University Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
University Lending Group, Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,872 |
| Total Mortgage Loan Application Amount | $455,975,000 |
| Average Mortgage Loan Application Amount | $167,000 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $79,666 |
| Highest Applicant Income | $891,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with University Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing University Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down University Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how University Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by University Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at University Lending Group, Llc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Leon County Florida | 395 | $ 62,205,000 | $ 157,000 | $ 68,000 |
| Okaloosa County Florida | 320 | $ 60,670,000 | $ 189,000 | $ 73,000 |
| Santa Rosa County Florida | 266 | $ 47,840,000 | $ 179,000 | $ 78,000 |
| Lake County Indiana | 257 | $ 39,107,000 | $ 152,000 | $ 67,000 |
| Escambia County Florida | 246 | $ 35,192,000 | $ 143,000 | $ 72,000 |
| Wayne County Michigan | 151 | $ 18,961,000 | $ 125,000 | $ 60,000 |
| Washtenaw County Michigan | 127 | $ 26,293,000 | $ 207,000 | $ 119,000 |
| Montgomery County Indiana | 108 | $ 10,745,000 | $ 99,000 | $ 45,000 |
| Macomb County Michigan | 103 | $ 12,520,000 | $ 121,000 | $ 60,000 |
| Marion County Indiana | 91 | $ 11,431,000 | $ 125,000 | $ 61,000 |
| Hamilton County Indiana | 74 | $ 13,951,000 | $ 188,000 | $ 93,000 |
| Baldwin County Alabama | 73 | $ 14,473,000 | $ 198,000 | $ 144,000 |
| Putnam County Indiana | 73 | $ 8,724,000 | $ 119,000 | $ 56,000 |
| Hendricks County Indiana | 71 | $ 9,790,000 | $ 137,000 | $ 69,000 |
| Oakland County Michigan | 70 | $ 11,430,000 | $ 163,000 | $ 85,000 |
| Porter County Indiana | 46 | $ 8,281,000 | $ 180,000 | $ 69,000 |
| Gadsden County Florida | 36 | $ 4,475,000 | $ 124,000 | $ 52,000 |
| Wakulla County Florida | 34 | $ 4,796,000 | $ 141,000 | $ 61,000 |
| Sarasota County Florida | 33 | $ 6,731,000 | $ 203,000 | $ 96,000 |
| Walton County Florida | 33 | $ 7,048,000 | $ 213,000 | $ 98,000 |
| Manatee County Florida | 27 | $ 4,889,000 | $ 181,000 | $ 86,000 |
| Ingham County Michigan | 21 | $ 2,517,000 | $ 119,000 | $ 71,000 |
| Livingston County Michigan | 19 | $ 4,414,000 | $ 232,000 | $ 118,000 |
| Boone County Indiana | 11 | $ 1,736,000 | $ 157,000 | $ 62,000 |
| Jefferson County Florida | 8 | $ 1,064,000 | $ 133,000 | $ 66,000 |
| Morgan County Indiana | 8 | $ 1,125,000 | $ 140,000 | $ 44,000 |
| Jackson County Michigan | 8 | $ 1,188,000 | $ 148,000 | $ 56,000 |
| Johnson County Indiana | 7 | $ 959,000 | $ 137,000 | $ 55,000 |
| Bay County Florida | 6 | $ 1,573,000 | $ 262,000 | $ 126,000 |
| Cook County Illinois | 6 | $ 945,000 | $ 157,000 | $ 77,000 |
| Madison County Indiana | 6 | $ 680,000 | $ 113,000 | $ 46,000 |
| Eaton County Michigan | 6 | $ 871,000 | $ 145,000 | $ 61,000 |
| St. Clair County Michigan | 6 | $ 721,000 | $ 120,000 | $ 56,000 |
| Alachua County Florida | 5 | $ 475,000 | $ 95,000 | $ 46,000 |
| Charlotte County Florida | 5 | $ 1,045,000 | $ 209,000 | $ 136,000 |
