United Community Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Community Bank 104 N Macoupin Gillespie, IL 62033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,369 |
| Total Mortgage Loan Application Amount | $216,315,000 |
| Average Mortgage Loan Application Amount | $130,571 |
| Highest Mortgage Loan Application Amount | $1,206,000 |
| Average Applicant Income | $73,571 |
| Highest Applicant Income | $669,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 719 | $ 71,540,000 | $ 99,000 | $ 60,000 |
| Macoupin County Illinois | 308 | $ 20,071,000 | $ 65,000 | $ 55,000 |
| Madison County Illinois | 184 | $ 16,154,000 | $ 87,000 | $ 67,000 |
| Jackson County Illinois | 95 | $ 12,360,000 | $ 130,000 | $ 71,000 |
| Randolph County Illinois | 63 | $ 4,839,000 | $ 76,000 | $ 54,000 |
| Greene County Illinois | 58 | $ 2,700,000 | $ 46,000 | $ 51,000 |
| Livingston County Illinois | 53 | $ 4,286,000 | $ 80,000 | $ 44,000 |
| Champaign County Illinois | 51 | $ 5,376,000 | $ 105,000 | $ 57,000 |
| Effingham County Illinois | 50 | $ 4,680,000 | $ 93,000 | $ 48,000 |
| Henry County Illinois | 48 | $ 3,439,000 | $ 71,000 | $ 41,000 |
| Williamson County Illinois | 35 | $ 4,785,000 | $ 136,000 | $ 77,000 |
| Coles County Illinois | 33 | $ 2,601,000 | $ 78,000 | $ 62,000 |
| Menard County Illinois | 30 | $ 3,768,000 | $ 125,000 | $ 63,000 |
| Peoria County Illinois | 30 | $ 3,282,000 | $ 109,000 | $ 46,000 |
| Jersey County Illinois | 29 | $ 2,276,000 | $ 78,000 | $ 65,000 |
| Montgomery County Illinois | 29 | $ 1,511,000 | $ 52,000 | $ 53,000 |
| Putnam County Indiana | 29 | $ 3,584,000 | $ 123,000 | $ 56,000 |
| Christian County Illinois | 28 | $ 2,063,000 | $ 73,000 | $ 56,000 |
| Morgan County Illinois | 28 | $ 2,222,000 | $ 79,000 | $ 56,000 |
| Franklin County Illinois | 24 | $ 1,982,000 | $ 82,000 | $ 51,000 |
| Whiteside County Illinois | 24 | $ 1,879,000 | $ 78,000 | $ 58,000 |
| Woodford County Illinois | 23 | $ 2,494,000 | $ 108,000 | $ 52,000 |
| Hendricks County Indiana | 20 | $ 2,363,000 | $ 118,000 | $ 62,000 |
| Douglas County Illinois | 19 | $ 2,078,000 | $ 109,000 | $ 64,000 |
| Moultrie County Illinois | 18 | $ 1,443,000 | $ 80,000 | $ 64,000 |
| Saline County Illinois | 17 | $ 1,244,000 | $ 73,000 | $ 49,000 |
| Iroquois County Illinois | 15 | $ 1,193,000 | $ 79,000 | $ 79,000 |
| Ford County Illinois | 14 | $ 1,088,000 | $ 77,000 | $ 44,000 |
| Owen County Indiana | 14 | $ 1,339,000 | $ 95,000 | $ 42,000 |
| McLean County Illinois | 12 | $ 1,070,000 | $ 89,000 | $ 41,000 |
| Stark County Illinois | 12 | $ 911,000 | $ 75,000 | $ 54,000 |
| Tazewell County Illinois | 12 | $ 1,739,000 | $ 144,000 | $ 43,000 |
| Cass County Illinois | 11 | $ 737,000 | $ 67,000 | $ 50,000 |
| Perry County Illinois | 11 | $ 877,000 | $ 79,000 | $ 47,000 |
| Pike County Illinois | 11 | $ 628,000 | $ 57,000 | $ 35,000 |
| St. Clair County Illinois | 9 | $ 1,587,000 | $ 176,000 | $ 65,000 |
| Daviess County Indiana | 9 | $ 858,000 | $ 95,000 | $ 56,000 |
| Union County Illinois | 8 | $ 679,000 | $ 84,000 | $ 52,000 |
| Camden County Missouri | 8 | $ 1,260,000 | $ 157,000 | $ 82,000 |
| Shelby County Illinois | 7 | $ 437,000 | $ 62,000 | $ 51,000 |
| Carroll County Illinois | 6 | $ 295,000 | $ 49,000 | $ 49,000 |
| Fayette County Illinois | 6 | $ 547,000 | $ 91,000 | $ 49,000 |
| Logan County Illinois | 6 | $ 393,000 | $ 65,000 | $ 66,000 |
| Richland County Illinois | 6 | $ 614,000 | $ 102,000 | $ 52,000 |
| Boone County Indiana | 6 | $ 660,000 | $ 110,000 | $ 37,000 |
