United Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for United Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | United Federal Credit Union 2807 South State St Saint Joseph, MI 49085 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,242 |
| Total Mortgage Loan Application Amount | $334,577,000 |
| Average Mortgage Loan Application Amount | $95,666 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $1,583,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berrien County Michigan | 1,123 | $ 124,484,000 | $ 110,000 | $ 76,000 |
| Marion County Ohio | 142 | $ 8,860,000 | $ 62,000 | $ 59,000 |
| Sebastian County Arkansas | 138 | $ 9,131,000 | $ 66,000 | $ 58,000 |
| Ottawa County Michigan | 138 | $ 9,795,000 | $ 70,000 | $ 83,000 |
| Iredell County North Carolina | 95 | $ 8,371,000 | $ 88,000 | $ 54,000 |
| Cass County Michigan | 93 | $ 10,192,000 | $ 109,000 | $ 86,000 |
| Crawford County Arkansas | 87 | $ 6,355,000 | $ 73,000 | $ 64,000 |
| Washoe County Nevada | 83 | $ 10,921,000 | $ 131,000 | $ 84,000 |
| Allegan County Michigan | 67 | $ 5,792,000 | $ 86,000 | $ 68,000 |
| Le Flore County Oklahoma | 51 | $ 3,811,000 | $ 74,000 | $ 55,000 |
| St. Joseph County Indiana | 48 | $ 5,056,000 | $ 105,000 | $ 78,000 |
| Van Buren County Michigan | 39 | $ 3,459,000 | $ 88,000 | $ 73,000 |
| Henderson County North Carolina | 39 | $ 3,246,000 | $ 83,000 | $ 73,000 |
| Buncombe County North Carolina | 28 | $ 4,225,000 | $ 150,000 | $ 160,000 |
| Kent County Michigan | 19 | $ 2,008,000 | $ 105,000 | $ 89,000 |
| Kalamazoo County Michigan | 14 | $ 2,225,000 | $ 158,000 | $ 83,000 |
| Sequoyah County Oklahoma | 14 | $ 1,593,000 | $ 113,000 | $ 69,000 |
| Franklin County Arkansas | 11 | $ 796,000 | $ 72,000 | $ 61,000 |
| Morrow County Ohio | 11 | $ 602,000 | $ 54,000 | $ 51,000 |
| Union County Ohio | 8 | $ 447,000 | $ 55,000 | $ 116,000 |
| St. Joseph County Michigan | 6 | $ 689,000 | $ 114,000 | $ 90,000 |
| Livingston County Michigan | 5 | $ 983,000 | $ 196,000 | $ 143,000 |
| Haskell County Oklahoma | 5 | $ 337,000 | $ 67,000 | $ 64,000 |
| Lee County Florida | 4 | $ 415,000 | $ 103,000 | $ 84,000 |
| Cook County Illinois | 4 | $ 3,772,000 | $ 943,000 | $ 503,000 |
| LaPorte County Indiana | 4 | $ 674,000 | $ 168,000 | $ 66,000 |
| Eaton County Michigan | 4 | $ 118,000 | $ 29,000 | $ 46,000 |
| Oakland County Michigan | 4 | $ 716,000 | $ 179,000 | $ 108,000 |
| Rowan County North Carolina | 4 | $ 333,000 | $ 83,000 | $ 49,000 |
| Marshall County Indiana | 3 | $ 337,000 | $ 112,000 | $ 42,000 |
| Lenawee County Michigan | 3 | $ 299,000 | $ 99,000 | $ 105,000 |
| Muskegon County Michigan | 3 | $ 84,000 | $ 28,000 | $ 63,000 |
| Newaygo County Michigan | 3 | $ 181,000 | $ 60,000 | $ 37,000 |
| Douglas County Nevada | 3 | $ 611,000 | $ 203,000 | $ 74,000 |
| Mecklenburg County North Carolina | 3 | $ 333,000 | $ 111,000 | $ 59,000 |
| Ransom County North Dakota | 3 | $ 283,000 | $ 94,000 | $ 81,000 |
| Crawford County Ohio | 3 | $ 152,000 | $ 50,000 | $ 39,000 |
| Delaware County Ohio | 3 | $ 111,000 | $ 37,000 | $ 64,000 |
| Franklin County Ohio | 3 | $ 511,000 | $ 170,000 | $ 116,000 |
| Pinal County Arizona | 2 | $ 646,000 | $ 323,000 | $ 123,000 |
| Garland County Arkansas | 2 | $ 222,000 | $ 111,000 | $ 31,000 |
| Logan County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 85,000 |
| Polk County Arkansas | 2 | $ 215,000 | $ 107,000 | $ 68,000 |
| Scott County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 155,000 |
| Washington County Arkansas | 2 | $ 116,000 | $ 58,000 | $ 72,000 |
