University Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
University Lending Group, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 6,480 |
| Total Mortgage Loan Application Amount | $1,549,100,000 |
| Average Mortgage Loan Application Amount | $238,000 |
| Highest Mortgage Loan Application Amount | $1,205,000 |
| Average Applicant Income | $104,333 |
| Highest Applicant Income | $6,548,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with University Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing University Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down University Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how University Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by University Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at University Lending Group, Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washtenaw County Michigan | 1,072 | $ 282,310,000 | $ 263,000 | $ 130,000 |
| Santa Rosa County Florida | 838 | $ 228,910,000 | $ 273,000 | $ 90,000 |
| Leon County Florida | 738 | $ 169,260,000 | $ 229,000 | $ 90,000 |
| Okaloosa County Florida | 571 | $ 153,345,000 | $ 268,000 | $ 84,000 |
| Escambia County Florida | 389 | $ 84,105,000 | $ 216,000 | $ 81,000 |
| Lake County Indiana | 364 | $ 84,840,000 | $ 233,000 | $ 92,000 |
| Wayne County Michigan | 296 | $ 51,580,000 | $ 174,000 | $ 77,000 |
| Oakland County Michigan | 221 | $ 51,735,000 | $ 234,000 | $ 109,000 |
| Macomb County Michigan | 168 | $ 30,970,000 | $ 184,000 | $ 81,000 |
| Livingston County Michigan | 156 | $ 38,760,000 | $ 248,000 | $ 109,000 |
| Montgomery County Indiana | 140 | $ 20,580,000 | $ 147,000 | $ 57,000 |
| Porter County Indiana | 120 | $ 28,930,000 | $ 241,000 | $ 82,000 |
| Walton County Florida | 102 | $ 29,200,000 | $ 286,000 | $ 115,000 |
| Tom Green County Texas | 100 | $ 21,690,000 | $ 216,000 | $ 91,000 |
| Wakulla County Florida | 78 | $ 15,830,000 | $ 202,000 | $ 70,000 |
| Harris County Texas | 55 | $ 14,305,000 | $ 260,000 | $ 233,000 |
| Sumner County Tennessee | 50 | $ 15,180,000 | $ 303,000 | $ 140,000 |
| Gadsden County Florida | 48 | $ 8,270,000 | $ 172,000 | $ 66,000 |
| Lenawee County Michigan | 42 | $ 7,630,000 | $ 181,000 | $ 78,000 |
| Monroe County Michigan | 42 | $ 8,330,000 | $ 198,000 | $ 90,000 |
| Jackson County Michigan | 40 | $ 6,910,000 | $ 172,000 | $ 68,000 |
| St. Clair County Michigan | 38 | $ 7,350,000 | $ 193,000 | $ 81,000 |
| Genesee County Michigan | 26 | $ 4,420,000 | $ 170,000 | $ 88,000 |
| Bay County Florida | 22 | $ 6,410,000 | $ 291,000 | $ 111,000 |
| Montgomery County Texas | 20 | $ 4,880,000 | $ 244,000 | $ 122,000 |
| Ingham County Michigan | 15 | $ 2,085,000 | $ 139,000 | $ 69,000 |
| Hillsborough County Florida | 14 | $ 4,820,000 | $ 344,000 | $ 128,000 |
| Jefferson County Florida | 13 | $ 3,515,000 | $ 270,000 | $ 76,000 |
| Cook County Illinois | 11 | $ 2,335,000 | $ 212,000 | $ 106,000 |
| Williamson County Tennessee | 11 | $ 4,855,000 | $ 441,000 | $ 176,000 |
| Williamson County Texas | 11 | $ 2,705,000 | $ 245,000 | $ 129,000 |
| Duval County Florida | 9 | $ 2,445,000 | $ 271,000 | $ 100,000 |
| Tippecanoe County Indiana | 9 | $ 1,475,000 | $ 163,000 | $ 59,000 |
| Caddo County Louisiana | 9 | $ 1,855,000 | $ 206,000 | $ 105,000 |
| Galveston County Texas | 9 | $ 2,565,000 | $ 285,000 | $ 185,000 |
| Orange County Florida | 8 | $ 2,460,000 | $ 307,000 | $ 84,000 |
| Fountain County Indiana | 8 | $ 940,000 | $ 117,000 | $ 38,000 |
| Kent County Michigan | 8 | $ 1,250,000 | $ 156,000 | $ 75,000 |
| Lee County Florida | 7 | $ 1,675,000 | $ 239,000 | $ 171,000 |
| Pinellas County Florida | 7 | $ 1,745,000 | $ 249,000 | $ 104,000 |
| Putnam County Indiana | 7 | $ 785,000 | $ 112,000 | $ 47,000 |
| Kalamazoo County Michigan | 7 | $ 1,825,000 | $ 260,000 | $ 139,000 |
| Baldwin County Alabama | 6 | $ 1,340,000 | $ 223,000 | $ 73,000 |
| Pasco County Florida | 6 | $ 1,400,000 | $ 233,000 | $ 79,000 |