| Pinellas County Florida | 5 | $ 1,469,000 | $ 293,000 | $ 100,000 |
| Will County Illinois | 5 | $ 938,000 | $ 187,000 | $ 100,000 |
| Hancock County Indiana | 5 | $ 833,000 | $ 166,000 | $ 67,000 |
| LaPorte County Indiana | 5 | $ 578,000 | $ 115,000 | $ 70,000 |
| Hillsborough County Florida | 4 | $ 425,000 | $ 106,000 | $ 78,000 |
| Indian River County Florida | 4 | $ 421,000 | $ 105,000 | $ 36,000 |
| Parke County Indiana | 4 | $ 334,000 | $ 83,000 | $ 33,000 |
| Vigo County Indiana | 4 | $ 466,000 | $ 116,000 | $ 55,000 |
| Clinton County Michigan | 4 | $ 773,000 | $ 193,000 | $ 98,000 |
| Escambia County Alabama | 3 | $ 212,000 | $ 70,000 | $ 50,000 |
| Franklin County Florida | 3 | $ 695,000 | $ 231,000 | $ 162,000 |
| St. Lucie County Florida | 3 | $ 369,000 | $ 123,000 | $ 53,000 |
| Clay County Indiana | 3 | $ 194,000 | $ 64,000 | $ 58,000 |
| Genesee County Michigan | 3 | $ 566,000 | $ 188,000 | $ 98,000 |
| Monroe County Michigan | 3 | $ 643,000 | $ 214,000 | $ 86,000 |
| Holmes County Florida | 2 | $ 301,000 | $ 150,000 | $ 74,000 |
| Martin County Florida | 2 | $ 189,000 | $ 94,000 | $ 85,000 |
| Palm Beach County Florida | 2 | $ 677,000 | $ 338,000 | $ 140,000 |
| Volusia County Florida | 2 | $ 210,000 | $ 105,000 | $ 128,000 |
| Clinton County Indiana | 2 | $ 95,000 | $ 47,000 | $ 47,000 |
| Fountain County Indiana | 2 | $ 133,000 | $ 66,000 | $ 32,000 |
| Jasper County Indiana | 2 | $ 416,000 | $ 208,000 | $ 65,000 |
| Newton County Indiana | 2 | $ 343,000 | $ 171,000 | $ 136,000 |
| Tippecanoe County Indiana | 2 | $ 229,000 | $ 114,000 | $ 29,000 |
| Lenawee County Michigan | 2 | $ 128,000 | $ 64,000 | $ 84,000 |
| Henry County Alabama | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Mobile County Alabama | 1 | $ 271,000 | $ 271,000 | $ 141,000 |
| Shelby County Alabama | 1 | $ 214,000 | $ 214,000 | $ 80,000 |
| Talladega County Alabama | 1 | $ 233,000 | $ 233,000 | $ 114,000 |
| Broward County Florida | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Calhoun County Florida | 1 | $ 53,000 | $ 53,000 | $ 53,000 |
| Columbia County Florida | 1 | $ 97,000 | $ 97,000 | $ 76,000 |
| Duval County Florida | 1 | $ 212,000 | $ 212,000 | $ 76,000 |
| Orange County Florida | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Polk County Florida | 1 | $ 141,000 | $ 141,000 | $ 73,000 |
| St. Johns County Florida | 1 | $ 193,000 | $ 193,000 | $ 79,000 |
| Taylor County Florida | 1 | $ 168,000 | $ 168,000 | $ 73,000 |
| Washington County Florida | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Kankakee County Illinois | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Allen County Indiana | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Delaware County Indiana | 1 | $ 46,000 | $ 46,000 | $ 28,000 |
| Henry County Indiana | 1 | $ 89,000 | $ 89,000 | $ 32,000 |
| Jackson County Indiana | 1 | $ 208,000 | $ 208,000 | $ 85,000 |
| Kosciusko County Indiana | 1 | $ 108,000 | $ 108,000 | $ 124,000 |
| Monroe County Indiana | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Owen County Indiana | 1 | $ 170,000 | $ 170,000 | $ 71,000 |
| Rush County Indiana | 1 | $ 67,000 | $ 67,000 | $ 44,000 |
| St. Joseph County Indiana | 1 | $ 247,000 | $ 247,000 | $ 60,000 |
