Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for United Nations Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | United Nations Federal Credit Union 24-01 44Th Road 7Th Floor Long Island City, NY 11101 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,757 |
Total Mortgage Loan Application Amount | $691,651,000 |
Average Mortgage Loan Application Amount | $321,000 |
Highest Mortgage Loan Application Amount | $2,600,000 |
Average Applicant Income | $166,000 |
Highest Applicant Income | $1,685,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
New York County New York | 211 | $ 95,579,000 | $ 452,000 | $ 182,000 |
District of Columbia County District Of Columbia | 137 | $ 70,038,000 | $ 511,000 | $ 193,000 |
Montgomery County Maryland | 131 | $ 66,590,000 | $ 508,000 | $ 187,000 |
Fairfax County Virginia | 100 | $ 55,286,000 | $ 552,000 | $ 209,000 |
Queens County New York | 94 | $ 28,775,000 | $ 306,000 | $ 126,000 |
Westchester County New York | 94 | $ 33,916,000 | $ 360,000 | $ 169,000 |
Kings County New York | 82 | $ 38,291,000 | $ 466,000 | $ 159,000 |
Bergen County New Jersey | 48 | $ 17,425,000 | $ 363,000 | $ 172,000 |
Loudoun County Virginia | 35 | $ 13,275,000 | $ 379,000 | $ 169,000 |
Nassau County New York | 32 | $ 9,478,000 | $ 296,000 | $ 136,000 |
Hudson County New Jersey | 25 | $ 8,290,000 | $ 331,000 | $ 159,000 |
Arlington County Virginia | 22 | $ 10,623,000 | $ 482,000 | $ 165,000 |
Fairfield County Connecticut | 21 | $ 7,422,000 | $ 353,000 | $ 164,000 |
Miami-Dade County Florida | 21 | $ 4,499,000 | $ 214,000 | $ 132,000 |
Essex County New Jersey | 20 | $ 6,696,000 | $ 334,000 | $ 179,000 |
Bronx County New York | 20 | $ 4,033,000 | $ 201,000 | $ 105,000 |
Suffolk County New York | 18 | $ 5,701,000 | $ 316,000 | $ 200,000 |
Broward County Florida | 14 | $ 2,203,000 | $ 157,000 | $ 156,000 |
Howard County Maryland | 13 | $ 5,520,000 | $ 424,000 | $ 166,000 |
Middlesex County New Jersey | 13 | $ 3,624,000 | $ 278,000 | $ 138,000 |
Prince George's County Maryland | 11 | $ 2,450,000 | $ 222,000 | $ 232,000 |
Wake County North Carolina | 11 | $ 3,102,000 | $ 282,000 | $ 171,000 |
Prince William County Virginia | 11 | $ 3,549,000 | $ 322,000 | $ 108,000 |
Orange County Florida | 10 | $ 3,285,000 | $ 328,000 | $ 161,000 |
Palm Beach County Florida | 10 | $ 4,182,000 | $ 418,000 | $ 255,000 |
Somerset County New Jersey | 10 | $ 2,632,000 | $ 263,000 | $ 126,000 |
Alexandria County Virginia | 9 | $ 3,757,000 | $ 417,000 | $ 163,000 |
Middlesex County Massachusetts | 8 | $ 2,798,000 | $ 349,000 | $ 180,000 |
Monmouth County New Jersey | 8 | $ 3,001,000 | $ 375,000 | $ 173,000 |
Richmond County New York | 7 | $ 2,619,000 | $ 374,000 | $ 170,000 |
Philadelphia County Pennsylvania | 7 | $ 949,000 | $ 135,000 | $ 78,000 |
Los Angeles County California | 6 | $ 2,384,000 | $ 397,000 | $ 230,000 |
Mercer County New Jersey | 6 | $ 1,631,000 | $ 271,000 | $ 131,000 |
Morris County New Jersey | 6 | $ 2,261,000 | $ 376,000 | $ 181,000 |
Ulster County New York | 6 | $ 869,000 | $ 144,000 | $ 153,000 |
Harris County Texas | 6 | $ 1,256,000 | $ 209,000 | $ 165,000 |