| St. Johns County Florida | 6 | $ 1,750,000 | $ 291,000 | $ 161,000 |
| Marion County Indiana | 6 | $ 1,190,000 | $ 198,000 | $ 61,000 |
| Ouachita County Louisiana | 6 | $ 780,000 | $ 130,000 | $ 51,000 |
| Shiawassee County Michigan | 6 | $ 1,070,000 | $ 178,000 | $ 61,000 |
| Davidson County Tennessee | 6 | $ 1,880,000 | $ 313,000 | $ 130,000 |
| Franklin County Florida | 5 | $ 1,135,000 | $ 227,000 | $ 126,000 |
| Miami-Dade County Florida | 5 | $ 1,905,000 | $ 381,000 | $ 163,000 |
| Volusia County Florida | 5 | $ 1,245,000 | $ 249,000 | $ 55,000 |
| Grand Traverse County Michigan | 5 | $ 985,000 | $ 197,000 | $ 106,000 |
| Lapeer County Michigan | 5 | $ 1,005,000 | $ 201,000 | $ 75,000 |
| Ottawa County Michigan | 5 | $ 1,455,000 | $ 291,000 | $ 141,000 |
| Bexar County Texas | 5 | $ 1,185,000 | $ 237,000 | $ 69,000 |
| Taylor County Texas | 5 | $ 935,000 | $ 187,000 | $ 117,000 |
| Travis County Texas | 5 | $ 1,475,000 | $ 295,000 | $ 126,000 |
| Shelby County Alabama | 4 | $ 1,860,000 | $ 465,000 | $ 131,000 |
| Marion County Florida | 4 | $ 920,000 | $ 230,000 | $ 102,000 |
| Boone County Indiana | 4 | $ 660,000 | $ 165,000 | $ 63,000 |
| Jasper County Indiana | 4 | $ 960,000 | $ 240,000 | $ 110,000 |
| Rutherford County Tennessee | 4 | $ 930,000 | $ 232,000 | $ 108,000 |
| Wilson County Tennessee | 4 | $ 1,060,000 | $ 265,000 | $ 75,000 |
| Fort Bend County Texas | 4 | $ 1,240,000 | $ 310,000 | $ 189,000 |
| Alachua County Florida | 3 | $ 435,000 | $ 145,000 | $ 141,000 |
| Broward County Florida | 3 | $ 745,000 | $ 248,000 | $ 147,000 |
| Clay County Florida | 3 | $ 885,000 | $ 295,000 | $ 21,000 |
| Gulf County Florida | 3 | $ 1,435,000 | $ 478,000 | $ 142,000 |
| Indian River County Florida | 3 | $ 565,000 | $ 188,000 | $ 21,000 |
| Manatee County Florida | 3 | $ 575,000 | $ 191,000 | $ 103,000 |
| Polk County Florida | 3 | $ 665,000 | $ 221,000 | $ 103,000 |
| Seminole County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 129,000 |
| DuPage County Illinois | 3 | $ 745,000 | $ 248,000 | $ 159,000 |
| Will County Illinois | 3 | $ 765,000 | $ 255,000 | $ 94,000 |
| LaPorte County Indiana | 3 | $ 585,000 | $ 195,000 | $ 70,000 |
| Morgan County Indiana | 3 | $ 845,000 | $ 281,000 | $ 105,000 |
| Newton County Indiana | 3 | $ 555,000 | $ 185,000 | $ 60,000 |
| Vigo County Indiana | 3 | $ 385,000 | $ 128,000 | $ 42,000 |
| Bossier County Louisiana | 3 | $ 425,000 | $ 141,000 | $ 54,000 |
| Caldwell County Louisiana | 3 | $ 295,000 | $ 98,000 | $ 53,000 |
| Hillsdale County Michigan | 3 | $ 615,000 | $ 205,000 | $ 84,000 |
| Otsego County Michigan | 3 | $ 475,000 | $ 158,000 | $ 89,000 |
| Saginaw County Michigan | 3 | $ 385,000 | $ 128,000 | $ 117,000 |
| Brazos County Texas | 3 | $ 445,000 | $ 148,000 | $ 101,000 |
| Brown County Texas | 3 | $ 215,000 | $ 71,000 | $ 250,000 |
| Lubbock County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 170,000 |
| Runnels County Texas | 3 | $ 425,000 | $ 141,000 | $ 64,000 |
| Escambia County Alabama | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Madison County Alabama | 2 | $ 1,380,000 | $ 690,000 | $ 160,000 |
| Brevard County Florida | 2 | $ 230,000 | $ 115,000 | $ 94,000 |
| Charlotte County Florida | 2 | $ 600,000 | $ 300,000 | $ 424,000 |
| Citrus County Florida | 2 | $ 740,000 | $ 370,000 | $ 156,000 |
| Collier County Florida | 2 | $ 630,000 | $ 315,000 | $ 116,000 |
| Lake County Florida | 2 | $ 360,000 | $ 180,000 | $ 135,000 |
| Nassau County Florida | 2 | $ 770,000 | $ 385,000 | $ 191,000 |
| Osceola County Florida | 2 | $ 930,000 | $ 465,000 | $ 125,000 |
| Sarasota County Florida | 2 | $ 440,000 | $ 220,000 | $ 119,000 |
| Sumter County Florida | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Taylor County Florida | 2 | $ 420,000 | $ 210,000 | $ 80,000 |
| Cherokee County Georgia | 2 | $ 540,000 | $ 270,000 | $ 120,000 |
| Cobb County Georgia | 2 | $ 870,000 | $ 435,000 | $ 123,000 |
