United
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for United.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United 2807 South State St Saint Joseph, MI 49085 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,707 |
| Total Mortgage Loan Application Amount | $371,786,000 |
| Average Mortgage Loan Application Amount | $100,666 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $72,333 |
| Highest Applicant Income | $1,920,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berrien County Michigan | 1,300 | $ 130,444,000 | $ 100,000 | $ 78,000 |
| Ottawa County Michigan | 217 | $ 21,380,000 | $ 98,000 | $ 73,000 |
| Sebastian County Arkansas | 182 | $ 11,350,000 | $ 62,000 | $ 61,000 |
| Marion County Ohio | 178 | $ 10,469,000 | $ 58,000 | $ 58,000 |
| Iredell County North Carolina | 99 | $ 7,928,000 | $ 80,000 | $ 64,000 |
| Cass County Michigan | 97 | $ 9,142,000 | $ 94,000 | $ 75,000 |
| Crawford County Arkansas | 94 | $ 7,011,000 | $ 74,000 | $ 69,000 |
| Allegan County Michigan | 91 | $ 7,288,000 | $ 80,000 | $ 57,000 |
| Washoe County Nevada | 61 | $ 8,212,000 | $ 134,000 | $ 73,000 |
| Van Buren County Michigan | 59 | $ 4,501,000 | $ 76,000 | $ 61,000 |
| Le Flore County Oklahoma | 57 | $ 3,071,000 | $ 53,000 | $ 60,000 |
| St. Joseph County Indiana | 49 | $ 5,035,000 | $ 102,000 | $ 68,000 |
| Henderson County North Carolina | 32 | $ 3,113,000 | $ 97,000 | $ 62,000 |
| Kent County Michigan | 27 | $ 2,827,000 | $ 104,000 | $ 82,000 |
| Buncombe County North Carolina | 27 | $ 8,297,000 | $ 307,000 | $ 201,000 |
| Sequoyah County Oklahoma | 18 | $ 1,224,000 | $ 68,000 | $ 70,000 |
| Morrow County Ohio | 15 | $ 1,330,000 | $ 88,000 | $ 61,000 |
| Union County Ohio | 13 | $ 841,000 | $ 64,000 | $ 75,000 |
| Kalamazoo County Michigan | 10 | $ 1,588,000 | $ 158,000 | $ 145,000 |
| Muskegon County Michigan | 10 | $ 417,000 | $ 41,000 | $ 35,000 |
| Maricopa County Arizona | 8 | $ 1,347,000 | $ 168,000 | $ 98,000 |
| Alexander County North Carolina | 8 | $ 380,000 | $ 47,000 | $ 44,000 |
| Franklin County Arkansas | 6 | $ 438,000 | $ 73,000 | $ 56,000 |
| Logan County Arkansas | 6 | $ 595,000 | $ 99,000 | $ 61,000 |
| Catawba County North Carolina | 6 | $ 212,000 | $ 35,000 | $ 50,000 |
| Sargent County North Dakota | 6 | $ 606,000 | $ 101,000 | $ 87,000 |
| Tulsa County Oklahoma | 6 | $ 488,000 | $ 81,000 | $ 91,000 |
| Delaware County Ohio | 5 | $ 493,000 | $ 98,000 | $ 88,000 |
| Barry County Michigan | 4 | $ 202,000 | $ 50,000 | $ 82,000 |
| Lake County Michigan | 4 | $ 179,000 | $ 44,000 | $ 162,000 |
| St. Joseph County Michigan | 4 | $ 306,000 | $ 76,000 | $ 70,000 |
| Rowan County North Carolina | 4 | $ 474,000 | $ 118,000 | $ 64,000 |
| Crawford County Ohio | 4 | $ 229,000 | $ 57,000 | $ 54,000 |
| Wyandot County Ohio | 4 | $ 234,000 | $ 58,000 | $ 60,000 |
| Osceola County Florida | 3 | $ 366,000 | $ 122,000 | $ 83,000 |
| Cook County Illinois | 3 | $ 324,000 | $ 108,000 | $ 111,000 |
| Will County Illinois | 3 | $ 121,000 | $ 40,000 | $ 39,000 |
| Manistee County Michigan | 3 | $ 83,000 | $ 27,000 | $ 53,000 |
| Mason County Michigan | 3 | $ 303,000 | $ 101,000 | $ 57,000 |
| Wayne County Michigan | 3 | $ 113,000 | $ 37,000 | $ 87,000 |
| Lyon County Nevada | 3 | $ 587,000 | $ 195,000 | $ 223,000 |
