441,000 | $ 220,000 | $ 0 |
| MODESTO, CA | 2 | $ 654,000 | $ 327,000 | $ 0 |
| NAPA, CA | 2 | $ 655,000 | $ 327,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 2 | $ 846,000 | $ 423,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 216,000 | $ 108,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 330,000 | $ 165,000 | $ 0 |
| RALEIGH-CARY, NC | 2 | $ 198,000 | $ 99,000 | $ 0 |
| ROCHESTER, NY | 2 | $ 154,000 | $ 77,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 286,000 | $ 143,000 | $ 0 |
| SALEM, OR | 2 | $ 650,000 | $ 325,000 | $ 0 |
| SALISBURY, MD | 2 | $ 589,000 | $ 294,000 | $ 0 |
| SAN ANTONIO, TX | 2 | $ 469,000 | $ 234,000 | $ 0 |
| SANTA FE, NM | 2 | $ 1,193,000 | $ 596,000 | $ 0 |
| TACOMA, WA | 2 | $ 991,000 | $ 495,000 | $ 0 |
| TRENTON-EWING, NJ | 2 | $ 1,761,000 | $ 880,000 | $ 0 |
| TULSA, OK | 2 | $ 216,000 | $ 108,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 2 | $ 178,000 | $ 89,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 2 | $ 276,000 | $ 138,000 | $ 0 |
| WENATCHEE-EAST WENATCHEE, WA | 2 | $ 702,000 | $ 351,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 2 | $ 442,000 | $ 221,000 | $ 0 |
| AKRON, OH | 1 | $ 300,000 | $ 300,000 | $ 0 |
| ANCHORAGE, AK | 1 | $ 100,000 | $ 100,000 | $ 0 |
| BAKERSFIELD, CA | 1 | $ 540,000 | $ 540,000 | $ 0 |
| BEND, OR | 1 | $ 680,000 | $ 680,000 | $ 0 |
| BOULDER, CO | 1 | $ 2,569,000 | $ 2,569,000 | $ 0 |
| BOWLING GREEN, KY | 1 | $ 140,000 | $ 140,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 1 | $ 340,000 | $ 340,000 | $ 0 |
| BRUNSWICK, GA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| CANTON-MASSILLON, OH | 1 | $ 68,000 | $ 68,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 218,000 | $ 218,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 298,000 | $ 298,000 | $ 0 |
| CHATTANOOGA, TN-GA | 1 | $ 106,000 | $ 106,000 | $ 0 |
| CHEYENNE, WY | 1 | $ 154,000 | $ 154,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 64,000 | $ 64,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 668,000 | $ 668,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 408,000 | $ 408,000 | $ 0 |
| DANVILLE, VA | 1 | $ 102,000 | $ 102,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 116,000 | $ 116,000 | $ 0 |
| EL PASO, TX | 1 | $ 160,000 | $ 160,000 | $ 0 |
| ERIE, PA | 1 | $ 950,000 | $ 950,000 | $ 0 |
| FLINT, MI | 1 | $ 160,000 | $ 160,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 62,000 | $ 62,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 103,000 | $ 103,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 156,000 | $ 156,000 | $ 0 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1 | $ 950,000 | $ 950,000 | $ 0 |
| GULFPORT-BILOXI, MS | 1 | $ 21,000 | $ 21,000 | $ 0 |
| HANFORD-CORCORAN, CA | 1 | $ 179,000 | $ 179,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 1 | $ 51,000 | $ 51,000 | $ 0 |
| HUNTSVILLE, AL | 1 | $ 360,000 | $ 360,000 | $ 0 |
| KANKAKEE-BRADLEY, IL | 1 | $ 224,000 | $ 224,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 96,000 | $ 96,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 64,000 | $ 64,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 113,000 | $ 113,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 284,000 | $ 284,000 | $ 0 |
| LANCASTER, PA | 1 | $ 89,000 | $ 89,000 | $ 0 |
| LAWRENCE, KS | 1 | $ 137,000 | $ 137,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 134,000 | $ 134,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 262,000 | $ 262,000 | $ 0 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 1 | $ 172,000 | $ 172,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 189,000 | $ 189,000 | $ 0 |
| MEDFORD, OR | 1 | $ 160,000 | $ 160,000 | $ 0 |
| MERCED, CA | 1 | $ 464,000 | $ 464,000 | $ 0 |
