2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
Graphs and Stats
- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
University Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
University Lending Group, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 5,837 |
| Total Mortgage Loan Application Amount | $1,492,265,000 |
| Average Mortgage Loan Application Amount | $212,600 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $94,400 |
| Highest Applicant Income | $1,564,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with University Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing University Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down University Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how University Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by University Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at University Lending Group, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alachua County Florida | 4 | $ 1,120,000 | $ 280,000 | $ 181,000 |
| Alcona County Michigan | 1 | $ 135,000 | $ 135,000 | $ 257,000 |
| Allegan County Michigan | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Allen County Indiana | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Antrim County Michigan | 2 | $ 320,000 | $ 160,000 | $ 39,000 |
| Arapahoe County Colorado | 4 | $ 2,220,000 | $ 555,000 | $ 176,000 |
| Autauga County Alabama | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Baldwin County Alabama | 4 | $ 1,530,000 | $ 382,000 | $ 144,000 |
| Barbour County Alabama | 2 | $ 420,000 | $ 210,000 | $ 63,000 |
| Barry County Michigan | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Bartow County Georgia | 1 | $ 325,000 | $ 325,000 | $ 206,000 |
| Bastrop County Texas | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| Bay County Florida | 26 | $ 6,800,000 | $ 261,000 | $ 78,000 |
| Bay County Michigan | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Beaufort County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 150,000 |
| Bedford County Virginia | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Bell County Texas | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Berkeley County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 230,000 |
| Berrien County Michigan | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Bexar County Texas | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Bibb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Boone County Indiana | 2 | $ 320,000 | $ 160,000 | $ 36,000 |
| Branch County Michigan | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Brazos County Texas | 1 | $ 225,000 | $ 225,000 | $ 254,000 |
| Brevard County Florida | 12 | $ 3,090,000 | $ 257,000 | $ 129,000 |
| Broward County Florida | 4 | $ 1,860,000 | $ 465,000 | $ 221,000 |
| Buncombe County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| Burnet County Texas | 1 | $ 545,000 | $ 545,000 | $ 181,000 |
| Calhoun County Florida | 7 | $ 1,475,000 | $ 210,000 | $ 74,000 |
| Calhoun County Michigan | 3 | $ 455,000 | $ 151,000 | $ 62,000 |
| Campbell County Virginia | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Carroll County Indiana | 3 | $ 475,000 | $ 158,000 | $ 132,000 |
| Cass County Michigan | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Charleston County South Carolina | 5 | $ 1,415,000 | $ 283,000 | $ 101,000 |
| Charlevoix County Michigan | 1 | $ 295,000 | $ 295,000 | $ 208,000 |
| Charlotte County Florida | 7 | $ 2,715,000 | $ 387,000 | $ 147,000 |
| Chatham County Georgia | 3 | $ 2,065,000 | $ 688,000 | $ 225,000 |
| Cheboygan County Michigan | 2 | $ 540,000 | $ 270,000 | $ 135,000 |
| Cherokee County Georgia | 3 | $ 965,000 | $ 321,000 | $ 155,000 |
| Chesapeake County Virginia | 2 | $ 620,000 | $ 310,000 | $ 208,000 |
