Univest Bank And Trust Co.
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Univest Bank And Trust Co..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Univest Bank And Trust Co. Po Box 197 Souderton, PA 18964 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,745 |
| Total Mortgage Loan Application Amount | $1,204,185,000 |
| Average Mortgage Loan Application Amount | $261,800 |
| Highest Mortgage Loan Application Amount | $14,965,000 |
| Average Applicant Income | $179,200 |
| Highest Applicant Income | $7,088,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 682 | $ 216,970,000 | $ 318,000 | $ 124,000 |
| Montgomery County Pennsylvania | 616 | $ 158,060,000 | $ 256,000 | $ 169,000 |
| Bucks County Pennsylvania | 526 | $ 144,980,000 | $ 275,000 | $ 193,000 |
| Lancaster County Pennsylvania | 458 | $ 112,970,000 | $ 246,000 | $ 141,000 |
| Chester County Pennsylvania | 238 | $ 103,240,000 | $ 433,000 | $ 254,000 |
| Berks County Pennsylvania | 155 | $ 39,555,000 | $ 255,000 | $ 124,000 |
| Lehigh County Pennsylvania | 118 | $ 26,080,000 | $ 221,000 | $ 119,000 |
| Delaware County Pennsylvania | 100 | $ 34,670,000 | $ 346,000 | $ 198,000 |
| Northampton County Pennsylvania | 59 | $ 14,635,000 | $ 248,000 | $ 143,000 |
| Cape May County New Jersey | 56 | $ 33,050,000 | $ 590,000 | $ 350,000 |
| Cumberland County Pennsylvania | 52 | $ 15,890,000 | $ 305,000 | $ 97,000 |
| York County Pennsylvania | 45 | $ 11,865,000 | $ 263,000 | $ 120,000 |
| Dauphin County Pennsylvania | 40 | $ 16,170,000 | $ 404,000 | $ 174,000 |
| Lebanon County Pennsylvania | 37 | $ 9,085,000 | $ 245,000 | $ 97,000 |
| Camden County New Jersey | 35 | $ 9,715,000 | $ 277,000 | $ 192,000 |
| Burlington County New Jersey | 34 | $ 9,260,000 | $ 272,000 | $ 146,000 |
| Monmouth County New Jersey | 32 | $ 28,310,000 | $ 884,000 | $ 467,000 |
| Mercer County New Jersey | 29 | $ 8,465,000 | $ 291,000 | $ 219,000 |
| Atlantic County New Jersey | 27 | $ 8,835,000 | $ 327,000 | $ 277,000 |
| Monroe County Pennsylvania | 24 | $ 4,300,000 | $ 179,000 | $ 115,000 |
| Schuylkill County Pennsylvania | 22 | $ 3,510,000 | $ 159,000 | $ 109,000 |
| Carbon County Pennsylvania | 21 | $ 4,555,000 | $ 216,000 | $ 134,000 |
| Middlesex County New Jersey | 19 | $ 6,295,000 | $ 331,000 | $ 265,000 |
| Ocean County New Jersey | 17 | $ 8,295,000 | $ 487,000 | $ 259,000 |
| Union County New Jersey | 17 | $ 17,945,000 | $ 1,055,000 | $ 428,000 |
| Hudson County New Jersey | 15 | $ 16,985,000 | $ 1,132,000 | $ 683,000 |
| New Castle County Delaware | 12 | $ 2,850,000 | $ 237,000 | $ 104,000 |
| Sarasota County Florida | 12 | $ 4,250,000 | $ 354,000 | $ 597,000 |
| Bergen County New Jersey | 11 | $ 10,325,000 | $ 938,000 | $ 785,000 |
| Gloucester County New Jersey | 10 | $ 2,220,000 | $ 222,000 | $ 145,000 |
| Pike County Pennsylvania | 8 | $ 1,710,000 | $ 213,000 | $ 305,000 |
| Sussex County Delaware | 7 | $ 3,615,000 | $ 516,000 | $ 315,000 |
| Essex County New Jersey | 7 | $ 1,315,000 | $ 187,000 | $ 182,000 |
| Adams County Pennsylvania | 7 | $ 10,805,000 | $ 1,543,000 | $ 75,000 |
| Northumberland County Pennsylvania | 7 | $ 1,355,000 | $ 193,000 | $ 94,000 |
| Perry County Pennsylvania | 7 | $ 2,535,000 | $ 362,000 | $ 96,000 |
| Palm Beach County Florida | 6 | $ 10,240,000 | $ 1,706,000 | $ 901,000 |
| Allegheny County Pennsylvania | 6 | $ 850,000 | $ 141,000 | $ 190,000 |
| Mifflin County Pennsylvania | 6 | $ 2,780,000 | $ 463,000 | $ 48,000 |
| Charleston County South Carolina | 6 | $ 6,570,000 | $ 1,095,000 | $ 314,000 |
| Warren County New Jersey | 5 | $ 1,065,000 | $ 213,000 | $ 96,000 |
| Beaufort County South Carolina | 5 | $ 2,365,000 | $ 473,000 | $ 152,000 |
| Lee County Florida | 4 | $ 2,240,000 | $ 560,000 | $ 226,000 |
| Marion County Florida | 4 | $ 1,200,000 | $ 300,000 | $ 211,000 |
| Sussex County New Jersey | 4 | $ 2,410,000 | $ 602,000 | $ 313,000 |
| Suffolk County New York | 4 | $ 2,850,000 | $ 712,000 | $ 170,000 |
| Franklin County Pennsylvania | 4 | $ 1,240,000 | $ 310,000 | $ 99,000 |
| Lackawanna County Pennsylvania | 4 | $ 380,000 | $ 95,000 | $ 58,000 |
| Collier County Florida | 3 | $ 2,155,000 | $ 718,000 | $ 265,000 |
| Hillsborough County Florida | 3 | $ 2,795,000 | $ 931,000 | $ 278,000 |
| Pinellas County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 254,000 |