| Gwinnett County Georgia | 2 | $ 520,000 | $ 260,000 | $ 39,000 |
| Houston County Georgia | 2 | $ 430,000 | $ 215,000 | $ 66,000 |
| Oconee County Georgia | 2 | $ 340,000 | $ 170,000 | $ 63,000 |
| Kankakee County Illinois | 2 | $ 530,000 | $ 265,000 | $ 138,000 |
| Lake County Illinois | 2 | $ 900,000 | $ 450,000 | $ 184,000 |
| McLean County Illinois | 2 | $ 310,000 | $ 155,000 | $ 125,000 |
| Clay County Indiana | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| Hendricks County Indiana | 2 | $ 490,000 | $ 245,000 | $ 58,000 |
| Parke County Indiana | 2 | $ 170,000 | $ 85,000 | $ 42,000 |
| Starke County Indiana | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Union County Louisiana | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Allegan County Michigan | 2 | $ 490,000 | $ 245,000 | $ 48,000 |
| Bay County Michigan | 2 | $ 260,000 | $ 130,000 | $ 66,000 |
| Calhoun County Michigan | 2 | $ 790,000 | $ 395,000 | $ 96,000 |
| Cheboygan County Michigan | 2 | $ 580,000 | $ 290,000 | $ 202,000 |
| Clare County Michigan | 2 | $ 350,000 | $ 175,000 | $ 162,000 |
| Eaton County Michigan | 2 | $ 350,000 | $ 175,000 | $ 48,000 |
| Emmet County Michigan | 2 | $ 650,000 | $ 325,000 | $ 265,000 |
| Gladwin County Michigan | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| Leelanau County Michigan | 2 | $ 650,000 | $ 325,000 | $ 132,000 |
| Marquette County Michigan | 2 | $ 250,000 | $ 125,000 | $ 76,000 |
| Tuscola County Michigan | 2 | $ 250,000 | $ 125,000 | $ 130,000 |
| Van Buren County Michigan | 2 | $ 340,000 | $ 170,000 | $ 33,000 |
| Gaston County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 81,000 |
| Wake County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 104,000 |
| Edgefield County South Carolina | 2 | $ 690,000 | $ 345,000 | $ 46,000 |
| Dickson County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 51,000 |
| Bell County Texas | 2 | $ 510,000 | $ 255,000 | $ 55,000 |
| Concho County Texas | 2 | $ 110,000 | $ 55,000 | $ 60,000 |
| Coryell County Texas | 2 | $ 570,000 | $ 285,000 | $ 73,000 |
| Denton County Texas | 2 | $ 630,000 | $ 315,000 | $ 234,000 |
| Hood County Texas | 2 | $ 460,000 | $ 230,000 | $ 62,000 |
| Lynn County Texas | 2 | $ 870,000 | $ 435,000 | $ 244,000 |
| Nueces County Texas | 2 | $ 640,000 | $ 320,000 | $ 121,000 |
| Schleicher County Texas | 2 | $ 290,000 | $ 145,000 | $ 71,000 |
| Tarrant County Texas | 2 | $ 300,000 | $ 150,000 | $ 44,000 |
| Walker County Texas | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Young County Texas | 2 | $ 470,000 | $ 235,000 | $ 95,000 |
| Autauga County Alabama | 1 | $ 365,000 | $ 365,000 | $ 243,000 |
| Dale County Alabama | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Houston County Alabama | 1 | $ 255,000 | $ 255,000 | $ 45,000 |
| Mobile County Alabama | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Montgomery County Alabama | 1 | $ 1,035,000 | $ 1,035,000 | $ 141,000 |
| Walker County Alabama | 1 | $ 545,000 | $ 545,000 | $ 156,000 |
| Dixie County Florida | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Gilchrist County Florida | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Hernando County Florida | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Jackson County Florida | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Madison County Florida | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Monroe County Florida | 1 | $ 395,000 | $ 395,000 | $ 224,000 |
| Palm Beach County Florida | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Washington County Florida | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Carroll County Georgia | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Crisp County Georgia | 1 | $ 245,000 | $ 245,000 | $ 39,000 |
| Decatur County Georgia | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Gilmer County Georgia | 1 | $ 455,000 | $ 455,000 | $ 133,000 |