| Chilton County Alabama | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Chippewa County Michigan | 2 | $ 320,000 | $ 160,000 | $ 141,000 |
| Citrus County Florida | 3 | $ 595,000 | $ 198,000 | $ 70,000 |
| Clay County Florida | 3 | $ 1,405,000 | $ 468,000 | $ 106,000 |
| Clinton County Indiana | 3 | $ 445,000 | $ 148,000 | $ 49,000 |
| Clinton County Michigan | 2 | $ 390,000 | $ 195,000 | $ 66,000 |
| Cobb County Georgia | 3 | $ 1,035,000 | $ 345,000 | $ 121,000 |
| Coffee County Alabama | 2 | $ 380,000 | $ 190,000 | $ 132,000 |
| Collin County Texas | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Columbia County Florida | 2 | $ 440,000 | $ 220,000 | $ 80,000 |
| Columbia County Georgia | 1 | $ 335,000 | $ 335,000 | $ 229,000 |
| Comal County Texas | 2 | $ 950,000 | $ 475,000 | $ 252,000 |
| Concho County Texas | 3 | $ 645,000 | $ 215,000 | $ 157,000 |
| Conecuh County Alabama | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Cook County Illinois | 6 | $ 1,310,000 | $ 218,000 | $ 113,000 |
| Crawford County Michigan | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Cumberland County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 74,000 |
| Cumberland County Virginia | 1 | $ 405,000 | $ 405,000 | $ 147,000 |
| Dale County Alabama | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Dare County North Carolina | 2 | $ 950,000 | $ 475,000 | $ 139,000 |
| Davidson County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Davidson County Tennessee | 15 | $ 5,715,000 | $ 381,000 | $ 138,000 |
| Decatur County Georgia | 3 | $ 575,000 | $ 191,000 | $ 66,000 |
| DeKalb County Georgia | 2 | $ 200,000 | $ 100,000 | $ 82,000 |
| DeKalb County Indiana | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| DeKalb County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Delta County Michigan | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Denton County Texas | 1 | $ 385,000 | $ 385,000 | $ 151,000 |
| Dickson County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 135,000 |
| Douglas County Colorado | 3 | $ 2,125,000 | $ 708,000 | $ 208,000 |
| Durham County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 60,000 |
| Duval County Florida | 11 | $ 3,145,000 | $ 285,000 | $ 103,000 |
| Eaton County Michigan | 3 | $ 565,000 | $ 188,000 | $ 74,000 |
| Effingham County Georgia | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| El Paso County Colorado | 3 | $ 1,235,000 | $ 411,000 | $ 236,000 |
| Elkhart County Indiana | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Emmet County Michigan | 1 | $ 495,000 | $ 495,000 | $ 359,000 |
| Escambia County Alabama | 4 | $ 690,000 | $ 172,000 | $ 54,000 |
| Escambia County Florida | 421 | $ 101,245,000 | $ 240,000 | $ 88,000 |
| Fannin County Georgia | 1 | $ 285,000 | $ 285,000 | $ 327,000 |
| Fayette County Georgia | 2 | $ 490,000 | $ 245,000 | $ 132,000 |
| Flagler County Florida | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Forsyth County Georgia | 1 | $ 585,000 | $ 585,000 | $ 286,000 |
| Fort Bend County Texas | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Fountain County Indiana | 10 | $ 1,220,000 | $ 122,000 | $ 50,000 |
| Franklin County Florida | 9 | $ 2,645,000 | $ 293,000 | $ 114,000 |
| Fulton County Georgia | 5 | $ 2,075,000 | $ 415,000 | $ 131,000 |
| Fulton County Indiana | 1 | $ 125,000 | $ 125,000 | $ 173,000 |
| Gadsden County Florida | 85 | $ 18,005,000 | $ 211,000 | $ 64,000 |
| Genesee County Michigan | 26 | $ 4,440,000 | $ 170,000 | $ 65,000 |
| Giles County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 430,000 |
| Gladwin County Michigan | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Grady County Georgia | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| Grand Traverse County Michigan | 3 | $ 1,215,000 | $ 405,000 | $ 227,000 |
