United Community Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Community Bank 104 N Macoupin Gillespie, IL 62033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,067 |
| Total Mortgage Loan Application Amount | $409,925,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $1,655,000 |
| Average Applicant Income | $103,166 |
| Highest Applicant Income | $3,263,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 963 | $ 142,495,000 | $ 147,000 | $ 109,000 |
| Adams County Illinois | 412 | $ 51,960,000 | $ 126,000 | $ 91,000 |
| Macoupin County Illinois | 294 | $ 33,250,000 | $ 113,000 | $ 83,000 |
| Madison County Illinois | 285 | $ 37,505,000 | $ 131,000 | $ 89,000 |
| Hancock County Illinois | 154 | $ 17,250,000 | $ 112,000 | $ 93,000 |
| McDonough County Illinois | 85 | $ 7,485,000 | $ 88,000 | $ 79,000 |
| Logan County Illinois | 77 | $ 8,275,000 | $ 107,000 | $ 73,000 |
| Pike County Illinois | 73 | $ 6,855,000 | $ 93,000 | $ 74,000 |
| Marion County Missouri | 50 | $ 6,160,000 | $ 123,000 | $ 76,000 |
| Greene County Illinois | 47 | $ 3,555,000 | $ 75,000 | $ 72,000 |
| Jersey County Illinois | 36 | $ 5,430,000 | $ 150,000 | $ 95,000 |
| Brown County Illinois | 33 | $ 3,845,000 | $ 116,000 | $ 82,000 |
| Christian County Illinois | 30 | $ 3,330,000 | $ 111,000 | $ 76,000 |
| Menard County Illinois | 30 | $ 4,030,000 | $ 134,000 | $ 100,000 |
| Lee County Iowa | 28 | $ 3,320,000 | $ 118,000 | $ 68,000 |
| McLean County Illinois | 24 | $ 3,810,000 | $ 158,000 | $ 98,000 |
| Montgomery County Illinois | 23 | $ 2,705,000 | $ 117,000 | $ 101,000 |
| Morgan County Illinois | 23 | $ 2,975,000 | $ 129,000 | $ 129,000 |
| Cook County Illinois | 22 | $ 4,850,000 | $ 220,000 | $ 125,000 |
| Lewis County Missouri | 15 | $ 1,395,000 | $ 93,000 | $ 74,000 |
| Champaign County Illinois | 14 | $ 2,110,000 | $ 150,000 | $ 119,000 |
| Will County Illinois | 14 | $ 1,810,000 | $ 129,000 | $ 85,000 |
| Macon County Illinois | 12 | $ 1,390,000 | $ 115,000 | $ 78,000 |
| St. Clair County Illinois | 12 | $ 1,860,000 | $ 155,000 | $ 117,000 |
| Tazewell County Illinois | 12 | $ 1,610,000 | $ 134,000 | $ 101,000 |
| Scott County Illinois | 11 | $ 815,000 | $ 74,000 | $ 73,000 |
| Ralls County Missouri | 11 | $ 1,875,000 | $ 170,000 | $ 74,000 |
| Grundy County Illinois | 9 | $ 1,405,000 | $ 156,000 | $ 125,000 |
| Mason County Illinois | 9 | $ 705,000 | $ 78,000 | $ 62,000 |
| Schuyler County Illinois | 8 | $ 690,000 | $ 86,000 | $ 68,000 |
| Bond County Illinois | 7 | $ 605,000 | $ 86,000 | $ 113,000 |
| Fulton County Illinois | 7 | $ 765,000 | $ 109,000 | $ 85,000 |
| Ogle County Illinois | 7 | $ 1,105,000 | $ 157,000 | $ 91,000 |
| Williamson County Illinois | 7 | $ 595,000 | $ 85,000 | $ 115,000 |
| Winnebago County Illinois | 7 | $ 965,000 | $ 137,000 | $ 53,000 |
| St. Louis County Missouri | 7 | $ 1,325,000 | $ 189,000 | $ 116,000 |
| Effingham County Illinois | 6 | $ 670,000 | $ 111,000 | $ 70,000 |
| Woodford County Illinois | 6 | $ 870,000 | $ 145,000 | $ 73,000 |
| Camden County Missouri | 6 | $ 1,730,000 | $ 288,000 | $ 156,000 |
| Pike County Missouri | 6 | $ 1,080,000 | $ 180,000 | $ 132,000 |
| St. Charles County Missouri | 6 | $ 1,810,000 | $ 301,000 | $ 231,000 |
| Jackson County Illinois | 5 | $ 475,000 | $ 95,000 | $ 75,000 |
| Peoria County Illinois | 5 | $ 695,000 | $ 139,000 | $ 58,000 |
| Newton County Indiana | 5 | $ 725,000 | $ 145,000 | $ 100,000 |
| Buchanan County Missouri | 5 | $ 575,000 | $ 115,000 | $ 59,000 |
| Collier County Florida | 4 | $ 1,460,000 | $ 365,000 | $ 236,000 |
| Walton County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 264,000 |
| Bureau County Illinois | 4 | $ 380,000 | $ 95,000 | $ 73,000 |
| Calhoun County Illinois | 4 | $ 430,000 | $ 107,000 | $ 85,000 |
| Clinton County Illinois | 4 | $ 480,000 | $ 120,000 | $ 108,000 |
| Franklin County Illinois | 4 | $ 320,000 | $ 80,000 | $ 52,000 |
| Lee County Illinois | 4 | $ 520,000 | $ 130,000 | $ 59,000 |
| Livingston County Illinois | 4 | $ 380,000 | $ 95,000 | $ 78,000 |
| Clark County Missouri | 4 | $ 420,000 | $ 105,000 | $ 133,000 |
| Lee County Florida | 3 | $ 1,195,000 | $ 398,000 | $ 354,000 |
| De Witt County Illinois | 3 | $ 305,000 | $ 101,000 | $ 86,000 |
