United
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for United.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United 2807 South State St Saint Joseph, MI 49085 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,591 |
| Total Mortgage Loan Application Amount | $218,685,000 |
| Average Mortgage Loan Application Amount | $93,333 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $67,666 |
| Highest Applicant Income | $1,722,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berrien County Michigan | 1,088 | $ 96,957,000 | $ 89,000 | $ 74,000 |
| Sebastian County Arkansas | 147 | $ 7,721,000 | $ 52,000 | $ 66,000 |
| Ottawa County Michigan | 101 | $ 7,956,000 | $ 78,000 | $ 71,000 |
| Crawford County Arkansas | 76 | $ 5,052,000 | $ 66,000 | $ 62,000 |
| Marion County Ohio | 71 | $ 4,823,000 | $ 67,000 | $ 58,000 |
| Le Flore County Oklahoma | 46 | $ 3,058,000 | $ 66,000 | $ 57,000 |
| Cass County Michigan | 44 | $ 4,497,000 | $ 102,000 | $ 80,000 |
| Iredell County North Carolina | 41 | $ 3,238,000 | $ 78,000 | $ 51,000 |
| Allegan County Michigan | 38 | $ 3,460,000 | $ 91,000 | $ 74,000 |
| Van Buren County Michigan | 21 | $ 2,050,000 | $ 97,000 | $ 55,000 |
| Sequoyah County Oklahoma | 15 | $ 895,000 | $ 59,000 | $ 49,000 |
| Henderson County North Carolina | 14 | $ 1,680,000 | $ 120,000 | $ 58,000 |
| St. Joseph County Indiana | 10 | $ 1,205,000 | $ 120,000 | $ 71,000 |
| Kent County Michigan | 8 | $ 896,000 | $ 112,000 | $ 66,000 |
| Franklin County Arkansas | 7 | $ 441,000 | $ 63,000 | $ 49,000 |
| Kalamazoo County Michigan | 7 | $ 1,205,000 | $ 172,000 | $ 116,000 |
| Buncombe County North Carolina | 5 | $ 812,000 | $ 162,000 | $ 91,000 |
| Muskegon County Michigan | 4 | $ 255,000 | $ 63,000 | $ 74,000 |
| Sargent County North Dakota | 4 | $ 372,000 | $ 93,000 | $ 56,000 |
| Logan County Arkansas | 3 | $ 423,000 | $ 141,000 | $ 51,000 |
| Catawba County North Carolina | 3 | $ 240,000 | $ 80,000 | $ 59,000 |
| Polk County North Carolina | 3 | $ 565,000 | $ 188,000 | $ 74,000 |
| Knox County Tennessee | 3 | $ 564,000 | $ 188,000 | $ 101,000 |
| Anderson County Kentucky | 2 | $ 300,000 | $ 150,000 | $ 114,000 |
| Washtenaw County Michigan | 2 | $ 357,000 | $ 178,000 | $ 159,000 |
| Washoe County Nevada | 2 | $ 378,000 | $ 189,000 | $ 88,000 |
| Alexander County North Carolina | 2 | $ 127,000 | $ 63,000 | $ 39,000 |
| Rowan County North Carolina | 2 | $ 133,000 | $ 66,000 | $ 40,000 |
| Delaware County Ohio | 2 | $ 277,000 | $ 138,000 | $ 114,000 |
| Hancock County Ohio | 2 | $ 238,000 | $ 119,000 | $ 118,000 |
| Logan County Ohio | 2 | $ 132,000 | $ 66,000 | $ 46,000 |
| Morrow County Ohio | 2 | $ 150,000 | $ 75,000 | $ 84,000 |
| Union County Ohio | 2 | $ 324,000 | $ 162,000 | $ 63,000 |
| Maricopa County Arizona | 1 | $ 87,000 | $ 87,000 | $ 48,000 |
| Saline County Arkansas | 1 | $ 94,000 | $ 94,000 | $ 53,000 |
| Scott County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 120,000 |
| Washington County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Park County Colorado | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| DeKalb County Georgia | 1 | $ 150,000 | $ 150,000 | $ 130,000 |
| Gwinnett County Georgia | 1 | $ 371,000 | $ 371,000 | $ 138,000 |
| DuPage County Illinois | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Grundy County Illinois | 1 | $ 86,000 | $ 86,000 | $ 98,000 |
| Kendall County Illinois | 1 | $ 142,000 | $ 142,000 | $ 79,000 |
| Hamilton County Indiana | 1 | $ 218,000 | $ 218,000 | $ 110,000 |
| LaPorte County Indiana | 1 | $ 26,000 | $ 26,000 | $ 96,000 |
| Marion County Indiana | 1 | $ 170,000 | $ 170,000 | $ 84,000 |
| Marshall County Indiana | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Porter County Indiana | 1 | $ 89,000 | $ 89,000 | $ 58,000 |
| Vanderburgh County Indiana | 1 | $ 136,000 | $ 136,000 | $ 68,000 |
| Warrick County Indiana | 1 | $ 140,000 | $ 140,000 | $ 115,000 |
| Johnson County Iowa | 1 | $ 414,000 | $ 414,000 | $ 480,000 |
| Jefferson County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 43,000 |
| Clinton County Michigan | 1 | $ 112,000 | $ 112,000 | $ 62,000 |
| Crawford County Michigan | 1 | $ 38,000 | $ 38,000 | $ 112,000 |
| Gratiot County Michigan | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Ionia County Michigan | 1 | $ 121,000 | $ 121,000 | $ 53,000 |
| Leelanau County Michigan | 1 | $ 92,000 | $ 92,000 | $ 132,000 |
| Livingston County Michigan | 1 | $ 167,000 | $ 167,000 | $ 101,000 |
| Oakland County Michigan | 1 | $ 206,000 | $ 206,000 | $ 57,000 |
| Oceana County Michigan | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Tuscola County Michigan | 1 | $ 71,000 | $ 71,000 | $ 41,000 |
| Wayne County Michigan | 1 | $ 127,000 | $ 127,000 | $ 99,000 |
| Wexford County Michigan | 1 | $ 276,000 | $ 276,000 | $ 206,000 |
