Univest Bank And Trust Co.
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Univest Bank And Trust Co..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Univest Bank And Trust Co.
Po Box 197
Souderton, PA 18964
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,745
Total Mortgage Loan Application Amount $1,204,185,000
Average Mortgage Loan Application Amount $261,800
Highest Mortgage Loan Application Amount $14,965,000
Average Applicant Income $179,200
Highest Applicant Income $7,088,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Univest Bank And Trust Co. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia County Pennsylvania 682 $ 216,970,000 $ 318,000 $ 124,000
Montgomery County Pennsylvania 616 $ 158,060,000 $ 256,000 $ 169,000
Bucks County Pennsylvania 526 $ 144,980,000 $ 275,000 $ 193,000
Lancaster County Pennsylvania 458 $ 112,970,000 $ 246,000 $ 141,000
Chester County Pennsylvania 238 $ 103,240,000 $ 433,000 $ 254,000
Berks County Pennsylvania 155 $ 39,555,000 $ 255,000 $ 124,000
Lehigh County Pennsylvania 118 $ 26,080,000 $ 221,000 $ 119,000
Delaware County Pennsylvania 100 $ 34,670,000 $ 346,000 $ 198,000
Northampton County Pennsylvania 59 $ 14,635,000 $ 248,000 $ 143,000
Cape May County New Jersey 56 $ 33,050,000 $ 590,000 $ 350,000
Cumberland County Pennsylvania 52 $ 15,890,000 $ 305,000 $ 97,000
York County Pennsylvania 45 $ 11,865,000 $ 263,000 $ 120,000
Dauphin County Pennsylvania 40 $ 16,170,000 $ 404,000 $ 174,000
Lebanon County Pennsylvania 37 $ 9,085,000 $ 245,000 $ 97,000
Camden County New Jersey 35 $ 9,715,000 $ 277,000 $ 192,000
Burlington County New Jersey 34 $ 9,260,000 $ 272,000 $ 146,000
Monmouth County New Jersey 32 $ 28,310,000 $ 884,000 $ 467,000
Mercer County New Jersey 29 $ 8,465,000 $ 291,000 $ 219,000
Atlantic County New Jersey 27 $ 8,835,000 $ 327,000 $ 277,000
Monroe County Pennsylvania 24 $ 4,300,000 $ 179,000 $ 115,000
Schuylkill County Pennsylvania 22 $ 3,510,000 $ 159,000 $ 109,000
Carbon County Pennsylvania 21 $ 4,555,000 $ 216,000 $ 134,000
Middlesex County New Jersey 19 $ 6,295,000 $ 331,000 $ 265,000
Ocean County New Jersey 17 $ 8,295,000 $ 487,000 $ 259,000
Union County New Jersey 17 $ 17,945,000 $ 1,055,000 $ 428,000
Hudson County New Jersey 15 $ 16,985,000 $ 1,132,000 $ 683,000
New Castle County Delaware 12 $ 2,850,000 $ 237,000 $ 104,000
Sarasota County Florida 12 $ 4,250,000 $ 354,000 $ 597,000
Bergen County New Jersey 11 $ 10,325,000 $ 938,000 $ 785,000
Gloucester County New Jersey 10 $ 2,220,000 $ 222,000 $ 145,000
Pike County Pennsylvania 8 $ 1,710,000 $ 213,000 $ 305,000
Sussex County Delaware 7 $ 3,615,000 $ 516,000 $ 315,000
Essex County New Jersey 7 $ 1,315,000 $ 187,000 $ 182,000
Adams County Pennsylvania 7 $ 10,805,000 $ 1,543,000 $ 75,000
Northumberland County Pennsylvania 7 $ 1,355,000 $ 193,000 $ 94,000
Perry County Pennsylvania 7 $ 2,535,000 $ 362,000 $ 96,000
Palm Beach County Florida 6 $ 10,240,000 $ 1,706,000 $ 901,000
Allegheny County Pennsylvania 6 $ 850,000 $ 141,000 $ 190,000
Mifflin County Pennsylvania 6 $ 2,780,000 $ 463,000 $ 48,000
Charleston County South Carolina 6 $ 6,570,000 $ 1,095,000 $ 314,000
Warren County New Jersey 5 $ 1,065,000 $ 213,000 $ 96,000
Beaufort County South Carolina 5 $ 2,365,000 $ 473,000 $ 152,000
Lee County Florida 4 $ 2,240,000 $ 560,000 $ 226,000
Marion County Florida 4 $ 1,200,000 $ 300,000 $ 211,000
Sussex County New Jersey 4 $ 2,410,000 $ 602,000 $ 313,000
Suffolk County New York 4 $ 2,850,000 $ 712,000 $ 170,000
Franklin County Pennsylvania 4 $ 1,240,000 $ 310,000 $ 99,000
Lackawanna County Pennsylvania 4 $ 380,000 $ 95,000 $ 58,000
Collier County Florida 3 $ 2,155,000 $ 718,000 $ 265,000
