Univest Bank And Trust Co.
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Univest Bank And Trust Co..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Univest Bank And Trust Co. Po Box 197 Souderton, PA 18964 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,379 |
| Total Mortgage Loan Application Amount | $462,920,000 |
| Average Mortgage Loan Application Amount | $180,333 |
| Highest Mortgage Loan Application Amount | $2,170,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $1,250,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Pennsylvania | 681 | $ 113,682,000 | $ 166,000 | $ 106,000 |
| Philadelphia County Pennsylvania | 613 | $ 129,528,000 | $ 211,000 | $ 73,000 |
| Bucks County Pennsylvania | 585 | $ 114,298,000 | $ 195,000 | $ 109,000 |
| Lehigh County Pennsylvania | 89 | $ 15,164,000 | $ 170,000 | $ 113,000 |
| Chester County Pennsylvania | 66 | $ 17,968,000 | $ 272,000 | $ 140,000 |
| Berks County Pennsylvania | 59 | $ 7,232,000 | $ 122,000 | $ 75,000 |
| Delaware County Pennsylvania | 56 | $ 11,473,000 | $ 204,000 | $ 107,000 |
| Northampton County Pennsylvania | 33 | $ 6,861,000 | $ 207,000 | $ 83,000 |
| Cape May County New Jersey | 21 | $ 8,564,000 | $ 407,000 | $ 171,000 |
| Burlington County New Jersey | 15 | $ 2,609,000 | $ 173,000 | $ 124,000 |
| Mercer County New Jersey | 15 | $ 2,657,000 | $ 177,000 | $ 103,000 |
| Atlantic County New Jersey | 12 | $ 4,694,000 | $ 391,000 | $ 146,000 |
| Ocean County New Jersey | 9 | $ 3,268,000 | $ 363,000 | $ 230,000 |
| Middlesex County New Jersey | 8 | $ 2,161,000 | $ 270,000 | $ 129,000 |
| Camden County New Jersey | 7 | $ 1,761,000 | $ 251,000 | $ 191,000 |
| Gloucester County New Jersey | 6 | $ 1,807,000 | $ 301,000 | $ 101,000 |
| Hunterdon County New Jersey | 6 | $ 998,000 | $ 166,000 | $ 107,000 |
| Warren County New Jersey | 6 | $ 1,171,000 | $ 195,000 | $ 61,000 |
| Lancaster County Pennsylvania | 6 | $ 996,000 | $ 166,000 | $ 69,000 |
| New Castle County Delaware | 5 | $ 1,235,000 | $ 247,000 | $ 126,000 |
| Monmouth County New Jersey | 5 | $ 1,204,000 | $ 240,000 | $ 104,000 |
| Pike County Pennsylvania | 5 | $ 570,000 | $ 114,000 | $ 146,000 |
| Sussex County Delaware | 4 | $ 843,000 | $ 210,000 | $ 168,000 |
| Essex County New Jersey | 4 | $ 1,983,000 | $ 495,000 | $ 208,000 |
| Carbon County Pennsylvania | 4 | $ 469,000 | $ 117,000 | $ 117,000 |
| Prince George's County Maryland | 3 | $ 437,000 | $ 145,000 | $ 122,000 |
| Worcester County Maryland | 3 | $ 383,000 | $ 127,000 | $ 157,000 |
| Monroe County Pennsylvania | 3 | $ 146,000 | $ 48,000 | $ 98,000 |
| Wayne County Pennsylvania | 3 | $ 662,000 | $ 220,000 | $ 168,000 |
| York County Pennsylvania | 3 | $ 554,000 | $ 184,000 | $ 92,000 |
| Sullivan County Pennsylvania | 2 | $ 114,000 | $ 57,000 | $ 119,000 |
| Susquehanna County Pennsylvania | 2 | $ 322,000 | $ 161,000 | $ 216,000 |
| Fairfield County Connecticut | 1 | $ 476,000 | $ 476,000 | $ 189,000 |
| New London County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 144,000 |
| Kent County Delaware | 1 | $ 460,000 | $ 460,000 | $ 156,000 |
| Broward County Florida | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Collier County Florida | 1 | $ 364,000 | $ 364,000 | $ 515,000 |
| Hernando County Florida | 1 | $ 124,000 | $ 124,000 | $ 234,000 |
| Hillsborough County Florida | 1 | $ 20,000 | $ 20,000 | $ 106,000 |
| Orange County Florida | 1 | $ 196,000 | $ 196,000 | $ 104,000 |
| Pinellas County Florida | 1 | $ 340,000 | $ 340,000 | $ 200,000 |
| Charles County Maryland | 1 | $ 204,000 | $ 204,000 | $ 134,000 |
| Garrett County Maryland | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Howard County Maryland | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Montgomery County Maryland | 1 | $ 380,000 | $ 380,000 | $ 159,000 |
| Talbot County Maryland | 1 | $ 417,000 | $ 417,000 | $ 339,000 |
| Chippewa County Michigan | 1 | $ 212,000 | $ 212,000 | $ 148,000 |
| Bergen County New Jersey | 1 | $ 196,000 | $ 196,000 | $ 52,000 |
| Cumberland County New Jersey | 1 | $ 111,000 | $ 111,000 | $ 12,000 |
| Hudson County New Jersey | 1 | $ 322,000 | $ 322,000 | $ 70,000 |
| Union County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 175,000 |
