United Community Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Community Bank 104 N Macoupin Gillespie, IL 62033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,113 |
| Total Mortgage Loan Application Amount | $476,450,000 |
| Average Mortgage Loan Application Amount | $113,526 |
| Highest Mortgage Loan Application Amount | $463,000 |
| Average Applicant Income | $72,105 |
| Highest Applicant Income | $1,486,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 2,110 | $ 214,124,000 | $ 101,000 | $ 65,000 |
| Macoupin County Illinois | 513 | $ 36,797,000 | $ 71,000 | $ 71,000 |
| Madison County Illinois | 243 | $ 22,211,000 | $ 91,000 | $ 153,000 |
| Randolph County Illinois | 123 | $ 9,598,000 | $ 78,000 | $ 68,000 |
| Jackson County Illinois | 110 | $ 13,108,000 | $ 119,000 | $ 99,000 |
| Woodford County Illinois | 107 | $ 11,454,000 | $ 107,000 | $ 58,000 |
| Whiteside County Illinois | 102 | $ 8,525,000 | $ 83,000 | $ 123,000 |
| Livingston County Illinois | 101 | $ 8,481,000 | $ 83,000 | $ 53,000 |
| Greene County Illinois | 87 | $ 4,302,000 | $ 49,000 | $ 56,000 |
| Champaign County Illinois | 86 | $ 8,546,000 | $ 99,000 | $ 83,000 |
| Christian County Illinois | 83 | $ 6,056,000 | $ 72,000 | $ 48,000 |
| Henry County Illinois | 81 | $ 5,721,000 | $ 70,000 | $ 52,000 |
| Franklin County Illinois | 80 | $ 6,522,000 | $ 81,000 | $ 65,000 |
| Coles County Illinois | 75 | $ 6,159,000 | $ 82,000 | $ 64,000 |
| Effingham County Illinois | 66 | $ 5,739,000 | $ 86,000 | $ 56,000 |
| Menard County Illinois | 63 | $ 6,593,000 | $ 104,000 | $ 148,000 |
| Williamson County Illinois | 58 | $ 5,285,000 | $ 91,000 | $ 74,000 |
| Putnam County Indiana | 49 | $ 5,370,000 | $ 109,000 | $ 59,000 |
| St. Clair County Illinois | 45 | $ 5,062,000 | $ 112,000 | $ 72,000 |
| Saline County Illinois | 43 | $ 4,036,000 | $ 93,000 | $ 71,000 |
| Douglas County Illinois | 37 | $ 2,551,000 | $ 68,000 | $ 48,000 |
| Ford County Illinois | 35 | $ 2,713,000 | $ 77,000 | $ 40,000 |
| Logan County Illinois | 33 | $ 3,158,000 | $ 95,000 | $ 93,000 |
| Tazewell County Illinois | 33 | $ 3,364,000 | $ 101,000 | $ 64,000 |
| Vanderburgh County Indiana | 31 | $ 2,183,000 | $ 70,000 | $ 63,000 |
| Jersey County Illinois | 30 | $ 3,322,000 | $ 110,000 | $ 46,000 |
| McLean County Illinois | 30 | $ 3,239,000 | $ 107,000 | $ 70,000 |
| Peoria County Illinois | 30 | $ 3,190,000 | $ 106,000 | $ 60,000 |
| Hendricks County Indiana | 27 | $ 3,281,000 | $ 121,000 | $ 54,000 |
| Montgomery County Illinois | 26 | $ 2,820,000 | $ 108,000 | $ 54,000 |
| Owen County Indiana | 25 | $ 2,316,000 | $ 92,000 | $ 75,000 |
| Moultrie County Illinois | 24 | $ 1,838,000 | $ 76,000 | $ 71,000 |
| Clark County Illinois | 23 | $ 1,556,000 | $ 67,000 | $ 43,000 |
| Massac County Illinois | 23 | $ 1,768,000 | $ 76,000 | $ 61,000 |
| Knox County Illinois | 22 | $ 1,705,000 | $ 77,000 | $ 92,000 |
| Daviess County Indiana | 22 | $ 1,877,000 | $ 85,000 | $ 59,000 |
| Morgan County Illinois | 21 | $ 1,781,000 | $ 84,000 | $ 64,000 |