Salt Lake County Utah | 6 | $ 482,000 | $ 80,000 | $ 192,000 |
King County Washington | 6 | $ 3,100,000 | $ 516,000 | $ 184,000 |
Orange County California | 5 | $ 3,604,000 | $ 720,000 | $ 211,000 |
Fulton County Georgia | 5 | $ 411,000 | $ 82,000 | $ 66,000 |
Cook County Illinois | 5 | $ 968,000 | $ 193,000 | $ 229,000 |
Anne Arundel County Maryland | 5 | $ 2,227,000 | $ 445,000 | $ 234,000 |
Alameda County California | 4 | $ 2,576,000 | $ 644,000 | $ 139,000 |
Cobb County Georgia | 4 | $ 700,000 | $ 175,000 | $ 117,000 |
Baltimore County Maryland | 4 | $ 515,000 | $ 128,000 | $ 112,000 |
Charles County Maryland | 4 | $ 423,000 | $ 105,000 | $ 206,000 |
Oakland County Michigan | 4 | $ 285,000 | $ 71,000 | $ 154,000 |
Dutchess County New York | 4 | $ 663,000 | $ 165,000 | $ 161,000 |
Montgomery County Pennsylvania | 4 | $ 856,000 | $ 214,000 | $ 110,000 |
Denton County Texas | 4 | $ 851,000 | $ 212,000 | $ 137,000 |
Maricopa County Arizona | 3 | $ 1,250,000 | $ 416,000 | $ 147,000 |
Riverside County California | 3 | $ 1,027,000 | $ 342,000 | $ 135,000 |
San Bernardino County California | 3 | $ 998,000 | $ 332,000 | $ 109,000 |
San Francisco County California | 3 | $ 1,335,000 | $ 445,000 | $ 172,000 |
Hartford County Connecticut | 3 | $ 469,000 | $ 156,000 | $ 226,000 |
Osceola County Florida | 3 | $ 480,000 | $ 160,000 | $ 102,000 |
Sarasota County Florida | 3 | $ 521,000 | $ 173,000 | $ 148,000 |
Baltimore City County Maryland | 3 | $ 151,000 | $ 50,000 | $ 107,000 |
Suffolk County Massachusetts | 3 | $ 296,000 | $ 98,000 | $ 73,000 |
Union County New Jersey | 3 | $ 1,458,000 | $ 486,000 | $ 188,000 |
Greene County New York | 3 | $ 316,000 | $ 105,000 | $ 133,000 |
Putnam County New York | 3 | $ 870,000 | $ 290,000 | $ 90,000 |
Rockland County New York | 3 | $ 382,000 | $ 127,000 | $ 89,000 |
Sullivan County New York | 3 | $ 160,000 | $ 53,000 | $ 60,000 |
Mecklenburg County North Carolina | 3 | $ 491,000 | $ 163,000 | $ 71,000 |
Bucks County Pennsylvania | 3 | $ 1,263,000 | $ 421,000 | $ 184,000 |
Davidson County Tennessee | 3 | $ 710,000 | $ 236,000 | $ 130,000 |
Collin County Texas | 3 | $ 1,357,000 | $ 452,000 | $ 211,000 |
Dallas County Texas | 3 | $ 2,615,000 | $ 871,000 | $ 322,000 |
Tarrant County Texas | 3 | $ 679,000 | $ 226,000 | $ 115,000 |
Fairfax City County Virginia | 3 | $ 580,000 | $ 193,000 | $ 133,000 |
San Diego County California | 2 | $ 973,000 | $ 486,000 | $ 216,000 |
Ventura County California | 2 | $ 762,000 | $ 381,000 | $ 265,000 |
Litchfield County Connecticut | 2 | $ 635,000 | $ 317,000 | $ 83,000 |
New Haven County Connecticut | 2 | $ 460,000 | $ 230,000 | $ 109,000 |
Tolland County Connecticut | 2 | $ 171,000 | $ 85,000 | $ 67,000 |
Kent County Delaware | 2 | $ 558,000 | $ 279,000 | $ 139,000 |
Sussex County Delaware | 2 | $ 862,000 | $ 431,000 | $ 1,031,000 |
Collier County Florida | 2 | $ 274,000 | $ 137,000 | $ 90,000 |
Flagler County Florida | 2 | $ 167,000 | $ 83,000 | $ 81,000 |
Forsyth County Georgia | 2 | $ 566,000 | $ 283,000 | $ 116,000 |
Gwinnett County Georgia | 2 | $ 478,000 | $ 239,000 | $ 82,000 |
Worcester County Maryland | 2 | $ 512,000 | $ 256,000 | $ 191,000 |
