Univest Bank And Trust Co.
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Univest Bank And Trust Co..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Univest Bank And Trust Co.
Po Box 197
Souderton, PA 18964
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,745
Total Mortgage Loan Application Amount $1,204,185,000
Average Mortgage Loan Application Amount $261,800
Highest Mortgage Loan Application Amount $14,965,000
Average Applicant Income $179,200
Highest Applicant Income $7,088,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Univest Bank And Trust Co. by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1,380 $ 406,280,000 $ 294,000 $ 192,000
PHILADELPHIA, PA 782 $ 251,640,000 $ 321,000 $ 134,000
LANCASTER, PA 458 $ 112,970,000 $ 246,000 $ 141,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 203 $ 46,335,000 $ 220,500 $ 112,000
READING, PA 155 $ 39,555,000 $ 255,000 $ 124,000
HARRISBURG-CARLISLE, PA 99 $ 34,595,000 $ 349,000 $ 117,000
CAMDEN, NJ 79 $ 21,195,000 $ 268,000 $ 167,000
NEW YORK-NEWARK, NY 71 $ 44,275,000 $ 530,500 $ 243,000
NA (OUTSIDE OF MSA/MD) 57 $ 15,755,000 $ 414,333 $ 188,166
OCEAN CITY, NJ 56 $ 33,050,000 $ 590,000 $ 350,000
YORK-HANOVER, PA 45 $ 11,865,000 $ 263,000 $ 120,000
NEWARK, NJ-PA 42 $ 28,500,000 $ 500,000 $ 324,500
LEBANON, PA 37 $ 9,085,000 $ 245,000 $ 97,000
TRENTON, NJ 29 $ 8,465,000 $ 291,000 $ 219,000
ATLANTIC CITY-HAMMONTON, NJ 27 $ 8,835,000 $ 327,000 $ 277,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 27 $ 27,515,000 $ 1,019,000 $ 707,000
EAST STROUDSBURG, PA 24 $ 4,300,000 $ 179,000 $ 115,000
WILMINGTON, DE-MD-NJ 15 $ 3,595,000 $ 245,666 $ 94,666
NORTH PORT-SARASOTA-BRADENTON, FL 14 $ 5,130,000 $ 366,000 $ 519,000
CHARLESTON-NORTH CHARLESTON, SC 10 $ 8,720,000 $ 872,000 $ 317,000
PITTSBURGH, PA 10 $ 2,190,000 $ 219,000 $ 162,000
SALISBURY, MD-DE 9 $ 4,075,000 $ 373,000 $ 284,500
SCRANTON--WILKES-BARRE--HAZLETON, PA 8 $ 1,040,000 $ 130,000 $ 95,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 8 $ 4,540,000 $ 567,000 $ 230,000
GETTYSBURG, PA 7 $ 10,805,000 $ 1,543,000 $ 75,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 6 $ 4,830,000 $ 805,000 $ 254,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 6 $ 10,240,000 $ 1,706,000 $ 901,000
BALTIMORE-COLUMBIA-TOWSON, MD 5 $ 2,975,000 $ 595,000 $ 139,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 5 $ 2,365,000 $ 473,000 $ 152,000
ORLANDO-KISSIMMEE-SANFORD, FL 5 $ 1,905,000 $ 381,000 $ 133,000
CAPE CORAL-FORT MYERS, FL 4 $ 2,240,000 $ 560,000 $ 226,000
CHAMBERSBURG-WAYNESBORO, PA 4 $ 1,240,000 $ 310,000 $ 99,000
OCALA, FL 4 $ 1,200,000 $ 300,000 $ 211,000
LAKELAND-WINTER HAVEN, FL 3 $ 745,000 $ 248,000 $ 132,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 3 $ 2,155,000 $ 718,000 $ 265,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 3 $ 2,855,000 $ 951,000 $ 376,000
BLOOMSBURG-BERWICK, PA 2 $ 480,000 $ 240,000 $ 30,000
BRIDGEPORT-STAMFORD-NORWALK, CT 2 $ 9,620,000 $ 4,810,000 $ 2,286,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 2 $ 950,000 $ 475,000 $ 221,000
CINCINNATI, OH-KY-IN 2 $ 230,000 $ 115,000 $ 251,000
CLEVELAND-ELYRIA, OH 2 $ 170,000 $ 85,000 $ 81,000
JACKSONVILLE, FL 2 $ 770,000 $ 385,000 $ 229,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 2 $ 390,000 $ 195,000 $ 115,000
PHOENIX-MESA-SCOTTSDALE, AZ 2 $ 1,610,000 $ 805,000 $ 402,000
PORT ST. LUCIE, FL 2 $ 830,000 $ 415,000 $ 173,000
SAVANNAH, GA 2 $ 740,000 $ 370,000 $ 234,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 2 $ 830,000 $ 415,000 $ 331,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 2 $ 1,070,000 $ 535,000 $ 184,000
WILLIAMSPORT, PA 2 $ 370,000 $ 185,000 $ 44,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 1 $ 375,000 $ 375,000 $ 147,000