| Bureau County Illinois | 20 | $ 1,986,000 | $ 99,000 | $ 54,000 |
| Carroll County Illinois | 20 | $ 1,517,000 | $ 75,000 | $ 63,000 |
| Fayette County Illinois | 19 | $ 1,643,000 | $ 86,000 | $ 72,000 |
| Richland County Illinois | 17 | $ 1,713,000 | $ 100,000 | $ 61,000 |
| Cass County Illinois | 14 | $ 924,000 | $ 66,000 | $ 56,000 |
| Iroquois County Illinois | 14 | $ 1,045,000 | $ 74,000 | $ 67,000 |
| Clinton County Iowa | 14 | $ 1,894,000 | $ 135,000 | $ 51,000 |
| Perry County Illinois | 13 | $ 902,000 | $ 69,000 | $ 55,000 |
| LaSalle County Illinois | 12 | $ 1,046,000 | $ 87,000 | $ 62,000 |
| Boone County Indiana | 11 | $ 1,319,000 | $ 119,000 | $ 51,000 |
| Rock Island County Illinois | 10 | $ 743,000 | $ 74,000 | $ 42,000 |
| Washington County Illinois | 10 | $ 1,101,000 | $ 110,000 | $ 99,000 |
| Shelby County Illinois | 9 | $ 650,000 | $ 72,000 | $ 38,000 |
| Stark County Illinois | 9 | $ 772,000 | $ 85,000 | $ 55,000 |
| Adams County Illinois | 8 | $ 596,000 | $ 74,000 | $ 70,000 |
| Cumberland County Illinois | 8 | $ 628,000 | $ 78,000 | $ 56,000 |
| Macon County Illinois | 8 | $ 629,000 | $ 78,000 | $ 63,000 |
| Putnam County Illinois | 8 | $ 757,000 | $ 94,000 | $ 66,000 |
| Montgomery County Indiana | 8 | $ 770,000 | $ 96,000 | $ 65,000 |
| Cook County Illinois | 7 | $ 1,640,000 | $ 234,000 | $ 203,000 |
| Jefferson County Illinois | 7 | $ 822,000 | $ 117,000 | $ 124,000 |
| Piatt County Illinois | 7 | $ 593,000 | $ 84,000 | $ 61,000 |
| Lee County Florida | 6 | $ 780,000 | $ 130,000 | $ 66,000 |
| Lee County Illinois | 6 | $ 604,000 | $ 100,000 | $ 52,000 |
| Marion County Illinois | 6 | $ 470,000 | $ 78,000 | $ 69,000 |
| Union County Illinois | 6 | $ 684,000 | $ 114,000 | $ 62,000 |
| Camden County Missouri | 6 | $ 523,000 | $ 87,000 | $ 120,000 |
| Lawrence County Illinois | 5 | $ 563,000 | $ 112,000 | $ 79,000 |
| Marshall County Illinois | 5 | $ 355,000 | $ 71,000 | $ 71,000 |
| Clay County Illinois | 4 | $ 291,000 | $ 72,000 | $ 43,000 |
| De Witt County Illinois | 4 | $ 315,000 | $ 78,000 | $ 57,000 |
| DuPage County Illinois | 4 | $ 572,000 | $ 143,000 | $ 86,000 |
| Marion County Indiana | 4 | $ 495,000 | $ 123,000 | $ 102,000 |
| St. Charles County Missouri | 4 | $ 494,000 | $ 123,000 | $ 101,000 |
| Clinton County Illinois | 3 | $ 280,000 | $ 93,000 | $ 63,000 |
| Crawford County Illinois | 3 | $ 256,000 | $ 85,000 | $ 117,000 |
| Hamilton County Illinois | 3 | $ 232,000 | $ 77,000 | $ 41,000 |
| Jasper County Illinois | 3 | $ 170,000 | $ 56,000 | $ 56,000 |
| Lake County Illinois | 3 | $ 721,000 | $ 240,000 | $ 84,000 |
| Pike County Illinois | 3 | $ 193,000 | $ 64,000 | $ 73,000 |
| Stephenson County Illinois | 3 | $ 280,000 | $ 93,000 | $ 64,000 |
| Vermilion County Illinois | 3 | $ 306,000 | $ 102,000 | $ 96,000 |
| Greene County Indiana | 3 | $ 195,000 | $ 65,000 | $ 48,000 |
| Warrick County Indiana | 3 | $ 272,000 | $ 90,000 | $ 81,000 |
| St. Louis County Missouri | 3 | $ 281,000 | $ 93,000 | $ 58,000 |
