Univest Bank And Trust Co.
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Univest Bank And Trust Co..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Univest Bank And Trust Co. Po Box 197 Souderton, PA 18964 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,772 |
| Total Mortgage Loan Application Amount | $1,253,040,000 |
| Average Mortgage Loan Application Amount | $223,000 |
| Highest Mortgage Loan Application Amount | $13,805,000 |
| Average Applicant Income | $157,000 |
| Highest Applicant Income | $9,106,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 950 | $ 193,620,000 | $ 203,000 | $ 112,000 |
| Montgomery County Pennsylvania | 922 | $ 228,840,000 | $ 248,000 | $ 168,000 |
| Bucks County Pennsylvania | 799 | $ 213,235,000 | $ 266,000 | $ 152,000 |
| Lancaster County Pennsylvania | 435 | $ 105,325,000 | $ 242,000 | $ 137,000 |
| Chester County Pennsylvania | 301 | $ 98,325,000 | $ 326,000 | $ 173,000 |
| Delaware County Pennsylvania | 158 | $ 42,410,000 | $ 268,000 | $ 176,000 |
| Berks County Pennsylvania | 150 | $ 29,830,000 | $ 198,000 | $ 108,000 |
| Lehigh County Pennsylvania | 145 | $ 32,495,000 | $ 224,000 | $ 134,000 |
| Cape May County New Jersey | 105 | $ 57,085,000 | $ 543,000 | $ 384,000 |
| Northampton County Pennsylvania | 101 | $ 20,125,000 | $ 199,000 | $ 121,000 |
| Atlantic County New Jersey | 50 | $ 21,400,000 | $ 428,000 | $ 342,000 |
| York County Pennsylvania | 46 | $ 8,480,000 | $ 184,000 | $ 114,000 |
| Burlington County New Jersey | 43 | $ 11,655,000 | $ 271,000 | $ 168,000 |
| Camden County New Jersey | 38 | $ 10,470,000 | $ 275,000 | $ 151,000 |
| Mercer County New Jersey | 38 | $ 9,200,000 | $ 242,000 | $ 177,000 |
| Gloucester County New Jersey | 29 | $ 7,015,000 | $ 241,000 | $ 144,000 |
| Lebanon County Pennsylvania | 26 | $ 7,070,000 | $ 271,000 | $ 93,000 |
| Monmouth County New Jersey | 24 | $ 8,970,000 | $ 373,000 | $ 208,000 |
| Monroe County Pennsylvania | 24 | $ 4,910,000 | $ 204,000 | $ 145,000 |
| Carbon County Pennsylvania | 21 | $ 4,375,000 | $ 208,000 | $ 120,000 |
| Ocean County New Jersey | 20 | $ 9,530,000 | $ 476,000 | $ 219,000 |
| Sussex County Delaware | 18 | $ 7,760,000 | $ 431,000 | $ 258,000 |
| Middlesex County New Jersey | 18 | $ 5,920,000 | $ 328,000 | $ 488,000 |
| Dauphin County Pennsylvania | 17 | $ 3,645,000 | $ 214,000 | $ 78,000 |
| New Castle County Delaware | 16 | $ 10,100,000 | $ 631,000 | $ 189,000 |
| Cumberland County Pennsylvania | 15 | $ 17,745,000 | $ 1,183,000 | $ 78,000 |
| Hudson County New Jersey | 14 | $ 4,150,000 | $ 296,000 | $ 241,000 |
| Luzerne County Pennsylvania | 14 | $ 2,910,000 | $ 207,000 | $ 140,000 |
| Schuylkill County Pennsylvania | 13 | $ 1,925,000 | $ 148,000 | $ 76,000 |
| Sarasota County Florida | 11 | $ 3,285,000 | $ 298,000 | $ 171,000 |
| Somerset County New Jersey | 11 | $ 3,915,000 | $ 355,000 | $ 180,000 |
| Cumberland County New Jersey | 10 | $ 1,190,000 | $ 119,000 | $ 60,000 |
| Allegheny County Pennsylvania | 10 | $ 3,330,000 | $ 333,000 | $ 175,000 |
| Broward County Florida | 7 | $ 4,755,000 | $ 679,000 | $ 180,000 |
| Essex County New Jersey | 7 | $ 2,135,000 | $ 305,000 | $ 87,000 |
| Bergen County New Jersey | 6 | $ 5,850,000 | $ 975,000 | $ 209,000 |
| Morris County New Jersey | 6 | $ 2,020,000 | $ 336,000 | $ 139,000 |
| Cuyahoga County Ohio | 6 | $ 450,000 | $ 75,000 | $ 166,000 |
| Bedford County Pennsylvania | 6 | $ 1,340,000 | $ 223,000 | $ 89,000 |
| Wayne County Pennsylvania | 6 | $ 1,140,000 | $ 190,000 | $ 205,000 |
| Palm Beach County Florida | 5 | $ 1,515,000 | $ 303,000 | $ 501,000 |
| Cecil County Maryland | 5 | $ 1,885,000 | $ 377,000 | $ 44,000 |
| Miami-Dade County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 264,000 |
| Worcester County Maryland | 4 | $ 1,720,000 | $ 430,000 | $ 480,000 |
| Hunterdon County New Jersey | 4 | $ 2,210,000 | $ 552,000 | $ 143,000 |
| Salem County New Jersey | 4 | $ 1,120,000 | $ 280,000 | $ 103,000 |
| Union County New Jersey | 4 | $ 1,270,000 | $ 317,000 | $ 350,000 |
| Perry County Pennsylvania | 4 | $ 830,000 | $ 207,000 | $ 54,000 |
| Pike County Pennsylvania | 4 | $ 330,000 | $ 82,000 | $ 115,000 |
| Monroe County Florida | 3 | $ 4,715,000 | $ 1,571,000 | $ 348,000 |
