United
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for United.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United 2807 South State St Saint Joseph, MI 49085 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,272 |
| Total Mortgage Loan Application Amount | $351,778,000 |
| Average Mortgage Loan Application Amount | $101,333 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $71,333 |
| Highest Applicant Income | $1,122,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berrien County Michigan | 1,155 | $ 124,436,000 | $ 107,000 | $ 75,000 |
| Ottawa County Michigan | 137 | $ 12,935,000 | $ 94,000 | $ 70,000 |
| Marion County Ohio | 132 | $ 8,093,000 | $ 61,000 | $ 58,000 |
| Sebastian County Arkansas | 115 | $ 8,832,000 | $ 76,000 | $ 64,000 |
| Cass County Michigan | 103 | $ 9,075,000 | $ 88,000 | $ 60,000 |
| Washoe County Nevada | 103 | $ 14,102,000 | $ 136,000 | $ 78,000 |
| Iredell County North Carolina | 94 | $ 9,245,000 | $ 98,000 | $ 60,000 |
| Crawford County Arkansas | 73 | $ 4,888,000 | $ 66,000 | $ 67,000 |
| Allegan County Michigan | 65 | $ 5,828,000 | $ 89,000 | $ 63,000 |
| Henderson County North Carolina | 61 | $ 7,210,000 | $ 118,000 | $ 67,000 |
| Van Buren County Michigan | 57 | $ 4,411,000 | $ 77,000 | $ 63,000 |
| Buncombe County North Carolina | 51 | $ 10,349,000 | $ 202,000 | $ 158,000 |
| Le Flore County Oklahoma | 44 | $ 3,722,000 | $ 84,000 | $ 65,000 |
| St. Joseph County Indiana | 41 | $ 4,130,000 | $ 100,000 | $ 65,000 |
| Lake County Indiana | 39 | $ 3,508,000 | $ 89,000 | $ 77,000 |
| Kent County Michigan | 20 | $ 1,304,000 | $ 65,000 | $ 73,000 |
| Sequoyah County Oklahoma | 19 | $ 1,434,000 | $ 75,000 | $ 62,000 |
| Kalamazoo County Michigan | 14 | $ 1,319,000 | $ 94,000 | $ 58,000 |
| Crawford County Ohio | 14 | $ 706,000 | $ 50,000 | $ 51,000 |
| Union County Ohio | 14 | $ 785,000 | $ 56,000 | $ 60,000 |
| Morrow County Ohio | 13 | $ 735,000 | $ 56,000 | $ 66,000 |
| Franklin County Arkansas | 9 | $ 426,000 | $ 47,000 | $ 74,000 |
| Sargent County North Dakota | 9 | $ 736,000 | $ 81,000 | $ 83,000 |
| Porter County Indiana | 7 | $ 933,000 | $ 133,000 | $ 88,000 |
| Rowan County North Carolina | 7 | $ 344,000 | $ 49,000 | $ 46,000 |
| Muskegon County Michigan | 6 | $ 226,000 | $ 37,000 | $ 50,000 |
| Catawba County North Carolina | 6 | $ 687,000 | $ 114,000 | $ 38,000 |
| Logan County Arkansas | 5 | $ 332,000 | $ 66,000 | $ 51,000 |
| Cook County Illinois | 5 | $ 3,267,000 | $ 653,000 | $ 271,000 |
| Washtenaw County Michigan | 5 | $ 229,000 | $ 45,000 | $ 141,000 |
| Mecklenburg County North Carolina | 5 | $ 1,167,000 | $ 233,000 | $ 115,000 |
| Delaware County Ohio | 5 | $ 348,000 | $ 69,000 | $ 99,000 |
| Maricopa County Arizona | 4 | $ 1,310,000 | $ 327,000 | $ 96,000 |
| Elkhart County Indiana | 4 | $ 375,000 | $ 93,000 | $ 57,000 |
| LaPorte County Indiana | 4 | $ 599,000 | $ 149,000 | $ 103,000 |
| Oakland County Michigan | 4 | $ 484,000 | $ 121,000 | $ 64,000 |
| Hardin County Ohio | 4 | $ 224,000 | $ 56,000 | $ 72,000 |
| Haskell County Oklahoma | 4 | $ 351,000 | $ 87,000 | $ 61,000 |
| Scott County Arkansas | 3 | $ 137,000 | $ 45,000 | $ 43,000 |
| DuPage County Illinois | 3 | $ 944,000 | $ 314,000 | $ 195,000 |
| Hamilton County Indiana | 3 | $ 350,000 | $ 116,000 | $ 70,000 |
| Marion County Indiana | 3 | $ 598,000 | $ 199,000 | $ 697,000 |
| Ingham County Michigan | 3 | $ 160,000 | $ 53,000 | $ 43,000 |
| Newaygo County Michigan | 3 | $ 338,000 | $ 112,000 | $ 87,000 |
| Ramsey County Minnesota | 3 | $ 192,000 | $ 64,000 | $ 45,000 |
| Humboldt County Nevada | 3 | $ 609,000 | $ 203,000 | $ 83,000 |
| Lyon County Nevada | 3 | $ 214,000 | $ 71,000 | $ 97,000 |
| Alexander County North Carolina | 3 | $ 132,000 | $ 44,000 | $ 67,000 |
| Haywood County North Carolina | 3 | $ 241,000 | $ 80,000 | $ 82,000 |
