United Community Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Community Bank 104 N Macoupin Gillespie, IL 62033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,289 |
| Total Mortgage Loan Application Amount | $210,806,000 |
| Average Mortgage Loan Application Amount | $137,611 |
| Highest Mortgage Loan Application Amount | $793,000 |
| Average Applicant Income | $125,666 |
| Highest Applicant Income | $1,056,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 830 | $ 82,518,000 | $ 99,000 | $ 72,000 |
| Macoupin County Illinois | 274 | $ 20,021,000 | $ 73,000 | $ 51,000 |
| Madison County Illinois | 150 | $ 12,915,000 | $ 86,000 | $ 85,000 |
| Woodford County Illinois | 55 | $ 6,391,000 | $ 116,000 | $ 44,000 |
| Randolph County Illinois | 54 | $ 4,299,000 | $ 79,000 | $ 41,000 |
| Greene County Illinois | 52 | $ 2,007,000 | $ 38,000 | $ 40,000 |
| Jackson County Illinois | 52 | $ 7,589,000 | $ 145,000 | $ 125,000 |
| Henry County Illinois | 50 | $ 3,386,000 | $ 67,000 | $ 42,000 |
| Christian County Illinois | 44 | $ 3,259,000 | $ 74,000 | $ 58,000 |
| Livingston County Illinois | 42 | $ 3,373,000 | $ 80,000 | $ 43,000 |
| Champaign County Illinois | 36 | $ 3,656,000 | $ 101,000 | $ 62,000 |
| Williamson County Illinois | 34 | $ 3,696,000 | $ 108,000 | $ 95,000 |
| Effingham County Illinois | 33 | $ 3,459,000 | $ 104,000 | $ 57,000 |
| Whiteside County Illinois | 33 | $ 2,570,000 | $ 77,000 | $ 48,000 |
| Menard County Illinois | 29 | $ 2,673,000 | $ 92,000 | $ 64,000 |
| Morgan County Illinois | 24 | $ 1,597,000 | $ 66,000 | $ 61,000 |
| St. Clair County Illinois | 23 | $ 2,925,000 | $ 127,000 | $ 80,000 |
| Jersey County Illinois | 22 | $ 2,181,000 | $ 99,000 | $ 57,000 |
| Coles County Illinois | 21 | $ 1,612,000 | $ 76,000 | $ 63,000 |
| Douglas County Illinois | 21 | $ 1,664,000 | $ 79,000 | $ 62,000 |
| McLean County Illinois | 20 | $ 2,059,000 | $ 102,000 | $ 71,000 |
| Montgomery County Illinois | 20 | $ 1,107,000 | $ 55,000 | $ 43,000 |
| Peoria County Illinois | 20 | $ 1,962,000 | $ 98,000 | $ 72,000 |
| Putnam County Indiana | 20 | $ 1,885,000 | $ 94,000 | $ 59,000 |
| Franklin County Illinois | 19 | $ 1,991,000 | $ 104,000 | $ 83,000 |
| Saline County Illinois | 17 | $ 1,326,000 | $ 78,000 | $ 55,000 |
| Stark County Illinois | 15 | $ 1,068,000 | $ 71,000 | $ 42,000 |
| Tazewell County Illinois | 15 | $ 1,520,000 | $ 101,000 | $ 61,000 |
| Ford County Illinois | 14 | $ 1,067,000 | $ 76,000 | $ 47,000 |
| Moultrie County Illinois | 11 | $ 932,000 | $ 84,000 | $ 59,000 |
| Logan County Illinois | 10 | $ 966,000 | $ 96,000 | $ 57,000 |
| Carroll County Illinois | 9 | $ 885,000 | $ 98,000 | $ 49,000 |
| Knox County Illinois | 9 | $ 703,000 | $ 78,000 | $ 71,000 |
| Rock Island County Illinois | 9 | $ 717,000 | $ 79,000 | $ 57,000 |
| Massac County Illinois | 8 | $ 746,000 | $ 93,000 | $ 74,000 |
| Perry County Illinois | 8 | $ 683,000 | $ 85,000 | $ 60,000 |
| Boone County Indiana | 8 | $ 1,058,000 | $ 132,000 | $ 56,000 |
| Richland County Illinois | 7 | $ 855,000 | $ 122,000 | $ 67,000 |
| Bureau County Illinois | 6 | $ 356,000 | $ 59,000 | $ 35,000 |
| Union County Illinois | 6 | $ 895,000 | $ 149,000 | $ 132,000 |
| Daviess County Indiana | 6 | $ 647,000 | $ 107,000 | $ 63,000 |
| Hendricks County Indiana | 6 | $ 809,000 | $ 134,000 | $ 76,000 |
