Universal Lending Corporation
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Colorado.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Lending Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Universal Lending Corporation 6775 E Evans Ave Denver, CO 80224 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,535 |
| Total Mortgage Loan Application Amount | $1,001,805,000 |
| Average Mortgage Loan Application Amount | $377,333 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $114,666 |
| Highest Applicant Income | $2,269,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Arapahoe County Colorado | 285 | $ 124,385,000 | $ 436,000 | $ 107,000 |
| El Paso County Colorado | 270 | $ 109,860,000 | $ 406,000 | $ 121,000 |
| Adams County Colorado | 259 | $ 106,885,000 | $ 412,000 | $ 110,000 |
| Denver County Colorado | 258 | $ 115,860,000 | $ 449,000 | $ 145,000 |
| Jefferson County Colorado | 244 | $ 116,710,000 | $ 478,000 | $ 127,000 |
| Weld County Colorado | 186 | $ 70,690,000 | $ 380,000 | $ 98,000 |
| Pueblo County Colorado | 143 | $ 36,105,000 | $ 252,000 | $ 70,000 |
| Yellowstone County Montana | 143 | $ 39,915,000 | $ 279,000 | $ 108,000 |
| Douglas County Colorado | 127 | $ 70,135,000 | $ 552,000 | $ 167,000 |
| Larimer County Colorado | 100 | $ 41,470,000 | $ 414,000 | $ 139,000 |
| Boulder County Colorado | 52 | $ 24,920,000 | $ 479,000 | $ 191,000 |
| Elbert County Colorado | 36 | $ 17,870,000 | $ 496,000 | $ 144,000 |
| Cascade County Montana | 31 | $ 7,465,000 | $ 240,000 | $ 76,000 |
| Broomfield County Colorado | 22 | $ 10,880,000 | $ 494,000 | $ 214,000 |
| Mesa County Colorado | 21 | $ 6,465,000 | $ 307,000 | $ 85,000 |
| Linn County Iowa | 18 | $ 2,930,000 | $ 162,000 | $ 62,000 |
| Otero County Colorado | 13 | $ 2,525,000 | $ 194,000 | $ 79,000 |
| Park County Colorado | 13 | $ 5,385,000 | $ 414,000 | $ 133,000 |
| Fergus County Montana | 12 | $ 1,930,000 | $ 160,000 | $ 71,000 |
| Fremont County Colorado | 11 | $ 3,055,000 | $ 277,000 | $ 145,000 |
| Teller County Colorado | 10 | $ 3,850,000 | $ 385,000 | $ 99,000 |
| Manatee County Florida | 10 | $ 3,500,000 | $ 350,000 | $ 152,000 |
| Grand County Colorado | 9 | $ 4,975,000 | $ 552,000 | $ 170,000 |
| Morgan County Colorado | 9 | $ 2,505,000 | $ 278,000 | $ 65,000 |
| Prowers County Colorado | 9 | $ 1,795,000 | $ 199,000 | $ 58,000 |
| Bernalillo County New Mexico | 9 | $ 1,635,000 | $ 181,000 | $ 66,000 |
| La Plata County Colorado | 8 | $ 2,710,000 | $ 338,000 | $ 96,000 |
| Chaffee County Colorado | 7 | $ 2,705,000 | $ 386,000 | $ 132,000 |
| Delta County Colorado | 7 | $ 2,375,000 | $ 339,000 | $ 102,000 |
| Logan County Colorado | 7 | $ 1,865,000 | $ 266,000 | $ 87,000 |
| Monroe County Wisconsin | 7 | $ 1,725,000 | $ 246,000 | $ 77,000 |
| Routt County Colorado | 6 | $ 3,300,000 | $ 550,000 | $ 217,000 |
| Montrose County Colorado | 5 | $ 1,705,000 | $ 341,000 | $ 104,000 |
| Jefferson County Iowa | 5 | $ 795,000 | $ 159,000 | $ 65,000 |
| Clear Creek County Colorado | 4 | $ 1,010,000 | $ 252,000 | $ 63,000 |
| Garfield County Colorado | 4 | $ 840,000 | $ 210,000 | $ 87,000 |
| Gilpin County Colorado | 4 | $ 2,040,000 | $ 510,000 | $ 116,000 |
| Summit County Colorado | 4 | $ 4,790,000 | $ 1,197,000 | $ 419,000 |
| Brevard County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 84,000 |
| Big Horn County Montana | 4 | $ 520,000 | $ 130,000 | $ 49,000 |
| Lewis and Clark County Montana | 4 | $ 1,110,000 | $ 277,000 | $ 65,000 |
| Stillwater County Montana | 4 | $ 1,490,000 | $ 372,000 | $ 104,000 |
| Potter County Texas | 4 | $ 1,100,000 | $ 275,000 | $ 104,000 |
| Randall County Texas | 4 | $ 860,000 | $ 215,000 | $ 68,000 |
| Laramie County Wyoming | 4 | $ 840,000 | $ 210,000 | $ 76,000 |
| Maricopa County Arizona | 3 | $ 425,000 | $ 141,000 | $ 148,000 |
| Gunnison County Colorado | 3 | $ 1,675,000 | $ 558,000 | $ 158,000 |
| Huerfano County Colorado | 3 | $ 815,000 | $ 271,000 | $ 91,000 |
| Lincoln County Colorado | 3 | $ 765,000 | $ 255,000 | $ 130,000 |
| Montezuma County Colorado | 3 | $ 635,000 | $ 211,000 | $ 69,000 |
| Phillips County Colorado | 3 | $ 555,000 | $ 185,000 | $ 38,000 |
| Marion County Florida | 3 | $ 1,025,000 | $ 341,000 | $ 85,000 |
| Carbon County Montana | 3 | $ 835,000 | $ 278,000 | $ 74,000 |
| Sandoval County New Mexico | 3 | $ 455,000 | $ 151,000 | $ 45,000 |
| Bent County Colorado | 2 | $ 330,000 | $ 165,000 | $ 64,000 |
| Costilla County Colorado | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| Crowley County Colorado | 2 | $ 680,000 | $ 340,000 | $ 136,000 |
