United Community Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Community Bank 104 N Macoupin Gillespie, IL 62033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,134 |
| Total Mortgage Loan Application Amount | $242,840,000 |
| Average Mortgage Loan Application Amount | $86,000 |
| Highest Mortgage Loan Application Amount | $2,585,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $2,031,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 642 | $ 75,140,000 | $ 117,000 | $ 127,000 |
| Adams County Illinois | 262 | $ 30,690,000 | $ 117,000 | $ 91,000 |
| Madison County Illinois | 228 | $ 24,210,000 | $ 106,000 | $ 100,000 |
| Macoupin County Illinois | 219 | $ 19,205,000 | $ 87,000 | $ 80,000 |
| Hancock County Illinois | 141 | $ 13,325,000 | $ 94,000 | $ 87,000 |
| McDonough County Illinois | 80 | $ 6,270,000 | $ 78,000 | $ 73,000 |
| Logan County Illinois | 43 | $ 4,605,000 | $ 107,000 | $ 84,000 |
| Greene County Illinois | 35 | $ 2,275,000 | $ 65,000 | $ 73,000 |
| Christian County Illinois | 33 | $ 2,605,000 | $ 78,000 | $ 72,000 |
| Pike County Illinois | 30 | $ 2,730,000 | $ 91,000 | $ 77,000 |
| McLean County Illinois | 25 | $ 2,005,000 | $ 80,000 | $ 89,000 |
| Lee County Iowa | 22 | $ 2,570,000 | $ 116,000 | $ 88,000 |
| Jersey County Illinois | 21 | $ 2,155,000 | $ 102,000 | $ 94,000 |
| Brown County Illinois | 20 | $ 1,760,000 | $ 88,000 | $ 100,000 |
| Morgan County Illinois | 20 | $ 1,520,000 | $ 76,000 | $ 80,000 |
| Marion County Missouri | 20 | $ 2,870,000 | $ 143,000 | $ 71,000 |
| Menard County Illinois | 16 | $ 2,270,000 | $ 141,000 | $ 110,000 |
| Bureau County Illinois | 13 | $ 1,445,000 | $ 111,000 | $ 82,000 |
| Cook County Illinois | 12 | $ 4,940,000 | $ 411,000 | $ 227,000 |
| Ogle County Illinois | 11 | $ 1,815,000 | $ 165,000 | $ 78,000 |
| Lewis County Missouri | 11 | $ 1,285,000 | $ 116,000 | $ 113,000 |
| Scott County Illinois | 9 | $ 795,000 | $ 88,000 | $ 67,000 |
| Montgomery County Illinois | 8 | $ 560,000 | $ 70,000 | $ 85,000 |
| Ford County Illinois | 7 | $ 645,000 | $ 92,000 | $ 80,000 |
| Knox County Illinois | 7 | $ 765,000 | $ 109,000 | $ 55,000 |
| Marion County Illinois | 7 | $ 695,000 | $ 99,000 | $ 43,000 |
| Schuyler County Illinois | 7 | $ 515,000 | $ 73,000 | $ 64,000 |
| Collier County Florida | 5 | $ 1,795,000 | $ 359,000 | $ 209,000 |
| Mason County Illinois | 5 | $ 345,000 | $ 69,000 | $ 131,000 |
| Ralls County Missouri | 5 | $ 685,000 | $ 137,000 | $ 60,000 |
| St. Charles County Missouri | 5 | $ 1,395,000 | $ 279,000 | $ 123,000 |
| St. Louis City County Missouri | 5 | $ 1,365,000 | $ 273,000 | $ 220,000 |
| Calhoun County Illinois | 4 | $ 420,000 | $ 105,000 | $ 66,000 |
| Henderson County Illinois | 4 | $ 240,000 | $ 60,000 | $ 55,000 |
| Macon County Illinois | 4 | $ 180,000 | $ 45,000 | $ 85,000 |
| Randolph County Illinois | 4 | $ 380,000 | $ 95,000 | $ 50,000 |
| Tazewell County Illinois | 4 | $ 620,000 | $ 155,000 | $ 84,000 |
| Warren County Illinois | 4 | $ 440,000 | $ 110,000 | $ 64,000 |
| Will County Illinois | 4 | $ 590,000 | $ 147,000 | $ 99,000 |
| Williamson County Illinois | 4 | $ 580,000 | $ 145,000 | $ 156,000 |
| Clark County Missouri | 4 | $ 430,000 | $ 107,000 | $ 83,000 |
| Monroe County Missouri | 4 | $ 470,000 | $ 117,000 | $ 97,000 |
| St. Louis County Missouri | 4 | $ 460,000 | $ 115,000 | $ 56,000 |
| Taney County Missouri | 4 | $ 520,000 | $ 130,000 | $ 88,000 |
| Lee County Florida | 3 | $ 525,000 | $ 175,000 | $ 68,000 |
| Champaign County Illinois | 3 | $ 315,000 | $ 105,000 | $ 94,000 |
| Effingham County Illinois | 3 | $ 465,000 | $ 155,000 | $ 51,000 |
| Fulton County Illinois | 3 | $ 285,000 | $ 95,000 | $ 52,000 |
| Henry County Illinois | 3 | $ 175,000 | $ 58,000 | $ 113,000 |
| LaSalle County Illinois | 3 | $ 465,000 | $ 155,000 | $ 103,000 |