| Osceola County Florida | 3 | $ 855,000 | $ 285,000 | $ 251,000 |
| Walton County Florida | 3 | $ 1,205,000 | $ 401,000 | $ 183,000 |
| Northumberland County Pennsylvania | 3 | $ 305,000 | $ 101,000 | $ 29,000 |
| Kent County Delaware | 2 | $ 590,000 | $ 295,000 | $ 90,000 |
| Frederick County Maryland | 2 | $ 860,000 | $ 430,000 | $ 175,000 |
| Harford County Maryland | 2 | $ 820,000 | $ 410,000 | $ 307,000 |
| Sussex County New Jersey | 2 | $ 300,000 | $ 150,000 | $ 181,000 |
| Warren County New Jersey | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| New Hanover County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 541,000 |
| Armstrong County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 72,000 |
| Columbia County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Lackawanna County Pennsylvania | 2 | $ 1,680,000 | $ 840,000 | $ 609,000 |
| Potter County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 270,000 |
| Sullivan County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 132,000 |
| Westmoreland County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 76,000 |
| Beaufort County South Carolina | 2 | $ 660,000 | $ 330,000 | $ 343,000 |
| Horry County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 285,000 |
| Maricopa County Arizona | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Hartford County Connecticut | 1 | $ 335,000 | $ 335,000 | $ 133,000 |
| Bay County Florida | 1 | $ 335,000 | $ 335,000 | $ 98,000 |
| Charlotte County Florida | 1 | $ 475,000 | $ 475,000 | $ 335,000 |
| Collier County Florida | 1 | $ 545,000 | $ 545,000 | $ 449,000 |
| Duval County Florida | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Hillsborough County Florida | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Manatee County Florida | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Martin County Florida | 1 | $ 2,045,000 | $ 2,045,000 | $ 1,093,000 |
| Orange County Florida | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Pasco County Florida | 1 | $ 245,000 | $ 245,000 | $ 219,000 |
| Polk County Florida | 1 | $ 305,000 | $ 305,000 | $ 51,000 |
| Seminole County Florida | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Chatham County Georgia | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| Anne Arundel County Maryland | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| Baltimore City County Maryland | 1 | $ 635,000 | $ 635,000 | $ 350,000 |
| Carroll County Maryland | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Dorchester County Maryland | 1 | $ 315,000 | $ 315,000 | $ 200,000 |
| Kent County Maryland | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Montgomery County Maryland | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Talbot County Maryland | 1 | $ 1,195,000 | $ 1,195,000 | $ 1,790,000 |
| Chippewa County Michigan | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Grafton County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Passaic County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 170,000 |
| Suffolk County New York | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Alamance County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Chatham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Cumberland County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Dare County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 315,000 |
| Halifax County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 165,000 |
| Mecklenburg County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Pitt County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Transylvania County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 185,000 |
| Wake County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| Wood County Ohio | 1 | $ 295,000 | $ 295,000 | $ 369,000 |
| Adams County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Bradford County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 225,000 |
| Butler County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 165,000 |