| Eagle County Colorado | 2 | $ 1,160,000 | $ 580,000 | $ 184,000 |
| Jackson County Colorado | 2 | $ 550,000 | $ 275,000 | $ 62,000 |
| Las Animas County Colorado | 2 | $ 590,000 | $ 295,000 | $ 72,000 |
| Moffat County Colorado | 2 | $ 580,000 | $ 290,000 | $ 64,000 |
| Broadwater County Montana | 2 | $ 810,000 | $ 405,000 | $ 81,000 |
| Dawson County Montana | 2 | $ 320,000 | $ 160,000 | $ 61,000 |
| Flathead County Montana | 2 | $ 630,000 | $ 315,000 | $ 84,000 |
| Jefferson County Montana | 2 | $ 390,000 | $ 195,000 | $ 47,000 |
| Silver Bow County Montana | 2 | $ 520,000 | $ 260,000 | $ 80,000 |
| Socorro County New Mexico | 2 | $ 320,000 | $ 160,000 | $ 55,000 |
| Torrance County New Mexico | 2 | $ 190,000 | $ 95,000 | $ 56,000 |
| Valencia County New Mexico | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Bexar County Texas | 2 | $ 460,000 | $ 230,000 | $ 87,000 |
| El Paso County Texas | 2 | $ 410,000 | $ 205,000 | $ 141,000 |
| Jackson County Wisconsin | 2 | $ 440,000 | $ 220,000 | $ 74,000 |
| Campbell County Wyoming | 2 | $ 430,000 | $ 215,000 | $ 64,000 |
| Carbon County Wyoming | 2 | $ 470,000 | $ 235,000 | $ 132,000 |
| Fremont County Wyoming | 2 | $ 470,000 | $ 235,000 | $ 73,000 |
| Pinal County Arizona | 1 | $ 395,000 | $ 395,000 | $ 60,000 |
| Yuma County Arizona | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Alamosa County Colorado | 1 | $ 305,000 | $ 305,000 | $ 54,000 |
| Archuleta County Colorado | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Baca County Colorado | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Custer County Colorado | 1 | $ 595,000 | $ 595,000 | $ 173,000 |
| Kit Carson County Colorado | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Lake County Colorado | 1 | $ 245,000 | $ 245,000 | $ 176,000 |
| Mineral County Colorado | 1 | $ 315,000 | $ 315,000 | $ 121,000 |
| Saguache County Colorado | 1 | $ 285,000 | $ 285,000 | $ 47,000 |
| Sedgwick County Colorado | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Washington County Colorado | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Broward County Florida | 1 | $ 505,000 | $ 505,000 | $ 134,000 |
| Hillsborough County Florida | 1 | $ 985,000 | $ 985,000 | $ 289,000 |
| Okaloosa County Florida | 1 | $ 435,000 | $ 435,000 | $ 222,000 |
| Orange County Florida | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Osceola County Florida | 1 | $ 575,000 | $ 575,000 | $ 154,000 |
| Palm Beach County Florida | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Polk County Florida | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Seminole County Florida | 1 | $ 415,000 | $ 415,000 | $ 161,000 |
| St. Lucie County Florida | 1 | $ 285,000 | $ 285,000 | $ 183,000 |
| Jersey County Illinois | 1 | $ 185,000 | $ 185,000 | $ 243,000 |
| Rock Island County Illinois | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Benton County Iowa | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Black Hawk County Iowa | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Des Moines County Iowa | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Iowa County Iowa | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Johnson County Iowa | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Lucas County Iowa | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Sherman County Kansas | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Gallatin County Montana | 1 | $ 385,000 | $ 385,000 | $ 99,000 |
| Golden Valley County Montana | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Granite County Montana | 1 | $ 495,000 | $ 495,000 | $ 291,000 |
| Lincoln County Montana | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Missoula County Montana | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Musselshell County Montana | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Phillips County Montana | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Pondera County Montana | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Sanders County Montana | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Sweet Grass County Montana | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| Valley County Montana | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Dawes County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 259,000 |
| Keith County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Scotts Bluff County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 144,000 |