| Pinal County Arizona | 2 | $ 168,000 | $ 84,000 | $ 51,000 |
| Placer County California | 2 | $ 272,000 | $ 136,000 | $ 113,000 |
| Santa Clara County California | 2 | $ 2,758,000 | $ 1,379,000 | $ 317,000 |
| Sierra County California | 2 | $ 245,000 | $ 122,000 | $ 112,000 |
| Miami-Dade County Florida | 2 | $ 453,000 | $ 226,000 | $ 156,000 |
| Palm Beach County Florida | 2 | $ 551,000 | $ 275,000 | $ 114,000 |
| Walton County Florida | 2 | $ 339,000 | $ 169,000 | $ 205,000 |
| LaSalle County Illinois | 2 | $ 266,000 | $ 133,000 | $ 165,000 |
| Barry County Michigan | 2 | $ 630,000 | $ 315,000 | $ 138,000 |
| Benzie County Michigan | 2 | $ 523,000 | $ 261,000 | $ 268,000 |
| Clinton County Michigan | 2 | $ 362,000 | $ 181,000 | $ 95,000 |
| Jackson County Michigan | 2 | $ 198,000 | $ 99,000 | $ 133,000 |
| Manistee County Michigan | 2 | $ 105,000 | $ 52,000 | $ 61,000 |
| Mason County Michigan | 2 | $ 116,000 | $ 58,000 | $ 42,000 |
| Montcalm County Michigan | 2 | $ 106,000 | $ 53,000 | $ 72,000 |
| Burke County North Carolina | 2 | $ 603,000 | $ 301,000 | $ 79,000 |
| Davie County North Carolina | 2 | $ 213,000 | $ 106,000 | $ 33,000 |
| Union County North Carolina | 2 | $ 231,000 | $ 115,000 | $ 125,000 |
| Yadkin County North Carolina | 2 | $ 76,000 | $ 38,000 | $ 41,000 |
| Seneca County Ohio | 2 | $ 784,000 | $ 392,000 | $ 132,000 |
| Adams County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 89,000 |
| Charleston County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 145,000 |
| York County South Carolina | 2 | $ 467,000 | $ 233,000 | $ 235,000 |
| Rutherford County Tennessee | 2 | $ 437,000 | $ 218,000 | $ 123,000 |
| Williamson County Tennessee | 2 | $ 693,000 | $ 346,000 | $ 182,000 |
| Benton County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Faulkner County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Johnson County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 95,000 |
| Montgomery County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 101,000 |
| Polk County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 11,000 |
| Yell County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| Alameda County California | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Lassen County California | 1 | $ 52,000 | $ 52,000 | $ 21,000 |
| Plumas County California | 1 | $ 117,000 | $ 117,000 | $ 76,000 |
| Riverside County California | 1 | $ 160,000 | $ 160,000 | $ 28,000 |
| Santa Cruz County California | 1 | $ 338,000 | $ 338,000 | $ 111,000 |
| Jefferson County Colorado | 1 | $ 240,000 | $ 240,000 | $ 326,000 |
| Larimer County Colorado | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Park County Colorado | 1 | $ 89,000 | $ 89,000 | $ 71,000 |
| Pueblo County Colorado | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Brevard County Florida | 1 | $ 221,000 | $ 221,000 | $ 35,000 |
| Collier County Florida | 1 | $ 1,236,000 | $ 1,236,000 | $ 421,000 |
| Hardee County Florida | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Orange County Florida | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Pinellas County Florida | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Seminole County Florida | 1 | $ 202,000 | $ 202,000 | $ 69,000 |
| Chatham County Georgia | 1 | $ 100,000 | $ 100,000 | $ 101,000 |
| Cobb County Georgia | 1 | $ 122,000 | $ 122,000 | $ 185,000 |
| Fayette County Georgia | 1 | $ 62,000 | $ 62,000 | $ 33,000 |
| Kane County Illinois | 1 | $ 139,000 | $ 139,000 | $ 102,000 |
| McHenry County Illinois | 1 | $ 295,000 | $ 295,000 | $ 224,000 |
| Will County Illinois | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| Boone County Indiana | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Jasper County Indiana | 1 | $ 295,000 | $ 295,000 | $ 202,000 |
