United Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for United Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Home Loans, Inc. 4 Westbrook Corporate Center Suite 650 Westchester, IL 60154 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2006 2005 2004 |
| Total Number of Mortgage Applications | 565 |
| Total Mortgage Loan Application Amount | $244,245,000 |
| Average Mortgage Loan Application Amount | $389,750 |
| Highest Mortgage Loan Application Amount | $2,285,000 |
| Average Applicant Income | $245,750 |
| Highest Applicant Income | $2,158,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 263 | $ 124,265,000 | $ 472,000 | $ 190,000 |
| DuPage County Illinois | 88 | $ 39,640,000 | $ 450,000 | $ 197,000 |
| Will County Illinois | 40 | $ 13,210,000 | $ 330,000 | $ 145,000 |
| Davidson County Tennessee | 18 | $ 7,160,000 | $ 397,000 | $ 171,000 |
| Kane County Illinois | 16 | $ 5,220,000 | $ 326,000 | $ 132,000 |
| Lake County Illinois | 12 | $ 5,450,000 | $ 454,000 | $ 291,000 |
| Kendall County Illinois | 11 | $ 2,665,000 | $ 242,000 | $ 119,000 |
| Williamson County Tennessee | 9 | $ 6,405,000 | $ 711,000 | $ 213,000 |
| Jackson County Ohio | 8 | $ 870,000 | $ 108,000 | $ 49,000 |
| Rutherford County Tennessee | 6 | $ 2,240,000 | $ 373,000 | $ 85,000 |
| Lee County Florida | 5 | $ 1,485,000 | $ 297,000 | $ 156,000 |
| Sumner County Tennessee | 4 | $ 1,610,000 | $ 402,000 | $ 124,000 |
| Miami-Dade County Florida | 3 | $ 2,025,000 | $ 675,000 | $ 270,000 |
| Barren County Kentucky | 3 | $ 715,000 | $ 238,000 | $ 67,000 |
| Dane County Wisconsin | 3 | $ 1,135,000 | $ 378,000 | $ 191,000 |
| Walworth County Wisconsin | 3 | $ 2,115,000 | $ 705,000 | $ 239,000 |
| Pima County Arizona | 2 | $ 740,000 | $ 370,000 | $ 80,000 |
| Jefferson County Colorado | 2 | $ 1,090,000 | $ 545,000 | $ 115,000 |
| Collier County Florida | 2 | $ 1,930,000 | $ 965,000 | $ 432,000 |
| Grundy County Illinois | 2 | $ 420,000 | $ 210,000 | $ 105,000 |
| Kankakee County Illinois | 2 | $ 300,000 | $ 150,000 | $ 80,000 |
| McHenry County Illinois | 2 | $ 510,000 | $ 255,000 | $ 76,000 |
| Peoria County Illinois | 2 | $ 280,000 | $ 140,000 | $ 299,000 |
| Lake County Indiana | 2 | $ 890,000 | $ 445,000 | $ 85,000 |
| Allen County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| Oakland County Michigan | 2 | $ 560,000 | $ 280,000 | $ 100,000 |
| Van Buren County Michigan | 2 | $ 390,000 | $ 195,000 | $ 266,000 |
| Cheatham County Tennessee | 2 | $ 670,000 | $ 335,000 | $ 64,000 |
| Maury County Tennessee | 2 | $ 670,000 | $ 335,000 | $ 89,000 |
| Wilson County Tennessee | 2 | $ 760,000 | $ 380,000 | $ 109,000 |
| Milwaukee County Wisconsin | 2 | $ 580,000 | $ 290,000 | $ 246,000 |
| Denver County Colorado | 1 | $ 965,000 | $ 965,000 | $ 216,000 |
| Pitkin County Colorado | 1 | $ 845,000 | $ 845,000 | $ 2,158,000 |
| Summit County Colorado | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,184,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Brevard County Florida | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Palm Beach County Florida | 1 | $ 565,000 | $ 565,000 | $ 281,000 |
| Sarasota County Florida | 1 | $ 1,805,000 | $ 1,805,000 | $ 950,000 |
| St. Johns County Florida | 1 | $ 855,000 | $ 855,000 | $ 218,000 |
| Sumter County Florida | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Volusia County Florida | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Fulton County Georgia | 1 | $ 645,000 | $ 645,000 | $ 155,000 |
| Gilmer County Georgia | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Boone County Illinois | 1 | $ 505,000 | $ 505,000 | $ 215,000 |
| Effingham County Illinois | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Madison County Illinois | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| McLean County Illinois | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Kosciusko County Indiana | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| LaPorte County Indiana | 1 | $ 355,000 | $ 355,000 | $ 220,000 |