| Polk County Florida | 3 | $ 745,000 | $ 248,000 | $ 132,000 |
| Hunterdon County New Jersey | 3 | $ 1,615,000 | $ 538,000 | $ 273,000 |
| Morris County New Jersey | 3 | $ 3,505,000 | $ 1,168,000 | $ 367,000 |
| Wayne County Pennsylvania | 3 | $ 1,215,000 | $ 405,000 | $ 198,000 |
| Fairfax County Virginia | 3 | $ 2,855,000 | $ 951,000 | $ 376,000 |
| Maricopa County Arizona | 2 | $ 1,610,000 | $ 805,000 | $ 402,000 |
| Fairfield County Connecticut | 2 | $ 9,620,000 | $ 4,810,000 | $ 2,286,000 |
| Hernando County Florida | 2 | $ 650,000 | $ 325,000 | $ 122,000 |
| Lake County Florida | 2 | $ 940,000 | $ 470,000 | $ 162,000 |
| Manatee County Florida | 2 | $ 880,000 | $ 440,000 | $ 128,000 |
| Monroe County Florida | 2 | $ 1,070,000 | $ 535,000 | $ 158,000 |
| Osceola County Florida | 2 | $ 640,000 | $ 320,000 | $ 97,000 |
| Cecil County Maryland | 2 | $ 490,000 | $ 245,000 | $ 54,000 |
| Kent County Maryland | 2 | $ 1,130,000 | $ 565,000 | $ 228,000 |
| Queen Anne's County Maryland | 2 | $ 800,000 | $ 400,000 | $ 158,000 |
| Worcester County Maryland | 2 | $ 460,000 | $ 230,000 | $ 254,000 |
| Somerset County New Jersey | 2 | $ 940,000 | $ 470,000 | $ 108,000 |
| Nassau County New York | 2 | $ 1,980,000 | $ 990,000 | $ 422,000 |
| Mecklenburg County North Carolina | 2 | $ 950,000 | $ 475,000 | $ 221,000 |
| Cuyahoga County Ohio | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| Hamilton County Ohio | 2 | $ 230,000 | $ 115,000 | $ 251,000 |
| Bradford County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 113,000 |
| Indiana County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| Juniata County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 55,000 |
| Luzerne County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 51,000 |
| Lycoming County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 44,000 |
| Montour County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 30,000 |
| Potter County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 258,000 |
| Tioga County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 663,000 |
| Washington County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 92,000 |
| Wyoming County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 214,000 |
| Berkeley County South Carolina | 2 | $ 1,600,000 | $ 800,000 | $ 326,000 |
| Dorchester County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 320,000 |
| Horry County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 115,000 |
| Bay County Florida | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Charlotte County Florida | 1 | $ 1,615,000 | $ 1,615,000 | $ 381,000 |
| Indian River County Florida | 1 | $ 1,045,000 | $ 1,045,000 | $ 1,123,000 |
| Martin County Florida | 1 | $ 645,000 | $ 645,000 | $ 283,000 |
| Nassau County Florida | 1 | $ 465,000 | $ 465,000 | $ 172,000 |
| Orange County Florida | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| Santa Rosa County Florida | 1 | $ 335,000 | $ 335,000 | $ 449,000 |
| St. Johns County Florida | 1 | $ 305,000 | $ 305,000 | $ 286,000 |
| St. Lucie County Florida | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Volusia County Florida | 1 | $ 645,000 | $ 645,000 | $ 282,000 |
| Walton County Florida | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Chatham County Georgia | 1 | $ 245,000 | $ 245,000 | $ 323,000 |
| Cobb County Georgia | 1 | $ 375,000 | $ 375,000 | $ 147,000 |
| Effingham County Georgia | 1 | $ 495,000 | $ 495,000 | $ 145,000 |
| Anne Arundel County Maryland | 1 | $ 525,000 | $ 525,000 | $ 200,000 |
| Baltimore City County Maryland | 1 | $ 1,385,000 | $ 1,385,000 | $ 0 |
| Carroll County Maryland | 1 | $ 265,000 | $ 265,000 | $ 42,000 |
| Frederick County Maryland | 1 | $ 405,000 | $ 405,000 | $ 103,000 |
| Montgomery County Maryland | 1 | $ 665,000 | $ 665,000 | $ 265,000 |
| Talbot County Maryland | 1 | $ 1,835,000 | $ 1,835,000 | $ 448,000 |
| Plymouth County Massachusetts | 1 | $ 625,000 | $ 625,000 | $ 3,680,000 |
| Oakland County Michigan | 1 | $ 745,000 | $ 745,000 | $ 235,000 |
| Cumberland County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Passaic County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 255,000 |
