United Midwest Savings Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | United Midwest Savings Bank 101 S Main St Degraff, OH 43318 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 388 |
Total Mortgage Loan Application Amount | $57,176,000 |
Average Mortgage Loan Application Amount | $128,666 |
Highest Mortgage Loan Application Amount | $809,000 |
Average Applicant Income | $117,333 |
Highest Applicant Income | $1,410,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with United Midwest Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Midwest Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down United Midwest Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Midwest Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Midwest Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Midwest Savings Bank's mortgage activity for 2009.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 1 | $ 116,000 | $ 116,000 | $ 80,000 |
Adams County Ohio | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
Allegheny County Pennsylvania | 8 | $ 526,000 | $ 65,000 | $ 65,000 |
Allen County Indiana | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
Allen County Ohio | 2 | $ 176,000 | $ 88,000 | $ 51,000 |
Anne Arundel County Maryland | 1 | $ 317,000 | $ 317,000 | $ 186,000 |
Ashtabula County Ohio | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
Atlantic County New Jersey | 2 | $ 300,000 | $ 150,000 | $ 74,000 |
Auglaize County Ohio | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
Baltimore City County Maryland | 2 | $ 157,000 | $ 78,000 | $ 83,000 |
Baltimore County Maryland | 2 | $ 484,000 | $ 242,000 | $ 107,000 |
Barnstable County Massachusetts | 1 | $ 257,000 | $ 257,000 | $ 128,000 |
Barrow County Georgia | 1 | $ 81,000 | $ 81,000 | $ 39,000 |
Bath County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 21,000 |
Beaver County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 38,000 |
Berkshire County Massachusetts | 1 | $ 234,000 | $ 234,000 | $ 98,000 |
Boone County Illinois | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
Bracken County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
Broward County Florida | 3 | $ 240,000 | $ 80,000 | $ 61,000 |
Brown County Illinois | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
Brunswick County North Carolina | 2 | $ 151,000 | $ 75,000 | $ 36,000 |
Bucks County Pennsylvania | 1 | $ 338,000 | $ 338,000 | $ 85,000 |
Burlington County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
Butler County Ohio | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
Butte County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
Cambria County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 24,000 |
Camden County New Jersey | 1 | $ 101,000 | $ 101,000 | $ 68,000 |
Cameron County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 100,000 |
Campbell County Kentucky | 2 | $ 251,000 | $ 125,000 | $ 56,000 |
Carroll County Maryland | 1 | $ 252,000 | $ 252,000 | $ 92,000 |
Carroll County New Hampshire | 1 | $ 142,000 | $ 142,000 | $ 32,000 |
Carroll County Ohio | 1 | $ 87,000 | $ 87,000 | $ 54,000 |
Centre County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
Champaign County Ohio | 1 | $ 151,000 | $ 151,000 | $ 0 |
Charleston County South Carolina | 2 | $ 359,000 | $ 179,000 | $ 41,000 |
Chatham County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
Cherokee County Georgia | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
Chester County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 132,000 |
Chittenden County Vermont | 1 | $ 269,000 | $ 269,000 | $ 62,000 |
Citrus County Florida | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
Clark County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
Clark County Ohio | 1 | $ 137,000 | $ 137,000 | $ 49,000 |
Clearfield County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