| Craven County North Carolina | 3 | $ 610,000 | $ 203,000 | $ 157,000 |
| Transylvania County North Carolina | 3 | $ 354,000 | $ 118,000 | $ 99,000 |
| Ransom County North Dakota | 3 | $ 110,000 | $ 36,000 | $ 86,000 |
| Haskell County Oklahoma | 3 | $ 120,000 | $ 40,000 | $ 120,000 |
| Scott County Arkansas | 2 | $ 152,000 | $ 76,000 | $ 44,000 |
| Sonoma County California | 2 | $ 957,000 | $ 478,000 | $ 451,000 |
| Douglas County Colorado | 2 | $ 870,000 | $ 435,000 | $ 214,000 |
| Jefferson County Colorado | 2 | $ 546,000 | $ 273,000 | $ 177,000 |
| Broward County Florida | 2 | $ 520,000 | $ 260,000 | $ 163,000 |
| Lee County Florida | 2 | $ 298,000 | $ 149,000 | $ 153,000 |
| Orange County Florida | 2 | $ 210,000 | $ 105,000 | $ 92,000 |
| Elkhart County Indiana | 2 | $ 169,000 | $ 84,000 | $ 388,000 |
| Kosciusko County Indiana | 2 | $ 304,000 | $ 152,000 | $ 86,000 |
| LaPorte County Indiana | 2 | $ 452,000 | $ 226,000 | $ 160,000 |
| Marion County Indiana | 2 | $ 908,000 | $ 454,000 | $ 373,000 |
| Logan County Kentucky | 2 | $ 126,000 | $ 63,000 | $ 88,000 |
| Crawford County Michigan | 2 | $ 140,000 | $ 70,000 | $ 115,000 |
| Gogebic County Michigan | 2 | $ 406,000 | $ 203,000 | $ 111,000 |
| Ingham County Michigan | 2 | $ 220,000 | $ 110,000 | $ 145,000 |
| Iron County Michigan | 2 | $ 20,000 | $ 10,000 | $ 38,000 |
| Mackinac County Michigan | 2 | $ 182,000 | $ 91,000 | $ 379,000 |
| Mecosta County Michigan | 2 | $ 210,000 | $ 105,000 | $ 81,000 |
| Storey County Nevada | 2 | $ 198,000 | $ 99,000 | $ 20,000 |
| Taos County New Mexico | 2 | $ 302,000 | $ 151,000 | $ 66,000 |
| Davie County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 103,000 |
| Mecklenburg County North Carolina | 2 | $ 87,000 | $ 43,000 | $ 151,000 |
| Franklin County Ohio | 2 | $ 453,000 | $ 226,000 | $ 46,000 |
| Hancock County Ohio | 2 | $ 482,000 | $ 241,000 | $ 219,000 |
| Hardin County Ohio | 2 | $ 183,000 | $ 91,000 | $ 55,000 |
| Logan County Ohio | 2 | $ 178,000 | $ 89,000 | $ 46,000 |
| York County South Carolina | 2 | $ 1,022,000 | $ 511,000 | $ 179,000 |
| Bradley County Tennessee | 2 | $ 328,000 | $ 164,000 | $ 113,000 |
| Williamson County Tennessee | 2 | $ 375,000 | $ 187,000 | $ 122,000 |
| Pima County Arizona | 1 | $ 417,000 | $ 417,000 | $ 228,000 |
| Garland County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 162,000 |
| Polk County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 41,000 |
| Pope County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Yell County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Orange County California | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Ventura County California | 1 | $ 415,000 | $ 415,000 | $ 143,000 |
| Fairfield County Connecticut | 1 | $ 168,000 | $ 168,000 | $ 80,000 |
| Charlotte County Florida | 1 | $ 140,000 | $ 140,000 | $ 93,000 |
| Duval County Florida | 1 | $ 271,000 | $ 271,000 | $ 116,000 |
| Hernando County Florida | 1 | $ 80,000 | $ 80,000 | $ 86,000 |
| Miami-Dade County Florida | 1 | $ 240,000 | $ 240,000 | $ 233,000 |
| Pinellas County Florida | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Polk County Florida | 1 | $ 141,000 | $ 141,000 | $ 61,000 |
| Carroll County Georgia | 1 | $ 133,000 | $ 133,000 | $ 26,000 |
| Cobb County Georgia | 1 | $ 23,000 | $ 23,000 | $ 113,000 |