| Winnebago County Illinois | 3 | $ 385,000 | $ 128,000 | $ 51,000 |
| Woodford County Illinois | 3 | $ 245,000 | $ 81,000 | $ 64,000 |
| Camden County Missouri | 3 | $ 815,000 | $ 271,000 | $ 246,000 |
| Maricopa County Arizona | 2 | $ 860,000 | $ 430,000 | $ 236,000 |
| Pima County Arizona | 2 | $ 480,000 | $ 240,000 | $ 70,000 |
| Bay County Florida | 2 | $ 430,000 | $ 215,000 | $ 88,000 |
| Sarasota County Florida | 2 | $ 520,000 | $ 260,000 | $ 139,000 |
| Carroll County Illinois | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Coles County Illinois | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Cumberland County Illinois | 2 | $ 180,000 | $ 90,000 | $ 117,000 |
| Douglas County Illinois | 2 | $ 90,000 | $ 45,000 | $ 92,000 |
| DuPage County Illinois | 2 | $ 460,000 | $ 230,000 | $ 58,000 |
| Fayette County Illinois | 2 | $ 410,000 | $ 205,000 | $ 78,000 |
| Lee County Illinois | 2 | $ 250,000 | $ 125,000 | $ 71,000 |
| Moultrie County Illinois | 2 | $ 140,000 | $ 70,000 | $ 87,000 |
| Peoria County Illinois | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| St. Clair County Illinois | 2 | $ 160,000 | $ 80,000 | $ 105,000 |
| Newton County Indiana | 2 | $ 150,000 | $ 75,000 | $ 125,000 |
| Buchanan County Missouri | 2 | $ 350,000 | $ 175,000 | $ 55,000 |
| Johnson County Missouri | 2 | $ 320,000 | $ 160,000 | $ 49,000 |
| Pike County Missouri | 2 | $ 150,000 | $ 75,000 | $ 80,000 |
| Bexar County Texas | 2 | $ 640,000 | $ 320,000 | $ 804,000 |
| Baldwin County Alabama | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Pinal County Arizona | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Benton County Arkansas | 1 | $ 505,000 | $ 505,000 | $ 119,000 |
| Los Angeles County California | 1 | $ 245,000 | $ 245,000 | $ 127,000 |
| Charlotte County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Volusia County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| De Witt County Illinois | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Franklin County Illinois | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Jackson County Illinois | 1 | $ 15,000 | $ 15,000 | $ 164,000 |
| Johnson County Illinois | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Kane County Illinois | 1 | $ 55,000 | $ 55,000 | $ 179,000 |
| Kendall County Illinois | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Lake County Illinois | 1 | $ 625,000 | $ 625,000 | $ 476,000 |
| Livingston County Illinois | 1 | $ 115,000 | $ 115,000 | $ 160,000 |
| Marshall County Illinois | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Monroe County Illinois | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Perry County Illinois | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Pope County Illinois | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Stephenson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Union County Illinois | 1 | $ 95,000 | $ 95,000 | $ 116,000 |
| Washington County Illinois | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Whiteside County Illinois | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Kosciusko County Indiana | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Lake County Indiana | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| St. Joseph County Indiana | 1 | $ 365,000 | $ 365,000 | $ 448,000 |
| Linn County Iowa | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Jefferson County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 54,000 |
| McCracken County Kentucky | 1 | $ 555,000 | $ 555,000 | $ 450,000 |
| Berrien County Michigan | 1 | $ 365,000 | $ 365,000 | $ 238,000 |