Hillsborough County Florida 3 $ 2,795,000 $ 931,000 $ 278,000
Pinellas County Florida 3 $ 1,095,000 $ 365,000 $ 254,000
Polk County Florida 3 $ 745,000 $ 248,000 $ 132,000
Hunterdon County New Jersey 3 $ 1,615,000 $ 538,000 $ 273,000
Morris County New Jersey 3 $ 3,505,000 $ 1,168,000 $ 367,000
Wayne County Pennsylvania 3 $ 1,215,000 $ 405,000 $ 198,000
Fairfax County Virginia 3 $ 2,855,000 $ 951,000 $ 376,000
Maricopa County Arizona 2 $ 1,610,000 $ 805,000 $ 402,000
Fairfield County Connecticut 2 $ 9,620,000 $ 4,810,000 $ 2,286,000
Hernando County Florida 2 $ 650,000 $ 325,000 $ 122,000
Lake County Florida 2 $ 940,000 $ 470,000 $ 162,000
Manatee County Florida 2 $ 880,000 $ 440,000 $ 128,000
Monroe County Florida 2 $ 1,070,000 $ 535,000 $ 158,000
Osceola County Florida 2 $ 640,000 $ 320,000 $ 97,000
Cecil County Maryland 2 $ 490,000 $ 245,000 $ 54,000
Kent County Maryland 2 $ 1,130,000 $ 565,000 $ 228,000
Queen Anne's County Maryland 2 $ 800,000 $ 400,000 $ 158,000
Worcester County Maryland 2 $ 460,000 $ 230,000 $ 254,000
Somerset County New Jersey 2 $ 940,000 $ 470,000 $ 108,000
Nassau County New York 2 $ 1,980,000 $ 990,000 $ 422,000
Mecklenburg County North Carolina 2 $ 950,000 $ 475,000 $ 221,000
Cuyahoga County Ohio 2 $ 170,000 $ 85,000 $ 81,000
Hamilton County Ohio 2 $ 230,000 $ 115,000 $ 251,000
Bradford County Pennsylvania 2 $ 260,000 $ 130,000 $ 113,000
Indiana County Pennsylvania 2 $ 320,000 $ 160,000 $ 70,000
Juniata County Pennsylvania 2 $ 430,000 $ 215,000 $ 55,000
Luzerne County Pennsylvania 2 $ 280,000 $ 140,000 $ 51,000
Lycoming County Pennsylvania 2 $ 370,000 $ 185,000 $ 44,000
Montour County Pennsylvania 2 $ 480,000 $ 240,000 $ 30,000
Potter County Pennsylvania 2 $ 520,000 $ 260,000 $ 258,000
Tioga County Pennsylvania 2 $ 330,000 $ 165,000 $ 663,000
Washington County Pennsylvania 2 $ 580,000 $ 290,000 $ 92,000
Wyoming County Pennsylvania 2 $ 380,000 $ 190,000 $ 214,000
Berkeley County South Carolina 2 $ 1,600,000 $ 800,000 $ 326,000
Dorchester County South Carolina 2 $ 550,000 $ 275,000 $ 320,000
Horry County South Carolina 2 $ 390,000 $ 195,000 $ 115,000
Bay County Florida 1 $ 205,000 $ 205,000 $ 61,000
Charlotte County Florida 1 $ 1,615,000 $ 1,615,000 $ 381,000
Indian River County Florida 1 $ 1,045,000 $ 1,045,000 $ 1,123,000
Martin County Florida 1 $ 645,000 $ 645,000 $ 283,000
Nassau County Florida 1 $ 465,000 $ 465,000 $ 172,000
Orange County Florida 1 $ 325,000 $ 325,000 $ 113,000
Santa Rosa County Florida 1 $ 335,000 $ 335,000 $ 449,000
St. Johns County Florida 1 $ 305,000 $ 305,000 $ 286,000
St. Lucie County Florida 1 $ 185,000 $ 185,000 $ 64,000
Volusia County Florida 1 $ 645,000 $ 645,000 $ 282,000
Walton County Florida 1 $ 305,000 $ 305,000 $ 150,000
Chatham County Georgia 1 $ 245,000 $ 245,000 $ 323,000
Cobb County Georgia 1 $ 375,000 $ 375,000 $ 147,000
Effingham County Georgia 1 $ 495,000 $ 495,000 $ 145,000
Anne Arundel County Maryland 1 $ 525,000 $ 525,000 $ 200,000
Baltimore City County Maryland 1 $ 1,385,000 $ 1,385,000 $ 0
Carroll County Maryland 1 $ 265,000 $ 265,000 $ 42,000
Frederick County Maryland 1 $ 405,000 $ 405,000 $ 103,000
Montgomery County Maryland 1 $ 665,000 $ 665,000 $ 265,000
Talbot County Maryland 1 $ 1,835,000 $ 1,835,000 $ 448,000
Plymouth County Massachusetts 1 $ 625,000 $ 625,000 $ 3,680,000
Oakland County Michigan 1 $ 745,000 $ 745,000 $ 235,000
Cumberland County New Jersey 1 $ 285,000 $ 285,000 $ 97,000
Passaic County New Jersey 1 $ 205,000 $ 205,000 $ 255,000
Salem County New Jersey 1 $ 255,000 $ 255,000 $ 126,000
Broome County New York 1 $ 85,000 $ 85,000 $ 55,000
Dutchess County New York 1 $ 435,000 $ 435,000 $ 135,000
