Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 4,693 |
Total Mortgage Loan Application Amount | $700,171,000 |
Average Mortgage Loan Application Amount | $120,666 |
Highest Mortgage Loan Application Amount | $6,489,000 |
Average Applicant Income | $83,666 |
Highest Applicant Income | $4,114,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Union County Georgia | 237 | $ 30,777,000 | $ 129,000 | $ 66,000 |
Fannin County Georgia | 232 | $ 31,874,000 | $ 137,000 | $ 92,000 |
Gilmer County Georgia | 193 | $ 22,601,000 | $ 117,000 | $ 80,000 |
White County Georgia | 181 | $ 21,459,000 | $ 118,000 | $ 62,000 |
Hall County Georgia | 171 | $ 28,592,000 | $ 167,000 | $ 111,000 |
Habersham County Georgia | 169 | $ 17,505,000 | $ 103,000 | $ 56,000 |
Henderson County North Carolina | 133 | $ 25,367,000 | $ 190,000 | $ 98,000 |
Towns County Georgia | 132 | $ 16,233,000 | $ 122,000 | $ 78,000 |
Floyd County Georgia | 129 | $ 16,238,000 | $ 125,000 | $ 78,000 |
Glynn County Georgia | 114 | $ 22,755,000 | $ 199,000 | $ 93,000 |
Carroll County Georgia | 100 | $ 16,922,000 | $ 169,000 | $ 82,000 |
Cherokee County North Carolina | 94 | $ 9,280,000 | $ 98,000 | $ 70,000 |
Dawson County Georgia | 90 | $ 10,137,000 | $ 112,000 | $ 65,000 |
Jackson County Georgia | 90 | $ 12,330,000 | $ 137,000 | $ 69,000 |
Lumpkin County Georgia | 90 | $ 9,599,000 | $ 106,000 | $ 79,000 |
Chattooga County Georgia | 87 | $ 6,304,000 | $ 72,000 | $ 55,000 |
Chatham County Georgia | 86 | $ 20,009,000 | $ 232,000 | $ 127,000 |
Pickens County Georgia | 86 | $ 10,265,000 | $ 119,000 | $ 75,000 |
Cobb County Georgia | 85 | $ 14,454,000 | $ 170,000 | $ 119,000 |
Avery County North Carolina | 84 | $ 11,965,000 | $ 142,000 | $ 78,000 |
Transylvania County North Carolina | 82 | $ 14,896,000 | $ 181,000 | $ 98,000 |
Fulton County Georgia | 79 | $ 27,741,000 | $ 351,000 | $ 194,000 |
Haywood County North Carolina | 79 | $ 11,717,000 | $ 148,000 | $ 87,000 |
Yancey County North Carolina | 78 | $ 10,240,000 | $ 131,000 | $ 97,000 |
Bartow County Georgia | 75 | $ 6,962,000 | $ 92,000 | $ 62,000 |
Mitchell County North Carolina | 73 | $ 9,016,000 | $ 123,000 | $ 61,000 |
Forsyth County Georgia | 71 | $ 14,113,000 | $ 198,000 | $ 132,000 |
Gwinnett County Georgia | 71 | $ 11,900,000 | $ 167,000 | $ 82,000 |
Rabun County Georgia | 70 | $ 10,754,000 | $ 153,000 | $ 144,000 |
Macon County North Carolina | 68 | $ 9,287,000 | $ 136,000 | $ 90,000 |
Cherokee County Georgia | 65 | $ 11,049,000 | $ 169,000 | $ 96,000 |
Jackson County North Carolina | 60 | $ 14,633,000 | $ 243,000 | $ 165,000 |
Clay County North Carolina | 56 | $ 6,562,000 | $ 117,000 | $ 71,000 |
Bradley County Tennessee | 55 | $ 7,184,000 | $ 130,000 | $ 73,000 |
Banks County Georgia | 50 | $ 4,950,000 | $ 99,000 | $ 54,000 |
Watauga County North Carolina | 45 | $ 9,899,000 | $ 219,000 | $ 93,000 |
Loudon County Tennessee | 45 | $ 8,359,000 | $ 185,000 | $ 113,000 |
Henry County Georgia | 44 | $ 7,206,000 | $ 163,000 | $ 90,000 |
Graham County North Carolina | 41 | $ 4,444,000 | $ 108,000 | $ 68,000 |
Coweta County Georgia | 38 | $ 5,592,000 | $ 147,000 | $ 89,000 |
Newton County Georgia | 37 | $ 2,923,000 | $ 79,000 | $ 62,000 |
Swain County North Carolina | 37 | $ 4,533,000 | $ 122,000 | $ 102,000 |
Fayette County Georgia | 35 | $ 5,718,000 | $ 163,000 | $ 128,000 |
Paulding County Georgia | 35 | $ 4,254,000 | $ 121,000 | $ 81,000 |
Polk County Tennessee | 33 | $ 2,482,000 | $ 75,000 | $ 47,000 |
Buncombe County North Carolina | 29 | $ 8,793,000 | $ 303,000 | $ 81,000 |
Monroe County Tennessee | 27 | $ 3,694,000 | $ 136,000 | $ 73,000 |