Clermont County Ohio | 1 | $ 61,000 | $ 61,000 | $ 73,000 |
Cleveland County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
Cole County Missouri | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
Cook County Illinois | 6 | $ 856,000 | $ 142,000 | $ 117,000 |
Crawford County Pennsylvania | 3 | $ 247,000 | $ 82,000 | $ 42,000 |
Cumberland County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 83,000 |
Cumberland County Pennsylvania | 2 | $ 181,000 | $ 90,000 | $ 60,000 |
Cuyahoga County Ohio | 4 | $ 895,000 | $ 223,000 | $ 166,000 |
Dallas County Texas | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
Davidson County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 68,000 |
DeKalb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
Delaware County Indiana | 2 | $ 608,000 | $ 304,000 | $ 149,000 |
Delaware County Ohio | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
Delaware County Pennsylvania | 2 | $ 338,000 | $ 169,000 | $ 139,000 |
Denton County Texas | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
Denver County Colorado | 1 | $ 417,000 | $ 417,000 | $ 80,000 |
Douglas County Colorado | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
Douglas County Nebraska | 2 | $ 398,000 | $ 199,000 | $ 106,000 |
DuPage County Illinois | 7 | $ 1,410,000 | $ 201,000 | $ 96,000 |
Duval County Florida | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
East Baton Rouge County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
Elk County Pennsylvania | 2 | $ 203,000 | $ 101,000 | $ 51,000 |
Erie County New York | 1 | $ 112,000 | $ 112,000 | $ 61,000 |
Essex County New Jersey | 1 | $ 412,000 | $ 412,000 | $ 113,000 |
Fairfield County Ohio | 2 | $ 454,000 | $ 227,000 | $ 82,000 |
Fayette County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
Fayette County Ohio | 2 | $ 248,000 | $ 124,000 | $ 35,000 |
Fayette County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
Flagler County Florida | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
Fond du Lac County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
Franklin County Indiana | 1 | $ 238,000 | $ 238,000 | $ 89,000 |
Franklin County Massachusetts | 1 | $ 214,000 | $ 214,000 | $ 54,000 |
Franklin County Missouri | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
Franklin County Ohio | 16 | $ 1,957,000 | $ 122,000 | $ 66,000 |
Fulton County Georgia | 4 | $ 778,000 | $ 194,000 | $ 97,000 |
Geary County Kansas | 2 | $ 251,000 | $ 125,000 | $ 57,000 |
Georgetown County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 129,000 |
Greene County Ohio | 1 | $ 57,000 | $ 57,000 | $ 62,000 |
Greene County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
Guilford County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 33,000 |
Gwinnett County Georgia | 1 | $ 77,000 | $ 77,000 | $ 49,000 |
Hamilton County Indiana | 6 | $ 1,093,000 | $ 182,000 | $ 103,000 |
Hamilton County Ohio | 2 | $ 498,000 | $ 249,000 | $ 214,000 |
Hamilton County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
Harris County Texas | 2 | $ 370,000 | $ 185,000 | $ 97,000 |
Harrison County Mississippi | 1 | $ 232,000 | $ 232,000 | $ 168,000 |
Hartford County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
Henderson County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
Henderson County North Carolina | 2 | $ 339,000 | $ 169,000 | $ 72,000 |
Highland County Ohio | 1 | $ 154,000 | $ 154,000 | $ 90,000 |
Hillsborough County Florida | 4 | $ 506,000 | $ 126,000 | $ 115,000 |
Hillsborough County New Hampshire | 4 | $ 744,000 | $ 186,000 | $ 52,000 |
Hocking County Ohio | 1 | $ 86,000 | $ 86,000 | $ 88,000 |
Horry County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 451,000 |
Houston County Georgia | 1 | $ 122,000 | $ 122,000 | $ 57,000 |
Hudson County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
Indiana County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 273,000 |