Jefferson County New York 1 $ 925,000 $ 925,000 $ 198,000
Tompkins County New York 1 $ 355,000 $ 355,000 $ 171,000
Catawba County North Carolina 1 $ 185,000 $ 185,000 $ 0
Craven County North Carolina 1 $ 375,000 $ 375,000 $ 152,000
Currituck County North Carolina 1 $ 725,000 $ 725,000 $ 635,000
Dare County North Carolina 1 $ 345,000 $ 345,000 $ 181,000
Stanly County North Carolina 1 $ 175,000 $ 175,000 $ 75,000
Beaver County Pennsylvania 1 $ 455,000 $ 455,000 $ 215,000
Centre County Pennsylvania 1 $ 235,000 $ 235,000 $ 50,000
Mercer County Pennsylvania 1 $ 185,000 $ 185,000 $ 125,000
Westmoreland County Pennsylvania 1 $ 305,000 $ 305,000 $ 83,000
Oconee County South Carolina 1 $ 195,000 $ 195,000 $ 183,000
Windham County Vermont 1 $ 285,000 $ 285,000 $ 231,000
Newport News County Virginia 1 $ 105,000 $ 105,000 $ 27,000
Roanoke City County Virginia 1 $ 65,000 $ 65,000 $ 50,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Univest Bank And Trust Co. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,905 $788,485,000 $413,000 $14,965,000 $181,000 $7,088,000
Home Improvement 765 $104,255,000 $136,000 $4,575,000 $162,000 $3,660,000
Refinancing 613 $204,345,000 $333,000 $6,575,000 $209,000 $4,740,000
Cash-out Refinancing 274 $84,660,000 $308,000 $2,505,000 $183,000 $4,735,000
Other Purpose 188 $22,440,000 $119,000 $905,000 $161,000 $2,580,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,397 $713,975,000 $297,000 $6,575,000 $184,000 $7,088,000
Not Provided 435 $158,425,000 $364,000 $5,815,000 $218,000 $4,735,000
Not applicable 282 $175,460,000 $622,000 $14,965,000 $0 $0
Black or African American 227 $39,385,000 $173,000 $1,095,000 $88,000 $673,000
Asian 194 $69,590,000 $358,000 $3,125,000 $187,000 $1,560,000
Hispanic 184 $39,910,000 $216,000 $1,065,000 $119,000 $3,680,000
American Indian or Alaskan Native 16 $3,110,000 $194,000 $455,000 $291,000 $2,856,000
Native Hawaiian or Other Pacific Islander 2 $610,000 $305,000 $415,000 $146,000 $221,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,493 $1,144,915,000 $327,000 $14,965,000 $189,000 $7,088,000
FHA-insured (Federal Housing Administration) 218 $49,740,000 $228,000 $495,000 $68,000 $195,000
VA-guaranteed (Veterans Administration) 24 $7,540,000 $314,000 $585,000 $92,000 $186,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,990,000 $199,000 $305,000 $77,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,852 $989,080,000 $346,000 $14,965,000 $185,000 $7,088,000
Application Withdrawn By Applicant 455 $141,535,000 $311,000 $2,275,000 $183,000 $4,735,000
Application Denied By Financial Institution 261 $46,055,000 $176,000 $1,615,000 $85,000 $663,000
File Closed For Incompleteness 146 $21,850,000 $149,000 $705,000 $235,000 $4,740,000
Application Approved But Not Accepted 30 $5,190,000 $173,000 $595,000 $198,000 $1,454,000
Preapproval Denied by Financial Institution 1 $475,000 $475,000 $475,000 $127,000 $127,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,483 $1,157,655,000 $332,000 $14,965,000 $187,000 $7,088,000
Debt-To-Income Ratio 146 $26,080,000 $178,000 $975,000 $59,000 $325,000
Collateral 43 $8,095,000 $188,000 $1,615,000 $147,000 $498,000
Other 29 $5,105,000 $176,000 $475,000 $138,000 $663,000
Credit History 28 $3,890,000 $138,000 $605,000 $90,000 $278,000
Employment History 8 $1,510,000 $188,000 $485,000 $20,000 $86,000
Unverifiable Information 5 $1,335,000 $267,000 $545,000 $110,000 $253,000
Insufficient Cash (Downpayment, Closing Cost) 3 $515,000 $171,000 $275,000 $50,000 $85,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.

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