| Hancock County Georgia | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Lowndes County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Putnam County Georgia | 1 | $ 365,000 | $ 365,000 | $ 168,000 |
| Henry County Illinois | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Clinton County Indiana | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Monroe County Indiana | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| St. Joseph County Indiana | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Wayne County Indiana | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| White County Indiana | 1 | $ 335,000 | $ 335,000 | $ 111,000 |
| Webster County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Antrim County Michigan | 1 | $ 255,000 | $ 255,000 | $ 194,000 |
| Berrien County Michigan | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Branch County Michigan | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Clinton County Michigan | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Houghton County Michigan | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Ionia County Michigan | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Iosco County Michigan | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| Isabella County Michigan | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Kalkaska County Michigan | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Lake County Michigan | 1 | $ 155,000 | $ 155,000 | $ 164,000 |
| Manistee County Michigan | 1 | $ 365,000 | $ 365,000 | $ 322,000 |
| Mecosta County Michigan | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Ogemaw County Michigan | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Sanilac County Michigan | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Wexford County Michigan | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Cleveland County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 221,000 |
| Cumberland County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Mecklenburg County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Rockingham County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Lucas County Ohio | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Beaufort County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| McCormick County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Giles County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 163,000 |
| Greene County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Hamilton County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Maury County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 103,000 |
| Montgomery County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Robertson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Anderson County Texas | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Andrews County Texas | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Bastrop County Texas | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Bowie County Texas | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Brazoria County Texas | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| Burnet County Texas | 1 | $ 515,000 | $ 515,000 | $ 420,000 |
| Callahan County Texas | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Coke County Texas | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Dallas County Texas | 1 | $ 355,000 | $ 355,000 | $ 151,000 |
| Eastland County Texas | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Freestone County Texas | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Gillespie County Texas | 1 | $ 365,000 | $ 365,000 | $ 123,000 |
| Henderson County Texas | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Howard County Texas | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Jefferson County Texas | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Live Oak County Texas | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Madison County Texas | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| McLennan County Texas | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Pecos County Texas | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Potter County Texas | 1 | $ 305,000 | $ 305,000 | $ 262,000 |