| Kosciusko County Indiana | 1 | $ 15,000 | $ 15,000 | $ 113,000 |
| Marshall County Indiana | 1 | $ 122,000 | $ 122,000 | $ 34,000 |
| Noble County Indiana | 1 | $ 336,000 | $ 336,000 | $ 248,000 |
| Parke County Indiana | 1 | $ 23,000 | $ 23,000 | $ 29,000 |
| Whitley County Indiana | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Pottawattamie County Iowa | 1 | $ 49,000 | $ 49,000 | $ 28,000 |
| Daviess County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Chippewa County Michigan | 1 | $ 12,000 | $ 12,000 | $ 55,000 |
| Delta County Michigan | 1 | $ 30,000 | $ 30,000 | $ 86,000 |
| Emmet County Michigan | 1 | $ 107,000 | $ 107,000 | $ 67,000 |
| Genesee County Michigan | 1 | $ 110,000 | $ 110,000 | $ 97,000 |
| Gladwin County Michigan | 1 | $ 104,000 | $ 104,000 | $ 164,000 |
| Gogebic County Michigan | 1 | $ 336,000 | $ 336,000 | $ 112,000 |
| Leelanau County Michigan | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Lenawee County Michigan | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Livingston County Michigan | 1 | $ 30,000 | $ 30,000 | $ 102,000 |
| Marquette County Michigan | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Midland County Michigan | 1 | $ 160,000 | $ 160,000 | $ 71,000 |
| Oceana County Michigan | 1 | $ 133,000 | $ 133,000 | $ 157,000 |
| Saginaw County Michigan | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
| Wexford County Michigan | 1 | $ 241,000 | $ 241,000 | $ 222,000 |
| Hennepin County Minnesota | 1 | $ 166,000 | $ 166,000 | $ 85,000 |
| Otter Tail County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Jasper County Missouri | 1 | $ 106,000 | $ 106,000 | $ 125,000 |
| Carson City County Nevada | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Churchill County Nevada | 1 | $ 19,000 | $ 19,000 | $ 90,000 |
| Eureka County Nevada | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| Storey County Nevada | 1 | $ 150,000 | $ 150,000 | $ 97,000 |
| Burlington County New Jersey | 1 | $ 142,000 | $ 142,000 | $ 149,000 |
| Onondaga County New York | 1 | $ 123,000 | $ 123,000 | $ 115,000 |
| Cabarrus County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 61,000 |
| Guilford County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 43,000 |
| Madison County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Pamlico County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 51,000 |
| Polk County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Rutherford County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 256,000 |
| Stokes County North Carolina | 1 | $ 1,252,000 | $ 1,252,000 | $ 205,000 |
| Surry County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 72,000 |
| Transylvania County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Yancey County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 48,000 |
| Dickey County North Dakota | 1 | $ 66,000 | $ 66,000 | $ 153,000 |
| Ransom County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Hancock County Ohio | 1 | $ 194,000 | $ 194,000 | $ 96,000 |
| Jackson County Ohio | 1 | $ 142,000 | $ 142,000 | $ 89,000 |
| Lorain County Ohio | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Montgomery County Ohio | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Warren County Ohio | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Wyandot County Ohio | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Latimer County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 16,000 |
| Muskogee County Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 115,000 |
| Oklahoma County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| Osage County Oklahoma | 1 | $ 274,000 | $ 274,000 | $ 85,000 |
| Spartanburg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Blount County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 96,000 |
