Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for University Lending Group, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
Total Number of Mortgage Applications | 2,872 |
Total Mortgage Loan Application Amount | $455,975,000 |
Average Mortgage Loan Application Amount | $167,000 |
Highest Mortgage Loan Application Amount | $800,000 |
Average Applicant Income | $79,666 |
Highest Applicant Income | $891,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Leon County Florida | 395 | $ 62,205,000 | $ 157,000 | $ 68,000 |
Okaloosa County Florida | 320 | $ 60,670,000 | $ 189,000 | $ 73,000 |
Santa Rosa County Florida | 266 | $ 47,840,000 | $ 179,000 | $ 78,000 |
Lake County Indiana | 257 | $ 39,107,000 | $ 152,000 | $ 67,000 |
Escambia County Florida | 246 | $ 35,192,000 | $ 143,000 | $ 72,000 |
Wayne County Michigan | 151 | $ 18,961,000 | $ 125,000 | $ 60,000 |
Washtenaw County Michigan | 127 | $ 26,293,000 | $ 207,000 | $ 119,000 |
Montgomery County Indiana | 108 | $ 10,745,000 | $ 99,000 | $ 45,000 |
Macomb County Michigan | 103 | $ 12,520,000 | $ 121,000 | $ 60,000 |
Marion County Indiana | 91 | $ 11,431,000 | $ 125,000 | $ 61,000 |
Hamilton County Indiana | 74 | $ 13,951,000 | $ 188,000 | $ 93,000 |
Baldwin County Alabama | 73 | $ 14,473,000 | $ 198,000 | $ 144,000 |
Putnam County Indiana | 73 | $ 8,724,000 | $ 119,000 | $ 56,000 |
Hendricks County Indiana | 71 | $ 9,790,000 | $ 137,000 | $ 69,000 |
Oakland County Michigan | 70 | $ 11,430,000 | $ 163,000 | $ 85,000 |
Porter County Indiana | 46 | $ 8,281,000 | $ 180,000 | $ 69,000 |
Gadsden County Florida | 36 | $ 4,475,000 | $ 124,000 | $ 52,000 |
Wakulla County Florida | 34 | $ 4,796,000 | $ 141,000 | $ 61,000 |
Sarasota County Florida | 33 | $ 6,731,000 | $ 203,000 | $ 96,000 |
Walton County Florida | 33 | $ 7,048,000 | $ 213,000 | $ 98,000 |
Manatee County Florida | 27 | $ 4,889,000 | $ 181,000 | $ 86,000 |
Ingham County Michigan | 21 | $ 2,517,000 | $ 119,000 | $ 71,000 |
Livingston County Michigan | 19 | $ 4,414,000 | $ 232,000 | $ 118,000 |
Boone County Indiana | 11 | $ 1,736,000 | $ 157,000 | $ 62,000 |
Jefferson County Florida | 8 | $ 1,064,000 | $ 133,000 | $ 66,000 |
Morgan County Indiana | 8 | $ 1,125,000 | $ 140,000 | $ 44,000 |
Jackson County Michigan | 8 | $ 1,188,000 | $ 148,000 | $ 56,000 |
Johnson County Indiana | 7 | $ 959,000 | $ 137,000 | $ 55,000 |
Bay County Florida | 6 | $ 1,573,000 | $ 262,000 | $ 126,000 |
Cook County Illinois | 6 | $ 945,000 | $ 157,000 | $ 77,000 |
Madison County Indiana | 6 | $ 680,000 | $ 113,000 | $ 46,000 |
Eaton County Michigan | 6 | $ 871,000 | $ 145,000 | $ 61,000 |
St. Clair County Michigan | 6 | $ 721,000 | $ 120,000 | $ 56,000 |
Alachua County Florida | 5 | $ 475,000 | $ 95,000 | $ 46,000 |
Charlotte County Florida | 5 | $ 1,045,000 | $ 209,000 | $ 136,000 |
Pinellas County Florida | 5 | $ 1,469,000 | $ 293,000 | $ 100,000 |
Will County Illinois | 5 | $ 938,000 | $ 187,000 | $ 100,000 |
Hancock County Indiana | 5 | $ 833,000 | $ 166,000 | $ 67,000 |
LaPorte County Indiana | 5 | $ 578,000 | $ 115,000 | $ 70,000 |
Hillsborough County Florida | 4 | $ 425,000 | $ 106,000 | $ 78,000 |
Indian River County Florida | 4 | $ 421,000 | $ 105,000 | $ 36,000 |
Parke County Indiana | 4 | $ 334,000 | $ 83,000 | $ 33,000 |
Vigo County Indiana | 4 | $ 466,000 | $ 116,000 | $ 55,000 |
Clinton County Michigan | 4 | $ 773,000 | $ 193,000 | $ 98,000 |
Escambia County Alabama | 3 | $ 212,000 | $ 70,000 | $ 50,000 |
Franklin County Florida | 3 | $ 695,000 | $ 231,000 | $ 162,000 |
St. Lucie County Florida | 3 | $ 369,000 | $ 123,000 | $ 53,000 |
Clay County Indiana | 3 | $ 194,000 | $ 64,000 | $ 58,000 |
Genesee County Michigan | 3 | $ 566,000 | $ 188,000 | $ 98,000 |
Monroe County Michigan | 3 | $ 643,000 | $ 214,000 | $ 86,000 |
Holmes County Florida | 2 | $ 301,000 | $ 150,000 | $ 74,000 |
Martin County Florida | 2 | $ 189,000 | $ 94,000 | $ 85,000 |
Palm Beach County Florida | 2 | $ 677,000 | $ 338,000 | $ 140,000 |
Volusia County Florida | 2 | $ 210,000 | $ 105,000 | $ 128,000 |
Clinton County Indiana | 2 | $ 95,000 | $ 47,000 | $ 47,000 |
Fountain County Indiana | 2 | $ 133,000 | $ 66,000 | $ 32,000 |
Jasper County Indiana | 2 | $ 416,000 | $ 208,000 | $ 65,000 |
Newton County Indiana | 2 | $ 343,000 | $ 171,000 | $ 136,000 |
Tippecanoe County Indiana | 2 | $ 229,000 | $ 114,000 | $ 29,000 |
Lenawee County Michigan | 2 | $ 128,000 | $ 64,000 | $ 84,000 |
Henry County Alabama | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