| Henderson County Illinois | 3 | $ 165,000 | $ 55,000 | $ 54,000 |
| Johnson County Illinois | 3 | $ 495,000 | $ 165,000 | $ 91,000 |
| Marion County Illinois | 3 | $ 505,000 | $ 168,000 | $ 96,000 |
| Monroe County Illinois | 3 | $ 725,000 | $ 241,000 | $ 131,000 |
| Warren County Illinois | 3 | $ 135,000 | $ 45,000 | $ 55,000 |
| Jasper County Indiana | 3 | $ 335,000 | $ 111,000 | $ 64,000 |
| Lake County Indiana | 3 | $ 605,000 | $ 201,000 | $ 103,000 |
| Andrew County Missouri | 3 | $ 605,000 | $ 201,000 | $ 85,000 |
| Johnson County Missouri | 3 | $ 505,000 | $ 168,000 | $ 96,000 |
| St. Louis City County Missouri | 3 | $ 525,000 | $ 175,000 | $ 118,000 |
| Brown County Nebraska | 3 | $ 365,000 | $ 121,000 | $ 41,000 |
| Maricopa County Arizona | 2 | $ 850,000 | $ 425,000 | $ 127,000 |
| Arapahoe County Colorado | 2 | $ 250,000 | $ 125,000 | $ 179,000 |
| Manatee County Florida | 2 | $ 1,030,000 | $ 515,000 | $ 436,000 |
| Fayette County Illinois | 2 | $ 220,000 | $ 110,000 | $ 92,000 |
| Iroquois County Illinois | 2 | $ 260,000 | $ 130,000 | $ 68,000 |
| Kane County Illinois | 2 | $ 400,000 | $ 200,000 | $ 110,000 |
| Kankakee County Illinois | 2 | $ 230,000 | $ 115,000 | $ 108,000 |
| Knox County Illinois | 2 | $ 160,000 | $ 80,000 | $ 36,000 |
| LaSalle County Illinois | 2 | $ 590,000 | $ 295,000 | $ 163,000 |
| Perry County Illinois | 2 | $ 210,000 | $ 105,000 | $ 30,000 |
| Scott County Iowa | 2 | $ 780,000 | $ 390,000 | $ 153,000 |
| Washington County Iowa | 2 | $ 440,000 | $ 220,000 | $ 72,000 |
| Boone County Missouri | 2 | $ 680,000 | $ 340,000 | $ 267,000 |
| Monroe County Missouri | 2 | $ 330,000 | $ 165,000 | $ 91,000 |
| Nodaway County Missouri | 2 | $ 440,000 | $ 220,000 | $ 40,000 |
| Denton County Texas | 2 | $ 700,000 | $ 350,000 | $ 119,000 |
| Salt Lake County Utah | 2 | $ 600,000 | $ 300,000 | $ 224,000 |
| Baldwin County Alabama | 1 | $ 435,000 | $ 435,000 | $ 210,000 |
| DeKalb County Alabama | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Pima County Arizona | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Jefferson County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Saline County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Broward County Florida | 1 | $ 445,000 | $ 445,000 | $ 150,000 |
| Okaloosa County Florida | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Orange County Florida | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| Osceola County Florida | 1 | $ 185,000 | $ 185,000 | $ 248,000 |
| Palm Beach County Florida | 1 | $ 1,655,000 | $ 1,655,000 | $ 3,263,000 |
| Pinellas County Florida | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Sarasota County Florida | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Volusia County Florida | 1 | $ 545,000 | $ 545,000 | $ 166,000 |
| Boone County Illinois | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Carroll County Illinois | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Cass County Illinois | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Coles County Illinois | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Douglas County Illinois | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| DuPage County Illinois | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Ford County Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Gallatin County Illinois | 1 | $ 225,000 | $ 225,000 | $ 25,000 |
| Massac County Illinois | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Piatt County Illinois | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Pope County Illinois | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Randolph County Illinois | 1 | $ 365,000 | $ 365,000 | $ 162,000 |
| Saline County Illinois | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Shelby County Illinois | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Boone County Indiana | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| LaPorte County Indiana | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Des Moines County Iowa | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Hardin County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Howard County Maryland | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| Berrien County Michigan | 1 | $ 345,000 | $ 345,000 | $ 162,000 |
| DeKalb County Missouri | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Franklin County Missouri | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Gasconade County Missouri | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Holt County Missouri | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Jefferson County Missouri | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| Miller County Missouri | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Morgan County Missouri | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Ozark County Missouri | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Shelby County Missouri | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Gallatin County Montana | 1 | $ 355,000 | $ 355,000 | $ 223,000 |
| Bernalillo County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Oswego County New York | 1 | $ 185,000 | $ 185,000 | $ 183,000 |
| Johnston County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Macon County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Wake County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 746,000 |
| Walworth County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Waukesha County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,310 | $182,650,000 | $139,000 | $1,655,000 | $94,000 | $3,263,000 |
| Refinancing | 1,062 | $142,120,000 | $133,000 | $855,000 | $97,000 | $990,000 |
| Cash-out Refinancing | 579 | $78,105,000 | $134,000 | $545,000 | $101,000 | $800,000 |
| Home Improvement | 77 | $3,735,000 | $48,000 | $205,000 | $119,000 | $592,000 |
| Other Purpose | 36 | $3,000,000 | $83,000 | $405,000 | $130,000 | $641,000 |
| Not Applicable | 3 | $315,000 | $105,000 | $185,000 | $78,000 | $102,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,754 | $365,860,000 | $132,000 | $1,655,000 | $97,000 | $3,263,000 |
| Not Provided | 114 | $16,570,000 | $145,000 | $545,000 | $102,000 | $746,000 |
| Not applicable | 71 | $8,645,000 | $121,000 | $925,000 | $25,000 | $25,000 |
| Black or African American | 44 | $5,820,000 | $132,000 | $455,000 | $90,000 | $314,000 |
| Asian | 41 | $8,265,000 | $201,000 | $545,000 | $117,000 | $641,000 |
| Hispanic | 31 | $3,225,000 | $104,000 | $255,000 | $117,000 | $694,000 |
| American Indian or Alaskan Native | 9 | $1,045,000 | $116,000 | $175,000 | $71,000 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $95,000 | $95,000 | $95,000 | $650,000 | $650,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,765 | $374,265,000 | $135,000 | $1,655,000 | $101,000 | $3,263,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 147 | $14,095,000 | $95,000 | $215,000 | $52,000 | $694,000 |
| FHA-insured (Federal Housing Administration) | 107 | $12,645,000 | $118,000 | $355,000 | $57,000 | $161,000 |
| VA-guaranteed (Veterans Administration) | 48 | $8,920,000 | $185,000 | $445,000 | $94,000 | $206,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,371 | $321,545,000 | $135,000 | $1,655,000 | $104,000 | $3,263,000 |
| Application Withdrawn By Applicant | 363 | $48,865,000 | $134,000 | $575,000 | $83,000 | $541,000 |
| Application Denied By Financial Institution | 255 | $29,015,000 | $113,000 | $855,000 | $64,000 | $694,000 |
| File Closed For Incompleteness | 46 | $6,440,000 | $140,000 | $445,000 | $93,000 | $247,000 |
| Application Approved But Not Accepted | 30 | $3,970,000 | $132,000 | $295,000 | $81,000 | $185,000 |
| Loan Purchased By The Institution | 2 | $90,000 | $45,000 | $55,000 | $25,000 | $27,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,812 | $380,910,000 | $135,000 | $1,655,000 | $100,000 | $3,263,000 |
| Credit History | 140 | $13,070,000 | $93,000 | $465,000 | $69,000 | $694,000 |
| Debt-To-Income Ratio | 71 | $10,915,000 | $153,000 | $855,000 | $51,000 | $221,000 |
| Collateral | 25 | $3,075,000 | $123,000 | $385,000 | $87,000 | $269,000 |
| Other | 9 | $1,005,000 | $111,000 | $165,000 | $53,000 | $95,000 |
| Employment History | 6 | $670,000 | $111,000 | $165,000 | $37,000 | $74,000 |
| Unverifiable Information | 3 | $235,000 | $78,000 | $105,000 | $26,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $45,000 | $45,000 | $45,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.