| Adair County Missouri | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Boone County Missouri | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Carroll County Missouri | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Grundy County Missouri | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Livingston County Missouri | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Macon County Missouri | 1 | $ 335,000 | $ 335,000 | $ 61,000 |
| Schuyler County Missouri | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Warren County Missouri | 1 | $ 245,000 | $ 245,000 | $ 163,000 |
| Brown County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Dixon County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Keya Paha County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Essex County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Burke County North Carolina | 1 | $ 2,585,000 | $ 2,585,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 605,000 | $ 605,000 | $ 1,090,000 |
| Edgefield County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 8,000 |
| Humphreys County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Denton County Texas | 1 | $ 405,000 | $ 405,000 | $ 205,000 |
| Walworth County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,031 | $151,455,000 | $146,000 | $2,585,000 | $97,000 | $2,031,000 |
| Refinancing | 375 | $44,425,000 | $118,000 | $805,000 | $109,000 | $1,092,000 |
| Home Improvement | 362 | $14,450,000 | $39,000 | $455,000 | $111,000 | $737,000 |
| Cash-out Refinancing | 212 | $23,670,000 | $111,000 | $415,000 | $88,000 | $718,000 |
| Other Purpose | 153 | $8,795,000 | $57,000 | $505,000 | $103,000 | $700,000 |
| Not Applicable | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,914 | $208,910,000 | $109,000 | $1,025,000 | $101,000 | $2,031,000 |
| Not applicable | 74 | $13,590,000 | $183,000 | $2,585,000 | $0 | $0 |
| Not Provided | 48 | $7,310,000 | $152,000 | $605,000 | $115,000 | $700,000 |
| Black or African American | 38 | $3,340,000 | $87,000 | $375,000 | $85,000 | $354,000 |
| Hispanic | 26 | $4,310,000 | $165,000 | $645,000 | $122,000 | $804,000 |
| Asian | 21 | $3,615,000 | $172,000 | $565,000 | $112,000 | $535,000 |
| American Indian or Alaskan Native | 7 | $575,000 | $82,000 | $125,000 | $78,000 | $237,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $555,000 | $555,000 | $555,000 | $450,000 | $450,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,859 | $210,285,000 | $113,000 | $2,585,000 | $108,000 | $2,031,000 |
| FHA-insured (Federal Housing Administration) | 163 | $19,525,000 | $119,000 | $575,000 | $59,000 | $448,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 89 | $8,905,000 | $100,000 | $525,000 | $57,000 | $805,000 |
| VA-guaranteed (Veterans Administration) | 23 | $4,125,000 | $179,000 | $405,000 | $83,000 | $265,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,610 | $183,700,000 | $114,000 | $2,585,000 | $110,000 | $2,031,000 |
| Application Withdrawn By Applicant | 281 | $36,635,000 | $130,000 | $605,000 | $87,000 | $718,000 |
| Application Denied By Financial Institution | 200 | $16,890,000 | $84,000 | $575,000 | $60,000 | $310,000 |
| File Closed For Incompleteness | 34 | $4,330,000 | $127,000 | $605,000 | $101,000 | $1,090,000 |
| Application Approved But Not Accepted | 9 | $1,285,000 | $142,000 | $445,000 | $66,000 | $165,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,934 | $225,950,000 | $116,000 | $2,585,000 | $106,000 | $2,031,000 |
| Credit History | 117 | $7,745,000 | $66,000 | $435,000 | $59,000 | $229,000 |
| Debt-To-Income Ratio | 51 | $5,895,000 | $115,000 | $575,000 | $59,000 | $196,000 |
| Collateral | 12 | $1,330,000 | $110,000 | $525,000 | $90,000 | $310,000 |
| Other | 11 | $1,145,000 | $104,000 | $185,000 | $51,000 | $110,000 |
| Employment History | 5 | $165,000 | $33,000 | $55,000 | $34,000 | $82,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $610,000 | $152,000 | $435,000 | $57,000 | $108,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.