2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
Graphs and Stats
- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
University Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
University Lending Group, Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,775 |
| Total Mortgage Loan Application Amount | $816,415,000 |
| Average Mortgage Loan Application Amount | $189,600 |
| Highest Mortgage Loan Application Amount | $1,515,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $1,740,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with University Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing University Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down University Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how University Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by University Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at University Lending Group, Llc's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alachua County Florida | 3 | $ 455,000 | $ 151,000 | $ 127,000 |
| Allegan County Michigan | 1 | $ 135,000 | $ 135,000 | $ 145,000 |
| Angelina County Texas | 1 | $ 355,000 | $ 355,000 | $ 102,000 |
| Antrim County Michigan | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Autauga County Alabama | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Baldwin County Alabama | 4 | $ 720,000 | $ 180,000 | $ 52,000 |
| Bastrop County Texas | 2 | $ 550,000 | $ 275,000 | $ 110,000 |
| Bay County Florida | 7 | $ 1,855,000 | $ 265,000 | $ 70,000 |
| Bay County Michigan | 1 | $ 145,000 | $ 145,000 | $ 129,000 |
| Beaufort County South Carolina | 23 | $ 8,765,000 | $ 381,000 | $ 177,000 |
| Bell County Texas | 1 | $ 315,000 | $ 315,000 | $ 171,000 |
| Bexar County Texas | 55 | $ 9,275,000 | $ 168,000 | $ 67,000 |
| Bibb County Alabama | 2 | $ 290,000 | $ 145,000 | $ 105,000 |
| Boone County Indiana | 3 | $ 305,000 | $ 101,000 | $ 48,000 |
| Bossier County Louisiana | 4 | $ 690,000 | $ 172,000 | $ 94,000 |
| Branch County Michigan | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Brevard County Florida | 4 | $ 790,000 | $ 197,000 | $ 83,000 |
| Broward County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 156,000 |
| Brown County Texas | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Brunswick County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Cabarrus County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Caddo County Louisiana | 11 | $ 2,495,000 | $ 226,000 | $ 88,000 |
| Callahan County Texas | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Carteret County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 292,000 |
| Charleston County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 110,000 |
| Charlotte County Florida | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Chatham County Georgia | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Cheboygan County Michigan | 2 | $ 490,000 | $ 245,000 | $ 312,000 |
| Citrus County Florida | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Clare County Michigan | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Cleveland County North Carolina | 4 | $ 720,000 | $ 180,000 | $ 76,000 |
| Clinton County Indiana | 2 | $ 250,000 | $ 125,000 | $ 84,000 |
| Coke County Texas | 2 | $ 250,000 | $ 125,000 | $ 105,000 |
| Comal County Texas | 1 | $ 295,000 | $ 295,000 | $ 147,000 |
| Cook County Illinois | 8 | $ 1,830,000 | $ 228,000 | $ 176,000 |
| Covington County Alabama | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Dallas County Texas | 3 | $ 655,000 | $ 218,000 | $ 108,000 |
| Davidson County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 32,000 |
| Decatur County Georgia | 1 | $ 195,000 | $ 195,000 | $ 122,000 |
| DeKalb County Georgia | 5 | $ 1,015,000 | $ 203,000 | $ 73,000 |
| Denton County Texas | 3 | $ 795,000 | $ 265,000 | $ 145,000 |
| Durham County North Carolina | 4 | $ 1,060,000 | $ 265,000 | $ 133,000 |
| Duval County Florida | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| East Carroll County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Eaton County Michigan | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| El Paso County Texas | 2 | $ 530,000 | $ 265,000 | $ 249,000 |
| Ellis County Texas | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Elmore County Alabama | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Emmet County Michigan | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Escambia County Florida | 244 | $ 49,800,000 | $ 204,000 | $ 87,000 |