Mobile County Alabama | 1 | $ 271,000 | $ 271,000 | $ 141,000 |
Shelby County Alabama | 1 | $ 214,000 | $ 214,000 | $ 80,000 |
Talladega County Alabama | 1 | $ 233,000 | $ 233,000 | $ 114,000 |
Broward County Florida | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
Calhoun County Florida | 1 | $ 53,000 | $ 53,000 | $ 53,000 |
Columbia County Florida | 1 | $ 97,000 | $ 97,000 | $ 76,000 |
Duval County Florida | 1 | $ 212,000 | $ 212,000 | $ 76,000 |
Orange County Florida | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
Polk County Florida | 1 | $ 141,000 | $ 141,000 | $ 73,000 |
St. Johns County Florida | 1 | $ 193,000 | $ 193,000 | $ 79,000 |
Taylor County Florida | 1 | $ 168,000 | $ 168,000 | $ 73,000 |
Washington County Florida | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
Kankakee County Illinois | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
Allen County Indiana | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
Delaware County Indiana | 1 | $ 46,000 | $ 46,000 | $ 28,000 |
Henry County Indiana | 1 | $ 89,000 | $ 89,000 | $ 32,000 |
Jackson County Indiana | 1 | $ 208,000 | $ 208,000 | $ 85,000 |
Kosciusko County Indiana | 1 | $ 108,000 | $ 108,000 | $ 124,000 |
Monroe County Indiana | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
Owen County Indiana | 1 | $ 170,000 | $ 170,000 | $ 71,000 |
Rush County Indiana | 1 | $ 67,000 | $ 67,000 | $ 44,000 |
St. Joseph County Indiana | 1 | $ 247,000 | $ 247,000 | $ 60,000 |
Warrick County Indiana | 1 | $ 360,000 | $ 360,000 | $ 210,000 |
Antrim County Michigan | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
Calhoun County Michigan | 1 | $ 127,000 | $ 127,000 | $ 45,000 |
Cheboygan County Michigan | 1 | $ 266,000 | $ 266,000 | $ 93,000 |
Emmet County Michigan | 1 | $ 123,000 | $ 123,000 | $ 129,000 |
Iosco County Michigan | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
Kalamazoo County Michigan | 1 | $ 327,000 | $ 327,000 | $ 75,000 |
Lapeer County Michigan | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
Roscommon County Michigan | 1 | $ 41,000 | $ 41,000 | $ 64,000 |
Shiawassee County Michigan | 1 | $ 83,000 | $ 83,000 | $ 17,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,621 | $411,458,000 | $156,000 | $736,000 | $73,000 | $891,000 |
Refinancing | 237 | $42,159,000 | $177,000 | $800,000 | $90,000 | $688,000 |
Home Improvement | 14 | $2,358,000 | $168,000 | $375,000 | $76,000 | $153,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,392 | $383,878,000 | $160,000 | $736,000 | $75,000 | $891,000 |
Black or African American | 256 | $37,594,000 | $146,000 | $800,000 | $63,000 | $260,000 |
Hispanic | 166 | $25,174,000 | $151,000 | $799,000 | $67,000 | $599,000 |
Asian | 39 | $6,455,000 | $165,000 | $417,000 | $88,000 | $297,000 |
Not Provided | 18 | $2,761,000 | $153,000 | $347,000 | $81,000 | $216,000 |
American Indian or Alaskan Native | 1 | $113,000 | $113,000 | $113,000 | $46,000 | $46,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,310 | $222,123,000 | $169,000 | $800,000 | $93,000 | $891,000 |
FHA-insured (Federal Housing Administration) | 812 | $100,450,000 | $123,000 | $371,000 | $53,000 | $288,000 |
VA-guaranteed (Veterans Administration) | 540 | $107,898,000 | $199,000 | $517,000 | $73,000 | $310,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 210 | $25,504,000 | $121,000 | $281,000 | $43,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,332 | $370,656,000 | $158,000 | $555,000 | $74,000 | $891,000 |
Application Withdrawn By Applicant | 325 | $52,722,000 | $162,000 | $799,000 | $82,000 | $524,000 |
Application Denied By Financial Institution | 112 | $16,887,000 | $150,000 | $800,000 | $63,000 | $306,000 |
File Closed For Incompleteness | 89 | $13,854,000 | $155,000 | $417,000 | $73,000 | $435,000 |
Application Approved But Not Accepted | 9 | $1,248,000 | $138,000 | $342,000 | $67,000 | $168,000 |
Preapproval Denied by Financial Institution | 5 | $608,000 | $121,000 | $160,000 | $41,000 | $61,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 11 | $1,429,000 | $129,000 | $226,000 | $73,000 | $184,000 |
Debt-To-Income Ratio | 8 | $1,049,000 | $131,000 | $171,000 | $36,000 | $62,000 |
Credit History | 7 | $769,000 | $109,000 | $192,000 | $60,000 | $101,000 |
Other | 6 | $1,657,000 | $276,000 | $655,000 | $88,000 | $185,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $394,000 | $197,000 | $344,000 | $86,000 | $107,000 |
Employment History | 1 | $76,000 | $76,000 | $76,000 | $42,000 | $42,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.