2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
University Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
University Lending Group, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,865 |
| Total Mortgage Loan Application Amount | $862,065,000 |
| Average Mortgage Loan Application Amount | $313,800 |
| Highest Mortgage Loan Application Amount | $9,995,000 |
| Average Applicant Income | $121,200 |
| Highest Applicant Income | $6,902,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with University Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing University Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down University Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how University Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by University Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at University Lending Group, Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Aiken County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Alachua County Florida | 8 | $ 1,940,000 | $ 242,000 | $ 92,000 |
| Anderson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Arapahoe County Colorado | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Baldwin County Alabama | 4 | $ 1,410,000 | $ 352,000 | $ 117,000 |
| Barry County Michigan | 1 | $ 455,000 | $ 455,000 | $ 138,000 |
| Bay County Florida | 14 | $ 3,460,000 | $ 247,000 | $ 86,000 |
| Beaufort County South Carolina | 2 | $ 750,000 | $ 375,000 | $ 72,000 |
| Benton County Indiana | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Berrien County Michigan | 1 | $ 225,000 | $ 225,000 | $ 157,000 |
| Bexar County Texas | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
| Boone County Indiana | 6 | $ 1,150,000 | $ 191,000 | $ 83,000 |
| Boulder County Colorado | 1 | $ 1,655,000 | $ 1,655,000 | $ 540,000 |
| Bradley County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Branch County Michigan | 2 | $ 580,000 | $ 290,000 | $ 53,000 |
| Brevard County Florida | 5 | $ 2,325,000 | $ 465,000 | $ 126,000 |
| Broward County Florida | 9 | $ 5,095,000 | $ 566,000 | $ 191,000 |
| Bryan County Georgia | 2 | $ 500,000 | $ 250,000 | $ 103,000 |
| Buncombe County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Calhoun County Florida | 4 | $ 740,000 | $ 185,000 | $ 82,000 |
| Calhoun County Michigan | 3 | $ 745,000 | $ 248,000 | $ 110,000 |
| Calloway County Kentucky | 1 | $ 485,000 | $ 485,000 | $ 143,000 |
| Charlevoix County Michigan | 2 | $ 270,000 | $ 135,000 | $ 69,000 |
| Charlotte County Florida | 3 | $ 1,895,000 | $ 631,000 | $ 262,000 |
| Chatham County Georgia | 2 | $ 540,000 | $ 270,000 | $ 89,000 |
| Cheboygan County Michigan | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Chesterfield County Virginia | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| Clay County Florida | 6 | $ 2,750,000 | $ 458,000 | $ 127,000 |
| Clay County Indiana | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Clinton County Indiana | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Cobb County Georgia | 2 | $ 690,000 | $ 345,000 | $ 115,000 |
| Coffee County Alabama | 3 | $ 1,435,000 | $ 478,000 | $ 162,000 |
| Collier County Florida | 2 | $ 1,360,000 | $ 680,000 | $ 252,000 |
| Collin County Texas | 1 | $ 505,000 | $ 505,000 | $ 141,000 |
| Columbia County Florida | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Concho County Texas | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Cook County Illinois | 6 | $ 1,230,000 | $ 205,000 | $ 84,000 |
| Covington County Alabama | 2 | $ 570,000 | $ 285,000 | $ 86,000 |
| Crawford County Michigan | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Cuyahoga County Ohio | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Davidson County Tennessee | 7 | $ 3,025,000 | $ 432,000 | $ 227,000 |
| Davis County Utah | 3 | $ 1,135,000 | $ 378,000 | $ 99,000 |