| Fayette County Indiana | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Forsyth County North Carolina | 5 | $ 835,000 | $ 167,000 | $ 64,000 |
| Fort Bend County Texas | 3 | $ 615,000 | $ 205,000 | $ 113,000 |
| Fountain County Indiana | 8 | $ 960,000 | $ 120,000 | $ 41,000 |
| Franklin County Florida | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| Franklin County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 30,000 |
| Fulton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Gadsden County Florida | 33 | $ 5,265,000 | $ 159,000 | $ 57,000 |
| Galveston County Texas | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Gaston County North Carolina | 70 | $ 11,550,000 | $ 165,000 | $ 74,000 |
| Genesee County Michigan | 12 | $ 2,020,000 | $ 168,000 | $ 83,000 |
| Gladwin County Michigan | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Greene County Indiana | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Guadalupe County Texas | 6 | $ 1,150,000 | $ 191,000 | $ 73,000 |
| Gulf County Florida | 1 | $ 295,000 | $ 295,000 | $ 119,000 |
| Gwinnett County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 61,000 |
| Hamilton County Florida | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Hamilton County Indiana | 2 | $ 480,000 | $ 240,000 | $ 74,000 |
| Harris County Texas | 24 | $ 6,170,000 | $ 257,000 | $ 156,000 |
| Hendricks County Indiana | 6 | $ 1,420,000 | $ 236,000 | $ 97,000 |
| Henrico County Virginia | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Henry County Georgia | 1 | $ 335,000 | $ 335,000 | $ 133,000 |
| Hillsborough County Florida | 3 | $ 805,000 | $ 268,000 | $ 85,000 |
| Hillsdale County Michigan | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Hood County Texas | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Houston County Alabama | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Howard County Indiana | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Hunt County Texas | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Huron County Michigan | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Indian River County Florida | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Ingham County Michigan | 5 | $ 605,000 | $ 121,000 | $ 48,000 |
| Iredell County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Irion County Texas | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Jackson County Florida | 2 | $ 180,000 | $ 90,000 | $ 38,000 |
| Jackson County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 228,000 |
| Jackson County Michigan | 18 | $ 2,800,000 | $ 155,000 | $ 63,000 |
| Jackson County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 373,000 |
| Jasper County Indiana | 3 | $ 565,000 | $ 188,000 | $ 82,000 |
| Jasper County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Jefferson County Florida | 9 | $ 1,925,000 | $ 213,000 | $ 74,000 |
| Kankakee County Illinois | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Kendall County Texas | 1 | $ 435,000 | $ 435,000 | $ 147,000 |
| Kent County Michigan | 4 | $ 880,000 | $ 220,000 | $ 66,000 |
| Kerr County Texas | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Kershaw County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Kinney County Texas | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Lake County Illinois | 1 | $ 345,000 | $ 345,000 | $ 177,000 |
| Lake County Indiana | 270 | $ 59,430,000 | $ 220,000 | $ 90,000 |
| Lamar County Texas | 1 | $ 255,000 | $ 255,000 | $ 123,000 |
| Lancaster County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Lapeer County Michigan | 4 | $ 950,000 | $ 237,000 | $ 142,000 |
| LaPorte County Indiana | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Lee County Alabama | 4 | $ 620,000 | $ 155,000 | $ 67,000 |
| Lee County Florida | 2 | $ 420,000 | $ 210,000 | $ 82,000 |
| Leelanau County Michigan | 1 | $ 285,000 | $ 285,000 | $ 153,000 |
| Lenawee County Michigan | 8 | $ 1,280,000 | $ 160,000 | $ 69,000 |
| Leon County Florida | 568 | $ 118,810,000 | $ 209,000 | $ 83,000 |
| Levy County Florida | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Liberty County Georgia | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Lincoln County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 56,000 |
| Livingston County Michigan | 67 | $ 16,385,000 | $ 244,000 | $ 114,000 |
| Macomb County Michigan | 61 | $ 10,865,000 | $ 178,000 | $ 88,000 |
| Macon County Alabama | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Madison County Florida | 3 | $ 535,000 | $ 178,000 | $ 56,000 |