| MONTGOMERY, AL | 1 | $ 12,000 | $ 12,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 187,000 | $ 187,000 | $ 0 |
| PASCAGOULA, MS | 1 | $ 117,000 | $ 117,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 4,000 | $ 4,000 | $ 0 |
| PEORIA, IL | 1 | $ 109,000 | $ 109,000 | $ 0 |
| PITTSBURGH, PA | 1 | $ 50,000 | $ 50,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 129,000 | $ 129,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 202,000 | $ 202,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 105,000 | $ 105,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 548,000 | $ 548,000 | $ 0 |
| RACINE, WI | 1 | $ 583,000 | $ 583,000 | $ 0 |
| ROME, GA | 1 | $ 49,000 | $ 49,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 316,000 | $ 316,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 114,000 | $ 114,000 | $ 0 |
| SPOKANE, WA | 1 | $ 11,000 | $ 11,000 | $ 0 |
| SPRINGFIELD, MO | 1 | $ 88,000 | $ 88,000 | $ 0 |
| STOCKTON, CA | 1 | $ 209,000 | $ 209,000 | $ 0 |
| SYRACUSE, NY | 1 | $ 118,000 | $ 118,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 279,000 | $ 279,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 40,000 | $ 40,000 | $ 0 |
| WICHITA, KS | 1 | $ 17,000 | $ 17,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 240,000 | $ 240,000 | $ 0 |
| WINSTON-SALEM, NC | 1 | $ 100,000 | $ 100,000 | $ 0 |
| YORK-HANOVER, PA | 1 | $ 118,000 | $ 118,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 103,000 | $ 103,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Urban Trust Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 791 | $270,079,000 | $341,000 | $3,000,000 | $21,000 | $4,264,000 |
| Home Purchase | 515 | $161,390,000 | $313,000 | $3,500,000 | $45,000 | $1,668,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 962 | $360,290,000 | $374,000 | $3,500,000 | $0 | $0 |
| White | 264 | $55,267,000 | $209,000 | $1,025,000 | $122,000 | $4,264,000 |
| Hispanic | 31 | $5,064,000 | $163,000 | $480,000 | $92,000 | $670,000 |
| Black or African American | 25 | $6,108,000 | $244,000 | $1,414,000 | $105,000 | $485,000 |
| Asian | 15 | $2,464,000 | $164,000 | $417,000 | $80,000 | $208,000 |
| Not Provided | 9 | $2,276,000 | $252,000 | $765,000 | $162,000 | $700,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,184 | $409,749,000 | $346,000 | $3,500,000 | $26,000 | $4,264,000 |
| FHA-insured (Federal Housing Administration) | 91 | $16,880,000 | $185,000 | $652,000 | $76,000 | $656,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $3,758,000 | $144,000 | $322,000 | $46,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,082,000 | $216,000 | $306,000 | $91,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 962 | $360,290,000 | $374,000 | $3,500,000 | $0 | $0 |
| Loan Originated | 245 | $50,316,000 | $205,000 | $1,414,000 | $124,000 | $4,264,000 |
| Application Withdrawn By Applicant | 50 | $10,615,000 | $212,000 | $1,025,000 | $85,000 | $281,000 |
| Application Denied By Financial Institution | 36 | $6,976,000 | $193,000 | $736,000 | $78,000 | $294,000 |
| Application Approved But Not Accepted | 9 | $1,892,000 | $210,000 | $529,000 | $249,000 | $1,668,000 |
| File Closed For Incompleteness | 4 | $1,380,000 | $345,000 | $750,000 | $162,000 | $242,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 12 | $3,040,000 | $253,000 | $736,000 | $94,000 | $264,000 |
| Debt-To-Income Ratio | 12 | $1,778,000 | $148,000 | $360,000 | $47,000 | $178,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $701,000 | $175,000 | $240,000 | $81,000 | $144,000 |
| Other | 4 | $401,000 | $100,000 | $173,000 | $71,000 | $74,000 |
| Credit Application Incomplete | 2 | $604,000 | $302,000 | $502,000 | $166,000 | $294,000 |
| Credit History | 2 | $452,000 | $226,000 | $360,000 | $89,000 | $148,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.