Univest Bank And Trust Co.
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Univest Bank And Trust Co..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Univest Bank And Trust Co. Po Box 197 Souderton, PA 18964 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,943 |
| Total Mortgage Loan Application Amount | $917,355,000 |
| Average Mortgage Loan Application Amount | $247,000 |
| Highest Mortgage Loan Application Amount | $21,355,000 |
| Average Applicant Income | $169,000 |
| Highest Applicant Income | $5,155,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 521 | $ 114,855,000 | $ 220,000 | $ 131,000 |
| Montgomery County Pennsylvania | 485 | $ 135,755,000 | $ 279,000 | $ 163,000 |
| Bucks County Pennsylvania | 322 | $ 92,520,000 | $ 287,000 | $ 176,000 |
| Lancaster County Pennsylvania | 286 | $ 76,700,000 | $ 268,000 | $ 141,000 |
| Berks County Pennsylvania | 198 | $ 45,460,000 | $ 229,000 | $ 111,000 |
| Chester County Pennsylvania | 136 | $ 59,170,000 | $ 435,000 | $ 267,000 |
| Allegheny County Pennsylvania | 106 | $ 30,340,000 | $ 286,000 | $ 158,000 |
| Lehigh County Pennsylvania | 94 | $ 18,970,000 | $ 201,000 | $ 106,000 |
| York County Pennsylvania | 62 | $ 14,350,000 | $ 231,000 | $ 116,000 |
| Northampton County Pennsylvania | 55 | $ 15,845,000 | $ 288,000 | $ 172,000 |
| Butler County Pennsylvania | 43 | $ 15,335,000 | $ 356,000 | $ 171,000 |
| Delaware County Pennsylvania | 40 | $ 20,880,000 | $ 522,000 | $ 234,000 |
| Cumberland County Pennsylvania | 37 | $ 9,435,000 | $ 255,000 | $ 113,000 |
| Lebanon County Pennsylvania | 35 | $ 8,405,000 | $ 240,000 | $ 226,000 |
| Dauphin County Pennsylvania | 34 | $ 6,190,000 | $ 182,000 | $ 104,000 |
| Monmouth County New Jersey | 30 | $ 28,020,000 | $ 934,000 | $ 491,000 |
| Atlantic County New Jersey | 28 | $ 11,040,000 | $ 394,000 | $ 508,000 |
| Schuylkill County Pennsylvania | 25 | $ 28,295,000 | $ 1,131,000 | $ 90,000 |
| Sussex County Delaware | 22 | $ 10,140,000 | $ 460,000 | $ 213,000 |
| Cape May County New Jersey | 21 | $ 15,995,000 | $ 761,000 | $ 637,000 |
| Burlington County New Jersey | 19 | $ 8,655,000 | $ 455,000 | $ 268,000 |
| Camden County New Jersey | 19 | $ 4,285,000 | $ 225,000 | $ 221,000 |
| Westmoreland County Pennsylvania | 19 | $ 3,285,000 | $ 172,000 | $ 76,000 |
| Mercer County New Jersey | 12 | $ 1,670,000 | $ 139,000 | $ 171,000 |
| Beaver County Pennsylvania | 11 | $ 4,145,000 | $ 376,000 | $ 200,000 |
| Union County New Jersey | 9 | $ 9,545,000 | $ 1,060,000 | $ 425,000 |
| Northumberland County Pennsylvania | 9 | $ 1,155,000 | $ 128,000 | $ 118,000 |
| Tioga County Pennsylvania | 9 | $ 1,755,000 | $ 195,000 | $ 84,000 |
| Columbia County Pennsylvania | 8 | $ 1,840,000 | $ 230,000 | $ 92,000 |
| Monroe County Pennsylvania | 8 | $ 2,140,000 | $ 267,000 | $ 91,000 |
| New Castle County Delaware | 7 | $ 2,005,000 | $ 286,000 | $ 145,000 |
| Middlesex County New Jersey | 7 | $ 2,255,000 | $ 322,000 | $ 754,000 |
| Ocean County New Jersey | 7 | $ 2,525,000 | $ 360,000 | $ 309,000 |
| Perry County Pennsylvania | 7 | $ 2,365,000 | $ 337,000 | $ 120,000 |
| Sarasota County Florida | 6 | $ 2,690,000 | $ 448,000 | $ 265,000 |
| Gloucester County New Jersey | 6 | $ 1,510,000 | $ 251,000 | $ 256,000 |
| Hudson County New Jersey | 6 | $ 6,200,000 | $ 1,033,000 | $ 443,000 |
| Carbon County Pennsylvania | 6 | $ 1,250,000 | $ 208,000 | $ 115,000 |