| Decatur County Georgia | 1 | $ 135,000 | $ 135,000 | $ 146,000 |
| Decatur County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 315,000 |
| Delaware County Ohio | 2 | $ 710,000 | $ 355,000 | $ 118,000 |
| Denver County Colorado | 2 | $ 1,030,000 | $ 515,000 | $ 172,000 |
| Dougherty County Georgia | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Douglas County Colorado | 3 | $ 2,695,000 | $ 898,000 | $ 215,000 |
| DuPage County Illinois | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
| Durham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Duval County Florida | 7 | $ 1,895,000 | $ 270,000 | $ 102,000 |
| Eaton County Michigan | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| El Paso County Colorado | 2 | $ 890,000 | $ 445,000 | $ 120,000 |
| Elkhart County Indiana | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Elmore County Alabama | 1 | $ 305,000 | $ 305,000 | $ 220,000 |
| Emmet County Michigan | 2 | $ 1,040,000 | $ 520,000 | $ 308,000 |
| Escambia County Florida | 195 | $ 53,105,000 | $ 272,000 | $ 101,000 |
| Fairfax County Virginia | 2 | $ 990,000 | $ 495,000 | $ 207,000 |
| Fairfield County Ohio | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Fannin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Fayette County Georgia | 1 | $ 675,000 | $ 675,000 | $ 244,000 |
| Fayette County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Flagler County Florida | 3 | $ 885,000 | $ 295,000 | $ 138,000 |
| Forsyth County Georgia | 1 | $ 785,000 | $ 785,000 | $ 380,000 |
| Fountain County Indiana | 6 | $ 1,100,000 | $ 183,000 | $ 66,000 |
| Franklin County Florida | 9 | $ 3,155,000 | $ 350,000 | $ 170,000 |
| Franklin County Ohio | 2 | $ 800,000 | $ 400,000 | $ 157,000 |
| Fremont County Colorado | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Fulton County Georgia | 3 | $ 1,255,000 | $ 418,000 | $ 155,000 |
| Gadsden County Florida | 51 | $ 11,735,000 | $ 230,000 | $ 77,000 |
| Gaines County Texas | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
| Galveston County Texas | 2 | $ 900,000 | $ 450,000 | $ 158,000 |
| Gaston County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 113,000 |
| Genesee County Michigan | 7 | $ 1,705,000 | $ 243,000 | $ 72,000 |
| Gilmer County Georgia | 1 | $ 405,000 | $ 405,000 | $ 264,000 |
| Grady County Georgia | 3 | $ 1,075,000 | $ 358,000 | $ 109,000 |
| Grand Traverse County Michigan | 3 | $ 445,000 | $ 148,000 | $ 41,000 |
| Grant County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Greenville County South Carolina | 2 | $ 810,000 | $ 405,000 | $ 142,000 |
| Gwinnett County Georgia | 1 | $ 345,000 | $ 345,000 | $ 286,000 |
| Hamilton County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Hampton County Virginia | 2 | $ 430,000 | $ 215,000 | $ 130,000 |
| Harris County Georgia | 1 | $ 355,000 | $ 355,000 | $ 196,000 |
| Hendricks County Indiana | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Hernando County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 93,000 |
| Highlands County Florida | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Hillsborough County Florida | 11 | $ 4,485,000 | $ 407,000 | $ 120,000 |
| Hillsdale County Michigan | 3 | $ 955,000 | $ 318,000 | $ 187,000 |
| Holmes County Florida | 2 | $ 550,000 | $ 275,000 | $ 107,000 |
| Horry County South Carolina | 3 | $ 845,000 | $ 281,000 | $ 99,000 |
| Houghton County Michigan | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Houston County Alabama | 1 | $ 375,000 | $ 375,000 | $ 109,000 |
| Houston County Georgia | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Humphreys County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Ingham County Michigan | 11 | $ 1,945,000 | $ 176,000 | $ 65,000 |
| Iosco County Michigan | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Jackson County Florida | 2 | $ 670,000 | $ 335,000 | $ 107,000 |