DeKalb County Georgia | 26 | $ 4,467,000 | $ 171,000 | $ 106,000 |
Gordon County Georgia | 26 | $ 2,623,000 | $ 100,000 | $ 70,000 |
Rockdale County Georgia | 24 | $ 2,087,000 | $ 86,000 | $ 68,000 |
Blount County Tennessee | 24 | $ 3,870,000 | $ 161,000 | $ 116,000 |
Knox County Tennessee | 24 | $ 5,943,000 | $ 247,000 | $ 146,000 |
Barrow County Georgia | 22 | $ 2,615,000 | $ 118,000 | $ 60,000 |
Clayton County Georgia | 22 | $ 2,296,000 | $ 104,000 | $ 65,000 |
Greenville County South Carolina | 21 | $ 7,858,000 | $ 374,000 | $ 175,000 |
Ware County Georgia | 17 | $ 737,000 | $ 43,000 | $ 43,000 |
Hamilton County Tennessee | 17 | $ 2,947,000 | $ 173,000 | $ 87,000 |
Douglas County Georgia | 16 | $ 1,775,000 | $ 110,000 | $ 60,000 |
Madison County Georgia | 15 | $ 1,795,000 | $ 119,000 | $ 60,000 |
Roane County Tennessee | 15 | $ 2,048,000 | $ 136,000 | $ 71,000 |
Stephens County Georgia | 13 | $ 1,827,000 | $ 140,000 | $ 108,000 |
Franklin County Georgia | 11 | $ 785,000 | $ 71,000 | $ 353,000 |
Oconee County Georgia | 11 | $ 2,940,000 | $ 267,000 | $ 109,000 |
Pierce County Georgia | 11 | $ 483,000 | $ 43,000 | $ 54,000 |
Polk County Georgia | 11 | $ 1,772,000 | $ 161,000 | $ 57,000 |
Walker County Georgia | 11 | $ 1,678,000 | $ 152,000 | $ 49,000 |
Walton County Georgia | 11 | $ 1,448,000 | $ 131,000 | $ 85,000 |
Burke County North Carolina | 11 | $ 1,691,000 | $ 153,000 | $ 74,000 |
McDowell County North Carolina | 11 | $ 1,541,000 | $ 140,000 | $ 64,000 |
Hart County Georgia | 10 | $ 1,700,000 | $ 170,000 | $ 88,000 |
Bryan County Georgia | 9 | $ 1,573,000 | $ 174,000 | $ 104,000 |
Spalding County Georgia | 9 | $ 1,173,000 | $ 130,000 | $ 63,000 |
Haralson County Georgia | 8 | $ 532,000 | $ 66,000 | $ 65,000 |
McMinn County Tennessee | 8 | $ 1,239,000 | $ 154,000 | $ 105,000 |
Cherokee County Alabama | 7 | $ 799,000 | $ 114,000 | $ 87,000 |
Camden County Georgia | 7 | $ 792,000 | $ 113,000 | $ 306,000 |
Effingham County Georgia | 7 | $ 842,000 | $ 120,000 | $ 93,000 |
Carter County Tennessee | 7 | $ 652,000 | $ 93,000 | $ 62,000 |
Clarke County Georgia | 6 | $ 713,000 | $ 118,000 | $ 358,000 |
Emanuel County Georgia | 6 | $ 531,000 | $ 88,000 | $ 48,000 |
Sevier County Tennessee | 6 | $ 965,000 | $ 160,000 | $ 91,000 |
Jefferson County Tennessee | 5 | $ 1,857,000 | $ 371,000 | $ 206,000 |
Columbia County Georgia | 4 | $ 952,000 | $ 238,000 | $ 90,000 |
Meriwether County Georgia | 4 | $ 2,203,000 | $ 550,000 | $ 18,000 |
Mecklenburg County North Carolina | 4 | $ 774,000 | $ 193,000 | $ 101,000 |
Polk County North Carolina | 4 | $ 788,000 | $ 197,000 | $ 72,000 |
Charleston County South Carolina | 4 | $ 1,399,000 | $ 349,000 | $ 128,000 |
Anderson County Tennessee | 4 | $ 375,000 | $ 93,000 | $ 167,000 |
Nassau County Florida | 3 | $ 1,021,000 | $ 340,000 | $ 239,000 |
Butts County Georgia | 3 | $ 170,000 | $ 56,000 | $ 39,000 |
Jasper County Georgia | 3 | $ 293,000 | $ 97,000 | $ 32,000 |
Liberty County Georgia | 3 | $ 222,000 | $ 74,000 | $ 88,000 |
McIntosh County Georgia | 3 | $ 183,000 | $ 61,000 | $ 66,000 |
Morgan County Georgia | 3 | $ 323,000 | $ 107,000 | $ 87,000 |
Whitfield County Georgia | 3 | $ 326,000 | $ 108,000 | $ 55,000 |
Caldwell County North Carolina | 3 | $ 157,000 | $ 52,000 | $ 28,000 |
Madison County North Carolina | 3 | $ 533,000 | $ 177,000 | $ 110,000 |
Rutherford County North Carolina | 3 | $ 542,000 | $ 180,000 | $ 110,000 |
Anderson County South Carolina | 3 | $ 308,000 | $ 102,000 | $ 47,000 |
Richland County South Carolina | 3 | $ 1,264,000 | $ 421,000 | $ 150,000 |