| Warrick County Indiana | 1 | $ 360,000 | $ 360,000 | $ 210,000 |
| Antrim County Michigan | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Calhoun County Michigan | 1 | $ 127,000 | $ 127,000 | $ 45,000 |
| Cheboygan County Michigan | 1 | $ 266,000 | $ 266,000 | $ 93,000 |
| Emmet County Michigan | 1 | $ 123,000 | $ 123,000 | $ 129,000 |
| Iosco County Michigan | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Kalamazoo County Michigan | 1 | $ 327,000 | $ 327,000 | $ 75,000 |
| Lapeer County Michigan | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Roscommon County Michigan | 1 | $ 41,000 | $ 41,000 | $ 64,000 |
| Shiawassee County Michigan | 1 | $ 83,000 | $ 83,000 | $ 17,000 |
Mortgage Loan Application Detail Totals for University Lending Group, Llc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,621 | $411,458,000 | $156,000 | $736,000 | $73,000 | $891,000 |
| Refinancing | 237 | $42,159,000 | $177,000 | $800,000 | $90,000 | $688,000 |
| Home Improvement | 14 | $2,358,000 | $168,000 | $375,000 | $76,000 | $153,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,392 | $383,878,000 | $160,000 | $736,000 | $75,000 | $891,000 |
| Black or African American | 256 | $37,594,000 | $146,000 | $800,000 | $63,000 | $260,000 |
| Hispanic | 166 | $25,174,000 | $151,000 | $799,000 | $67,000 | $599,000 |
| Asian | 39 | $6,455,000 | $165,000 | $417,000 | $88,000 | $297,000 |
| Not Provided | 18 | $2,761,000 | $153,000 | $347,000 | $81,000 | $216,000 |
| American Indian or Alaskan Native | 1 | $113,000 | $113,000 | $113,000 | $46,000 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,310 | $222,123,000 | $169,000 | $800,000 | $93,000 | $891,000 |
| FHA-insured (Federal Housing Administration) | 812 | $100,450,000 | $123,000 | $371,000 | $53,000 | $288,000 |
| VA-guaranteed (Veterans Administration) | 540 | $107,898,000 | $199,000 | $517,000 | $73,000 | $310,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 210 | $25,504,000 | $121,000 | $281,000 | $43,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,332 | $370,656,000 | $158,000 | $555,000 | $74,000 | $891,000 |
| Application Withdrawn By Applicant | 325 | $52,722,000 | $162,000 | $799,000 | $82,000 | $524,000 |
| Application Denied By Financial Institution | 112 | $16,887,000 | $150,000 | $800,000 | $63,000 | $306,000 |
| File Closed For Incompleteness | 89 | $13,854,000 | $155,000 | $417,000 | $73,000 | $435,000 |
| Application Approved But Not Accepted | 9 | $1,248,000 | $138,000 | $342,000 | $67,000 | $168,000 |
| Preapproval Denied by Financial Institution | 5 | $608,000 | $121,000 | $160,000 | $41,000 | $61,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 11 | $1,429,000 | $129,000 | $226,000 | $73,000 | $184,000 |
| Debt-To-Income Ratio | 8 | $1,049,000 | $131,000 | $171,000 | $36,000 | $62,000 |
| Credit History | 7 | $769,000 | $109,000 | $192,000 | $60,000 | $101,000 |
| Other | 6 | $1,657,000 | $276,000 | $655,000 | $88,000 | $185,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $394,000 | $197,000 | $344,000 | $86,000 | $107,000 |
| Employment History | 1 | $76,000 | $76,000 | $76,000 | $42,000 | $42,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Lending Group, Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.