Jackson County Colorado | 1 | $ 403,000 | $ 403,000 | $ 319,000 |
Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
Jefferson County Alabama | 1 | $ 74,000 | $ 74,000 | $ 84,000 |
Jefferson County Kentucky | 1 | $ 287,000 | $ 287,000 | $ 240,000 |
Jefferson County Louisiana | 2 | $ 188,000 | $ 94,000 | $ 71,000 |
Johnston County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 113,000 |
Kane County Illinois | 4 | $ 703,000 | $ 175,000 | $ 104,000 |
Kings County California | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
Kings County New York | 1 | $ 134,000 | $ 134,000 | $ 45,000 |
Knox County Ohio | 1 | $ 66,000 | $ 66,000 | $ 47,000 |
Lake County Florida | 2 | $ 290,000 | $ 145,000 | $ 143,000 |
Lake County Indiana | 1 | $ 86,000 | $ 86,000 | $ 46,000 |
Lancaster County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
Lane County Oregon | 1 | $ 208,000 | $ 208,000 | $ 68,000 |
Latah County Idaho | 1 | $ 154,000 | $ 154,000 | $ 83,000 |
Lawrence County Pennsylvania | 2 | $ 154,000 | $ 77,000 | $ 53,000 |
Lebanon County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 59,000 |
Lee County Alabama | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
Lee County Florida | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
Lenoir County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
Leslie County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 71,000 |
Licking County Ohio | 2 | $ 952,000 | $ 476,000 | $ 210,000 |
Lincoln County North Carolina | 1 | $ 251,000 | $ 251,000 | $ 60,000 |
Livingston County New York | 1 | $ 54,000 | $ 54,000 | $ 39,000 |
Logan County Ohio | 13 | $ 1,049,000 | $ 80,000 | $ 60,000 |
Lorain County Ohio | 1 | $ 205,000 | $ 205,000 | $ 1,077,000 |
Los Angeles County California | 2 | $ 813,000 | $ 406,000 | $ 72,000 |
Lucas County Ohio | 1 | $ 127,000 | $ 127,000 | $ 117,000 |
Luzerne County Pennsylvania | 2 | $ 172,000 | $ 86,000 | $ 112,000 |
Lynchburg County Virginia | 1 | $ 127,000 | $ 127,000 | $ 58,000 |
Madison County Alabama | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
Madison County Illinois | 2 | $ 134,000 | $ 67,000 | $ 41,000 |
Mahoning County Ohio | 1 | $ 113,000 | $ 113,000 | $ 57,000 |
Manatee County Florida | 2 | $ 168,000 | $ 84,000 | $ 52,000 |
Maricopa County Arizona | 2 | $ 316,000 | $ 158,000 | $ 84,000 |
Marion County Florida | 3 | $ 394,000 | $ 131,000 | $ 65,000 |
Marion County Indiana | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
McHenry County Illinois | 2 | $ 369,000 | $ 184,000 | $ 83,000 |
Mecklenburg County North Carolina | 4 | $ 632,000 | $ 158,000 | $ 74,000 |
Medina County Ohio | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
Merrimack County New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
Mesa County Colorado | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
Miami-Dade County Florida | 2 | $ 402,000 | $ 201,000 | $ 146,000 |
Middlesex County Connecticut | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
Middlesex County Massachusetts | 5 | $ 1,301,000 | $ 260,000 | $ 93,000 |
Middlesex County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
Monmouth County New Jersey | 2 | $ 276,000 | $ 138,000 | $ 51,000 |
Monroe County Florida | 1 | $ 488,000 | $ 488,000 | $ 468,000 |
Monroe County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 0 |
Monroe County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
Monroe County West Virginia | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
Monterey County California | 1 | $ 192,000 | $ 192,000 | $ 65,000 |
Montgomery County Ohio | 1 | $ 129,000 | $ 129,000 | $ 63,000 |
Montgomery County Pennsylvania | 2 | $ 345,000 | $ 172,000 | $ 56,000 |
Morris County New Jersey | 1 | $ 203,000 | $ 203,000 | $ 50,000 |
Muskingum County Ohio | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
Nassau County New York | 2 | $ 804,000 | $ 402,000 | $ 195,000 |