Meigs County Tennessee | 3 | $ 413,000 | $ 137,000 | $ 75,000 |
Morgan County Tennessee | 3 | $ 226,000 | $ 75,000 | $ 48,000 |
Chambers County Alabama | 2 | $ 77,000 | $ 38,000 | $ 0 |
Randolph County Alabama | 2 | $ 1,369,000 | $ 684,000 | $ 435,000 |
Shelby County Alabama | 2 | $ 323,000 | $ 161,000 | $ 50,000 |
Brevard County Florida | 2 | $ 420,000 | $ 210,000 | $ 1,520,000 |
Hillsborough County Florida | 2 | $ 31,000 | $ 15,000 | $ 47,000 |
Jefferson County Florida | 2 | $ 172,000 | $ 86,000 | $ 44,000 |
Pinellas County Florida | 2 | $ 1,342,000 | $ 671,000 | $ 293,000 |
Sarasota County Florida | 2 | $ 449,000 | $ 224,000 | $ 107,000 |
Brantley County Georgia | 2 | $ 110,000 | $ 55,000 | $ 84,000 |
Bulloch County Georgia | 2 | $ 205,000 | $ 102,000 | $ 56,000 |
Elbert County Georgia | 2 | $ 74,000 | $ 37,000 | $ 73,000 |
Houston County Georgia | 2 | $ 126,000 | $ 63,000 | $ 109,000 |
Lincoln County Georgia | 2 | $ 98,000 | $ 49,000 | $ 298,000 |
Murray County Georgia | 2 | $ 286,000 | $ 143,000 | $ 97,000 |
Pike County Georgia | 2 | $ 247,000 | $ 123,000 | $ 54,000 |
Putnam County Georgia | 2 | $ 758,000 | $ 379,000 | $ 1,330,000 |
Treutlen County Georgia | 2 | $ 255,000 | $ 127,000 | $ 192,000 |
Brunswick County North Carolina | 2 | $ 171,000 | $ 85,000 | $ 61,000 |
Davie County North Carolina | 2 | $ 213,000 | $ 106,000 | $ 26,000 |
Iredell County North Carolina | 2 | $ 545,000 | $ 272,000 | $ 108,000 |
Orange County North Carolina | 2 | $ 595,000 | $ 297,000 | $ 67,000 |
Wilkes County North Carolina | 2 | $ 816,000 | $ 408,000 | $ 201,000 |
Colleton County South Carolina | 2 | $ 157,000 | $ 78,000 | $ 112,000 |
Oconee County South Carolina | 2 | $ 203,000 | $ 101,000 | $ 47,000 |
Pickens County South Carolina | 2 | $ 194,000 | $ 97,000 | $ 34,000 |
Spartanburg County South Carolina | 2 | $ 212,000 | $ 106,000 | $ 44,000 |
Calhoun County Alabama | 1 | $ 33,000 | $ 33,000 | $ 7,000 |
Lee County Alabama | 1 | $ 72,000 | $ 72,000 | $ 49,000 |
Mobile County Alabama | 1 | $ 491,000 | $ 491,000 | $ 235,000 |
Montgomery County Alabama | 1 | $ 10,000 | $ 10,000 | $ 45,000 |
Faulkner County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 780,000 |
Bay County Florida | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
Duval County Florida | 1 | $ 404,000 | $ 404,000 | $ 190,000 |
Franklin County Florida | 1 | $ 438,000 | $ 438,000 | $ 0 |
Indian River County Florida | 1 | $ 288,000 | $ 288,000 | $ 194,000 |
Lake County Florida | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
Palm Beach County Florida | 1 | $ 89,000 | $ 89,000 | $ 56,000 |
Volusia County Florida | 1 | $ 149,000 | $ 149,000 | $ 41,000 |
Walton County Florida | 1 | $ 322,000 | $ 322,000 | $ 319,000 |
Bacon County Georgia | 1 | $ 1,000 | $ 1,000 | $ 14,000 |
Candler County Georgia | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
Catoosa County Georgia | 1 | $ 6,489,000 | $ 6,489,000 | $ 0 |
Dade County Georgia | 1 | $ 75,000 | $ 75,000 | $ 6,000 |
Greene County Georgia | 1 | $ 572,000 | $ 572,000 | $ 876,000 |
Heard County Georgia | 1 | $ 197,000 | $ 197,000 | $ 93,000 |
Jefferson County Georgia | 1 | $ 176,000 | $ 176,000 | $ 53,000 |
Lowndes County Georgia | 1 | $ 174,000 | $ 174,000 | $ 54,000 |
Oglethorpe County Georgia | 1 | $ 88,000 | $ 88,000 | $ 96,000 |
Troup County Georgia | 1 | $ 99,000 | $ 99,000 | $ 54,000 |
Wayne County Georgia | 1 | $ 62,000 | $ 62,000 | $ 424,000 |
Wheeler County Georgia | 1 | $ 17,000 | $ 17,000 | $ 44,000 |
Sangamon County Illinois | 1 | $ 150,000 | $ 150,000 | $ 720,000 |
Ripley County Indiana | 1 | $ 230,000 | $ 230,000 | $ 96,000 |