Barnstable County Massachusetts | 2 | $ 638,000 | $ 319,000 | $ 121,000 |
Clark County Nevada | 2 | $ 297,000 | $ 148,000 | $ 93,000 |
Hillsborough County New Hampshire | 2 | $ 276,000 | $ 138,000 | $ 150,000 |
Ocean County New Jersey | 2 | $ 294,000 | $ 147,000 | $ 86,000 |
Passaic County New Jersey | 2 | $ 575,000 | $ 287,000 | $ 101,000 |
Sussex County New Jersey | 2 | $ 520,000 | $ 260,000 | $ 50,000 |
Buncombe County North Carolina | 2 | $ 372,000 | $ 186,000 | $ 96,000 |
Chatham County North Carolina | 2 | $ 535,000 | $ 267,000 | $ 115,000 |
Durham County North Carolina | 2 | $ 484,000 | $ 242,000 | $ 177,000 |
Chester County Pennsylvania | 2 | $ 1,389,000 | $ 694,000 | $ 222,000 |
Cumberland County Pennsylvania | 2 | $ 652,000 | $ 326,000 | $ 119,000 |
Monroe County Pennsylvania | 2 | $ 161,000 | $ 80,000 | $ 91,000 |
Horry County South Carolina | 2 | $ 616,000 | $ 308,000 | $ 117,000 |
Oconee County South Carolina | 2 | $ 115,000 | $ 57,000 | $ 171,000 |
Fort Bend County Texas | 2 | $ 235,000 | $ 117,000 | $ 120,000 |
Augusta County Virginia | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
James City County Virginia | 2 | $ 680,000 | $ 340,000 | $ 125,000 |
Virginia Beach County Virginia | 2 | $ 468,000 | $ 234,000 | $ 76,000 |
Contra Costa County California | 1 | $ 374,000 | $ 374,000 | $ 119,000 |
Marin County California | 1 | $ 672,000 | $ 672,000 | $ 151,000 |
Placer County California | 1 | $ 220,000 | $ 220,000 | $ 138,000 |
Sacramento County California | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
San Mateo County California | 1 | $ 500,000 | $ 500,000 | $ 102,000 |
Tulare County California | 1 | $ 136,000 | $ 136,000 | $ 85,000 |
Boulder County Colorado | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
Mesa County Colorado | 1 | $ 220,000 | $ 220,000 | $ 134,000 |
Middlesex County Connecticut | 1 | $ 228,000 | $ 228,000 | $ 373,000 |
New Castle County Delaware | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
Alachua County Florida | 1 | $ 90,000 | $ 90,000 | $ 135,000 |
Brevard County Florida | 1 | $ 255,000 | $ 255,000 | $ 304,000 |
Indian River County Florida | 1 | $ 568,000 | $ 568,000 | $ 235,000 |
Lee County Florida | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
Manatee County Florida | 1 | $ 280,000 | $ 280,000 | $ 268,000 |
Pinellas County Florida | 1 | $ 129,000 | $ 129,000 | $ 58,000 |
Polk County Florida | 1 | $ 109,000 | $ 109,000 | $ 166,000 |
St. Johns County Florida | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
St. Lucie County Florida | 1 | $ 80,000 | $ 80,000 | $ 200,000 |
Volusia County Florida | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
Bibb County Georgia | 1 | $ 783,000 | $ 783,000 | $ 1,312,000 |
Cherokee County Georgia | 1 | $ 169,000 | $ 169,000 | $ 61,000 |
DeKalb County Georgia | 1 | $ 364,000 | $ 364,000 | $ 119,000 |
Douglas County Georgia | 1 | $ 212,000 | $ 212,000 | $ 167,000 |
Marion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 203,000 |
Johnson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 234,000 |
York County Maine | 1 | $ 239,000 | $ 239,000 | $ 241,000 |