| Grayson County Texas | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Greene County Indiana | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Greenville County South Carolina | 3 | $ 1,085,000 | $ 361,000 | $ 122,000 |
| Gulf County Florida | 4 | $ 1,430,000 | $ 357,000 | $ 93,000 |
| Hamilton County Indiana | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Hamilton County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Hancock County Indiana | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Harris County Texas | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Hays County Texas | 2 | $ 590,000 | $ 295,000 | $ 99,000 |
| Hernando County Florida | 2 | $ 690,000 | $ 345,000 | $ 72,000 |
| Hillsborough County Florida | 14 | $ 4,180,000 | $ 298,000 | $ 89,000 |
| Hockley County Texas | 2 | $ 240,000 | $ 120,000 | $ 171,000 |
| Holmes County Florida | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Horry County South Carolina | 6 | $ 2,190,000 | $ 365,000 | $ 175,000 |
| Houghton County Michigan | 3 | $ 245,000 | $ 81,000 | $ 60,000 |
| Indian River County Florida | 3 | $ 665,000 | $ 221,000 | $ 57,000 |
| Ingham County Michigan | 24 | $ 3,310,000 | $ 137,000 | $ 65,000 |
| Ionia County Michigan | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Irion County Texas | 2 | $ 480,000 | $ 240,000 | $ 67,000 |
| Jackson County Florida | 9 | $ 1,565,000 | $ 173,000 | $ 64,000 |
| Jackson County Michigan | 47 | $ 7,965,000 | $ 169,000 | $ 71,000 |
| Jasper County Indiana | 10 | $ 2,160,000 | $ 216,000 | $ 107,000 |
| Jefferson County Alabama | 2 | $ 620,000 | $ 310,000 | $ 230,000 |
| Jefferson County Colorado | 1 | $ 535,000 | $ 535,000 | $ 158,000 |
| Jefferson County Florida | 26 | $ 7,420,000 | $ 285,000 | $ 104,000 |
| Kalamazoo County Michigan | 8 | $ 2,170,000 | $ 271,000 | $ 133,000 |
| Kalkaska County Michigan | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Kankakee County Illinois | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Kendall County Illinois | 1 | $ 265,000 | $ 265,000 | $ 161,000 |
| Kent County Michigan | 10 | $ 2,260,000 | $ 226,000 | $ 74,000 |
| Kerr County Texas | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Knox County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 104,000 |
| Lake County Florida | 3 | $ 1,335,000 | $ 445,000 | $ 114,000 |
| Lake County Indiana | 306 | $ 76,320,000 | $ 249,000 | $ 94,000 |
| Lancaster County South Carolina | 3 | $ 675,000 | $ 225,000 | $ 85,000 |
| Lanier County Georgia | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Lapeer County Michigan | 7 | $ 1,195,000 | $ 170,000 | $ 86,000 |
| LaPorte County Indiana | 4 | $ 930,000 | $ 232,000 | $ 42,000 |
| Lawrence County Indiana | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Lee County Florida | 5 | $ 2,315,000 | $ 463,000 | $ 135,000 |
| Lee County Georgia | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Lee County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Leelanau County Michigan | 4 | $ 1,240,000 | $ 310,000 | $ 150,000 |
| Lenawee County Michigan | 32 | $ 5,970,000 | $ 186,000 | $ 75,000 |
| Leon County Florida | 954 | $ 221,110,000 | $ 231,000 | $ 88,000 |
| Levy County Florida | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Lexington County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Liberty County Florida | 5 | $ 725,000 | $ 145,000 | $ 40,000 |
| Lincoln County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
| Livingston County Michigan | 100 | $ 26,410,000 | $ 264,000 | $ 100,000 |
| Lowndes County Georgia | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Lubbock County Texas | 2 | $ 810,000 | $ 405,000 | $ 98,000 |
| Luce County Michigan | 2 | $ 450,000 | $ 225,000 | $ 380,000 |
| Lynchburg County Virginia | 3 | $ 575,000 | $ 191,000 | $ 162,000 |
| Lynn County Texas | 1 | $ 545,000 | $ 545,000 | $ 282,000 |