Gallatin County Montana | 1 | $ 388,000 | $ 388,000 | $ 120,000 |
Alamance County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 114,000 |
Cumberland County North Carolina | 1 | $ 348,000 | $ 348,000 | $ 223,000 |
Durham County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
Gaston County North Carolina | 1 | $ 353,000 | $ 353,000 | $ 369,000 |
Moore County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
Rowan County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
Wake County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 152,000 |
Abbeville County South Carolina | 1 | $ 366,000 | $ 366,000 | $ 121,000 |
Beaufort County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 163,000 |
Edgefield County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 88,000 |
Horry County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 167,000 |
Cocke County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
Cumberland County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
Davidson County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 205,000 |
Dickson County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 190,000 |
Lauderdale County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
Lincoln County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 434,000 |
Union County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 81,000 |
Washington County Tennessee | 1 | $ 268,000 | $ 268,000 | $ 73,000 |
King County Washington | 1 | $ 20,000 | $ 20,000 | $ 126,000 |
Fremont County Wyoming | 1 | $ 440,000 | $ 440,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,297 | $376,581,000 | $163,000 | $5,250,000 | $97,000 | $4,114,000 |
Refinancing | 1,854 | $304,338,000 | $164,000 | $6,489,000 | $89,000 | $3,297,000 |
Home Improvement | 542 | $19,252,000 | $35,000 | $658,000 | $65,000 | $1,184,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,948 | $557,024,000 | $141,000 | $3,000,000 | $91,000 | $3,297,000 |
Not Provided | 316 | $53,385,000 | $168,000 | $2,100,000 | $124,000 | $2,525,000 |
Not applicable | 172 | $58,874,000 | $342,000 | $6,489,000 | $0 | $39,000 |
Hispanic | 110 | $9,571,000 | $87,000 | $406,000 | $65,000 | $636,000 |
Black or African American | 88 | $9,165,000 | $104,000 | $680,000 | $76,000 | $530,000 |
Asian | 43 | $9,807,000 | $228,000 | $1,125,000 | $207,000 | $4,114,000 |
American Indian or Alaskan Native | 14 | $2,005,000 | $143,000 | $317,000 | $50,000 | $135,000 |
Native Hawaiian or Other Pacific Islander | 2 | $340,000 | $170,000 | $185,000 | $60,000 | $66,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,017 | $612,283,000 | $152,000 | $6,489,000 | $97,000 | $4,114,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 306 | $35,481,000 | $115,000 | $265,000 | $42,000 | $86,000 |
FHA-insured (Federal Housing Administration) | 263 | $33,668,000 | $128,000 | $326,000 | $56,000 | $254,000 |
VA-guaranteed (Veterans Administration) | 107 | $18,739,000 | $175,000 | $770,000 | $71,000 | $350,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,255 | $493,312,000 | $151,000 | $6,489,000 | $92,000 | $4,114,000 |
Application Denied By Financial Institution | 804 | $105,722,000 | $131,000 | $5,250,000 | $70,000 | $1,980,000 |
Application Withdrawn By Applicant | 529 | $89,608,000 | $169,000 | $1,015,000 | $110,000 | $2,484,000 |
Application Approved But Not Accepted | 101 | $11,039,000 | $109,000 | $700,000 | $89,000 | $488,000 |
File Closed For Incompleteness | 4 | $490,000 | $122,000 | $200,000 | $36,000 | $72,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.