| Potter County Pennsylvania | 6 | $ 990,000 | $ 165,000 | $ 62,000 |
| Washington County Pennsylvania | 6 | $ 2,410,000 | $ 401,000 | $ 143,000 |
| Pinellas County Florida | 5 | $ 1,635,000 | $ 327,000 | $ 165,000 |
| Adams County Pennsylvania | 5 | $ 1,665,000 | $ 333,000 | $ 135,000 |
| Luzerne County Pennsylvania | 5 | $ 1,075,000 | $ 215,000 | $ 260,000 |
| Berkeley County South Carolina | 5 | $ 9,565,000 | $ 1,913,000 | $ 642,000 |
| Cecil County Maryland | 4 | $ 2,120,000 | $ 530,000 | $ 344,000 |
| Bergen County New Jersey | 4 | $ 2,500,000 | $ 625,000 | $ 451,000 |
| Hunterdon County New Jersey | 4 | $ 2,120,000 | $ 530,000 | $ 211,000 |
| Armstrong County Pennsylvania | 4 | $ 600,000 | $ 150,000 | $ 100,000 |
| Indiana County Pennsylvania | 4 | $ 820,000 | $ 205,000 | $ 137,000 |
| Beaufort County South Carolina | 4 | $ 2,510,000 | $ 627,000 | $ 339,000 |
| Charleston County South Carolina | 4 | $ 2,860,000 | $ 715,000 | $ 468,000 |
| Manatee County Florida | 3 | $ 985,000 | $ 328,000 | $ 136,000 |
| Palm Beach County Florida | 3 | $ 7,705,000 | $ 2,568,000 | $ 1,484,000 |
| Baltimore County Maryland | 3 | $ 3,205,000 | $ 1,068,000 | $ 540,000 |
| Essex County New Jersey | 3 | $ 765,000 | $ 255,000 | $ 145,000 |
| Warren County New Jersey | 3 | $ 645,000 | $ 215,000 | $ 114,000 |
| Centre County Pennsylvania | 3 | $ 1,035,000 | $ 345,000 | $ 128,000 |
| Lackawanna County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 136,000 |
| Pike County Pennsylvania | 3 | $ 425,000 | $ 141,000 | $ 112,000 |
| Union County Pennsylvania | 3 | $ 495,000 | $ 165,000 | $ 201,000 |
| Greenville County South Carolina | 3 | $ 505,000 | $ 168,000 | $ 43,000 |
| Horry County South Carolina | 3 | $ 1,015,000 | $ 338,000 | $ 90,000 |
| Fairfield County Connecticut | 2 | $ 4,690,000 | $ 2,345,000 | $ 949,000 |
| Broward County Florida | 2 | $ 2,550,000 | $ 1,275,000 | $ 550,000 |
| Charlotte County Florida | 2 | $ 1,020,000 | $ 510,000 | $ 220,000 |
| St. Lucie County Florida | 2 | $ 470,000 | $ 235,000 | $ 266,000 |
| Walton County Florida | 2 | $ 470,000 | $ 235,000 | $ 143,000 |
| Harford County Maryland | 2 | $ 1,430,000 | $ 715,000 | $ 352,000 |
| Worcester County Maryland | 2 | $ 1,500,000 | $ 750,000 | $ 266,000 |
| Somerset County New Jersey | 2 | $ 830,000 | $ 415,000 | $ 172,000 |
| Sussex County New Jersey | 2 | $ 800,000 | $ 400,000 | $ 187,000 |
| Mecklenburg County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 91,000 |
| Pender County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 133,000 |
| Wake County North Carolina | 2 | $ 930,000 | $ 465,000 | $ 176,000 |
| Erie County Pennsylvania | 2 | $ 800,000 | $ 400,000 | $ 336,000 |
| Franklin County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 75,000 |
| Juniata County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 42,000 |
| Lawrence County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Lycoming County Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 80,000 |
| McKean County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Mifflin County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 98,000 |
| York County South Carolina | 2 | $ 1,120,000 | $ 560,000 | $ 160,000 |
| Maricopa County Arizona | 1 | $ 825,000 | $ 825,000 | $ 304,000 |
| Garfield County Colorado | 1 | $ 435,000 | $ 435,000 | $ 1,718,000 |