| Macomb County Michigan | 179 | $ 34,615,000 | $ 193,000 | $ 75,000 |
| Madison County Alabama | 4 | $ 1,210,000 | $ 302,000 | $ 165,000 |
| Madison County Florida | 14 | $ 3,090,000 | $ 220,000 | $ 71,000 |
| Manatee County Florida | 2 | $ 320,000 | $ 160,000 | $ 56,000 |
| Marion County Florida | 7 | $ 1,545,000 | $ 220,000 | $ 87,000 |
| Marion County Indiana | 2 | $ 340,000 | $ 170,000 | $ 84,000 |
| Marquette County Michigan | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Martin County Florida | 2 | $ 270,000 | $ 135,000 | $ 39,000 |
| Mason County Michigan | 2 | $ 510,000 | $ 255,000 | $ 170,000 |
| Maury County Tennessee | 6 | $ 2,110,000 | $ 351,000 | $ 143,000 |
| McHenry County Illinois | 2 | $ 380,000 | $ 190,000 | $ 157,000 |
| McLennan County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 97,000 |
| Mecklenburg County North Carolina | 3 | $ 1,225,000 | $ 408,000 | $ 127,000 |
| Medina County Ohio | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Miami-Dade County Florida | 7 | $ 4,445,000 | $ 635,000 | $ 161,000 |
| Midland County Texas | 1 | $ 405,000 | $ 405,000 | $ 192,000 |
| Miller County Georgia | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Mobile County Alabama | 2 | $ 560,000 | $ 280,000 | $ 100,000 |
| Monroe County Indiana | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Monroe County Michigan | 36 | $ 6,690,000 | $ 185,000 | $ 82,000 |
| Monroe County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Montcalm County Michigan | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Montgomery County Alabama | 2 | $ 1,380,000 | $ 690,000 | $ 110,000 |
| Montgomery County Indiana | 177 | $ 27,745,000 | $ 156,000 | $ 59,000 |
| Montgomery County Texas | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| Montmorency County Michigan | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| Morgan County Georgia | 1 | $ 495,000 | $ 495,000 | $ 149,000 |
| Morgan County Indiana | 2 | $ 470,000 | $ 235,000 | $ 108,000 |
| Muskegon County Michigan | 1 | $ 335,000 | $ 335,000 | $ 270,000 |
| Nassau County Florida | 2 | $ 540,000 | $ 270,000 | $ 124,000 |
| Navarro County Texas | 1 | $ 375,000 | $ 375,000 | $ 202,000 |
| New Hanover County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 105,000 |
| Newaygo County Michigan | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Newton County Indiana | 5 | $ 1,075,000 | $ 215,000 | $ 80,000 |
| Oakland County Michigan | 144 | $ 32,820,000 | $ 227,000 | $ 104,000 |
| Okaloosa County Florida | 406 | $ 125,220,000 | $ 308,000 | $ 92,000 |
| Okeechobee County Florida | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Oldham County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 304,000 |
| Ontonagon County Michigan | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Orange County Florida | 4 | $ 1,410,000 | $ 352,000 | $ 153,000 |
| Osceola County Florida | 1 | $ 725,000 | $ 725,000 | $ 749,000 |
| Oscoda County Michigan | 2 | $ 370,000 | $ 185,000 | $ 93,000 |
| Ottawa County Michigan | 9 | $ 2,665,000 | $ 296,000 | $ 113,000 |
| Palm Beach County Florida | 4 | $ 2,580,000 | $ 645,000 | $ 356,000 |
| Parke County Indiana | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Pasco County Florida | 5 | $ 1,645,000 | $ 329,000 | $ 112,000 |
| Pecos County Texas | 1 | $ 235,000 | $ 235,000 | $ 173,000 |
| Perquimans County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Pinellas County Florida | 13 | $ 3,935,000 | $ 302,000 | $ 87,000 |
| Polk County Florida | 3 | $ 745,000 | $ 248,000 | $ 82,000 |
| Porter County Indiana | 88 | $ 23,160,000 | $ 263,000 | $ 93,000 |
| Prince George's County Maryland | 1 | $ 405,000 | $ 405,000 | $ 116,000 |
| Prince William County Virginia | 1 | $ 375,000 | $ 375,000 | $ 119,000 |
| Putnam County Florida | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Putnam County Georgia | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
