Urban Trust Bank
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Urban Trust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Urban Trust Bank 400 Colonial Center Parkway Lake Mary, FL 32746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 |
| Total Number of Mortgage Applications | 713 |
| Total Mortgage Loan Application Amount | $121,999,000 |
| Average Mortgage Loan Application Amount | $228,500 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $130,000 |
| Highest Applicant Income | $3,454,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Florida | 146 | $ 21,671,000 | $ 148,000 | $ 80,000 |
| Duval County Florida | 114 | $ 12,691,000 | $ 111,000 | $ 58,000 |
| Seminole County Florida | 64 | $ 13,142,000 | $ 205,000 | $ 144,000 |
| Clay County Florida | 57 | $ 5,352,000 | $ 93,000 | $ 50,000 |
| Osceola County Florida | 46 | $ 5,408,000 | $ 117,000 | $ 64,000 |
| Sarasota County Florida | 37 | $ 12,999,000 | $ 351,000 | $ 168,000 |
| Volusia County Florida | 34 | $ 6,607,000 | $ 194,000 | $ 119,000 |
| Manatee County Florida | 29 | $ 6,890,000 | $ 237,000 | $ 107,000 |
| Jackson County North Carolina | 28 | $ 4,737,000 | $ 169,000 | $ 61,000 |
| St. Johns County Florida | 24 | $ 5,457,000 | $ 227,000 | $ 114,000 |
| Lake County Florida | 13 | $ 2,052,000 | $ 157,000 | $ 71,000 |
| Polk County Florida | 11 | $ 1,967,000 | $ 178,000 | $ 71,000 |
| Hillsborough County Florida | 8 | $ 2,192,000 | $ 274,000 | $ 44,000 |
| Lee County Florida | 7 | $ 1,123,000 | $ 160,000 | $ 88,000 |
| Brevard County Florida | 5 | $ 598,000 | $ 119,000 | $ 97,000 |
| Marion County Florida | 5 | $ 579,000 | $ 115,000 | $ 42,000 |
| Swain County North Carolina | 5 | $ 1,001,000 | $ 200,000 | $ 80,000 |
| Charlotte County Florida | 4 | $ 667,000 | $ 166,000 | $ 80,000 |
| Pinellas County Florida | 4 | $ 1,734,000 | $ 433,000 | $ 188,000 |
| Broward County Florida | 3 | $ 825,000 | $ 275,000 | $ 157,000 |
| Collier County Florida | 3 | $ 833,000 | $ 277,000 | $ 214,000 |
| Palm Beach County Florida | 3 | $ 559,000 | $ 186,000 | $ 226,000 |
| Monroe County Florida | 2 | $ 414,000 | $ 207,000 | $ 266,000 |
| Suwannee County Florida | 2 | $ 118,000 | $ 59,000 | $ 32,000 |
| Prince George's County Maryland | 2 | $ 452,000 | $ 226,000 | $ 79,000 |
| Columbia County New York | 2 | $ 315,000 | $ 157,000 | $ 93,000 |
| Suffolk County New York | 2 | $ 3,120,000 | $ 1,560,000 | $ 1,206,000 |
| Mecklenburg County North Carolina | 2 | $ 237,000 | $ 118,000 | $ 223,000 |
| Los Angeles County California | 1 | $ 451,000 | $ 451,000 | $ 83,000 |
| Middlesex County Connecticut | 1 | $ 441,000 | $ 441,000 | $ 76,000 |
| Alachua County Florida | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Flagler County Florida | 1 | $ 86,000 | $ 86,000 | $ 53,000 |
| Hernando County Florida | 1 | $ 59,000 | $ 59,000 | $ 27,000 |
| Highlands County Florida | 1 | $ 190,000 | $ 190,000 | $ 92,000 |
| Indian River County Florida | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Miami-Dade County Florida | 1 | $ 543,000 | $ 543,000 | $ 170,000 |
| Nassau County Florida | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Pasco County Florida | 1 | $ 183,000 | $ 183,000 | $ 100,000 |
| St. Lucie County Florida | 1 | $ 102,000 | $ 102,000 | $ 196,000 |
| Sumter County Florida | 1 | $ 161,000 | $ 161,000 | $ 110,000 |
| Ware County Georgia | 1 | $ 219,000 | $ 219,000 | $ 64,000 |
| Franklin County Maine | 1 | $ 112,000 | $ 112,000 | $ 49,000 |