| Jackson County Michigan | 13 | $ 2,675,000 | $ 205,000 | $ 71,000 |
| Jasper County Indiana | 3 | $ 675,000 | $ 225,000 | $ 73,000 |
| Jefferson County Alabama | 2 | $ 1,140,000 | $ 570,000 | $ 104,000 |
| Jefferson County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 101,000 |
| Jefferson County Florida | 18 | $ 4,730,000 | $ 262,000 | $ 91,000 |
| Kalamazoo County Michigan | 4 | $ 490,000 | $ 122,000 | $ 34,000 |
| Kankakee County Illinois | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Kent County Michigan | 2 | $ 470,000 | $ 235,000 | $ 104,000 |
| Knox County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Kosciusko County Indiana | 1 | $ 225,000 | $ 225,000 | $ 175,000 |
| Lake County Florida | 5 | $ 2,165,000 | $ 433,000 | $ 125,000 |
| Lake County Indiana | 133 | $ 34,495,000 | $ 259,000 | $ 106,000 |
| Lancaster County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 153,000 |
| Lapeer County Michigan | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| LaPorte County Indiana | 3 | $ 505,000 | $ 168,000 | $ 86,000 |
| Larimer County Colorado | 1 | $ 675,000 | $ 675,000 | $ 244,000 |
| Lee County Alabama | 3 | $ 945,000 | $ 315,000 | $ 102,000 |
| Lee County Florida | 8 | $ 2,930,000 | $ 366,000 | $ 114,000 |
| Lenawee County Michigan | 21 | $ 4,325,000 | $ 205,000 | $ 92,000 |
| Leon County Florida | 474 | $ 127,470,000 | $ 268,000 | $ 101,000 |
| Letcher County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Levy County Florida | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
| Liberty County Florida | 4 | $ 830,000 | $ 207,000 | $ 64,000 |
| Lincoln County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 86,000 |
| Lincoln County Wyoming | 1 | $ 525,000 | $ 525,000 | $ 113,000 |
| Livingston County Michigan | 33 | $ 9,835,000 | $ 298,000 | $ 122,000 |
| Logan County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Lorain County Ohio | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Lowndes County Georgia | 2 | $ 430,000 | $ 215,000 | $ 79,000 |
| Lumpkin County Georgia | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Macomb County Michigan | 64 | $ 12,240,000 | $ 191,000 | $ 78,000 |
| Madison County Alabama | 2 | $ 680,000 | $ 340,000 | $ 115,000 |
| Madison County Florida | 6 | $ 1,120,000 | $ 186,000 | $ 65,000 |
| Madison County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 423,000 |
| Manatee County Florida | 4 | $ 1,770,000 | $ 442,000 | $ 203,000 |
| Marion County Florida | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Marion County Indiana | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Marion County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 133,000 |
| Marquette County Michigan | 1 | $ 455,000 | $ 455,000 | $ 205,000 |
| Marshall County Alabama | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Marshall County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Mason County Michigan | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Maury County Tennessee | 4 | $ 1,230,000 | $ 307,000 | $ 83,000 |
| Miami-Dade County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 95,000 |
| Mobile County Alabama | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Monroe County Michigan | 14 | $ 2,990,000 | $ 213,000 | $ 78,000 |
| Montgomery County Indiana | 69 | $ 11,295,000 | $ 163,000 | $ 63,000 |
| Montgomery County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 138,000 |
| Muskegon County Michigan | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Nassau County Florida | 1 | $ 485,000 | $ 485,000 | $ 197,000 |
| Oakland County Michigan | 53 | $ 13,565,000 | $ 255,000 | $ 110,000 |
| Oceana County Michigan | 2 | $ 800,000 | $ 400,000 | $ 267,000 |
| Okaloosa County Florida | 234 | $ 77,100,000 | $ 329,000 | $ 101,000 |
| Orange County Florida | 8 | $ 3,870,000 | $ 483,000 | $ 234,000 |