| Salem County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Broome County New York | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Dutchess County New York | 1 | $ 435,000 | $ 435,000 | $ 135,000 |
| Jefferson County New York | 1 | $ 925,000 | $ 925,000 | $ 198,000 |
| Tompkins County New York | 1 | $ 355,000 | $ 355,000 | $ 171,000 |
| Catawba County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Craven County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 152,000 |
| Currituck County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 635,000 |
| Dare County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 181,000 |
| Stanly County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Beaver County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 215,000 |
| Centre County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Mercer County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Westmoreland County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Oconee County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 183,000 |
| Windham County Vermont | 1 | $ 285,000 | $ 285,000 | $ 231,000 |
| Newport News County Virginia | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Roanoke City County Virginia | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Univest Bank And Trust Co. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,905 | $788,485,000 | $413,000 | $14,965,000 | $181,000 | $7,088,000 |
| Home Improvement | 765 | $104,255,000 | $136,000 | $4,575,000 | $162,000 | $3,660,000 |
| Refinancing | 613 | $204,345,000 | $333,000 | $6,575,000 | $209,000 | $4,740,000 |
| Cash-out Refinancing | 274 | $84,660,000 | $308,000 | $2,505,000 | $183,000 | $4,735,000 |
| Other Purpose | 188 | $22,440,000 | $119,000 | $905,000 | $161,000 | $2,580,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,397 | $713,975,000 | $297,000 | $6,575,000 | $184,000 | $7,088,000 |
| Not Provided | 435 | $158,425,000 | $364,000 | $5,815,000 | $218,000 | $4,735,000 |
| Not applicable | 282 | $175,460,000 | $622,000 | $14,965,000 | $0 | $0 |
| Black or African American | 227 | $39,385,000 | $173,000 | $1,095,000 | $88,000 | $673,000 |
| Asian | 194 | $69,590,000 | $358,000 | $3,125,000 | $187,000 | $1,560,000 |
| Hispanic | 184 | $39,910,000 | $216,000 | $1,065,000 | $119,000 | $3,680,000 |
| American Indian or Alaskan Native | 16 | $3,110,000 | $194,000 | $455,000 | $291,000 | $2,856,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $610,000 | $305,000 | $415,000 | $146,000 | $221,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,493 | $1,144,915,000 | $327,000 | $14,965,000 | $189,000 | $7,088,000 |
| FHA-insured (Federal Housing Administration) | 218 | $49,740,000 | $228,000 | $495,000 | $68,000 | $195,000 |
| VA-guaranteed (Veterans Administration) | 24 | $7,540,000 | $314,000 | $585,000 | $92,000 | $186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,990,000 | $199,000 | $305,000 | $77,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,852 | $989,080,000 | $346,000 | $14,965,000 | $185,000 | $7,088,000 |
| Application Withdrawn By Applicant | 455 | $141,535,000 | $311,000 | $2,275,000 | $183,000 | $4,735,000 |
| Application Denied By Financial Institution | 261 | $46,055,000 | $176,000 | $1,615,000 | $85,000 | $663,000 |
| File Closed For Incompleteness | 146 | $21,850,000 | $149,000 | $705,000 | $235,000 | $4,740,000 |
| Application Approved But Not Accepted | 30 | $5,190,000 | $173,000 | $595,000 | $198,000 | $1,454,000 |
| Preapproval Denied by Financial Institution | 1 | $475,000 | $475,000 | $475,000 | $127,000 | $127,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,483 | $1,157,655,000 | $332,000 | $14,965,000 | $187,000 | $7,088,000 |
| Debt-To-Income Ratio | 146 | $26,080,000 | $178,000 | $975,000 | $59,000 | $325,000 |
| Collateral | 43 | $8,095,000 | $188,000 | $1,615,000 | $147,000 | $498,000 |
| Other | 29 | $5,105,000 | $176,000 | $475,000 | $138,000 | $663,000 |
| Credit History | 28 | $3,890,000 | $138,000 | $605,000 | $90,000 | $278,000 |
| Employment History | 8 | $1,510,000 | $188,000 | $485,000 | $20,000 | $86,000 |
| Unverifiable Information | 5 | $1,335,000 | $267,000 | $545,000 | $110,000 | $253,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $515,000 | $171,000 | $275,000 | $50,000 | $85,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.