| St. Louis City County Missouri | 3 | $ 437,000 | $ 145,000 | $ 72,000 |
| Bond County Illinois | 2 | $ 175,000 | $ 87,000 | $ 92,000 |
| Edgar County Illinois | 2 | $ 71,000 | $ 35,000 | $ 42,000 |
| Gallatin County Illinois | 2 | $ 208,000 | $ 104,000 | $ 76,000 |
| Hardin County Illinois | 2 | $ 233,000 | $ 116,000 | $ 109,000 |
| Johnson County Illinois | 2 | $ 191,000 | $ 95,000 | $ 53,000 |
| Ogle County Illinois | 2 | $ 115,000 | $ 57,000 | $ 87,000 |
| Will County Illinois | 2 | $ 173,000 | $ 86,000 | $ 105,000 |
| Clay County Indiana | 2 | $ 160,000 | $ 80,000 | $ 48,000 |
| Morgan County Indiana | 2 | $ 309,000 | $ 154,000 | $ 90,000 |
| Shawnee County Kansas | 2 | $ 226,000 | $ 113,000 | $ 78,000 |
| Ingham County Michigan | 2 | $ 220,000 | $ 110,000 | $ 54,000 |
| Livingston County Michigan | 2 | $ 242,000 | $ 121,000 | $ 73,000 |
| Knox County Missouri | 2 | $ 139,000 | $ 69,000 | $ 53,000 |
| Lewis County Missouri | 2 | $ 184,000 | $ 92,000 | $ 57,000 |
| Miller County Missouri | 2 | $ 142,000 | $ 71,000 | $ 58,000 |
| Maricopa County Arizona | 1 | $ 126,000 | $ 126,000 | $ 132,000 |
| Pima County Arizona | 1 | $ 57,000 | $ 57,000 | $ 67,000 |
| Osceola County Florida | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
| Walton County Florida | 1 | $ 216,000 | $ 216,000 | $ 145,000 |
| Calhoun County Illinois | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Edwards County Illinois | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Fulton County Illinois | 1 | $ 72,000 | $ 72,000 | $ 80,000 |
| Jo Daviess County Illinois | 1 | $ 42,000 | $ 42,000 | $ 63,000 |
| Kane County Illinois | 1 | $ 209,000 | $ 209,000 | $ 132,000 |
| Mason County Illinois | 1 | $ 122,000 | $ 122,000 | $ 72,000 |
| McDonough County Illinois | 1 | $ 49,000 | $ 49,000 | $ 43,000 |
| McHenry County Illinois | 1 | $ 161,000 | $ 161,000 | $ 98,000 |
| Mercer County Illinois | 1 | $ 72,000 | $ 72,000 | $ 74,000 |
| Monroe County Illinois | 1 | $ 143,000 | $ 143,000 | $ 96,000 |
| Pope County Illinois | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Schuyler County Illinois | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| Scott County Illinois | 1 | $ 59,000 | $ 59,000 | $ 81,000 |
| White County Illinois | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Carroll County Indiana | 1 | $ 127,000 | $ 127,000 | $ 52,000 |
| Martin County Indiana | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Monroe County Indiana | 1 | $ 86,000 | $ 86,000 | $ 61,000 |
| Parke County Indiana | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Posey County Indiana | 1 | $ 68,000 | $ 68,000 | $ 19,000 |
| Delaware County Iowa | 1 | $ 86,000 | $ 86,000 | $ 81,000 |
| Dubuque County Iowa | 1 | $ 46,000 | $ 46,000 | $ 19,000 |
| Jones County Iowa | 1 | $ 101,000 | $ 101,000 | $ 102,000 |
| Linn County Iowa | 1 | $ 117,000 | $ 117,000 | $ 114,000 |
| Scott County Iowa | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Boone County Kentucky | 1 | $ 209,000 | $ 209,000 | $ 60,000 |
| Calloway County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 91,000 |