| Miami-Dade County Florida | 2 | $ 445,000 | $ 222,000 | $ 306,000 |
| Pinellas County Florida | 2 | $ 245,000 | $ 122,000 | $ 140,000 |
| Hamilton County Indiana | 2 | $ 271,000 | $ 135,000 | $ 85,000 |
| Whitley County Indiana | 2 | $ 162,000 | $ 81,000 | $ 82,000 |
| Montgomery County Kentucky | 2 | $ 92,000 | $ 46,000 | $ 134,000 |
| Delta County Michigan | 2 | $ 133,000 | $ 66,000 | $ 84,000 |
| Grand Traverse County Michigan | 2 | $ 607,000 | $ 303,000 | $ 198,000 |
| Lake County Michigan | 2 | $ 225,000 | $ 112,000 | $ 98,000 |
| Mason County Michigan | 2 | $ 101,000 | $ 50,000 | $ 48,000 |
| Mecosta County Michigan | 2 | $ 112,000 | $ 56,000 | $ 111,000 |
| Oceana County Michigan | 2 | $ 297,000 | $ 148,000 | $ 63,000 |
| Washtenaw County Michigan | 2 | $ 740,000 | $ 370,000 | $ 271,000 |
| Wayne County Michigan | 2 | $ 154,000 | $ 77,000 | $ 135,000 |
| Humboldt County Nevada | 2 | $ 248,000 | $ 124,000 | $ 45,000 |
| Storey County Nevada | 2 | $ 450,000 | $ 225,000 | $ 88,000 |
| Alexander County North Carolina | 2 | $ 62,000 | $ 31,000 | $ 66,000 |
| Catawba County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 66,000 |
| Haywood County North Carolina | 2 | $ 125,000 | $ 62,000 | $ 139,000 |
| Macon County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| McDowell County North Carolina | 2 | $ 201,000 | $ 100,000 | $ 39,000 |
| Orange County North Carolina | 2 | $ 293,000 | $ 146,000 | $ 59,000 |
| Wake County North Carolina | 2 | $ 1,007,000 | $ 503,000 | $ 425,000 |
| Canadian County Oklahoma | 2 | $ 283,000 | $ 141,000 | $ 144,000 |
| Cleveland County Oklahoma | 2 | $ 149,000 | $ 74,000 | $ 96,000 |
| Pittsburg County Oklahoma | 2 | $ 336,000 | $ 168,000 | $ 95,000 |
| Wagoner County Oklahoma | 2 | $ 312,000 | $ 156,000 | $ 102,000 |
| Aiken County South Carolina | 2 | $ 556,000 | $ 278,000 | $ 255,000 |
| Horry County South Carolina | 2 | $ 181,000 | $ 90,000 | $ 99,000 |
| Chesterfield County Virginia | 2 | $ 487,000 | $ 243,000 | $ 129,000 |
| La Paz County Arizona | 1 | $ 71,000 | $ 71,000 | $ 239,000 |
| Maricopa County Arizona | 1 | $ 74,000 | $ 74,000 | $ 148,000 |
| Faulkner County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 86,000 |
| Yell County Arkansas | 1 | $ 37,000 | $ 37,000 | $ 53,000 |
| Contra Costa County California | 1 | $ 190,000 | $ 190,000 | $ 23,000 |
| Orange County California | 1 | $ 344,000 | $ 344,000 | $ 115,000 |
| San Diego County California | 1 | $ 49,000 | $ 49,000 | $ 382,000 |
| Douglas County Colorado | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| Eagle County Colorado | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Huerfano County Colorado | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Weld County Colorado | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Broward County Florida | 1 | $ 158,000 | $ 158,000 | $ 76,000 |
| Citrus County Florida | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Highlands County Florida | 1 | $ 17,000 | $ 17,000 | $ 55,000 |
| Orange County Florida | 1 | $ 124,000 | $ 124,000 | $ 85,000 |
| Palm Beach County Florida | 1 | $ 300,000 | $ 300,000 | $ 156,000 |
| St. Lucie County Florida | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Chatham County Georgia | 1 | $ 103,000 | $ 103,000 | $ 94,000 |
| Cobb County Georgia | 1 | $ 99,000 | $ 99,000 | $ 150,000 |
| Gordon County Georgia | 1 | $ 82,000 | $ 82,000 | $ 105,000 |
| Gwinnett County Georgia | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Canyon County Idaho | 1 | $ 73,000 | $ 73,000 | $ 24,000 |