| Oscoda County Michigan | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Otsego County Michigan | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Ottawa County Michigan | 3 | $ 835,000 | $ 278,000 | $ 135,000 |
| Owen County Indiana | 1 | $ 245,000 | $ 245,000 | $ 155,000 |
| Palm Beach County Florida | 2 | $ 1,390,000 | $ 695,000 | $ 217,000 |
| Pasco County Florida | 10 | $ 4,830,000 | $ 483,000 | $ 160,000 |
| Patrick County Virginia | 1 | $ 235,000 | $ 235,000 | $ 144,000 |
| Paulding County Georgia | 1 | $ 355,000 | $ 355,000 | $ 101,000 |
| Perquimans County North Carolina | 3 | $ 915,000 | $ 305,000 | $ 130,000 |
| Pike County Alabama | 1 | $ 195,000 | $ 195,000 | $ 160,000 |
| Pinellas County Florida | 4 | $ 11,680,000 | $ 2,920,000 | $ 190,000 |
| Polk County Florida | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Porter County Indiana | 40 | $ 11,300,000 | $ 282,000 | $ 106,000 |
| Presque Isle County Michigan | 1 | $ 175,000 | $ 175,000 | $ 200,000 |
| Pueblo County Colorado | 2 | $ 650,000 | $ 325,000 | $ 139,000 |
| Putnam County Indiana | 4 | $ 480,000 | $ 120,000 | $ 41,000 |
| Roscommon County Michigan | 1 | $ 115,000 | $ 115,000 | $ 219,000 |
| Rutherford County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 79,000 |
| Saginaw County Michigan | 2 | $ 160,000 | $ 80,000 | $ 48,000 |
| Salt Lake County Utah | 3 | $ 1,645,000 | $ 548,000 | $ 115,000 |
| Sanilac County Michigan | 4 | $ 570,000 | $ 142,000 | $ 42,000 |
| Santa Rosa County Florida | 333 | $ 119,865,000 | $ 359,000 | $ 116,000 |
| Sarasota County Florida | 2 | $ 610,000 | $ 305,000 | $ 128,000 |
| Seminole County Florida | 2 | $ 720,000 | $ 360,000 | $ 118,000 |
| Shiawassee County Michigan | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Spartanburg County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| St. Clair County Alabama | 1 | $ 415,000 | $ 415,000 | $ 128,000 |
| St. Clair County Michigan | 37 | $ 7,505,000 | $ 202,000 | $ 79,000 |
| St. Johns County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 146,000 |
| St. Joseph County Indiana | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| St. Lucie County Florida | 2 | $ 760,000 | $ 380,000 | $ 102,000 |
| Stafford County Virginia | 2 | $ 560,000 | $ 280,000 | $ 122,000 |
| Starke County Indiana | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Summit County Ohio | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Sumner County Tennessee | 29 | $ 18,735,000 | $ 646,000 | $ 219,000 |
| Sumter County Florida | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| Suwannee County Florida | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Tallapoosa County Alabama | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Taylor County Florida | 2 | $ 450,000 | $ 225,000 | $ 96,000 |
| Tazewell County Virginia | 2 | $ 200,000 | $ 100,000 | $ 176,000 |
| Teller County Colorado | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| Thomas County Georgia | 6 | $ 1,790,000 | $ 298,000 | $ 74,000 |
| Tippecanoe County Indiana | 2 | $ 480,000 | $ 240,000 | $ 67,000 |
| Tom Green County Texas | 25 | $ 5,975,000 | $ 239,000 | $ 101,000 |
| Tuscaloosa County Alabama | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Union County North Carolina | 5 | $ 1,735,000 | $ 347,000 | $ 93,000 |
| Utah County Utah | 3 | $ 1,205,000 | $ 401,000 | $ 77,000 |
| Van Buren County Michigan | 1 | $ 395,000 | $ 395,000 | $ 131,000 |
| Volusia County Florida | 2 | $ 570,000 | $ 285,000 | $ 205,000 |
| Wakulla County Florida | 101 | $ 26,675,000 | $ 264,000 | $ 97,000 |
| Walton County Florida | 64 | $ 22,690,000 | $ 354,000 | $ 106,000 |
| Warren County Indiana | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Washington County Florida | 2 | $ 460,000 | $ 230,000 | $ 79,000 |
| Washington County Utah | 6 | $ 2,780,000 | $ 463,000 | $ 128,000 |
| Washtenaw County Michigan | 293 | $ 97,645,000 | $ 333,000 | $ 175,000 |