| Routt County Colorado | 1 | $ 715,000 | $ 715,000 | $ 265,000 |
| New Haven County Connecticut | 1 | $ 455,000 | $ 455,000 | $ 150,000 |
| Kent County Delaware | 1 | $ 485,000 | $ 485,000 | $ 201,000 |
| Bay County Florida | 1 | $ 445,000 | $ 445,000 | $ 130,000 |
| Collier County Florida | 1 | $ 795,000 | $ 795,000 | $ 692,000 |
| Hillsborough County Florida | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
| Indian River County Florida | 1 | $ 1,705,000 | $ 1,705,000 | $ 706,000 |
| Lake County Florida | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Lee County Florida | 1 | $ 725,000 | $ 725,000 | $ 389,000 |
| Marion County Florida | 1 | $ 885,000 | $ 885,000 | $ 312,000 |
| Osceola County Florida | 1 | $ 225,000 | $ 225,000 | $ 239,000 |
| Pasco County Florida | 1 | $ 885,000 | $ 885,000 | $ 338,000 |
| Polk County Florida | 1 | $ 275,000 | $ 275,000 | $ 127,000 |
| Volusia County Florida | 1 | $ 395,000 | $ 395,000 | $ 129,000 |
| Cobb County Georgia | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Coweta County Georgia | 1 | $ 275,000 | $ 275,000 | $ 129,000 |
| Carroll County Maryland | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 285,000 | $ 285,000 | $ 315,000 |
| Frederick County Maryland | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Garrett County Maryland | 1 | $ 1,645,000 | $ 1,645,000 | $ 499,000 |
| Montgomery County Maryland | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Queen Anne's County Maryland | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 167,000 |
| Cumberland County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Morris County New Jersey | 1 | $ 1,445,000 | $ 1,445,000 | $ 324,000 |
| Passaic County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Salem County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Allegany County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Nassau County New York | 1 | $ 1,765,000 | $ 1,765,000 | $ 497,000 |
| Steuben County New York | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Suffolk County New York | 1 | $ 1,105,000 | $ 1,105,000 | $ 340,000 |
| Washington County New York | 1 | $ 915,000 | $ 915,000 | $ 813,000 |
| Brunswick County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 128,000 |
| Carteret County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 132,000 |
| Columbus County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 239,000 |
| New Hanover County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 244,000 |
| Onslow County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Blair County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Bradford County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 419,000 |
| Clinton County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Elk County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 260,000 |
| Fayette County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Sullivan County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 164,000 |
| Wayne County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 387,000 |
| Wyoming County Pennsylvania | 1 | $ 3,755,000 | $ 3,755,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Lancaster County South Carolina | 1 | $ 945,000 | $ 945,000 | $ 253,000 |
| Alexandria County Virginia | 1 | $ 455,000 | $ 455,000 | $ 407,000 |