| Adams County Illinois | 5 | $ 419,000 | $ 83,000 | $ 42,000 |
| Johnson County Illinois | 5 | $ 598,000 | $ 119,000 | $ 94,000 |
| Knox County Illinois | 5 | $ 652,000 | $ 130,000 | $ 51,000 |
| Vermilion County Illinois | 5 | $ 157,000 | $ 31,000 | $ 46,000 |
| Washington County Illinois | 5 | $ 465,000 | $ 93,000 | $ 54,000 |
| Lafayette County Missouri | 5 | $ 490,000 | $ 98,000 | $ 64,000 |
| Bureau County Illinois | 4 | $ 327,000 | $ 81,000 | $ 51,000 |
| Clark County Illinois | 4 | $ 291,000 | $ 72,000 | $ 54,000 |
| Crawford County Illinois | 4 | $ 187,000 | $ 46,000 | $ 38,000 |
| Cumberland County Illinois | 4 | $ 189,000 | $ 47,000 | $ 17,000 |
| Mason County Illinois | 4 | $ 192,000 | $ 48,000 | $ 53,000 |
| Massac County Illinois | 4 | $ 274,000 | $ 68,000 | $ 47,000 |
| Stephenson County Illinois | 4 | $ 492,000 | $ 123,000 | $ 74,000 |
| Montgomery County Indiana | 4 | $ 383,000 | $ 95,000 | $ 61,000 |
| Bond County Illinois | 3 | $ 199,000 | $ 66,000 | $ 90,000 |
| Rock Island County Illinois | 3 | $ 424,000 | $ 141,000 | $ 51,000 |
| Marion County Indiana | 3 | $ 651,000 | $ 217,000 | $ 64,000 |
| Vanderburgh County Indiana | 3 | $ 291,000 | $ 97,000 | $ 47,000 |
| Morgan County Missouri | 3 | $ 661,000 | $ 220,000 | $ 29,000 |
| Calhoun County Illinois | 2 | $ 89,000 | $ 44,000 | $ 55,000 |
| Jefferson County Illinois | 2 | $ 106,000 | $ 53,000 | $ 72,000 |
| Lake County Illinois | 2 | $ 132,000 | $ 66,000 | $ 33,000 |
| Macon County Illinois | 2 | $ 255,000 | $ 127,000 | $ 72,000 |
| Marion County Illinois | 2 | $ 68,000 | $ 34,000 | $ 41,000 |
| Marshall County Illinois | 2 | $ 186,000 | $ 93,000 | $ 25,000 |
| McDonough County Illinois | 2 | $ 188,000 | $ 94,000 | $ 70,000 |
| Mercer County Illinois | 2 | $ 160,000 | $ 80,000 | $ 49,000 |
| Piatt County Illinois | 2 | $ 96,000 | $ 48,000 | $ 41,000 |
| Scott County Illinois | 2 | $ 170,000 | $ 85,000 | $ 52,000 |
| Benton County Indiana | 2 | $ 213,000 | $ 106,000 | $ 68,000 |
| Fountain County Indiana | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Greene County Indiana | 2 | $ 133,000 | $ 66,000 | $ 58,000 |
| Hamilton County Indiana | 2 | $ 265,000 | $ 132,000 | $ 213,000 |
| Vermillion County Indiana | 2 | $ 188,000 | $ 94,000 | $ 36,000 |
| Marion County Missouri | 2 | $ 136,000 | $ 68,000 | $ 36,000 |
| Clay County Florida | 1 | $ 260,000 | $ 260,000 | $ 117,000 |
| Collier County Florida | 1 | $ 500,000 | $ 500,000 | $ 499,000 |
| Escambia County Florida | 1 | $ 272,000 | $ 272,000 | $ 73,000 |
| Marion County Florida | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Clinton County Illinois | 1 | $ 74,000 | $ 74,000 | $ 86,000 |
| DeKalb County Illinois | 1 | $ 134,000 | $ 134,000 | $ 129,000 |
| DuPage County Illinois | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Edgar County Illinois | 1 | $ 72,000 | $ 72,000 | $ 79,000 |
| Hancock County Illinois | 1 | $ 76,000 | $ 76,000 | $ 66,000 |
| Kane County Illinois | 1 | $ 63,000 | $ 63,000 | $ 127,000 |
| LaSalle County Illinois | 1 | $ 103,000 | $ 103,000 | $ 81,000 |
| Lawrence County Illinois | 1 | $ 81,000 | $ 81,000 | $ 35,000 |
| Lee County Illinois | 1 | $ 123,000 | $ 123,000 | $ 68,000 |
| Schuyler County Illinois | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Warren County Illinois | 1 | $ 33,000 | $ 33,000 | $ 34,000 |
| White County Illinois | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Will County Illinois | 1 | $ 184,000 | $ 184,000 | $ 52,000 |
| Dearborn County Indiana | 1 | $ 122,000 | $ 122,000 | $ 81,000 |