Calvert County Maryland | 1 | $ 125,000 | $ 125,000 | $ 447,000 |
Frederick County Maryland | 1 | $ 296,000 | $ 296,000 | $ 118,000 |
Queen Anne's County Maryland | 1 | $ 300,000 | $ 300,000 | $ 309,000 |
Essex County Massachusetts | 1 | $ 356,000 | $ 356,000 | $ 117,000 |
Norfolk County Massachusetts | 1 | $ 330,000 | $ 330,000 | $ 281,000 |
Worcester County Massachusetts | 1 | $ 344,000 | $ 344,000 | $ 101,000 |
Kalamazoo County Michigan | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
Hennepin County Minnesota | 1 | $ 370,000 | $ 370,000 | $ 207,000 |
Lowndes County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
Jackson County Missouri | 1 | $ 310,000 | $ 310,000 | $ 250,000 |
St. Louis County Missouri | 1 | $ 612,000 | $ 612,000 | $ 260,000 |
Washoe County Nevada | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
Burlington County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 380,000 |
Camden County New Jersey | 1 | $ 296,000 | $ 296,000 | $ 240,000 |
Hunterdon County New Jersey | 1 | $ 358,000 | $ 358,000 | $ 221,000 |
Santa Fe County New Mexico | 1 | $ 252,000 | $ 252,000 | $ 162,000 |
Taos County New Mexico | 1 | $ 304,000 | $ 304,000 | $ 236,000 |
Delaware County New York | 1 | $ 276,000 | $ 276,000 | $ 190,000 |
Monroe County New York | 1 | $ 128,000 | $ 128,000 | $ 0 |
Orange County New York | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
Schenectady County New York | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
Dare County North Carolina | 1 | $ 636,000 | $ 636,000 | $ 450,000 |
Forsyth County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
Iredell County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 128,000 |
Hamilton County Ohio | 1 | $ 170,000 | $ 170,000 | $ 113,000 |
Tulsa County Oklahoma | 1 | $ 276,000 | $ 276,000 | $ 92,000 |
Clackamas County Oregon | 1 | $ 417,000 | $ 417,000 | $ 215,000 |
Lane County Oregon | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
Allegheny County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 142,000 |
Centre County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
Dauphin County Pennsylvania | 1 | $ 268,000 | $ 268,000 | $ 313,000 |
Delaware County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 147,000 |
Lancaster County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
Northampton County Pennsylvania | 1 | $ 462,000 | $ 462,000 | $ 166,000 |
Tioga County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 102,000 |
Spartanburg County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
Shelby County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 74,000 |
Brazos County Texas | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
Montgomery County Texas | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
Williamson County Texas | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
Washington County Vermont | 1 | $ 111,000 | $ 111,000 | $ 361,000 |
Chesapeake County Virginia | 1 | $ 321,000 | $ 321,000 | $ 175,000 |
Falls Church County Virginia | 1 | $ 600,000 | $ 600,000 | $ 145,000 |
Fauquier County Virginia | 1 | $ 134,000 | $ 134,000 | $ 77,000 |
Manassas Park County Virginia | 1 | $ 272,000 | $ 272,000 | $ 50,000 |