| Jackson County Michigan | 1 | $ 142,000 | $ 142,000 | $ 90,000 |
| Hancock County Mississippi | 1 | $ 107,000 | $ 107,000 | $ 84,000 |
| Boone County Missouri | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Callaway County Missouri | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
| Marion County Missouri | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Morgan County Missouri | 1 | $ 41,000 | $ 41,000 | $ 103,000 |
| Clark County Nevada | 1 | $ 40,000 | $ 40,000 | $ 59,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 4,313 | $409,209,000 | $95,727 | $387,000 | $72,000 | $766,000 |
| Home Purchase (one-to-four family) | 719 | $64,792,000 | $135,500 | $369,000 | $86,333 | $1,486,000 |
| Home Improvement (one-to-four family) | 79 | $1,915,000 | $24,000 | $150,000 | $60,000 | $234,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 2 | $534,000 | $267,000 | $463,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,050 | $470,921,000 | $107,000 | $463,000 | $75,454 | $857,000 |
| Asian or Pacific Islander | 22 | $2,138,000 | $97,000 | $209,000 | $108,000 | $400,000 |
| Black | 10 | $761,000 | $76,000 | $135,000 | $79,000 | $158,000 |
| Not applicable | 10 | $606,000 | $60,000 | $126,000 | $370,000 | $1,486,000 |
| Hispanic | 9 | $722,000 | $74,500 | $115,000 | $41,000 | $87,000 |
| Information not provided by applicant in mail or telephone application | 5 | $511,000 | $102,000 | $194,000 | $48,000 | $64,000 |
| American Indian or Alaskan Native | 5 | $522,000 | $104,000 | $137,000 | $75,000 | $120,000 |
| Other | 2 | $269,000 | $134,000 | $156,000 | $283,000 | $477,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,087 | $474,430,000 | $107,000 | $463,000 | $76,272 | $1,486,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $2,020,000 | $71,000 | $142,000 | $34,500 | $64,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,028 | $289,980,000 | $100,222 | $463,000 | $73,333 | $1,486,000 |
| Loan Purchased By The Institution | 1,936 | $175,944,000 | $102,375 | $323,000 | $67,750 | $524,000 |
| Application Denied By Financial Institution | 131 | $9,218,000 | $59,500 | $330,000 | $32,500 | $158,000 |
| Application Approved But Not Accepted | 9 | $678,000 | $75,000 | $136,000 | $59,000 | $113,000 |
| Application Withdrawn By Applicant | 8 | $530,000 | $66,000 | $120,000 | $63,000 | $85,000 |
| File Closed For Incompleteness | 1 | $100,000 | $100,000 | $100,000 | $55,000 | $55,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 79 | $4,475,000 | $56,000 | $170,000 | $40,000 | $114,000 |
| Debt-To-Income Ratio | 38 | $3,533,000 | $72,000 | $330,000 | $32,000 | $142,000 |
| Collateral | 10 | $925,000 | $92,000 | $216,000 | $65,000 | $158,000 |
| Other | 2 | $150,000 | $75,000 | $92,000 | $57,000 | $67,000 |
| Unverifiable Information | 1 | $75,000 | $75,000 | $75,000 | $28,000 | $28,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $60,000 | $60,000 | $60,000 | $24,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.