New Haven County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 429,000 |
Norfolk County Massachusetts | 2 | $ 533,000 | $ 266,000 | $ 155,000 |
Northampton County Pennsylvania | 2 | $ 353,000 | $ 176,000 | $ 51,000 |
Ocean County New Jersey | 1 | $ 127,000 | $ 127,000 | $ 104,000 |
Oconee County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 34,000 |
Okaloosa County Florida | 1 | $ 184,000 | $ 184,000 | $ 104,000 |
Oldham County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
Olmsted County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 150,000 |
Onondaga County New York | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
Ontario County New York | 1 | $ 76,000 | $ 76,000 | $ 47,000 |
Orange County Florida | 9 | $ 1,484,000 | $ 164,000 | $ 297,000 |
Oswego County New York | 1 | $ 116,000 | $ 116,000 | $ 70,000 |
Otsego County Michigan | 1 | $ 340,000 | $ 340,000 | $ 93,000 |
Ottawa County Michigan | 1 | $ 101,000 | $ 101,000 | $ 108,000 |
Ottawa County Ohio | 1 | $ 94,000 | $ 94,000 | $ 80,000 |
Palm Beach County Florida | 1 | $ 328,000 | $ 328,000 | $ 208,000 |
Park County Colorado | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
Park County Wyoming | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
Passaic County New Jersey | 2 | $ 407,000 | $ 203,000 | $ 84,000 |
Pendleton County Kentucky | 8 | $ 849,000 | $ 106,000 | $ 60,000 |
Philadelphia County Pennsylvania | 2 | $ 164,000 | $ 82,000 | $ 77,000 |
Piatt County Illinois | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
Pickaway County Ohio | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
Pike County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 31,000 |
Pima County Arizona | 1 | $ 103,000 | $ 103,000 | $ 67,000 |
Pinal County Arizona | 1 | $ 63,000 | $ 63,000 | $ 83,000 |
Placer County California | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
Plymouth County Massachusetts | 1 | $ 272,000 | $ 272,000 | $ 68,000 |
Polk County Florida | 7 | $ 564,000 | $ 80,000 | $ 55,000 |
Polk County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
Preble County Ohio | 1 | $ 97,000 | $ 97,000 | $ 26,000 |
Prince George's County Maryland | 1 | $ 104,000 | $ 104,000 | $ 29,000 |
Ray County Missouri | 1 | $ 77,000 | $ 77,000 | $ 19,000 |
Rice County Kansas | 1 | $ 53,000 | $ 53,000 | $ 27,000 |
Richland County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
Rock County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
Ross County Ohio | 1 | $ 169,000 | $ 169,000 | $ 43,000 |
Salem County New Jersey | 1 | $ 253,000 | $ 253,000 | $ 73,000 |
San Bernardino County California | 2 | $ 190,000 | $ 95,000 | $ 51,000 |
San Mateo County California | 1 | $ 250,000 | $ 250,000 | $ 63,000 |
Sangamon County Illinois | 1 | $ 151,000 | $ 151,000 | $ 142,000 |
Seminole County Florida | 5 | $ 985,000 | $ 197,000 | $ 129,000 |
Shelby County Ohio | 1 | $ 73,000 | $ 73,000 | $ 19,000 |
Simpson County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
Spartanburg County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 24,000 |
St. Bernard County Louisiana | 2 | $ 206,000 | $ 103,000 | $ 99,000 |
St. Joseph County Indiana | 2 | $ 232,000 | $ 116,000 | $ 46,000 |
St. Lucie County Florida | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
Suffolk County New York | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
Sullivan County New Hampshire | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
Summit County Ohio | 1 | $ 41,000 | $ 41,000 | $ 34,000 |
Sussex County Delaware | 1 | $ 49,000 | $ 49,000 | $ 70,000 |
Taos County New Mexico | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
Tippecanoe County Indiana | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
Tuscarawas County Ohio | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
Union County New Jersey | 2 | $ 517,000 | $ 258,000 | $ 146,000 |
Union County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