| Baltimore County Maryland | 1 | $ 97,000 | $ 97,000 | $ 309,000 |
| Calvert County Maryland | 1 | $ 327,000 | $ 327,000 | $ 79,000 |
| Haywood County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 100,000 |
| Macon County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| Transylvania County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| Lawrence County Ohio | 1 | $ 94,000 | $ 94,000 | $ 19,000 |
| Washington County Oregon | 1 | $ 393,000 | $ 393,000 | $ 168,000 |
| Sumter County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| Cumberland County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 135,000 |
| Harris County Texas | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Urban Trust Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 616 | $92,095,000 | $149,000 | $1,500,000 | $77,000 | $700,000 |
| Refinancing | 97 | $29,904,000 | $308,000 | $3,500,000 | $183,000 | $3,454,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 442 | $84,447,000 | $191,000 | $1,560,000 | $105,000 | $3,454,000 |
| Hispanic | 127 | $20,609,000 | $162,000 | $3,500,000 | $78,000 | $1,000,000 |
| Black or African American | 85 | $8,770,000 | $103,000 | $625,000 | $52,000 | $672,000 |
| Not Provided | 38 | $4,237,000 | $111,000 | $625,000 | $70,000 | $550,000 |
| Asian | 20 | $3,630,000 | $181,000 | $544,000 | $91,000 | $497,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $306,000 | $306,000 | $306,000 | $141,000 | $141,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 383 | $76,460,000 | $199,000 | $3,500,000 | $123,000 | $3,454,000 |
| FHA-insured (Federal Housing Administration) | 247 | $31,965,000 | $129,000 | $414,000 | $54,000 | $700,000 |
| VA-guaranteed (Veterans Administration) | 55 | $9,885,000 | $179,000 | $362,000 | $72,000 | $251,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $3,689,000 | $131,000 | $274,000 | $39,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 397 | $64,290,000 | $161,000 | $3,500,000 | $86,000 | $1,000,000 |
| Application Denied By Financial Institution | 171 | $27,649,000 | $161,000 | $1,500,000 | $89,000 | $1,541,000 |
| Application Withdrawn By Applicant | 97 | $17,825,000 | $183,000 | $1,560,000 | $109,000 | $1,206,000 |
| Loan Purchased By The Institution | 17 | $8,094,000 | $476,000 | $1,300,000 | $31,000 | $278,000 |
| File Closed For Incompleteness | 15 | $2,891,000 | $192,000 | $1,040,000 | $282,000 | $3,454,000 |
| Application Approved But Not Accepted | 11 | $928,000 | $84,000 | $170,000 | $46,000 | $121,000 |
| Preapproval Denied by Financial Institution | 5 | $322,000 | $64,000 | $109,000 | $25,000 | $35,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 53 | $8,328,000 | $157,000 | $720,000 | $107,000 | $1,541,000 |
| Debt-To-Income Ratio | 38 | $6,351,000 | $167,000 | $1,500,000 | $67,000 | $391,000 |
| Credit Application Incomplete | 35 | $4,983,000 | $142,000 | $506,000 | $80,000 | $395,000 |
| Collateral | 18 | $2,578,000 | $143,000 | $745,000 | $103,000 | $360,000 |
| Credit History | 16 | $2,169,000 | $135,000 | $306,000 | $48,000 | $141,000 |
| Unverifiable Information | 9 | $2,873,000 | $319,000 | $788,000 | $142,000 | $362,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $110,000 | $22,000 | $54,000 | $25,000 | $51,000 |
| Mortgage Insurance Denied | 1 | $183,000 | $183,000 | $183,000 | $197,000 | $197,000 |
| Employment History | 1 | $396,000 | $396,000 | $396,000 | $180,000 | $180,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.