| Fayette County Georgia | 1 | $ 243,000 | $ 243,000 | $ 126,000 |
| Gwinnett County Georgia | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| LaSalle County Illinois | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
| Adams County Indiana | 1 | $ 6,000 | $ 6,000 | $ 90,000 |
| Clark County Indiana | 1 | $ 132,000 | $ 132,000 | $ 78,000 |
| Marshall County Indiana | 1 | $ 181,000 | $ 181,000 | $ 109,000 |
| Porter County Indiana | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Starke County Indiana | 1 | $ 208,000 | $ 208,000 | $ 273,000 |
| Warrick County Indiana | 1 | $ 201,000 | $ 201,000 | $ 78,000 |
| Johnson County Iowa | 1 | $ 409,000 | $ 409,000 | $ 257,000 |
| Poweshiek County Iowa | 1 | $ 179,000 | $ 179,000 | $ 70,000 |
| Sedgwick County Kansas | 1 | $ 23,000 | $ 23,000 | $ 90,000 |
| Christian County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Henry County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Marion County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 115,000 |
| Mason County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Shelby County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Hampden County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 160,000 |
| Antrim County Michigan | 1 | $ 40,000 | $ 40,000 | $ 95,000 |
| Chippewa County Michigan | 1 | $ 11,000 | $ 11,000 | $ 53,000 |
| Eaton County Michigan | 1 | $ 13,000 | $ 13,000 | $ 36,000 |
| Grand Traverse County Michigan | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Leelanau County Michigan | 1 | $ 218,000 | $ 218,000 | $ 75,000 |
| Midland County Michigan | 1 | $ 188,000 | $ 188,000 | $ 76,000 |
| Missaukee County Michigan | 1 | $ 124,000 | $ 124,000 | $ 126,000 |
| Newaygo County Michigan | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Oceana County Michigan | 1 | $ 170,000 | $ 170,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 385,000 | $ 385,000 | $ 160,000 |
| Douglas County Nevada | 1 | $ 110,000 | $ 110,000 | $ 80,000 |
| Guilford County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 65,000 |
| Johnston County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Macon County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 100,000 |
| Madison County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 59,000 |
| Union County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 222,000 |
| Yadkin County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 41,000 |
| Cass County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Richland County North Dakota | 1 | $ 36,000 | $ 36,000 | $ 31,000 |
| Clark County Ohio | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Knox County Ohio | 1 | $ 30,000 | $ 30,000 | $ 22,000 |
| Montgomery County Ohio | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Richland County Ohio | 1 | $ 50,000 | $ 50,000 | $ 115,000 |
| Sandusky County Ohio | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Caddo County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 107,000 |
| Butler County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 85,000 |
| Fayette County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 96,000 |
| Mifflin County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 170,000 |
| Spartanburg County South Carolina | 1 | $ 41,000 | $ 41,000 | $ 198,000 |