| Monroe County Indiana | 1 | $ 256,000 | $ 256,000 | $ 159,000 |
| Morgan County Indiana | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Parke County Indiana | 1 | $ 63,000 | $ 63,000 | $ 56,000 |
| Warren County Indiana | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Black Hawk County Iowa | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Mills County Iowa | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Muscatine County Iowa | 1 | $ 68,000 | $ 68,000 | $ 56,000 |
| Audrain County Missouri | 1 | $ 284,000 | $ 284,000 | $ 222,000 |
| Knox County Missouri | 1 | $ 76,000 | $ 76,000 | $ 14,000 |
| Macon County Missouri | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Shelby County Missouri | 1 | $ 44,000 | $ 44,000 | $ 58,000 |
| St. Louis County Missouri | 1 | $ 204,000 | $ 204,000 | $ 101,000 |
| Warren County Ohio | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Waukesha County Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 87,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,088 | $99,004,000 | $154,333 | $660,000 | $84,166 | $669,000 |
| Refinancing | 1,085 | $108,355,000 | $126,200 | $1,206,000 | $59,400 | $669,000 |
| Home Improvement | 196 | $8,956,000 | $90,333 | $667,000 | $76,000 | $486,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,271 | $206,640,000 | $152,857 | $667,000 | $81,000 | $669,000 |
| Not applicable | 39 | $4,771,000 | $122,000 | $1,206,000 | $91,000 | $600,000 |
| Black or African American | 22 | $1,489,000 | $67,000 | $233,000 | $45,000 | $108,000 |
| Hispanic | 15 | $997,000 | $66,000 | $140,000 | $45,000 | $85,000 |
| Asian | 11 | $1,466,000 | $133,000 | $360,000 | $79,000 | $174,000 |
| Not Provided | 10 | $902,000 | $90,000 | $200,000 | $55,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $50,000 | $50,000 | $50,000 | $38,000 | $38,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,308 | $211,650,000 | $153,571 | $1,206,000 | $81,857 | $669,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 60 | $4,626,000 | $76,333 | $170,000 | $29,333 | $96,000 |
| FHA-insured (Federal Housing Administration) | 1 | $39,000 | $39,000 | $39,000 | $30,000 | $30,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,789 | $162,445,000 | $149,666 | $1,206,000 | $91,333 | $669,000 |
| Application Denied By Financial Institution | 266 | $23,629,000 | $118,200 | $660,000 | $44,800 | $246,000 |
| Application Approved But Not Accepted | 158 | $15,647,000 | $111,000 | $357,000 | $54,666 | $270,000 |
| Application Withdrawn By Applicant | 86 | $8,518,000 | $134,333 | $525,000 | $71,666 | $246,000 |
| Loan Purchased By The Institution | 68 | $5,939,000 | $74,500 | $250,000 | $40,000 | $143,000 |
| File Closed For Incompleteness | 2 | $137,000 | $68,000 | $92,000 | $42,000 | $68,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 153 | $13,129,000 | $119,000 | $660,000 | $51,500 | $177,000 |
| Debt-To-Income Ratio | 71 | $6,941,000 | $124,250 | $390,000 | $40,500 | $78,000 |
| Collateral | 20 | $1,576,000 | $84,500 | $180,000 | $45,500 | $246,000 |
| Other | 8 | $856,000 | $103,666 | $250,000 | $46,333 | $122,000 |
| Employment History | 7 | $557,000 | $79,500 | $137,000 | $34,500 | $57,000 |
| Unverifiable Information | 4 | $279,000 | $69,000 | $88,000 | $26,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $150,000 | $150,000 | $150,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 1 | $58,000 | $58,000 | $58,000 | $19,000 | $19,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.