| St. Joseph County Indiana | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Bourbon County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Logan County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Berrien County Michigan | 1 | $ 765,000 | $ 765,000 | $ 595,000 |
| St. Joseph County Michigan | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Carver County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Todd County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 118,000 |
| Athens County Ohio | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Franklin County Ohio | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Gallia County Ohio | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Lucas County Ohio | 1 | $ 375,000 | $ 375,000 | $ 187,000 |
| Scioto County Ohio | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Summit County Ohio | 1 | $ 335,000 | $ 335,000 | $ 220,000 |
| Hamilton County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 154,000 |
| Knox County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Montgomery County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Putnam County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Robertson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Sevier County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 234,000 |
| Trousdale County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 320,000 |
| Dallas County Texas | 1 | $ 745,000 | $ 745,000 | $ 200,000 |
| Travis County Texas | 1 | $ 765,000 | $ 765,000 | $ 480,000 |
| Green Lake County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 455,000 |
| Jefferson County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Menominee County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 454,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Home Loans, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 476 | $207,840,000 | $436,000 | $2,005,000 | $179,000 | $1,400,000 |
| Refinancing | 67 | $28,275,000 | $422,000 | $2,285,000 | $207,000 | $733,000 |
| Home Improvement | 19 | $7,155,000 | $376,000 | $855,000 | $268,000 | $2,158,000 |
| Cash-out Refinancing | 3 | $975,000 | $325,000 | $645,000 | $329,000 | $520,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 465 | $202,865,000 | $436,000 | $2,285,000 | $188,000 | $2,158,000 |
| Not Provided | 35 | $16,185,000 | $462,000 | $1,405,000 | $198,000 | $520,000 |
| Hispanic | 33 | $10,805,000 | $327,000 | $825,000 | $122,000 | $408,000 |
| Black or African American | 13 | $6,125,000 | $471,000 | $1,865,000 | $177,000 | $778,000 |
| Asian | 12 | $4,640,000 | $386,000 | $665,000 | $154,000 | $327,000 |
| American Indian or Alaskan Native | 1 | $185,000 | $185,000 | $185,000 | $104,000 | $104,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 503 | $225,785,000 | $448,000 | $2,285,000 | $197,000 | $2,158,000 |
| FHA-insured (Federal Housing Administration) | 49 | $14,445,000 | $294,000 | $825,000 | $94,000 | $473,000 |
| VA-guaranteed (Veterans Administration) | 10 | $3,520,000 | $352,000 | $585,000 | $127,000 | $207,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $495,000 | $165,000 | $205,000 | $55,000 | $58,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 412 | $177,430,000 | $430,000 | $1,865,000 | $186,000 | $1,400,000 |
| Application Withdrawn By Applicant | 136 | $59,770,000 | $439,000 | $2,285,000 | $173,000 | $950,000 |
| Application Denied By Financial Institution | 17 | $7,045,000 | $414,000 | $1,405,000 | $277,000 | $2,158,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 548 | $237,200,000 | $432,000 | $2,285,000 | $183,000 | $1,400,000 |
| Other | 4 | $1,950,000 | $487,000 | $825,000 | $299,000 | $460,000 |
| Unverifiable Information | 4 | $3,190,000 | $797,000 | $1,405,000 | $706,000 | $2,158,000 |
| Collateral | 3 | $875,000 | $291,000 | $505,000 | $135,000 | $320,000 |
| Credit History | 3 | $475,000 | $158,000 | $185,000 | $58,000 | $104,000 |
| Debt-To-Income Ratio | 2 | $430,000 | $215,000 | $305,000 | $43,000 | $67,000 |
| Employment History | 1 | $125,000 | $125,000 | $125,000 | $30,000 | $30,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.