| Gibson County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 79,000 |
| Rutherford County Tennessee | 1 | $ 464,000 | $ 464,000 | $ 200,000 |
| Sevier County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 198,000 |
| Harris County Texas | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Tarrant County Texas | 1 | $ 79,000 | $ 79,000 | $ 82,000 |
| Val Verde County Texas | 1 | $ 52,000 | $ 52,000 | $ 25,000 |
| Racine County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,284 | $45,900,000 | $35,000 | $640,000 | $65,000 | $1,254,000 |
| Refinancing | 1,235 | $176,326,000 | $142,000 | $2,500,000 | $82,000 | $1,920,000 |
| Home Purchase | 1,188 | $149,560,000 | $125,000 | $1,200,000 | $70,000 | $1,707,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,821 | $290,892,000 | $103,000 | $2,500,000 | $74,000 | $1,920,000 |
| Not Provided | 559 | $51,585,000 | $92,000 | $1,760,000 | $74,000 | $877,000 |
| Hispanic | 114 | $11,619,000 | $101,000 | $396,000 | $64,000 | $233,000 |
| Black or African American | 91 | $6,354,000 | $69,000 | $304,000 | $50,000 | $254,000 |
| Asian | 51 | $5,560,000 | $109,000 | $400,000 | $65,000 | $182,000 |
| Not applicable | 41 | $2,239,000 | $54,000 | $250,000 | $1,000 | $52,000 |
| American Indian or Alaskan Native | 25 | $2,982,000 | $119,000 | $334,000 | $63,000 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $555,000 | $111,000 | $315,000 | $78,000 | $202,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,410 | $338,741,000 | $99,000 | $2,500,000 | $75,000 | $1,920,000 |
| FHA-insured (Federal Housing Administration) | 273 | $30,230,000 | $110,000 | $395,000 | $49,000 | $215,000 |
| VA-guaranteed (Veterans Administration) | 16 | $1,803,000 | $112,000 | $173,000 | $39,000 | $65,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,012,000 | $126,000 | $220,000 | $46,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,523 | $151,220,000 | $99,000 | $2,500,000 | $81,000 | $1,335,000 |
| Application Withdrawn By Applicant | 1,396 | $152,833,000 | $109,000 | $1,200,000 | $74,000 | $1,920,000 |
| Application Denied By Financial Institution | 484 | $39,183,000 | $80,000 | $760,000 | $58,000 | $648,000 |
| Preapproval Denied by Financial Institution | 292 | $27,010,000 | $92,000 | $404,000 | $43,000 | $144,000 |
| Application Approved But Not Accepted | 6 | $775,000 | $129,000 | $207,000 | $65,000 | $107,000 |
| File Closed For Incompleteness | 6 | $765,000 | $127,000 | $238,000 | $82,000 | $153,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 281 | $25,423,000 | $90,000 | $325,000 | $49,000 | $648,000 |
| Debt-To-Income Ratio | 101 | $13,492,000 | $133,000 | $417,000 | $48,000 | $225,000 |
| Collateral | 62 | $8,802,000 | $141,000 | $440,000 | $77,000 | $194,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,222,000 | $101,000 | $300,000 | $45,000 | $85,000 |
| Other | 11 | $1,130,000 | $102,000 | $185,000 | $54,000 | $127,000 |
| Employment History | 10 | $877,000 | $87,000 | $118,000 | $34,000 | $91,000 |
| Unverifiable Information | 5 | $513,000 | $102,000 | $133,000 | $82,000 | $198,000 |
| Mortgage Insurance Denied | 2 | $114,000 | $57,000 | $85,000 | $32,000 | $37,000 |
| Credit Application Incomplete | 1 | $70,000 | $70,000 | $70,000 | $30,000 | $30,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.