| Putnam County Indiana | 3 | $ 445,000 | $ 148,000 | $ 72,000 |
| Roane County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Robertson County Tennessee | 3 | $ 1,745,000 | $ 581,000 | $ 141,000 |
| Robeson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Roscommon County Michigan | 3 | $ 315,000 | $ 105,000 | $ 130,000 |
| Runnels County Texas | 2 | $ 270,000 | $ 135,000 | $ 40,000 |
| Russell County Alabama | 1 | $ 195,000 | $ 195,000 | $ 240,000 |
| Rutherford County Tennessee | 12 | $ 3,340,000 | $ 278,000 | $ 122,000 |
| Salt Lake County Utah | 4 | $ 2,070,000 | $ 517,000 | $ 121,000 |
| Sanilac County Michigan | 3 | $ 285,000 | $ 95,000 | $ 41,000 |
| Santa Rosa County Florida | 678 | $ 206,060,000 | $ 303,000 | $ 105,000 |
| Sarasota County Florida | 1 | $ 135,000 | $ 135,000 | $ 158,000 |
| Seminole County Florida | 4 | $ 1,400,000 | $ 350,000 | $ 99,000 |
| Sevier County Tennessee | 3 | $ 975,000 | $ 325,000 | $ 110,000 |
| Shelby County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Shiawassee County Michigan | 2 | $ 230,000 | $ 115,000 | $ 38,000 |
| Spartanburg County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| St. Clair County Michigan | 47 | $ 9,865,000 | $ 209,000 | $ 76,000 |
| St. Johns County Florida | 5 | $ 1,685,000 | $ 337,000 | $ 120,000 |
| St. Joseph County Indiana | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| St. Joseph County Michigan | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| St. Lucie County Florida | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| Starke County Indiana | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Sterling County Texas | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Sullivan County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Sumner County Tennessee | 43 | $ 19,935,000 | $ 463,000 | $ 171,000 |
| Sumter County Florida | 6 | $ 1,380,000 | $ 230,000 | $ 66,000 |
| Suwannee County Florida | 3 | $ 885,000 | $ 295,000 | $ 144,000 |
| Tarrant County Texas | 2 | $ 360,000 | $ 180,000 | $ 166,000 |
| Taylor County Florida | 2 | $ 240,000 | $ 120,000 | $ 74,000 |
| Taylor County Texas | 2 | $ 630,000 | $ 315,000 | $ 65,000 |
| Thomas County Georgia | 7 | $ 1,545,000 | $ 220,000 | $ 67,000 |
| Tippecanoe County Indiana | 7 | $ 2,015,000 | $ 287,000 | $ 128,000 |
| Tom Green County Texas | 69 | $ 15,735,000 | $ 228,000 | $ 90,000 |
| Travis County Texas | 4 | $ 990,000 | $ 247,000 | $ 122,000 |
| Tuscaloosa County Alabama | 1 | $ 405,000 | $ 405,000 | $ 164,000 |
| Tuscola County Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Union County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 130,000 |
| Utah County Utah | 1 | $ 545,000 | $ 545,000 | $ 129,000 |
| Van Buren County Michigan | 1 | $ 245,000 | $ 245,000 | $ 121,000 |
| Vermilion County Illinois | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Vigo County Indiana | 2 | $ 390,000 | $ 195,000 | $ 82,000 |
| Virginia Beach County Virginia | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Volusia County Florida | 3 | $ 1,025,000 | $ 341,000 | $ 146,000 |
| Wake County North Carolina | 3 | $ 905,000 | $ 301,000 | $ 150,000 |
| Wakulla County Florida | 136 | $ 30,460,000 | $ 223,000 | $ 84,000 |
| Walton County Florida | 75 | $ 26,305,000 | $ 350,000 | $ 118,000 |
| Washington County Ohio | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Washtenaw County Michigan | 780 | $ 210,820,000 | $ 270,000 | $ 121,000 |
| Watauga County North Carolina | 2 | $ 940,000 | $ 470,000 | $ 139,000 |
| Wayne County Michigan | 256 | $ 45,070,000 | $ 176,000 | $ 81,000 |
| Weld County Colorado | 1 | $ 535,000 | $ 535,000 | $ 100,000 |
| Westmoreland County Virginia | 1 | $ 525,000 | $ 525,000 | $ 288,000 |