| Owen County Indiana | 6 | $ 582,000 | $ 97,000 | $ 46,000 |
| Cass County Illinois | 5 | $ 287,000 | $ 57,000 | $ 57,000 |
| Fayette County Illinois | 5 | $ 624,000 | $ 124,000 | $ 84,000 |
| Macon County Illinois | 5 | $ 448,000 | $ 89,000 | $ 65,000 |
| Marion County Illinois | 5 | $ 338,000 | $ 67,000 | $ 50,000 |
| Washington County Illinois | 5 | $ 715,000 | $ 143,000 | $ 54,000 |
| Dearborn County Indiana | 5 | $ 347,000 | $ 69,000 | $ 38,000 |
| De Witt County Illinois | 4 | $ 194,000 | $ 48,000 | $ 48,000 |
| Jefferson County Illinois | 4 | $ 379,000 | $ 94,000 | $ 67,000 |
| Mercer County Illinois | 4 | $ 393,000 | $ 98,000 | $ 57,000 |
| Stephenson County Illinois | 4 | $ 427,000 | $ 106,000 | $ 85,000 |
| Marion County Indiana | 4 | $ 461,000 | $ 115,000 | $ 66,000 |
| Maricopa County Arizona | 3 | $ 660,000 | $ 220,000 | $ 456,000 |
| Adams County Illinois | 3 | $ 326,000 | $ 108,000 | $ 61,000 |
| Clark County Illinois | 3 | $ 182,000 | $ 60,000 | $ 57,000 |
| Clay County Illinois | 3 | $ 170,000 | $ 56,000 | $ 66,000 |
| Johnson County Illinois | 3 | $ 211,000 | $ 70,000 | $ 61,000 |
| LaSalle County Illinois | 3 | $ 244,000 | $ 81,000 | $ 59,000 |
| Marshall County Illinois | 3 | $ 335,000 | $ 111,000 | $ 59,000 |
| Piatt County Illinois | 3 | $ 243,000 | $ 81,000 | $ 48,000 |
| Pike County Illinois | 3 | $ 128,000 | $ 42,000 | $ 44,000 |
| Vermilion County Illinois | 3 | $ 256,000 | $ 85,000 | $ 29,000 |
| Clay County Indiana | 3 | $ 170,000 | $ 56,000 | $ 20,000 |
| Montgomery County Indiana | 3 | $ 225,000 | $ 75,000 | $ 30,000 |
| Vanderburgh County Indiana | 3 | $ 299,000 | $ 99,000 | $ 60,000 |
| St. Louis County Missouri | 3 | $ 541,000 | $ 180,000 | $ 132,000 |
| Crawford County Illinois | 2 | $ 85,000 | $ 42,000 | $ 32,000 |
| Iroquois County Illinois | 2 | $ 124,000 | $ 62,000 | $ 52,000 |
| Jasper County Illinois | 2 | $ 148,000 | $ 74,000 | $ 32,000 |
| Lawrence County Illinois | 2 | $ 130,000 | $ 65,000 | $ 40,000 |
| Monroe County Illinois | 2 | $ 340,000 | $ 170,000 | $ 94,000 |
| Pulaski County Illinois | 2 | $ 125,000 | $ 62,000 | $ 33,000 |
| Scott County Illinois | 2 | $ 140,000 | $ 70,000 | $ 63,000 |
| Shelby County Illinois | 2 | $ 121,000 | $ 60,000 | $ 66,000 |
| Greene County Indiana | 2 | $ 140,000 | $ 70,000 | $ 53,000 |
| Clinton County Iowa | 2 | $ 111,000 | $ 55,000 | $ 49,000 |
| Camden County Missouri | 2 | $ 165,000 | $ 82,000 | $ 26,000 |
| Lake County Florida | 1 | $ 50,000 | $ 50,000 | $ 236,000 |
| Sarasota County Florida | 1 | $ 160,000 | $ 160,000 | $ 110,000 |
| Brown County Illinois | 1 | $ 63,000 | $ 63,000 | $ 76,000 |
| Calhoun County Illinois | 1 | $ 7,000 | $ 7,000 | $ 80,000 |
| Cook County Illinois | 1 | $ 196,000 | $ 196,000 | $ 100,000 |
| Cumberland County Illinois | 1 | $ 110,000 | $ 110,000 | $ 24,000 |
| DuPage County Illinois | 1 | $ 260,000 | $ 260,000 | $ 124,000 |
| Lake County Illinois | 1 | $ 269,000 | $ 269,000 | $ 134,000 |
| Lee County Illinois | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Pope County Illinois | 1 | $ 109,000 | $ 109,000 | $ 90,000 |
| Putnam County Illinois | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Warren County Illinois | 1 | $ 48,000 | $ 48,000 | $ 45,000 |
| Will County Illinois | 1 | $ 237,000 | $ 237,000 | $ 115,000 |
