United
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for United.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United 2807 South State St Saint Joseph, MI 49085 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,634 |
| Total Mortgage Loan Application Amount | $118,746,000 |
| Average Mortgage Loan Application Amount | $146,428 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $77,714 |
| Highest Applicant Income | $560,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berrien County Michigan | 658 | $ 52,358,000 | $ 79,000 | $ 55,000 |
| Sebastian County Arkansas | 189 | $ 10,274,000 | $ 54,000 | $ 45,000 |
| Crawford County Arkansas | 84 | $ 5,106,000 | $ 60,000 | $ 46,000 |
| Ottawa County Michigan | 80 | $ 5,008,000 | $ 62,000 | $ 49,000 |
| Le Flore County Oklahoma | 52 | $ 2,350,000 | $ 45,000 | $ 55,000 |
| Marion County Ohio | 43 | $ 3,652,000 | $ 84,000 | $ 43,000 |
| Van Buren County Michigan | 22 | $ 2,638,000 | $ 119,000 | $ 60,000 |
| Sequoyah County Oklahoma | 20 | $ 888,000 | $ 44,000 | $ 57,000 |
| Allegan County Michigan | 12 | $ 1,887,000 | $ 157,000 | $ 59,000 |
| Cass County Michigan | 9 | $ 795,000 | $ 88,000 | $ 63,000 |
| Franklin County Arkansas | 7 | $ 301,000 | $ 43,000 | $ 34,000 |
| Kent County Michigan | 6 | $ 646,000 | $ 107,000 | $ 44,000 |
| Kalamazoo County Michigan | 5 | $ 615,000 | $ 123,000 | $ 80,000 |
| Union County Ohio | 5 | $ 326,000 | $ 65,000 | $ 50,000 |
| Logan County Arkansas | 4 | $ 271,000 | $ 67,000 | $ 60,000 |
| Hillsborough County Florida | 3 | $ 431,000 | $ 143,000 | $ 67,000 |
| Morrow County Ohio | 3 | $ 240,000 | $ 80,000 | $ 32,000 |
| Orange County Florida | 2 | $ 594,000 | $ 297,000 | $ 184,000 |
| Palm Beach County Florida | 2 | $ 538,000 | $ 269,000 | $ 109,000 |
| St. Joseph County Indiana | 2 | $ 143,000 | $ 71,000 | $ 44,000 |
| Barry County Michigan | 2 | $ 378,000 | $ 189,000 | $ 216,000 |
| Grand Traverse County Michigan | 2 | $ 257,000 | $ 128,000 | $ 39,000 |
| Lake County Michigan | 2 | $ 141,000 | $ 70,000 | $ 104,000 |
| Wayne County Michigan | 2 | $ 452,000 | $ 226,000 | $ 88,000 |
| Haskell County Oklahoma | 2 | $ 208,000 | $ 104,000 | $ 58,000 |
| Knox County Tennessee | 2 | $ 267,000 | $ 133,000 | $ 72,000 |
| King County Washington | 2 | $ 692,000 | $ 346,000 | $ 100,000 |
| Sweetwater County Wyoming | 2 | $ 236,000 | $ 118,000 | $ 112,000 |
| Colbert County Alabama | 1 | $ 97,000 | $ 97,000 | $ 37,000 |
| Benton County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| Montgomery County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 98,000 |
| Saline County Arkansas | 1 | $ 139,000 | $ 139,000 | $ 77,000 |
| Riverside County California | 1 | $ 218,000 | $ 218,000 | $ 158,000 |
| Huerfano County Colorado | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Summit County Colorado | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
| St. Lucie County Florida | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| DeKalb County Georgia | 1 | $ 268,000 | $ 268,000 | $ 99,000 |
| Gwinnett County Georgia | 1 | $ 47,000 | $ 47,000 | $ 38,000 |
| Hall County Georgia | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Cook County Illinois | 1 | $ 408,000 | $ 408,000 | $ 135,000 |
| De Witt County Illinois | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| DuPage County Illinois | 1 | $ 181,000 | $ 181,000 | $ 50,000 |
| Will County Illinois | 1 | $ 170,000 | $ 170,000 | $ 184,000 |
| Lake County Indiana | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| LaPorte County Indiana | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Lincoln County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 68,000 |
| Montgomery County Kentucky | 1 | $ 288,000 | $ 288,000 | $ 153,000 |
| Pulaski County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 95,000 |
| Anne Arundel County Maryland | 1 | $ 168,000 | $ 168,000 | $ 34,000 |