| Will County Illinois | 1 | $ 335,000 | $ 335,000 | $ 163,000 |
| Elkhart County Indiana | 1 | $ 97,000 | $ 97,000 | $ 41,000 |
| Lake County Indiana | 1 | $ 146,000 | $ 146,000 | $ 35,000 |
| Vanderburgh County Indiana | 1 | $ 149,000 | $ 149,000 | $ 117,000 |
| Sedgwick County Kansas | 1 | $ 230,000 | $ 230,000 | $ 120,000 |
| Boyle County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 221,000 |
| Garrard County Kentucky | 1 | $ 26,000 | $ 26,000 | $ 30,000 |
| Barry County Michigan | 1 | $ 592,000 | $ 592,000 | $ 485,000 |
| Calhoun County Michigan | 1 | $ 143,000 | $ 143,000 | $ 74,000 |
| Clinton County Michigan | 1 | $ 151,000 | $ 151,000 | $ 114,000 |
| Ingham County Michigan | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| Jackson County Michigan | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Macomb County Michigan | 1 | $ 12,000 | $ 12,000 | $ 175,000 |
| Hennepin County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 118,000 |
| Otter Tail County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| DeSoto County Mississippi | 1 | $ 17,000 | $ 17,000 | $ 48,000 |
| Lafayette County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 43,000 |
| Carson City County Nevada | 1 | $ 124,000 | $ 124,000 | $ 105,000 |
| Eureka County Nevada | 1 | $ 206,000 | $ 206,000 | $ 124,000 |
| Lyon County Nevada | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Nassau County New York | 1 | $ 385,000 | $ 385,000 | $ 82,000 |
| Onondaga County New York | 1 | $ 50,000 | $ 50,000 | $ 121,000 |
| Cabarrus County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 24,000 |
| Davie County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 97,000 |
| Gaston County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 48,000 |
| Jackson County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 77,000 |
| Polk County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| Richmond County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 95,000 |
| Transylvania County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 93,000 |
| Richland County North Dakota | 1 | $ 20,000 | $ 20,000 | $ 63,000 |
| Sargent County North Dakota | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Ashland County Ohio | 1 | $ 184,000 | $ 184,000 | $ 59,000 |
| Fulton County Ohio | 1 | $ 112,000 | $ 112,000 | $ 48,000 |
| Hancock County Ohio | 1 | $ 154,000 | $ 154,000 | $ 182,000 |
| Hardin County Ohio | 1 | $ 10,000 | $ 10,000 | $ 10,000 |
| Mahoning County Ohio | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Perry County Ohio | 1 | $ 260,000 | $ 260,000 | $ 118,000 |
| Richland County Ohio | 1 | $ 113,000 | $ 113,000 | $ 47,000 |
| Wyandot County Ohio | 1 | $ 80,000 | $ 80,000 | $ 75,000 |
| Latimer County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 25,000 |
| Oklahoma County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 158,000 |
| Tulsa County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 216,000 |
| Columbia County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Beaufort County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 43,000 |
| York County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Davidson County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Hamilton County Tennessee | 1 | $ 239,000 | $ 239,000 | $ 171,000 |
| Henry County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 123,000 |
| Knox County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Rutherford County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Sevier County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 156,000 |