| Watauga County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 156,000 |
| Wayne County Michigan | 118 | $ 24,710,000 | $ 209,000 | $ 79,000 |
| Wayne County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 117,000 |
| Weld County Colorado | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Will County Illinois | 3 | $ 375,000 | $ 125,000 | $ 77,000 |
| Williamson County Tennessee | 5 | $ 4,115,000 | $ 823,000 | $ 264,000 |
| Williamson County Texas | 2 | $ 1,110,000 | $ 555,000 | $ 166,000 |
| Wilson County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 130,000 |
| Worcester County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 236,000 |
| York County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for University Lending Group, Llc in 2022
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,422 | $711,850,000 | $293,000 | $1,755,000 | $110,000 | $6,902,000 |
| Refinancing | 236 | $92,480,000 | $391,000 | $9,995,000 | $130,000 | $592,000 |
| Cash-out Refinancing | 138 | $36,190,000 | $262,000 | $755,000 | $117,000 | $650,000 |
| Other Purpose | 35 | $11,335,000 | $323,000 | $1,355,000 | $130,000 | $619,000 |
| Home Improvement | 34 | $10,210,000 | $300,000 | $995,000 | $119,000 | $376,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,060 | $624,510,000 | $303,000 | $9,995,000 | $116,000 | $6,902,000 |
| Black or African American | 272 | $72,150,000 | $265,000 | $1,355,000 | $93,000 | $618,000 |
| Not Provided | 197 | $64,495,000 | $327,000 | $1,145,000 | $123,000 | $629,000 |
| Hispanic | 177 | $52,585,000 | $297,000 | $1,065,000 | $91,000 | $320,000 |
| Asian | 137 | $40,775,000 | $297,000 | $785,000 | $105,000 | $510,000 |
| American Indian or Alaskan Native | 11 | $3,125,000 | $284,000 | $675,000 | $87,000 | $244,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,435,000 | $487,000 | $975,000 | $122,000 | $205,000 |
| Not applicable | 5 | $1,435,000 | $287,000 | $425,000 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,853 | $564,425,000 | $304,000 | $9,995,000 | $126,000 | $6,902,000 |
| VA-guaranteed (Veterans Administration) | 511 | $189,275,000 | $370,000 | $1,285,000 | $103,000 | $450,000 |
| FHA-insured (Federal Housing Administration) | 431 | $95,935,000 | $222,000 | $425,000 | $70,000 | $325,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 70 | $12,430,000 | $177,000 | $355,000 | $58,000 | $107,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,156 | $637,100,000 | $295,000 | $1,755,000 | $109,000 | $1,835,000 |
| Application Withdrawn By Applicant | 635 | $204,605,000 | $322,000 | $9,995,000 | $126,000 | $6,902,000 |
| Application Denied By Financial Institution | 49 | $13,025,000 | $265,000 | $1,145,000 | $82,000 | $425,000 |
| Application Approved But Not Accepted | 14 | $4,810,000 | $343,000 | $705,000 | $137,000 | $423,000 |
| File Closed For Incompleteness | 6 | $1,090,000 | $181,000 | $365,000 | $59,000 | $87,000 |
| Loan Purchased By The Institution | 5 | $1,435,000 | $287,000 | $425,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,816 | $849,040,000 | $301,000 | $9,995,000 | $112,000 | $6,902,000 |
| Debt-To-Income Ratio | 18 | $4,220,000 | $234,000 | $575,000 | $50,000 | $102,000 |
| Credit History | 10 | $1,980,000 | $198,000 | $325,000 | $71,000 | $131,000 |
| Collateral | 8 | $3,020,000 | $377,000 | $985,000 | $167,000 | $425,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,520,000 | $253,000 | $415,000 | $79,000 | $126,000 |
| Employment History | 3 | $535,000 | $178,000 | $265,000 | $42,000 | $49,000 |
| Credit Application Incomplete | 2 | $1,400,000 | $700,000 | $1,145,000 | $161,000 | $254,000 |
| Other | 2 | $350,000 | $175,000 | $215,000 | $69,000 | $97,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Lending Group, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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