Van Wert County Ohio | 1 | $ 206,000 | $ 206,000 | $ 59,000 |
Venango County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 31,000 |
Vigo County Indiana | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
Vilas County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
Volusia County Florida | 3 | $ 420,000 | $ 140,000 | $ 89,000 |
Walworth County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
Warren County Ohio | 1 | $ 157,000 | $ 157,000 | $ 79,000 |
Washington County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 38,000 |
Washington County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 40,000 |
Wayne County Pennsylvania | 2 | $ 412,000 | $ 206,000 | $ 1,410,000 |
Weber County Utah | 1 | $ 94,000 | $ 94,000 | $ 81,000 |
Webster County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
Westmoreland County Pennsylvania | 6 | $ 1,514,000 | $ 252,000 | $ 75,000 |
Whitfield County Georgia | 1 | $ 92,000 | $ 92,000 | $ 84,000 |
Will County Illinois | 1 | $ 413,000 | $ 413,000 | $ 119,000 |
Williamson County Illinois | 2 | $ 197,000 | $ 98,000 | $ 61,000 |
Wood County Ohio | 1 | $ 143,000 | $ 143,000 | $ 103,000 |
Wood County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
Wyoming County West Virginia | 1 | $ 173,000 | $ 173,000 | $ 130,000 |
York County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 58,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 343 | $50,963,000 | $148,000 | $809,000 | $85,000 | $1,410,000 |
Home Purchase | 43 | $6,014,000 | $139,000 | $488,000 | $165,000 | $1,195,000 |
Home Improvement | 2 | $199,000 | $99,000 | $144,000 | $102,000 | $144,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 347 | $51,421,000 | $148,000 | $809,000 | $95,000 | $1,410,000 |
Black or African American | 14 | $1,103,000 | $78,000 | $146,000 | $63,000 | $120,000 |
Asian | 13 | $2,454,000 | $188,000 | $525,000 | $122,000 | $420,000 |
Hispanic | 10 | $1,593,000 | $159,000 | $489,000 | $87,000 | $262,000 |
Not Provided | 2 | $305,000 | $152,000 | $225,000 | $19,000 | $38,000 |
Native Hawaiian or Other Pacific Islander | 1 | $225,000 | $225,000 | $225,000 | $97,000 | $97,000 |
Not applicable | 1 | $75,000 | $75,000 | $75,000 | $52,000 | $52,000 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 355 | $51,514,000 | $145,000 | $809,000 | $95,000 | $1,410,000 |
FHA-insured (Federal Housing Administration) | 33 | $5,662,000 | $171,000 | $660,000 | $77,000 | $246,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 180 | $24,277,000 | $134,000 | $809,000 | $80,000 | $1,077,000 |
Application Withdrawn By Applicant | 108 | $17,332,000 | $160,000 | $799,000 | $90,000 | $526,000 |
Application Denied By Financial Institution | 88 | $14,212,000 | $161,000 | $488,000 | $129,000 | $1,410,000 |
Application Approved But Not Accepted | 7 | $869,000 | $124,000 | $212,000 | $80,000 | $192,000 |
File Closed For Incompleteness | 5 | $486,000 | $97,000 | $135,000 | $42,000 | $70,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Other | 43 | $6,921,000 | $160,000 | $488,000 | $122,000 | $1,195,000 |
Collateral | 30 | $5,428,000 | $180,000 | $413,000 | $134,000 | $1,410,000 |
Debt-To-Income Ratio | 6 | $1,048,000 | $174,000 | $417,000 | $272,000 | $1,410,000 |
Credit History | 5 | $400,000 | $80,000 | $120,000 | $47,000 | $90,000 |
Employment History | 1 | $72,000 | $72,000 | $72,000 | $21,000 | $21,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $113,000 | $113,000 | $113,000 | $65,000 | $65,000 |
Credit Application Incomplete | 1 | $116,000 | $116,000 | $116,000 | $70,000 | $70,000 |
Unverifiable Information | 1 | $114,000 | $114,000 | $114,000 | $104,000 | $104,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Midwest Savings Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Midwest Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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