| Denton County Texas | 1 | $ 258,000 | $ 258,000 | $ 128,000 |
| Harris County Texas | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| Tarrant County Texas | 1 | $ 79,000 | $ 79,000 | $ 82,000 |
| Box Elder County Utah | 1 | $ 130,000 | $ 130,000 | $ 101,000 |
| Amherst County Virginia | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| James City County Virginia | 1 | $ 426,000 | $ 426,000 | $ 167,000 |
| Walla Walla County Washington | 1 | $ 63,000 | $ 63,000 | $ 57,000 |
| Wood County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 37,000 |
| Sweetwater County Wyoming | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Federal Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,241 | $169,836,000 | $136,000 | $3,000,000 | $79,000 | $1,583,000 |
| Home Purchase | 1,169 | $131,467,000 | $112,000 | $1,140,000 | $61,000 | $969,000 |
| Home Improvement | 832 | $33,274,000 | $39,000 | $1,200,000 | $76,000 | $1,583,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,481 | $264,798,000 | $106,000 | $1,522,000 | $73,000 | $1,440,000 |
| Not Provided | 516 | $41,069,000 | $79,000 | $559,000 | $66,000 | $1,158,000 |
| Hispanic | 83 | $10,353,000 | $124,000 | $650,000 | $68,000 | $330,000 |
| Black or African American | 82 | $10,832,000 | $132,000 | $3,000,000 | $106,000 | $1,583,000 |
| Asian | 34 | $4,063,000 | $119,000 | $368,000 | $75,000 | $252,000 |
| Not applicable | 24 | $1,269,000 | $52,000 | $200,000 | $0 | $0 |
| American Indian or Alaskan Native | 13 | $1,268,000 | $97,000 | $220,000 | $57,000 | $117,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $925,000 | $102,000 | $412,000 | $94,000 | $208,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,049 | $314,278,000 | $103,000 | $3,000,000 | $73,000 | $1,583,000 |
| FHA-insured (Federal Housing Administration) | 135 | $13,922,000 | $103,000 | $249,000 | $51,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $2,603,000 | $86,000 | $181,000 | $39,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 28 | $3,774,000 | $134,000 | $240,000 | $47,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,361 | $148,795,000 | $109,000 | $3,000,000 | $83,000 | $1,583,000 |
| Application Withdrawn By Applicant | 927 | $96,651,000 | $104,000 | $845,000 | $72,000 | $1,158,000 |
| Application Denied By Financial Institution | 529 | $45,333,000 | $85,000 | $723,000 | $57,000 | $1,440,000 |
| Preapproval Denied by Financial Institution | 244 | $21,527,000 | $88,000 | $496,000 | $42,000 | $252,000 |
| File Closed For Incompleteness | 155 | $19,571,000 | $126,000 | $600,000 | $68,000 | $270,000 |
| Preapproval Approved but not Accepted | 15 | $1,418,000 | $94,000 | $218,000 | $53,000 | $144,000 |
| Application Approved But Not Accepted | 11 | $1,282,000 | $116,000 | $283,000 | $68,000 | $149,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 455 | $30,100,000 | $66,000 | $490,000 | $50,000 | $1,440,000 |
| Debt-To-Income Ratio | 140 | $16,963,000 | $121,000 | $723,000 | $43,000 | $210,000 |
| Collateral | 102 | $12,586,000 | $123,000 | $417,000 | $72,000 | $255,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $1,934,000 | $96,000 | $288,000 | $57,000 | $182,000 |
| Other | 11 | $1,184,000 | $107,000 | $189,000 | $66,000 | $195,000 |
| Employment History | 9 | $548,000 | $60,000 | $107,000 | $32,000 | $52,000 |
| Unverifiable Information | 5 | $544,000 | $108,000 | $209,000 | $75,000 | $252,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.