Nelson County Virginia | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
Northumberland County Virginia | 1 | $ 180,000 | $ 180,000 | $ 145,000 |
Rappahannock County Virginia | 1 | $ 263,000 | $ 263,000 | $ 157,000 |
Stafford County Virginia | 1 | $ 308,000 | $ 308,000 | $ 116,000 |
Westmoreland County Virginia | 1 | $ 151,000 | $ 151,000 | $ 54,000 |
Benton County Washington | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
Kitsap County Washington | 1 | $ 403,000 | $ 403,000 | $ 68,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,052 | $461,535,000 | $438,000 | $2,000,000 | $165,000 | $1,685,000 |
Refinancing | 503 | $207,034,000 | $411,000 | $1,915,000 | $180,000 | $1,312,000 |
Home Improvement | 202 | $23,082,000 | $114,000 | $2,600,000 | $153,000 | $636,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 756 | $336,731,000 | $445,000 | $2,600,000 | $185,000 | $1,685,000 |
Asian | 356 | $148,162,000 | $416,000 | $1,995,000 | $170,000 | $726,000 |
Black or African American | 292 | $93,123,000 | $318,000 | $1,500,000 | $151,000 | $615,000 |
Not Provided | 165 | $44,565,000 | $270,000 | $1,650,000 | $157,000 | $398,000 |
Hispanic | 138 | $54,000,000 | $391,000 | $1,375,000 | $165,000 | $1,288,000 |
Not applicable | 33 | $12,511,000 | $379,000 | $1,000,000 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 10 | $1,562,000 | $156,000 | $743,000 | $139,000 | $267,000 |
American Indian or Alaskan Native | 7 | $997,000 | $142,000 | $405,000 | $142,000 | $300,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,757 | $691,651,000 | $393,000 | $2,600,000 | $168,000 | $1,685,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,113 | $449,741,000 | $404,000 | $2,600,000 | $175,000 | $1,608,000 |
Application Denied By Financial Institution | 363 | $138,777,000 | $382,000 | $1,750,000 | $152,000 | $456,000 |
Application Withdrawn By Applicant | 185 | $71,800,000 | $388,000 | $1,500,000 | $180,000 | $1,685,000 |
File Closed For Incompleteness | 42 | $9,699,000 | $230,000 | $1,000,000 | $171,000 | $569,000 |
Loan Purchased By The Institution | 33 | $12,511,000 | $379,000 | $1,000,000 | $0 | $0 |
Application Approved But Not Accepted | 21 | $9,123,000 | $434,000 | $1,375,000 | $207,000 | $1,288,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Unverifiable Information | 177 | $76,311,000 | $431,000 | $1,500,000 | $160,000 | $456,000 |
Debt-To-Income Ratio | 61 | $24,088,000 | $394,000 | $1,750,000 | $127,000 | $422,000 |
Other | 34 | $6,329,000 | $186,000 | $900,000 | $172,000 | $365,000 |
Collateral | 32 | $10,817,000 | $338,000 | $1,000,000 | $146,000 | $264,000 |
Credit History | 26 | $6,372,000 | $245,000 | $1,000,000 | $120,000 | $396,000 |
Insufficient Cash (Downpayment, Closing Cost) | 19 | $7,884,000 | $414,000 | $810,000 | $163,000 | $303,000 |
Credit Application Incomplete | 7 | $3,700,000 | $528,000 | $1,500,000 | $209,000 | $333,000 |
Employment History | 4 | $1,845,000 | $461,000 | $755,000 | $153,000 | $235,000 |
Mortgage Insurance Denied | 3 | $1,431,000 | $477,000 | $616,000 | $151,000 | $192,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.