| Benton County Indiana | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Parke County Indiana | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| Posey County Indiana | 1 | $ 170,000 | $ 170,000 | $ 98,000 |
| Tippecanoe County Indiana | 1 | $ 114,000 | $ 114,000 | $ 111,000 |
| Warrick County Indiana | 1 | $ 133,000 | $ 133,000 | $ 100,000 |
| McCracken County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 25,000 |
| Leelanau County Michigan | 1 | $ 595,000 | $ 595,000 | $ 338,000 |
| Lafayette County Missouri | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Lewis County Missouri | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Miller County Missouri | 1 | $ 43,000 | $ 43,000 | $ 18,000 |
| Morgan County Missouri | 1 | $ 235,000 | $ 235,000 | $ 207,000 |
| Warren County Ohio | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Beaufort County South Carolina | 1 | $ 248,000 | $ 248,000 | $ 406,000 |
| Galveston County Texas | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,318 | $131,225,000 | $106,714 | $793,000 | $73,142 | $510,000 |
| Home Purchase | 799 | $73,088,000 | $178,111 | $595,000 | $183,111 | $1,056,000 |
| Home Improvement | 172 | $6,493,000 | $63,500 | $251,000 | $51,000 | $478,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,226 | $204,298,000 | $170,363 | $793,000 | $158,000 | $1,056,000 |
| Black or African American | 17 | $2,220,000 | $130,000 | $334,000 | $70,000 | $170,000 |
| Not applicable | 16 | $934,000 | $58,000 | $179,000 | $158,000 | $1,000,000 |
| Asian | 15 | $2,040,000 | $136,000 | $355,000 | $75,000 | $175,000 |
| Hispanic | 10 | $806,000 | $80,000 | $215,000 | $55,000 | $102,000 |
| Not Provided | 3 | $398,000 | $132,000 | $245,000 | $44,000 | $58,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $56,000 | $56,000 | $56,000 | $24,000 | $24,000 |
| American Indian or Alaskan Native | 1 | $54,000 | $54,000 | $54,000 | $47,000 | $47,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,256 | $208,381,000 | $170,454 | $793,000 | $158,181 | $1,056,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $2,345,000 | $73,000 | $144,000 | $30,000 | $58,000 |
| FHA-insured (Federal Housing Administration) | 1 | $80,000 | $80,000 | $80,000 | $51,000 | $51,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,481 | $137,074,000 | $203,375 | $793,000 | $205,000 | $1,056,000 |
| Loan Purchased By The Institution | 615 | $58,511,000 | $94,833 | $465,000 | $55,666 | $504,000 |
| Application Denied By Financial Institution | 137 | $10,592,000 | $94,333 | $300,000 | $35,333 | $104,000 |
| Application Withdrawn By Applicant | 50 | $4,193,000 | $91,000 | $250,000 | $49,500 | $109,000 |
| Application Approved But Not Accepted | 6 | $436,000 | $72,000 | $161,000 | $48,000 | $66,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 77 | $5,640,000 | $96,666 | $245,000 | $39,333 | $89,000 |
| Debt-To-Income Ratio | 38 | $3,312,000 | $78,000 | $300,000 | $23,000 | $104,000 |
| Collateral | 12 | $950,000 | $79,000 | $140,000 | $45,000 | $100,000 |
| Employment History | 5 | $357,000 | $71,000 | $114,000 | $35,000 | $64,000 |
| Other | 3 | $209,000 | $69,000 | $120,000 | $28,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $124,000 | $62,000 | $82,000 | $47,000 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.