| Curry County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| Dona Ana County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Grant County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Los Alamos County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 94,000 |
| Sierra County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Grand Forks County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Ward County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Bailey County Texas | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Carson County Texas | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Gray County Texas | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Hood County Texas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Hunt County Texas | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| McLennan County Texas | 1 | $ 515,000 | $ 515,000 | $ 355,000 |
| Oldham County Texas | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Robertson County Texas | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| Smith County Texas | 1 | $ 285,000 | $ 285,000 | $ 145,000 |
| Tarrant County Texas | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Utah County Utah | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Clark County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| La Crosse County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 171,000 |
| Crook County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Goshen County Wyoming | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Johnson County Wyoming | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Natrona County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 63,000 |
| Sublette County Wyoming | 1 | $ 365,000 | $ 365,000 | $ 199,000 |
| Sweetwater County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Colorado,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Universal Lending Corporation in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,927 | $769,255,000 | $399,000 | $3,005,000 | $121,000 | $2,269,000 |
| Cash-out Refinancing | 446 | $178,290,000 | $399,000 | $2,405,000 | $100,000 | $1,932,000 |
| Refinancing | 162 | $54,260,000 | $334,000 | $1,055,000 | $123,000 | $792,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,757 | $711,885,000 | $405,000 | $3,005,000 | $123,000 | $2,269,000 |
| Hispanic | 353 | $124,195,000 | $351,000 | $1,265,000 | $93,000 | $336,000 |
| Not Provided | 217 | $85,775,000 | $395,000 | $2,665,000 | $121,000 | $560,000 |
| Black or African American | 118 | $43,570,000 | $369,000 | $685,000 | $94,000 | $316,000 |
| Asian | 66 | $28,300,000 | $428,000 | $835,000 | $139,000 | $684,000 |
| American Indian or Alaskan Native | 20 | $6,370,000 | $318,000 | $645,000 | $109,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,710,000 | $427,000 | $525,000 | $139,000 | $179,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,569 | $631,765,000 | $402,000 | $3,005,000 | $139,000 | $2,269,000 |
| FHA-insured (Federal Housing Administration) | 708 | $259,260,000 | $366,000 | $995,000 | $77,000 | $502,000 |
| VA-guaranteed (Veterans Administration) | 249 | $109,145,000 | $438,000 | $1,605,000 | $104,000 | $357,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,635,000 | $181,000 | $375,000 | $55,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,912 | $743,690,000 | $388,000 | $2,405,000 | $116,000 | $1,529,000 |
| Application Withdrawn By Applicant | 378 | $167,600,000 | $443,000 | $3,005,000 | $146,000 | $2,269,000 |
| Application Denied By Financial Institution | 148 | $56,850,000 | $384,000 | $2,665,000 | $86,000 | $476,000 |
| Application Approved But Not Accepted | 95 | $32,295,000 | $339,000 | $1,165,000 | $93,000 | $351,000 |
| File Closed For Incompleteness | 2 | $1,370,000 | $685,000 | $805,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,387 | $944,955,000 | $395,000 | $3,005,000 | $120,000 | $2,269,000 |
| Debt-To-Income Ratio | 83 | $34,885,000 | $420,000 | $2,665,000 | $84,000 | $458,000 |
| Collateral | 21 | $5,945,000 | $283,000 | $555,000 | $94,000 | $281,000 |
| Credit History | 21 | $7,115,000 | $338,000 | $965,000 | $82,000 | $163,000 |
| Other | 8 | $2,590,000 | $323,000 | $755,000 | $119,000 | $476,000 |
| Employment History | 8 | $2,270,000 | $283,000 | $455,000 | $62,000 | $89,000 |
| Unverifiable Information | 5 | $2,875,000 | $575,000 | $685,000 | $95,000 | $114,000 |
| Credit Application Incomplete | 2 | $1,170,000 | $585,000 | $1,025,000 | $115,000 | $182,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Colorado, and search similar information at your convenience.