| Madison County Indiana | 3 | $ 315,000 | $ 105,000 | $ 49,000 |
| Manatee County Florida | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Manistee County Michigan | 1 | $ 375,000 | $ 375,000 | $ 182,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Marion County Indiana | 2 | $ 350,000 | $ 175,000 | $ 97,000 |
| McCulloch County Texas | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| McHenry County Illinois | 1 | $ 335,000 | $ 335,000 | $ 189,000 |
| Mecklenburg County North Carolina | 18 | $ 4,100,000 | $ 227,000 | $ 84,000 |
| Miami-Dade County Florida | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Midland County Michigan | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Midland County Texas | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Monroe County Indiana | 3 | $ 455,000 | $ 151,000 | $ 62,000 |
| Monroe County Michigan | 17 | $ 3,725,000 | $ 219,000 | $ 83,000 |
| Montgomery County Indiana | 141 | $ 17,165,000 | $ 121,000 | $ 54,000 |
| Montgomery County Texas | 9 | $ 2,415,000 | $ 268,000 | $ 141,000 |
| Moore County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 87,000 |
| Morehouse County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| New Hanover County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Newton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Newton County Indiana | 3 | $ 575,000 | $ 191,000 | $ 135,000 |
| Nueces County Texas | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Oakland County Michigan | 84 | $ 17,630,000 | $ 209,000 | $ 106,000 |
| Ogemaw County Michigan | 1 | $ 215,000 | $ 215,000 | $ 160,000 |
| Okaloosa County Florida | 320 | $ 78,320,000 | $ 244,000 | $ 83,000 |
| Orange County Florida | 4 | $ 970,000 | $ 242,000 | $ 123,000 |
| Ottawa County Michigan | 3 | $ 665,000 | $ 221,000 | $ 78,000 |
| Ouachita County Louisiana | 5 | $ 635,000 | $ 127,000 | $ 43,000 |
| Owen County Indiana | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Palm Beach County Florida | 2 | $ 240,000 | $ 120,000 | $ 139,000 |
| Pinellas County Florida | 4 | $ 1,320,000 | $ 330,000 | $ 100,000 |
| Pitt County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 267,000 |
| Polk County Texas | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Porter County Indiana | 84 | $ 18,860,000 | $ 224,000 | $ 92,000 |
| Potter County Texas | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Putnam County Indiana | 2 | $ 170,000 | $ 85,000 | $ 41,000 |
| Randall County Texas | 2 | $ 510,000 | $ 255,000 | $ 161,000 |
| Richland County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Richland County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Robertson County Texas | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Rock Island County Illinois | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Rockdale County Georgia | 3 | $ 825,000 | $ 275,000 | $ 74,000 |
| Roscommon County Michigan | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Rowan County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Runnels County Texas | 3 | $ 275,000 | $ 91,000 | $ 71,000 |
| Rutherford County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Saginaw County Michigan | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| San Jacinto County Texas | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Santa Rosa County Florida | 483 | $ 118,005,000 | $ 244,000 | $ 88,000 |
| Shelby County Alabama | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Shiawassee County Michigan | 3 | $ 615,000 | $ 205,000 | $ 90,000 |
| St. Clair County Illinois | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| St. Clair County Michigan | 7 | $ 1,815,000 | $ 259,000 | $ 110,000 |
| Starke County Indiana | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Sterling County Texas | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Stokes County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Surry County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Sutton County Texas | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Tarrant County Texas | 4 | $ 780,000 | $ 195,000 | $ 73,000 |
| Taylor County Florida | 2 | $ 390,000 | $ 195,000 | $ 108,000 |
| Taylor County Texas | 2 | $ 330,000 | $ 165,000 | $ 325,000 |
| Tippecanoe County Indiana | 5 | $ 665,000 | $ 133,000 | $ 56,000 |
| Tipton County Indiana | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Tom Green County Texas | 64 | $ 11,400,000 | $ 178,000 | $ 98,000 |