| Dickinson County Michigan | 1 | $ 157,000 | $ 157,000 | $ 87,000 |
| Ingham County Michigan | 1 | $ 87,000 | $ 87,000 | $ 103,000 |
| St. Joseph County Michigan | 1 | $ 184,000 | $ 184,000 | $ 104,000 |
| Washtenaw County Michigan | 1 | $ 340,000 | $ 340,000 | $ 75,000 |
| DeSoto County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 50,000 |
| Douglas County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 90,000 |
| Clark County Nevada | 1 | $ 254,000 | $ 254,000 | $ 248,000 |
| Bernalillo County New Mexico | 1 | $ 131,000 | $ 131,000 | $ 63,000 |
| Onondaga County New York | 1 | $ 132,000 | $ 132,000 | $ 95,000 |
| Wake County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 50,000 |
| Crawford County Ohio | 1 | $ 62,000 | $ 62,000 | $ 26,000 |
| Hardin County Ohio | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Wyandot County Ohio | 1 | $ 136,000 | $ 136,000 | $ 153,000 |
| Delaware County Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 65,000 |
| Muskogee County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Adams County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Washington County Rhode Island | 1 | $ 524,000 | $ 524,000 | $ 170,000 |
| Pickens County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| New Kent County Virginia | 1 | $ 160,000 | $ 160,000 | $ 76,000 |
| Richmond City County Virginia | 1 | $ 139,000 | $ 139,000 | $ 49,000 |
| Virginia Beach County Virginia | 1 | $ 137,000 | $ 137,000 | $ 58,000 |
| Outagamie County Wisconsin | 1 | $ 298,000 | $ 298,000 | $ 108,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 888 | $27,901,000 | $27,250 | $280,000 | $50,000 | $560,000 |
| Home Purchase | 377 | $50,700,000 | $188,950 | $704,000 | $90,600 | $487,000 |
| Refinancing | 369 | $40,145,000 | $125,666 | $1,000,000 | $69,555 | $291,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,188 | $97,371,000 | $166,680 | $1,000,000 | $89,360 | $560,000 |
| Not Provided | 344 | $13,010,000 | $92,000 | $450,000 | $49,285 | $219,000 |
| Hispanic | 44 | $4,205,000 | $80,666 | $176,000 | $53,500 | $130,000 |
| Black or African American | 39 | $2,778,000 | $74,333 | $400,000 | $50,500 | $125,000 |
| Asian | 15 | $689,000 | $46,000 | $108,000 | $47,500 | $100,000 |
| American Indian or Alaskan Native | 3 | $561,000 | $148,000 | $341,000 | $82,500 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $132,000 | $132,000 | $132,000 | $61,000 | $61,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,632 | $118,635,000 | $162,178 | $1,000,000 | $84,464 | $560,000 |
| FHA-insured (Federal Housing Administration) | 2 | $111,000 | $55,500 | $61,000 | $71,500 | $111,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,235 | $84,651,000 | $169,375 | $704,000 | $94,708 | $560,000 |
| Application Withdrawn By Applicant | 256 | $23,529,000 | $126,083 | $1,000,000 | $53,833 | $291,000 |
| Application Denied By Financial Institution | 139 | $10,339,000 | $111,000 | $450,000 | $63,625 | $180,000 |
| Application Approved But Not Accepted | 3 | $222,000 | $74,000 | $110,000 | $83,666 | $111,000 |
| File Closed For Incompleteness | 1 | $5,000 | $5,000 | $5,000 | $40,000 | $40,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 42 | $2,508,000 | $57,166 | $171,000 | $43,500 | $83,000 |
| Debt-To-Income Ratio | 30 | $3,110,000 | $84,166 | $450,000 | $51,000 | $117,000 |
| Mortgage Insurance Denied | 10 | $312,000 | $30,500 | $75,000 | $52,500 | $73,000 |
| Other | 6 | $144,000 | $18,000 | $70,000 | $48,666 | $62,000 |
| Collateral | 6 | $443,000 | $56,333 | $135,000 | $43,333 | $55,000 |
| Employment History | 2 | $112,000 | $56,000 | $84,000 | $33,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $120,000 | $120,000 | $120,000 | $58,000 | $58,000 |
| Credit Application Incomplete | 1 | $127,000 | $127,000 | $127,000 | $57,000 | $57,000 |
| Unverifiable Information | 1 | $96,000 | $96,000 | $96,000 | $29,000 | $29,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.