| Randall County Texas | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Reagan County Texas | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Rockwall County Texas | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Smith County Texas | 1 | $ 495,000 | $ 495,000 | $ 120,000 |
| Sutton County Texas | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Van Zandt County Texas | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Waller County Texas | 1 | $ 305,000 | $ 305,000 | $ 169,000 |
| Washington County Texas | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Richmond City County Virginia | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for University Lending Group, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,990 | $945,760,000 | $237,000 | $1,135,000 | $89,000 | $1,320,000 |
| Refinancing | 1,855 | $455,745,000 | $245,000 | $1,205,000 | $112,000 | $6,548,000 |
| Cash-out Refinancing | 635 | $147,595,000 | $232,000 | $1,095,000 | $112,000 | $1,620,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,910 | $1,175,630,000 | $239,000 | $1,035,000 | $99,000 | $6,548,000 |
| Black or African American | 518 | $116,370,000 | $224,000 | $835,000 | $84,000 | $1,620,000 |
| Hispanic | 372 | $86,130,000 | $231,000 | $1,095,000 | $87,000 | $439,000 |
| Asian | 328 | $82,100,000 | $250,000 | $1,205,000 | $106,000 | $1,320,000 |
| Not Provided | 323 | $81,945,000 | $253,000 | $645,000 | $108,000 | $631,000 |
| American Indian or Alaskan Native | 21 | $4,675,000 | $222,000 | $435,000 | $88,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,965,000 | $280,000 | $345,000 | $77,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,063 | $970,825,000 | $238,000 | $1,205,000 | $113,000 | $6,548,000 |
| VA-guaranteed (Veterans Administration) | 1,302 | $371,130,000 | $285,000 | $1,095,000 | $79,000 | $439,000 |
| FHA-insured (Federal Housing Administration) | 881 | $167,995,000 | $190,000 | $395,000 | $66,000 | $229,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 234 | $39,150,000 | $167,000 | $375,000 | $50,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,178 | $1,254,870,000 | $242,000 | $1,095,000 | $97,000 | $1,799,000 |
| Application Withdrawn By Applicant | 644 | $145,580,000 | $226,000 | $1,205,000 | $114,000 | $6,548,000 |
| Application Denied By Financial Institution | 471 | $108,605,000 | $230,000 | $1,135,000 | $91,000 | $595,000 |
| Preapproval Denied by Financial Institution | 94 | $18,800,000 | $200,000 | $805,000 | $65,000 | $289,000 |
| Application Approved But Not Accepted | 80 | $18,310,000 | $228,000 | $505,000 | $94,000 | $370,000 |
| Preapproval Approved but not Accepted | 7 | $1,225,000 | $175,000 | $355,000 | $61,000 | $102,000 |
| File Closed For Incompleteness | 6 | $1,710,000 | $285,000 | $585,000 | $126,000 | $257,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,915 | $1,421,695,000 | $240,000 | $1,205,000 | $99,000 | $6,548,000 |
| Collateral | 361 | $80,985,000 | $224,000 | $805,000 | $88,000 | $383,000 |
| Debt-To-Income Ratio | 87 | $18,525,000 | $212,000 | $495,000 | $62,000 | $222,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $7,920,000 | $220,000 | $505,000 | $95,000 | $264,000 |
| Credit History | 34 | $7,440,000 | $218,000 | $745,000 | $91,000 | $420,000 |
| Credit Application Incomplete | 20 | $4,790,000 | $239,000 | $515,000 | $102,000 | $330,000 |
| Other | 19 | $5,215,000 | $274,000 | $1,135,000 | $123,000 | $595,000 |
| Unverifiable Information | 6 | $2,160,000 | $360,000 | $925,000 | $155,000 | $438,000 |
| Employment History | 2 | $370,000 | $185,000 | $205,000 | $66,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Lending Group, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.