| Erie County New York | 1 | $ 106,000 | $ 106,000 | $ 77,000 |
| Franklin County New York | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Avery County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 300,000 |
| Buncombe County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 88,000 |
| Lake County Ohio | 1 | $ 216,000 | $ 216,000 | $ 82,000 |
| Carter County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Delaware County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Allegheny County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 68,000 |
| Bradford County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Clearfield County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| Dauphin County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Lebanon County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 27,000 |
| Luzerne County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 149,000 |
| Lycoming County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Northumberland County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 71,000 |
| Perry County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 46,000 |
| Potter County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 250,000 |
| Schuylkill County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 189,000 |
| Shelby County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Rutland County Vermont | 1 | $ 131,000 | $ 131,000 | $ 137,000 |
| Windham County Vermont | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Univest Bank And Trust Co. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,237 | $274,233,000 | $221,000 | $2,170,000 | $99,000 | $1,225,000 |
| Refinancing | 604 | $147,487,000 | $244,000 | $2,089,000 | $110,000 | $1,047,000 |
| Home Improvement | 538 | $41,200,000 | $76,000 | $1,700,000 | $94,000 | $1,250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,812 | $332,741,000 | $183,000 | $1,985,000 | $116,000 | $1,250,000 |
| Not applicable | 234 | $78,209,000 | $334,000 | $2,170,000 | $0 | $0 |
| Asian | 114 | $20,946,000 | $183,000 | $1,200,000 | $94,000 | $580,000 |
| Black or African American | 96 | $14,645,000 | $152,000 | $666,000 | $82,000 | $469,000 |
| Hispanic | 72 | $9,572,000 | $132,000 | $520,000 | $59,000 | $225,000 |
| Not Provided | 43 | $5,612,000 | $130,000 | $788,000 | $137,000 | $1,047,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $865,000 | $173,000 | $322,000 | $80,000 | $121,000 |
| American Indian or Alaskan Native | 3 | $330,000 | $110,000 | $159,000 | $42,000 | $53,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,112 | $411,072,000 | $194,000 | $2,170,000 | $104,000 | $1,250,000 |
| FHA-insured (Federal Housing Administration) | 241 | $45,950,000 | $190,000 | $476,000 | $69,000 | $294,000 |
| VA-guaranteed (Veterans Administration) | 19 | $4,536,000 | $238,000 | $451,000 | $88,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,362,000 | $194,000 | $270,000 | $76,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,777 | $371,917,000 | $209,000 | $2,170,000 | $99,000 | $1,225,000 |
| Application Withdrawn By Applicant | 270 | $50,681,000 | $187,000 | $838,000 | $126,000 | $1,250,000 |
| Application Denied By Financial Institution | 233 | $25,816,000 | $110,000 | $788,000 | $77,000 | $514,000 |
| File Closed For Incompleteness | 73 | $9,254,000 | $126,000 | $1,050,000 | $112,000 | $600,000 |
| Application Approved But Not Accepted | 26 | $5,252,000 | $202,000 | $522,000 | $117,000 | $308,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 95 | $10,227,000 | $107,000 | $788,000 | $66,000 | $254,000 |
| Credit History | 64 | $3,838,000 | $59,000 | $525,000 | $77,000 | $314,000 |
| Collateral | 40 | $6,359,000 | $158,000 | $414,000 | $104,000 | $514,000 |
| Unverifiable Information | 12 | $2,192,000 | $182,000 | $417,000 | $74,000 | $117,000 |
| Other | 11 | $1,211,000 | $110,000 | $300,000 | $78,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $835,000 | $167,000 | $504,000 | $99,000 | $286,000 |
| Employment History | 3 | $566,000 | $188,000 | $242,000 | $33,000 | $44,000 |
| Credit Application Incomplete | 1 | $81,000 | $81,000 | $81,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.