| Bradley County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Davidson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Knox County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Loudon County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Sevier County Tennessee | 1 | $ 177,000 | $ 177,000 | $ 34,000 |
| Collin County Texas | 1 | $ 203,000 | $ 203,000 | $ 150,000 |
| Kaufman County Texas | 1 | $ 442,000 | $ 442,000 | $ 146,000 |
| New Kent County Virginia | 1 | $ 212,000 | $ 212,000 | $ 94,000 |
| Stafford County Virginia | 1 | $ 318,000 | $ 318,000 | $ 185,000 |
| Spokane County Washington | 1 | $ 52,000 | $ 52,000 | $ 196,000 |
| McDowell County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Jefferson County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 180,000 |
| Laramie County Wyoming | 1 | $ 40,000 | $ 40,000 | $ 75,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,286 | $178,564,000 | $138,000 | $3,000,000 | $78,000 | $1,067,000 |
| Home Purchase | 1,075 | $137,496,000 | $127,000 | $1,730,000 | $69,000 | $1,122,000 |
| Home Improvement | 911 | $35,718,000 | $39,000 | $1,017,000 | $67,000 | $524,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,415 | $281,050,000 | $116,000 | $3,000,000 | $75,000 | $1,122,000 |
| Not Provided | 633 | $47,416,000 | $74,000 | $700,000 | $65,000 | $350,000 |
| Hispanic | 81 | $9,127,000 | $112,000 | $536,000 | $61,000 | $248,000 |
| Black or African American | 70 | $6,111,000 | $87,000 | $389,000 | $54,000 | $240,000 |
| Asian | 46 | $5,688,000 | $123,000 | $458,000 | $72,000 | $159,000 |
| Not applicable | 14 | $838,000 | $59,000 | $175,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $753,000 | $83,000 | $205,000 | $75,000 | $167,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $795,000 | $198,000 | $380,000 | $72,000 | $184,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,129 | $335,308,000 | $107,000 | $3,000,000 | $73,000 | $1,122,000 |
| FHA-insured (Federal Housing Administration) | 100 | $10,755,000 | $107,000 | $314,000 | $51,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $2,511,000 | $114,000 | $203,000 | $47,000 | $70,000 |
| VA-guaranteed (Veterans Administration) | 21 | $3,204,000 | $152,000 | $310,000 | $57,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,445 | $158,410,000 | $109,000 | $1,427,000 | $77,000 | $902,000 |
| Application Withdrawn By Applicant | 821 | $88,890,000 | $108,000 | $3,000,000 | $78,000 | $1,122,000 |
| Application Denied By Financial Institution | 482 | $42,747,000 | $88,000 | $1,730,000 | $56,000 | $941,000 |
| File Closed For Incompleteness | 282 | $39,254,000 | $139,000 | $1,400,000 | $74,000 | $900,000 |
| Preapproval Denied by Financial Institution | 231 | $20,528,000 | $88,000 | $612,000 | $45,000 | $270,000 |
| Application Approved But Not Accepted | 9 | $1,663,000 | $184,000 | $640,000 | $89,000 | $250,000 |
| Preapproval Approved but not Accepted | 2 | $286,000 | $143,000 | $238,000 | $79,000 | $113,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 374 | $29,169,000 | $77,000 | $612,000 | $51,000 | $433,000 |
| Debt-To-Income Ratio | 120 | $12,817,000 | $106,000 | $432,000 | $44,000 | $155,000 |
| Collateral | 84 | $9,763,000 | $116,000 | $416,000 | $62,000 | $189,000 |
| Employment History | 17 | $1,853,000 | $109,000 | $402,000 | $53,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $3,553,000 | $222,000 | $1,730,000 | $114,000 | $941,000 |
| Other | 7 | $586,000 | $83,000 | $134,000 | $58,000 | $88,000 |
| Unverifiable Information | 4 | $277,000 | $69,000 | $112,000 | $32,000 | $41,000 |
| Mortgage Insurance Denied | 1 | $143,000 | $143,000 | $143,000 | $89,000 | $89,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.