| St. Louis County Missouri | 1 | $ 390,000 | $ 390,000 | $ 160,000 |
| Davie County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Haywood County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 55,000 |
| Lincoln County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 80,000 |
| New Hanover County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Pamlico County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 57,000 |
| Perquimans County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 136,000 |
| Swain County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 19,000 |
| Wilkes County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 91,000 |
| Ransom County North Dakota | 1 | $ 32,000 | $ 32,000 | $ 21,000 |
| Richland County North Dakota | 1 | $ 62,000 | $ 62,000 | $ 48,000 |
| Allen County Ohio | 1 | $ 150,000 | $ 150,000 | $ 118,000 |
| Crawford County Ohio | 1 | $ 27,000 | $ 27,000 | $ 29,000 |
| Franklin County Ohio | 1 | $ 327,000 | $ 327,000 | $ 91,000 |
| Lawrence County Ohio | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Wyandot County Ohio | 1 | $ 320,000 | $ 320,000 | $ 110,000 |
| Cleveland County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 93,000 |
| Haskell County Oklahoma | 1 | $ 183,000 | $ 183,000 | $ 110,000 |
| Muskogee County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 52,000 |
| Dauphin County Pennsylvania | 1 | $ 359,000 | $ 359,000 | $ 162,000 |
| Delaware County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 20,000 |
| Lancaster County Pennsylvania | 1 | $ 253,000 | $ 253,000 | $ 96,000 |
| Bradley County Tennessee | 1 | $ 209,000 | $ 209,000 | $ 120,000 |
| Davidson County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 80,000 |
| Hamilton County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
| Bandera County Texas | 1 | $ 120,000 | $ 120,000 | $ 125,000 |
| Cass County Texas | 1 | $ 29,000 | $ 29,000 | $ 85,000 |
| Montgomery County Texas | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
| Stafford County Virginia | 1 | $ 376,000 | $ 376,000 | $ 145,000 |
| Virginia Beach County Virginia | 1 | $ 212,000 | $ 212,000 | $ 89,000 |
| Clark County Washington | 1 | $ 168,000 | $ 168,000 | $ 138,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,149 | $44,581,000 | $38,000 | $423,000 | $68,000 | $1,722,000 |
| Home Purchase | 761 | $87,578,000 | $115,000 | $1,200,000 | $62,000 | $575,000 |
| Refinancing | 681 | $86,526,000 | $127,000 | $650,000 | $73,000 | $545,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,048 | $178,713,000 | $87,000 | $1,200,000 | $68,000 | $650,000 |
| Not Provided | 310 | $21,635,000 | $69,000 | $375,000 | $62,000 | $273,000 |
| Hispanic | 83 | $6,179,000 | $74,000 | $525,000 | $65,000 | $250,000 |
| Black or African American | 80 | $5,116,000 | $63,000 | $245,000 | $79,000 | $1,722,000 |
| Asian | 35 | $3,744,000 | $106,000 | $300,000 | $62,000 | $224,000 |
| Not applicable | 16 | $1,311,000 | $81,000 | $300,000 | $86,000 | $345,000 |
| American Indian or Alaskan Native | 15 | $1,708,000 | $113,000 | $337,000 | $68,000 | $149,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $279,000 | $69,000 | $128,000 | $49,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,360 | $195,382,000 | $82,000 | $1,200,000 | $69,000 | $1,722,000 |
| FHA-insured (Federal Housing Administration) | 230 | $23,269,000 | $101,000 | $245,000 | $45,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $34,000 | $34,000 | $34,000 | $59,000 | $59,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,206 | $95,397,000 | $79,000 | $970,000 | $75,000 | $1,722,000 |
| Application Withdrawn By Applicant | 917 | $92,514,000 | $100,000 | $1,200,000 | $65,000 | $545,000 |
| Application Denied By Financial Institution | 467 | $30,652,000 | $65,000 | $525,000 | $50,000 | $250,000 |
| Application Approved But Not Accepted | 1 | $122,000 | $122,000 | $122,000 | $77,000 | $77,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 191 | $12,617,000 | $66,000 | $257,000 | $43,000 | $171,000 |
| Debt-To-Income Ratio | 50 | $5,393,000 | $107,000 | $525,000 | $54,000 | $240,000 |
| Other | 24 | $962,000 | $40,000 | $155,000 | $61,000 | $159,000 |
| Collateral | 14 | $1,331,000 | $95,000 | $193,000 | $53,000 | $125,000 |
| Mortgage Insurance Denied | 13 | $967,000 | $74,000 | $423,000 | $61,000 | $164,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $173,000 | $86,000 | $87,000 | $54,000 | $76,000 |
| Unverifiable Information | 1 | $60,000 | $60,000 | $60,000 | $97,000 | $97,000 |
| Credit Application Incomplete | 1 | $47,000 | $47,000 | $47,000 | $21,000 | $21,000 |
| Employment History | 1 | $41,000 | $41,000 | $41,000 | $29,000 | $29,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.