| Fairfax County Virginia | 1 | $ 1,885,000 | $ 1,885,000 | $ 567,000 |
| Lynchburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Cabell County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Monongalia County West Virginia | 1 | $ 455,000 | $ 455,000 | $ 200,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Univest Bank And Trust Co. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,631 | $676,005,000 | $414,000 | $21,355,000 | $187,000 | $5,155,000 |
| Home Improvement | 710 | $86,430,000 | $121,000 | $2,505,000 | $150,000 | $4,875,000 |
| Refinancing | 376 | $114,160,000 | $303,000 | $3,755,000 | $187,000 | $3,271,000 |
| Other Purpose | 140 | $16,870,000 | $120,000 | $855,000 | $179,000 | $2,755,000 |
| Cash-out Refinancing | 86 | $23,890,000 | $277,000 | $2,505,000 | $142,000 | $857,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,925 | $570,025,000 | $296,000 | $5,255,000 | $186,000 | $5,155,000 |
| Not Provided | 332 | $114,580,000 | $345,000 | $2,885,000 | $180,000 | $1,341,000 |
| Black or African American | 189 | $30,505,000 | $161,000 | $1,925,000 | $101,000 | $1,440,000 |
| Hispanic | 166 | $34,560,000 | $208,000 | $2,305,000 | $106,000 | $1,440,000 |
| Not applicable | 163 | $98,945,000 | $607,000 | $21,355,000 | $0 | $0 |
| Asian | 143 | $58,405,000 | $408,000 | $1,885,000 | $175,000 | $1,414,000 |
| American Indian or Alaskan Native | 12 | $2,100,000 | $175,000 | $805,000 | $135,000 | $588,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $510,000 | $255,000 | $275,000 | $150,000 | $174,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,753 | $869,945,000 | $315,000 | $21,355,000 | $182,000 | $5,155,000 |
| FHA-insured (Federal Housing Administration) | 164 | $38,660,000 | $235,000 | $535,000 | $81,000 | $286,000 |
| VA-guaranteed (Veterans Administration) | 23 | $7,965,000 | $346,000 | $875,000 | $113,000 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $785,000 | $261,000 | $325,000 | $77,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,150 | $718,780,000 | $334,000 | $21,355,000 | $184,000 | $5,155,000 |
| Application Withdrawn By Applicant | 385 | $125,385,000 | $325,000 | $5,255,000 | $167,000 | $3,388,000 |
| Application Denied By Financial Institution | 241 | $34,255,000 | $142,000 | $2,505,000 | $83,000 | $776,000 |
| File Closed For Incompleteness | 132 | $24,890,000 | $188,000 | $2,105,000 | $230,000 | $4,875,000 |
| Application Approved But Not Accepted | 31 | $8,455,000 | $272,000 | $2,485,000 | $158,000 | $887,000 |
| Preapproval Approved but not Accepted | 4 | $5,590,000 | $1,397,000 | $3,965,000 | $564,000 | $1,638,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,702 | $883,100,000 | $326,000 | $21,355,000 | $184,000 | $5,155,000 |
| Debt-To-Income Ratio | 146 | $20,420,000 | $139,000 | $995,000 | $68,000 | $488,000 |
| Collateral | 45 | $8,385,000 | $186,000 | $2,505,000 | $140,000 | $776,000 |
| Credit History | 22 | $2,280,000 | $103,000 | $505,000 | $95,000 | $222,000 |
| Other | 15 | $1,385,000 | $92,000 | $335,000 | $74,000 | $170,000 |
| Employment History | 8 | $740,000 | $92,000 | $155,000 | $13,000 | $43,000 |
| Unverifiable Information | 3 | $505,000 | $168,000 | $245,000 | $66,000 | $199,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $540,000 | $270,000 | $275,000 | $78,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.