| Cambria County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Juniata County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Washington County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Greenville County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Greene County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 138,000 |
| Hamblen County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 138,000 |
| Shelby County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Albemarle County Virginia | 1 | $ 455,000 | $ 455,000 | $ 92,000 |
| Arlington County Virginia | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Charlottesville County Virginia | 1 | $ 275,000 | $ 275,000 | $ 300,000 |
| Fairfax County Virginia | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| King George County Virginia | 1 | $ 455,000 | $ 455,000 | $ 210,000 |
| Loudoun County Virginia | 1 | $ 545,000 | $ 545,000 | $ 299,000 |
| Lunenburg County Virginia | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Prince William County Virginia | 1 | $ 455,000 | $ 455,000 | $ 72,000 |
| Shenandoah County Virginia | 1 | $ 185,000 | $ 185,000 | $ 300,000 |
| Virginia Beach County Virginia | 1 | $ 655,000 | $ 655,000 | $ 254,000 |
| Washington County Virginia | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Morgan County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Univest Bank And Trust Co. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,758 | $546,710,000 | $310,000 | $13,805,000 | $145,000 | $4,374,000 |
| Cash-out Refinancing | 1,454 | $389,470,000 | $267,000 | $2,135,000 | $170,000 | $9,106,000 |
| Home Improvement | 759 | $56,335,000 | $74,000 | $505,000 | $117,000 | $3,370,000 |
| Refinancing | 669 | $248,065,000 | $370,000 | $3,825,000 | $226,000 | $2,419,000 |
| Other Purpose | 132 | $12,460,000 | $94,000 | $505,000 | $127,000 | $785,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,197 | $839,365,000 | $262,000 | $4,005,000 | $159,000 | $9,106,000 |
| Not Provided | 517 | $148,155,000 | $286,000 | $2,605,000 | $193,000 | $4,878,000 |
| Black or African American | 379 | $39,905,000 | $105,000 | $755,000 | $73,000 | $654,000 |
| Hispanic | 243 | $52,665,000 | $216,000 | $1,545,000 | $112,000 | $1,907,000 |
| Asian | 217 | $62,605,000 | $288,000 | $1,505,000 | $186,000 | $4,374,000 |
| Not applicable | 203 | $106,095,000 | $522,000 | $13,805,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $2,410,000 | $241,000 | $485,000 | $993,000 | $8,208,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $209,000 | $209,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,562 | $1,202,400,000 | $263,000 | $13,805,000 | $160,000 | $9,106,000 |
| FHA-insured (Federal Housing Administration) | 181 | $42,025,000 | $232,000 | $515,000 | $68,000 | $208,000 |
| VA-guaranteed (Veterans Administration) | 19 | $6,445,000 | $339,000 | $575,000 | $100,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $2,170,000 | $217,000 | $465,000 | $63,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,607 | $977,905,000 | $271,000 | $13,805,000 | $160,000 | $9,106,000 |
| Application Withdrawn By Applicant | 601 | $188,135,000 | $313,000 | $4,005,000 | $172,000 | $8,208,000 |
| Application Denied By Financial Institution | 265 | $33,865,000 | $127,000 | $595,000 | $87,000 | $1,812,000 |
| File Closed For Incompleteness | 247 | $43,875,000 | $177,000 | $1,475,000 | $140,000 | $4,878,000 |
| Application Approved But Not Accepted | 47 | $7,655,000 | $162,000 | $2,135,000 | $120,000 | $411,000 |
| Preapproval Approved but not Accepted | 5 | $1,605,000 | $321,000 | $415,000 | $149,000 | $394,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,507 | $1,219,175,000 | $270,000 | $13,805,000 | $160,000 | $9,106,000 |
| Debt-To-Income Ratio | 135 | $18,065,000 | $133,000 | $545,000 | $46,000 | $191,000 |
| Collateral | 68 | $8,170,000 | $120,000 | $595,000 | $161,000 | $1,812,000 |
| Other | 31 | $3,285,000 | $105,000 | $465,000 | $103,000 | $605,000 |
| Credit History | 20 | $2,700,000 | $135,000 | $305,000 | $86,000 | $168,000 |
| Unverifiable Information | 8 | $970,000 | $121,000 | $505,000 | $60,000 | $125,000 |
| Employment History | 2 | $390,000 | $195,000 | $285,000 | $37,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $285,000 | $285,000 | $285,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.