| Wexford County Michigan | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| White County Georgia | 1 | $ 255,000 | $ 255,000 | $ 139,000 |
| Will County Illinois | 4 | $ 730,000 | $ 182,000 | $ 61,000 |
| Williamson County Tennessee | 21 | $ 13,075,000 | $ 622,000 | $ 246,000 |
| Williamson County Texas | 10 | $ 3,030,000 | $ 303,000 | $ 128,000 |
| Wilson County Tennessee | 3 | $ 1,055,000 | $ 351,000 | $ 93,000 |
| Wood County Ohio | 1 | $ 385,000 | $ 385,000 | $ 87,000 |
| Yoakum County Texas | 1 | $ 445,000 | $ 445,000 | $ 303,000 |
| York County South Carolina | 7 | $ 3,085,000 | $ 440,000 | $ 128,000 |
| York County Virginia | 1 | $ 405,000 | $ 405,000 | $ 141,000 |
Mortgage Loan Application Detail Totals for University Lending Group, Llc in 2021
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,126 | $1,066,610,000 | $258,000 | $1,395,000 | $93,000 | $1,564,000 |
| Refinancing | 987 | $222,125,000 | $225,000 | $1,235,000 | $107,000 | $780,000 |
| Cash-out Refinancing | 681 | $195,135,000 | $286,000 | $1,505,000 | $115,000 | $798,000 |
| Other Purpose | 40 | $8,120,000 | $203,000 | $515,000 | $104,000 | $285,000 |
| Home Improvement | 3 | $275,000 | $91,000 | $185,000 | $53,000 | $68,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,251 | $1,099,395,000 | $258,000 | $1,505,000 | $100,000 | $1,564,000 |
| Black or African American | 612 | $136,370,000 | $222,000 | $965,000 | $74,000 | $364,000 |
| Hispanic | 333 | $85,525,000 | $256,000 | $1,235,000 | $87,000 | $390,000 |
| Not Provided | 324 | $91,990,000 | $283,000 | $1,325,000 | $119,000 | $749,000 |
| Asian | 269 | $66,815,000 | $248,000 | $745,000 | $106,000 | $757,000 |
| American Indian or Alaskan Native | 32 | $7,410,000 | $231,000 | $995,000 | $76,000 | $309,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,400,000 | $300,000 | $375,000 | $76,000 | $110,000 |
| Not applicable | 6 | $1,680,000 | $280,000 | $505,000 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,936 | $989,980,000 | $251,000 | $1,505,000 | $108,000 | $1,564,000 |
| VA-guaranteed (Veterans Administration) | 919 | $303,985,000 | $330,000 | $1,305,000 | $91,000 | $558,000 |
| FHA-insured (Federal Housing Administration) | 763 | $159,855,000 | $209,000 | $665,000 | $66,000 | $588,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 219 | $38,445,000 | $175,000 | $325,000 | $52,000 | $106,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,641 | $1,180,315,000 | $254,000 | $1,385,000 | $96,000 | $1,564,000 |
| Application Withdrawn By Applicant | 944 | $247,850,000 | $262,000 | $1,395,000 | $104,000 | $780,000 |
| Application Denied By Financial Institution | 171 | $40,485,000 | $236,000 | $915,000 | $88,000 | $558,000 |
| Application Approved But Not Accepted | 57 | $14,275,000 | $250,000 | $605,000 | $116,000 | $398,000 |
| File Closed For Incompleteness | 18 | $7,660,000 | $425,000 | $1,505,000 | $188,000 | $725,000 |
| Loan Purchased By The Institution | 6 | $1,680,000 | $280,000 | $505,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,666 | $1,451,780,000 | $256,000 | $1,505,000 | $98,000 | $1,564,000 |
| Collateral | 77 | $19,895,000 | $258,000 | $915,000 | $100,000 | $558,000 |
| Debt-To-Income Ratio | 40 | $7,840,000 | $196,000 | $395,000 | $54,000 | $168,000 |
| Credit History | 16 | $4,220,000 | $263,000 | $505,000 | $81,000 | $173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,395,000 | $217,000 | $395,000 | $101,000 | $343,000 |
| Other | 10 | $2,160,000 | $216,000 | $395,000 | $79,000 | $160,000 |
| Credit Application Incomplete | 9 | $2,325,000 | $258,000 | $515,000 | $155,000 | $312,000 |
| Unverifiable Information | 5 | $1,145,000 | $229,000 | $545,000 | $108,000 | $286,000 |
| Employment History | 3 | $505,000 | $168,000 | $265,000 | $43,000 | $71,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Lending Group, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer