United Community Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Community Bank 104 N Macoupin Gillespie, IL 62033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,520 |
| Total Mortgage Loan Application Amount | $515,281,000 |
| Average Mortgage Loan Application Amount | $93,333 |
| Highest Mortgage Loan Application Amount | $1,992,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $1,200,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 1,758 | $ 210,217,000 | $ 119,000 | $ 94,000 |
| Macoupin County Illinois | 462 | $ 42,075,000 | $ 91,000 | $ 66,000 |
| Madison County Illinois | 234 | $ 27,369,000 | $ 116,000 | $ 83,000 |
| Champaign County Illinois | 138 | $ 17,513,000 | $ 126,000 | $ 73,000 |
| Randolph County Illinois | 106 | $ 11,242,000 | $ 106,000 | $ 67,000 |
| Livingston County Illinois | 89 | $ 9,139,000 | $ 102,000 | $ 71,000 |
| Coles County Illinois | 79 | $ 7,906,000 | $ 100,000 | $ 73,000 |
| Jackson County Illinois | 78 | $ 8,193,000 | $ 105,000 | $ 75,000 |
| Menard County Illinois | 77 | $ 9,042,000 | $ 117,000 | $ 87,000 |
| Fulton County Illinois | 76 | $ 8,577,000 | $ 112,000 | $ 74,000 |
| Fayette County Illinois | 72 | $ 6,630,000 | $ 92,000 | $ 68,000 |
| St. Clair County Illinois | 68 | $ 10,014,000 | $ 147,000 | $ 89,000 |
| Effingham County Illinois | 66 | $ 8,377,000 | $ 126,000 | $ 69,000 |
| Moultrie County Illinois | 64 | $ 7,242,000 | $ 113,000 | $ 76,000 |
| Greene County Illinois | 59 | $ 4,046,000 | $ 68,000 | $ 83,000 |
| Adair County Missouri | 56 | $ 7,273,000 | $ 129,000 | $ 85,000 |
| Christian County Illinois | 53 | $ 5,197,000 | $ 98,000 | $ 80,000 |
| Douglas County Illinois | 50 | $ 4,646,000 | $ 92,000 | $ 80,000 |
| Lake County Indiana | 44 | $ 6,479,000 | $ 147,000 | $ 86,000 |
| Cass County Illinois | 42 | $ 3,947,000 | $ 93,000 | $ 76,000 |
| Knox County Illinois | 42 | $ 4,215,000 | $ 100,000 | $ 64,000 |
| Franklin County Illinois | 38 | $ 3,254,000 | $ 85,000 | $ 67,000 |
| Whiteside County Illinois | 34 | $ 4,548,000 | $ 133,000 | $ 73,000 |
| Henry County Illinois | 33 | $ 3,073,000 | $ 93,000 | $ 73,000 |
| McLean County Illinois | 28 | $ 2,831,000 | $ 101,000 | $ 64,000 |
| Jersey County Illinois | 26 | $ 3,820,000 | $ 146,000 | $ 76,000 |
| Morgan County Illinois | 26 | $ 2,367,000 | $ 91,000 | $ 76,000 |
| Montgomery County Illinois | 25 | $ 2,368,000 | $ 94,000 | $ 81,000 |
| Bond County Illinois | 24 | $ 2,076,000 | $ 86,000 | $ 57,000 |
| Rock Island County Illinois | 24 | $ 3,605,000 | $ 150,000 | $ 100,000 |
| Ford County Illinois | 23 | $ 2,180,000 | $ 94,000 | $ 75,000 |
| Clark County Illinois | 22 | $ 1,689,000 | $ 76,000 | $ 71,000 |
| Perry County Illinois | 22 | $ 2,038,000 | $ 92,000 | $ 61,000 |
| Jackson County Indiana | 18 | $ 2,130,000 | $ 118,000 | $ 59,000 |
| Shelby County Illinois | 16 | $ 1,397,000 | $ 87,000 | $ 51,000 |
| Cook County Illinois | 15 | $ 3,228,000 | $ 215,000 | $ 141,000 |
| Mason County Illinois | 15 | $ 1,321,000 | $ 88,000 | $ 88,000 |
| Owen County Indiana | 15 | $ 1,522,000 | $ 101,000 | $ 43,000 |
| Jasper County Indiana | 14 | $ 2,040,000 | $ 145,000 | $ 86,000 |
| Porter County Indiana | 14 | $ 3,142,000 | $ 224,000 | $ 105,000 |
| Mercer County Illinois | 13 | $ 1,438,000 | $ 110,000 | $ 87,000 |
| Camden County Missouri | 13 | $ 1,916,000 | $ 147,000 | $ 202,000 |
| Pulaski County Missouri | 13 | $ 1,650,000 | $ 126,000 | $ 58,000 |
| Bureau County Illinois | 12 | $ 1,087,000 | $ 90,000 | $ 55,000 |
| Peoria County Illinois | 12 | $ 1,833,000 | $ 152,000 | $ 100,000 |
| Vermilion County Illinois | 12 | $ 1,255,000 | $ 104,000 | $ 62,000 |
| Williamson County Illinois | 12 | $ 1,483,000 | $ 123,000 | $ 88,000 |
| St. Louis County Missouri | 12 | $ 2,234,000 | $ 186,000 | $ 163,000 |
| Crawford County Illinois | 10 | $ 676,000 | $ 67,000 | $ 49,000 |
| Logan County Illinois | 10 | $ 948,000 | $ 94,000 | $ 97,000 |
| Iroquois County Illinois | 9 | $ 1,024,000 | $ 113,000 | $ 104,000 |
| Macon County Illinois | 9 | $ 1,045,000 | $ 116,000 | $ 79,000 |
| Tazewell County Illinois | 9 | $ 1,449,000 | $ 161,000 | $ 111,000 |
| Monroe County Indiana | 8 | $ 1,372,000 | $ 171,000 | $ 77,000 |
| Carroll County Illinois | 7 | $ 460,000 | $ 65,000 | $ 37,000 |
| Clinton County Illinois | 7 | $ 813,000 | $ 116,000 | $ 77,000 |
| McDonough County Illinois | 7 | $ 803,000 | $ 114,000 | $ 80,000 |
| Piatt County Illinois | 7 | $ 788,000 | $ 112,000 | $ 54,000 |
| Tippecanoe County Indiana | 7 | $ 1,734,000 | $ 247,000 | $ 94,000 |
| Lewis County Missouri | 7 | $ 676,000 | $ 96,000 | $ 48,000 |
| Lee County Illinois | 6 | $ 656,000 | $ 109,000 | $ 86,000 |
| Monroe County Illinois | 6 | $ 1,249,000 | $ 208,000 | $ 100,000 |
| Richland County Illinois | 6 | $ 643,000 | $ 107,000 | $ 76,000 |
| Daviess County Indiana | 6 | $ 644,000 | $ 107,000 | $ 60,000 |
| Adams County Illinois | 5 | $ 578,000 | $ 115,000 | $ 78,000 |
| Cumberland County Illinois | 5 | $ 603,000 | $ 120,000 | $ 73,000 |
| Jefferson County Illinois | 5 | $ 547,000 | $ 109,000 | $ 81,000 |
| Marion County Illinois | 5 | $ 614,000 | $ 122,000 | $ 52,000 |
| Union County Illinois | 5 | $ 744,000 | $ 148,000 | $ 119,000 |
| Newton County Indiana | 5 | $ 505,000 | $ 101,000 | $ 59,000 |
| Will County Illinois | 4 | $ 838,000 | $ 209,000 | $ 210,000 |
| Knox County Missouri | 4 | $ 318,000 | $ 79,000 | $ 65,000 |
| Monroe County Missouri | 4 | $ 399,000 | $ 99,000 | $ 130,000 |
| St. Charles County Missouri | 4 | $ 328,000 | $ 82,000 | $ 118,000 |
| Maricopa County Arizona | 3 | $ 536,000 | $ 178,000 | $ 244,000 |
| Clay County Illinois | 3 | $ 243,000 | $ 81,000 | $ 53,000 |
| Edgar County Illinois | 3 | $ 247,000 | $ 82,000 | $ 62,000 |
| Jasper County Illinois | 3 | $ 189,000 | $ 63,000 | $ 48,000 |
| LaSalle County Illinois | 3 | $ 399,000 | $ 133,000 | $ 70,000 |
| Schuyler County Illinois | 3 | $ 244,000 | $ 81,000 | $ 42,000 |
| Stephenson County Illinois | 3 | $ 281,000 | $ 93,000 | $ 75,000 |
| Washington County Illinois | 3 | $ 337,000 | $ 112,000 | $ 65,000 |
| Wayne County Illinois | 3 | $ 380,000 | $ 126,000 | $ 92,000 |
| Benton County Indiana | 3 | $ 233,000 | $ 77,000 | $ 43,000 |
| Vanderburgh County Indiana | 3 | $ 281,000 | $ 93,000 | $ 83,000 |
| White County Indiana | 3 | $ 300,000 | $ 100,000 | $ 55,000 |
| St. Louis City County Missouri | 3 | $ 477,000 | $ 159,000 | $ 84,000 |
| DeKalb County Illinois | 2 | $ 567,000 | $ 283,000 | $ 485,000 |
| Hamilton County Illinois | 2 | $ 180,000 | $ 90,000 | $ 66,000 |
| McHenry County Illinois | 2 | $ 388,000 | $ 194,000 | $ 115,000 |
| Saline County Illinois | 2 | $ 237,000 | $ 118,000 | $ 119,000 |
| Woodford County Illinois | 2 | $ 177,000 | $ 88,000 | $ 75,000 |
| Boone County Indiana | 2 | $ 487,000 | $ 243,000 | $ 64,000 |
| Grant County Indiana | 2 | $ 480,000 | $ 240,000 | $ 141,000 |
| Clinton County Iowa | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Scott County Iowa | 2 | $ 168,000 | $ 84,000 | $ 70,000 |
| Laclede County Missouri | 2 | $ 494,000 | $ 247,000 | $ 46,000 |
| Macon County Missouri | 2 | $ 360,000 | $ 180,000 | $ 114,000 |
| Miller County Missouri | 2 | $ 237,000 | $ 118,000 | $ 85,000 |
| Putnam County Missouri | 2 | $ 131,000 | $ 65,000 | $ 41,000 |
| Mohave County Arizona | 1 | $ 97,000 | $ 97,000 | $ 23,000 |
| Collier County Florida | 1 | $ 53,000 | $ 53,000 | $ 177,000 |
| Lee County Florida | 1 | $ 60,000 | $ 60,000 | $ 95,000 |
| Marion County Florida | 1 | $ 108,000 | $ 108,000 | $ 31,000 |
| Sarasota County Florida | 1 | $ 104,000 | $ 104,000 | $ 66,000 |
| Alexander County Illinois | 1 | $ 110,000 | $ 110,000 | $ 123,000 |
| Boone County Illinois | 1 | $ 218,000 | $ 218,000 | $ 94,000 |
| Calhoun County Illinois | 1 | $ 174,000 | $ 174,000 | $ 73,000 |
| Edwards County Illinois | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Henderson County Illinois | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Kane County Illinois | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Lake County Illinois | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Pike County Illinois | 1 | $ 170,000 | $ 170,000 | $ 80,000 |
| Putnam County Illinois | 1 | $ 129,000 | $ 129,000 | $ 60,000 |
| Warren County Illinois | 1 | $ 197,000 | $ 197,000 | $ 101,000 |
| Winnebago County Illinois | 1 | $ 64,000 | $ 64,000 | $ 43,000 |
| Clay County Indiana | 1 | $ 66,000 | $ 66,000 | $ 37,000 |
| LaPorte County Indiana | 1 | $ 144,000 | $ 144,000 | $ 96,000 |
| Marion County Indiana | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
| Montgomery County Indiana | 1 | $ 120,000 | $ 120,000 | $ 238,000 |
| Putnam County Indiana | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| St. Joseph County Indiana | 1 | $ 250,000 | $ 250,000 | $ 93,000 |
| Warren County Indiana | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Black Hawk County Iowa | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Clayton County Iowa | 1 | $ 76,000 | $ 76,000 | $ 57,000 |
| Polk County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Hancock County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Cape Girardeau County Missouri | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
| Clay County Missouri | 1 | $ 138,000 | $ 138,000 | $ 96,000 |
| Crawford County Missouri | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Jackson County Missouri | 1 | $ 79,000 | $ 79,000 | $ 146,000 |
| Jefferson County Missouri | 1 | $ 92,000 | $ 92,000 | $ 104,000 |
| Lafayette County Missouri | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Lincoln County Missouri | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
| Maries County Missouri | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Marion County Missouri | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Phelps County Missouri | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Randolph County Missouri | 1 | $ 152,000 | $ 152,000 | $ 56,000 |
| Warren County Missouri | 1 | $ 138,000 | $ 138,000 | $ 83,000 |
| Bernalillo County New Mexico | 1 | $ 190,000 | $ 190,000 | $ 76,000 |
| Tarrant County Texas | 1 | $ 236,000 | $ 236,000 | $ 119,000 |
| Wilson County Texas | 1 | $ 166,000 | $ 166,000 | $ 42,000 |
| Ashland County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 125,000 |
| Door County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 91,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,357 | $411,645,000 | $122,000 | $1,992,000 | $87,000 | $1,200,000 |
| Home Purchase | 906 | $87,909,000 | $97,000 | $640,000 | $65,000 | $665,000 |
| Home Improvement | 257 | $15,727,000 | $61,000 | $417,000 | $91,000 | $519,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,391 | $495,615,000 | $112,000 | $1,100,000 | $83,000 | $1,200,000 |
| Asian | 26 | $4,516,000 | $173,000 | $417,000 | $136,000 | $552,000 |
| Black or African American | 25 | $3,120,000 | $124,000 | $417,000 | $103,000 | $353,000 |
| Not applicable | 25 | $5,941,000 | $237,000 | $1,992,000 | $0 | $0 |
| Hispanic | 24 | $2,164,000 | $90,000 | $240,000 | $79,000 | $218,000 |
| Not Provided | 21 | $2,572,000 | $122,000 | $280,000 | $65,000 | $208,000 |
| American Indian or Alaskan Native | 5 | $960,000 | $192,000 | $416,000 | $315,000 | $645,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $393,000 | $131,000 | $138,000 | $81,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,329 | $499,580,000 | $115,000 | $1,992,000 | $85,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 181 | $14,708,000 | $81,000 | $191,000 | $38,000 | $91,000 |
| FHA-insured (Federal Housing Administration) | 9 | $936,000 | $104,000 | $186,000 | $56,000 | $102,000 |
| VA-guaranteed (Veterans Administration) | 1 | $57,000 | $57,000 | $57,000 | $25,000 | $25,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,638 | $420,245,000 | $115,000 | $1,992,000 | $88,000 | $1,200,000 |
| Application Denied By Financial Institution | 475 | $47,747,000 | $100,000 | $417,000 | $53,000 | $324,000 |
| Application Approved But Not Accepted | 317 | $36,666,000 | $115,000 | $417,000 | $76,000 | $344,000 |
| Application Withdrawn By Applicant | 90 | $10,623,000 | $118,000 | $417,000 | $74,000 | $194,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 236 | $20,685,000 | $87,000 | $417,000 | $53,000 | $324,000 |
| Debt-To-Income Ratio | 131 | $15,204,000 | $116,000 | $417,000 | $44,000 | $184,000 |
| Collateral | 43 | $4,975,000 | $115,000 | $274,000 | $80,000 | $238,000 |
| Other | 43 | $4,745,000 | $110,000 | $380,000 | $58,000 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,289,000 | $117,000 | $310,000 | $43,000 | $102,000 |
| Employment History | 4 | $211,000 | $52,000 | $85,000 | $36,000 | $52,000 |
| Mortgage Insurance Denied | 3 | $250,000 | $83,000 | $113,000 | $44,000 | $69,000 |
| Unverifiable Information | 3 | $352,000 | $117,000 | $167,000 | $54,000 | $100,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.