BINGHAMTON, NY 1 $ 85,000 $ 85,000 $ 55,000
BOSTON, MA 1 $ 625,000 $ 625,000 $ 3,680,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 305,000 $ 305,000 $ 150,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 645,000 $ 645,000 $ 282,000
HICKORY-LENOIR-MORGANTON, NC 1 $ 185,000 $ 185,000 $ 0
ITHACA, NY 1 $ 355,000 $ 355,000 $ 171,000
NEW BERN, NC 1 $ 375,000 $ 375,000 $ 152,000
PANAMA CITY, FL 1 $ 205,000 $ 205,000 $ 61,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 335,000 $ 335,000 $ 449,000
PUNTA GORDA, FL 1 $ 1,615,000 $ 1,615,000 $ 381,000
ROANOKE, VA 1 $ 65,000 $ 65,000 $ 50,000
SEBASTIAN-VERO BEACH, FL 1 $ 1,045,000 $ 1,045,000 $ 1,123,000
STATE COLLEGE, PA 1 $ 235,000 $ 235,000 $ 50,000
VINELAND-BRIDGETON, NJ 1 $ 285,000 $ 285,000 $ 97,000
WARREN-TROY-FARMINGTON HILLS, MI 1 $ 745,000 $ 745,000 $ 235,000
WATERTOWN-FORT DRUM, NY 1 $ 925,000 $ 925,000 $ 198,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 185,000 $ 185,000 $ 125,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Univest Bank And Trust Co. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,905 $788,485,000 $413,000 $14,965,000 $181,000 $7,088,000
Home Improvement 765 $104,255,000 $136,000 $4,575,000 $162,000 $3,660,000
Refinancing 613 $204,345,000 $333,000 $6,575,000 $209,000 $4,740,000
Cash-out Refinancing 274 $84,660,000 $308,000 $2,505,000 $183,000 $4,735,000
Other Purpose 188 $22,440,000 $119,000 $905,000 $161,000 $2,580,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,397 $713,975,000 $297,000 $6,575,000 $184,000 $7,088,000
Not Provided 435 $158,425,000 $364,000 $5,815,000 $218,000 $4,735,000
Not applicable 282 $175,460,000 $622,000 $14,965,000 $0 $0
Black or African American 227 $39,385,000 $173,000 $1,095,000 $88,000 $673,000
Asian 194 $69,590,000 $358,000 $3,125,000 $187,000 $1,560,000
Hispanic 184 $39,910,000 $216,000 $1,065,000 $119,000 $3,680,000
American Indian or Alaskan Native 16 $3,110,000 $194,000 $455,000 $291,000 $2,856,000
Native Hawaiian or Other Pacific Islander 2 $610,000 $305,000 $415,000 $146,000 $221,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,493 $1,144,915,000 $327,000 $14,965,000 $189,000 $7,088,000
FHA-insured (Federal Housing Administration) 218 $49,740,000 $228,000 $495,000 $68,000 $195,000
VA-guaranteed (Veterans Administration) 24 $7,540,000 $314,000 $585,000 $92,000 $186,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,990,000 $199,000 $305,000 $77,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,852 $989,080,000 $346,000 $14,965,000 $185,000 $7,088,000
Application Withdrawn By Applicant 455 $141,535,000 $311,000 $2,275,000 $183,000 $4,735,000
Application Denied By Financial Institution 261 $46,055,000 $176,000 $1,615,000 $85,000 $663,000
File Closed For Incompleteness 146 $21,850,000 $149,000 $705,000 $235,000 $4,740,000
Application Approved But Not Accepted 30 $5,190,000 $173,000 $595,000 $198,000 $1,454,000
Preapproval Denied by Financial Institution 1 $475,000 $475,000 $475,000 $127,000 $127,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,483 $1,157,655,000 $332,000 $14,965,000 $187,000 $7,088,000
Debt-To-Income Ratio 146 $26,080,000 $178,000 $975,000 $59,000 $325,000
Collateral 43 $8,095,000 $188,000 $1,615,000 $147,000 $498,000
Other 29 $5,105,000 $176,000 $475,000 $138,000 $663,000
Credit History 28 $3,890,000 $138,000 $605,000 $90,000 $278,000
Employment History 8 $1,510,000 $188,000 $485,000 $20,000 $86,000
Unverifiable Information 5 $1,335,000 $267,000 $545,000 $110,000 $253,000
Insufficient Cash (Downpayment, Closing Cost) 3 $515,000 $171,000 $275,000 $50,000 $85,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.

Download the Pennsylvania Lender List