| Travis County Texas | 3 | $ 925,000 | $ 308,000 | $ 113,000 |
| Union County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Union County North Carolina | 5 | $ 1,025,000 | $ 205,000 | $ 93,000 |
| Van Buren County Michigan | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Vance County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Vanderburgh County Indiana | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Vigo County Indiana | 2 | $ 370,000 | $ 185,000 | $ 104,000 |
| Wake County North Carolina | 2 | $ 700,000 | $ 350,000 | $ 104,000 |
| Wakulla County Florida | 44 | $ 8,260,000 | $ 187,000 | $ 70,000 |
| Waller County Texas | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Walton County Florida | 51 | $ 13,455,000 | $ 263,000 | $ 138,000 |
| Walton County Georgia | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Warren County Indiana | 2 | $ 210,000 | $ 105,000 | $ 34,000 |
| Washtenaw County Michigan | 392 | $ 103,080,000 | $ 262,000 | $ 124,000 |
| Wayne County Michigan | 155 | $ 25,235,000 | $ 162,000 | $ 74,000 |
| Webb County Texas | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Webster County Louisiana | 8 | $ 1,600,000 | $ 200,000 | $ 110,000 |
| Will County Illinois | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Williamson County Texas | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| York County South Carolina | 3 | $ 665,000 | $ 221,000 | $ 97,000 |
| Young County Texas | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for University Lending Group, Llc in 2019
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,217 | $684,875,000 | $212,000 | $1,515,000 | $87,000 | $1,740,000 |
| Refinancing | 295 | $73,165,000 | $248,000 | $925,000 | $112,000 | $600,000 |
| Cash-out Refinancing | 253 | $57,015,000 | $225,000 | $895,000 | $110,000 | $1,115,000 |
| Home Improvement | 8 | $1,110,000 | $138,000 | $215,000 | $78,000 | $113,000 |
| Other Purpose | 2 | $250,000 | $125,000 | $125,000 | $163,000 | $272,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,820 | $613,960,000 | $217,000 | $1,515,000 | $92,000 | $1,740,000 |
| Black or African American | 328 | $63,880,000 | $194,000 | $655,000 | $72,000 | $965,000 |
| Hispanic | 252 | $47,760,000 | $189,000 | $525,000 | $84,000 | $1,375,000 |
| Not Provided | 213 | $50,405,000 | $236,000 | $925,000 | $98,000 | $534,000 |
| Asian | 142 | $35,990,000 | $253,000 | $1,125,000 | $101,000 | $595,000 |
| American Indian or Alaskan Native | 15 | $3,065,000 | $204,000 | $365,000 | $71,000 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $705,000 | $235,000 | $285,000 | $58,000 | $71,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,183 | $486,695,000 | $222,000 | $1,515,000 | $106,000 | $1,740,000 |
| FHA-insured (Federal Housing Administration) | 703 | $123,035,000 | $175,000 | $375,000 | $65,000 | $965,000 |
| VA-guaranteed (Veterans Administration) | 696 | $179,050,000 | $257,000 | $925,000 | $81,000 | $435,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 193 | $27,635,000 | $143,000 | $295,000 | $50,000 | $150,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,941 | $641,955,000 | $218,000 | $1,515,000 | $91,000 | $1,740,000 |
| Application Withdrawn By Applicant | 353 | $74,875,000 | $212,000 | $655,000 | $98,000 | $772,000 |
| Application Denied By Financial Institution | 337 | $68,455,000 | $203,000 | $855,000 | $80,000 | $641,000 |
| Preapproval Denied by Financial Institution | 71 | $15,635,000 | $220,000 | $1,055,000 | $97,000 | $965,000 |
| Application Approved But Not Accepted | 64 | $13,590,000 | $212,000 | $875,000 | $94,000 | $337,000 |
| File Closed For Incompleteness | 5 | $1,205,000 | $241,000 | $415,000 | $105,000 | $151,000 |
| Preapproval Approved but not Accepted | 4 | $700,000 | $175,000 | $295,000 | $78,000 | $126,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,367 | $732,325,000 | $217,000 | $1,515,000 | $92,000 | $1,740,000 |
| Collateral | 261 | $54,965,000 | $210,000 | $1,055,000 | $89,000 | $965,000 |
| Debt-To-Income Ratio | 65 | $13,075,000 | $201,000 | $855,000 | $59,000 | $325,000 |
| Other | 40 | $7,470,000 | $186,000 | $445,000 | $78,000 | $155,000 |
| Credit History | 33 | $6,305,000 | $191,000 | $355,000 | $76,000 | $242,000 |
| Unverifiable Information | 6 | $1,050,000 | $175,000 | $305,000 | $67,000 | $113,000 |
| Employment History | 3 | $1,225,000 | $408,000 | $715,000 | $252,000 | $641,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Lending Group, Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer