United Community Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,422 |
| Total Mortgage Loan Application Amount | $952,388,000 |
| Average Mortgage Loan Application Amount | $114,666 |
| Highest Mortgage Loan Application Amount | $10,060,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $3,496,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fannin County Georgia | 411 | $ 56,421,000 | $ 137,000 | $ 81,000 |
| Union County Georgia | 354 | $ 46,531,000 | $ 131,000 | $ 69,000 |
| Gilmer County Georgia | 292 | $ 35,002,000 | $ 119,000 | $ 71,000 |
| White County Georgia | 254 | $ 29,724,000 | $ 117,000 | $ 61,000 |
| Habersham County Georgia | 243 | $ 26,633,000 | $ 109,000 | $ 63,000 |
| Glynn County Georgia | 241 | $ 55,508,000 | $ 230,000 | $ 91,000 |
| Towns County Georgia | 232 | $ 41,102,000 | $ 177,000 | $ 75,000 |
| Hall County Georgia | 224 | $ 33,906,000 | $ 151,000 | $ 111,000 |
| Floyd County Georgia | 217 | $ 29,027,000 | $ 133,000 | $ 81,000 |
| Lumpkin County Georgia | 158 | $ 16,402,000 | $ 103,000 | $ 71,000 |
| Cobb County Georgia | 152 | $ 27,549,000 | $ 181,000 | $ 115,000 |
| Bradley County Tennessee | 152 | $ 23,326,000 | $ 153,000 | $ 81,000 |
| Cherokee County North Carolina | 140 | $ 14,259,000 | $ 101,000 | $ 62,000 |
| Chattooga County Georgia | 135 | $ 11,056,000 | $ 81,000 | $ 60,000 |
| Pickens County Georgia | 121 | $ 15,418,000 | $ 127,000 | $ 70,000 |
| Chatham County Georgia | 118 | $ 24,319,000 | $ 206,000 | $ 106,000 |
| Cherokee County Georgia | 118 | $ 21,048,000 | $ 178,000 | $ 124,000 |
| Haywood County North Carolina | 112 | $ 17,408,000 | $ 155,000 | $ 76,000 |
| Bartow County Georgia | 107 | $ 11,739,000 | $ 109,000 | $ 70,000 |
| Dawson County Georgia | 105 | $ 11,688,000 | $ 111,000 | $ 56,000 |
| Transylvania County North Carolina | 105 | $ 19,606,000 | $ 186,000 | $ 120,000 |
| Clay County North Carolina | 98 | $ 12,392,000 | $ 126,000 | $ 78,000 |
| Yancey County North Carolina | 98 | $ 16,125,000 | $ 164,000 | $ 79,000 |
| Carroll County Georgia | 92 | $ 13,028,000 | $ 141,000 | $ 92,000 |
| Forsyth County Georgia | 88 | $ 16,254,000 | $ 184,000 | $ 104,000 |
| Jackson County Georgia | 88 | $ 10,537,000 | $ 119,000 | $ 71,000 |
| Fulton County Georgia | 87 | $ 21,436,000 | $ 246,000 | $ 215,000 |
| Macon County North Carolina | 86 | $ 19,628,000 | $ 228,000 | $ 67,000 |
| Mitchell County North Carolina | 83 | $ 11,511,000 | $ 138,000 | $ 64,000 |
| Gwinnett County Georgia | 70 | $ 12,683,000 | $ 181,000 | $ 101,000 |
| Loudon County Tennessee | 64 | $ 11,690,000 | $ 182,000 | $ 76,000 |
| Banks County Georgia | 61 | $ 6,933,000 | $ 113,000 | $ 69,000 |
| Avery County North Carolina | 60 | $ 7,819,000 | $ 130,000 | $ 77,000 |
| Knox County Tennessee | 59 | $ 15,265,000 | $ 258,000 | $ 155,000 |
| Rabun County Georgia | 58 | $ 8,302,000 | $ 143,000 | $ 79,000 |
| Henderson County North Carolina | 58 | $ 9,754,000 | $ 168,000 | $ 95,000 |
| Swain County North Carolina | 55 | $ 9,200,000 | $ 167,000 | $ 104,000 |
| Paulding County Georgia | 52 | $ 5,094,000 | $ 97,000 | $ 66,000 |
| Graham County North Carolina | 51 | $ 6,650,000 | $ 130,000 | $ 67,000 |
| Jackson County North Carolina | 51 | $ 11,168,000 | $ 218,000 | $ 104,000 |
| Emanuel County Georgia | 46 | $ 5,326,000 | $ 115,000 | $ 56,000 |
| DeKalb County Georgia | 43 | $ 6,786,000 | $ 157,000 | $ 118,000 |
| Newton County Georgia | 43 | $ 3,840,000 | $ 89,000 | $ 61,000 |
| Henry County Georgia | 41 | $ 6,764,000 | $ 164,000 | $ 131,000 |
| Roane County Tennessee | 41 | $ 4,303,000 | $ 104,000 | $ 64,000 |
| Polk County Tennessee | 40 | $ 4,448,000 | $ 111,000 | $ 60,000 |
| Monroe County Tennessee | 38 | $ 3,608,000 | $ 94,000 | $ 54,000 |
| Fayette County Georgia | 37 | $ 5,880,000 | $ 158,000 | $ 80,000 |
| Buncombe County North Carolina | 37 | $ 7,422,000 | $ 200,000 | $ 124,000 |
| Blount County Tennessee | 37 | $ 6,762,000 | $ 182,000 | $ 141,000 |
| Coweta County Georgia | 34 | $ 6,416,000 | $ 188,000 | $ 95,000 |
| Hamilton County Tennessee | 34 | $ 7,576,000 | $ 222,000 | $ 168,000 |
| Rockdale County Georgia | 33 | $ 3,401,000 | $ 103,000 | $ 75,000 |
| Gordon County Georgia | 29 | $ 3,837,000 | $ 132,000 | $ 95,000 |
| Watauga County North Carolina | 28 | $ 5,944,000 | $ 212,000 | $ 123,000 |
| Barrow County Georgia | 24 | $ 2,683,000 | $ 111,000 | $ 62,000 |
| Stephens County Georgia | 24 | $ 3,714,000 | $ 154,000 | $ 92,000 |
| Clayton County Georgia | 20 | $ 1,586,000 | $ 79,000 | $ 54,000 |
| Ware County Georgia | 20 | $ 1,295,000 | $ 64,000 | $ 65,000 |
| Franklin County Georgia | 19 | $ 1,883,000 | $ 99,000 | $ 73,000 |
| Polk County Georgia | 18 | $ 3,340,000 | $ 185,000 | $ 51,000 |
| Bryan County Georgia | 16 | $ 3,871,000 | $ 241,000 | $ 83,000 |
| Cherokee County Alabama | 15 | $ 1,796,000 | $ 119,000 | $ 131,000 |
| Douglas County Georgia | 15 | $ 1,520,000 | $ 101,000 | $ 58,000 |
| Walker County Georgia | 14 | $ 1,679,000 | $ 119,000 | $ 41,000 |
| Walton County Georgia | 13 | $ 1,384,000 | $ 106,000 | $ 70,000 |
| McMinn County Tennessee | 12 | $ 1,219,000 | $ 101,000 | $ 60,000 |
| McDowell County North Carolina | 11 | $ 1,638,000 | $ 148,000 | $ 75,000 |
| Meigs County Tennessee | 11 | $ 1,885,000 | $ 171,000 | $ 91,000 |
| Clarke County Georgia | 9 | $ 984,000 | $ 109,000 | $ 105,000 |
| Effingham County Georgia | 9 | $ 1,229,000 | $ 136,000 | $ 59,000 |
| Hart County Georgia | 9 | $ 1,495,000 | $ 166,000 | $ 96,000 |
| Putnam County Georgia | 8 | $ 1,181,000 | $ 147,000 | $ 101,000 |
| Anderson County Tennessee | 8 | $ 1,608,000 | $ 201,000 | $ 105,000 |
| Bulloch County Georgia | 7 | $ 1,133,000 | $ 161,000 | $ 87,000 |
| Camden County Georgia | 7 | $ 741,000 | $ 105,000 | $ 84,000 |
| Haralson County Georgia | 7 | $ 977,000 | $ 139,000 | $ 71,000 |
| McIntosh County Georgia | 7 | $ 1,536,000 | $ 219,000 | $ 103,000 |
| Murray County Georgia | 7 | $ 1,017,000 | $ 145,000 | $ 81,000 |
| Brantley County Georgia | 6 | $ 405,000 | $ 67,000 | $ 56,000 |
| Madison County Georgia | 6 | $ 731,000 | $ 121,000 | $ 52,000 |
| Pierce County Georgia | 6 | $ 448,000 | $ 74,000 | $ 87,000 |
| Wayne County Georgia | 6 | $ 133,000 | $ 22,000 | $ 77,000 |
| Whitfield County Georgia | 6 | $ 342,000 | $ 57,000 | $ 38,000 |
| Madison County North Carolina | 6 | $ 1,261,000 | $ 210,000 | $ 59,000 |
| Jefferson County Tennessee | 6 | $ 2,018,000 | $ 336,000 | $ 85,000 |
| Sevier County Tennessee | 6 | $ 1,809,000 | $ 301,000 | $ 64,000 |
| Randolph County Alabama | 5 | $ 1,302,000 | $ 260,000 | $ 177,000 |
| Butts County Georgia | 5 | $ 754,000 | $ 150,000 | $ 91,000 |
| Oglethorpe County Georgia | 5 | $ 351,000 | $ 70,000 | $ 79,000 |
| Burke County North Carolina | 5 | $ 503,000 | $ 100,000 | $ 49,000 |
| Carter County Tennessee | 5 | $ 392,000 | $ 78,000 | $ 104,000 |
| Rhea County Tennessee | 5 | $ 574,000 | $ 114,000 | $ 58,000 |
| Greene County Georgia | 4 | $ 1,403,000 | $ 350,000 | $ 337,000 |
| Spalding County Georgia | 4 | $ 619,000 | $ 154,000 | $ 197,000 |
| Troup County Georgia | 4 | $ 626,000 | $ 156,000 | $ 80,000 |
| Lee County Alabama | 3 | $ 396,000 | $ 132,000 | $ 246,000 |
| Volusia County Florida | 3 | $ 682,000 | $ 227,000 | $ 238,000 |
| Candler County Georgia | 3 | $ 417,000 | $ 139,000 | $ 27,000 |
| Jasper County Georgia | 3 | $ 491,000 | $ 163,000 | $ 98,000 |
| Polk County North Carolina | 3 | $ 807,000 | $ 269,000 | $ 75,000 |
| Anderson County South Carolina | 3 | $ 477,000 | $ 159,000 | $ 86,000 |
| Beaufort County South Carolina | 3 | $ 969,000 | $ 323,000 | $ 150,000 |
| Warren County Tennessee | 3 | $ 531,000 | $ 177,000 | $ 87,000 |
| Washington County Tennessee | 3 | $ 647,000 | $ 215,000 | $ 80,000 |
| Tallapoosa County Alabama | 2 | $ 375,000 | $ 187,000 | $ 226,000 |
| Bay County Florida | 2 | $ 337,000 | $ 168,000 | $ 121,000 |
| Miami-Dade County Florida | 2 | $ 786,000 | $ 393,000 | $ 150,000 |
| Nassau County Florida | 2 | $ 557,000 | $ 278,000 | $ 316,000 |
| Appling County Georgia | 2 | $ 328,000 | $ 164,000 | $ 118,000 |
| Bacon County Georgia | 2 | $ 21,000 | $ 10,000 | $ 77,000 |
| Catoosa County Georgia | 2 | $ 373,000 | $ 186,000 | $ 56,000 |
| Clinch County Georgia | 2 | $ 7,000 | $ 3,000 | $ 37,000 |
| Jones County Georgia | 2 | $ 208,000 | $ 104,000 | $ 0 |
| Meriwether County Georgia | 2 | $ 583,000 | $ 291,000 | $ 139,000 |
| Morgan County Georgia | 2 | $ 380,000 | $ 190,000 | $ 127,000 |
| Oconee County Georgia | 2 | $ 286,000 | $ 143,000 | $ 53,000 |
| Richmond County Georgia | 2 | $ 177,000 | $ 88,000 | $ 143,000 |
| Caldwell County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 98,000 |
| Greenville County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 162,000 |
| Morgan County Tennessee | 2 | $ 114,000 | $ 57,000 | $ 42,000 |
| Baldwin County Alabama | 1 | $ 168,000 | $ 168,000 | $ 169,000 |
| Cleburne County Alabama | 1 | $ 31,000 | $ 31,000 | $ 33,000 |
| DeKalb County Alabama | 1 | $ 132,000 | $ 132,000 | $ 108,000 |
| Tuscaloosa County Alabama | 1 | $ 106,000 | $ 106,000 | $ 622,000 |
| Pima County Arizona | 1 | $ 3,000 | $ 3,000 | $ 96,000 |
| Collier County Florida | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Duval County Florida | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
| Escambia County Florida | 1 | $ 210,000 | $ 210,000 | $ 319,000 |
| Flagler County Florida | 1 | $ 231,000 | $ 231,000 | $ 556,000 |
| Hillsborough County Florida | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Lee County Florida | 1 | $ 320,000 | $ 320,000 | $ 180,000 |
| Leon County Florida | 1 | $ 248,000 | $ 248,000 | $ 106,000 |
| Monroe County Florida | 1 | $ 858,000 | $ 858,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 347,000 | $ 347,000 | $ 112,000 |
| Pinellas County Florida | 1 | $ 353,000 | $ 353,000 | $ 72,000 |
| Sarasota County Florida | 1 | $ 126,000 | $ 126,000 | $ 29,000 |
| Wakulla County Florida | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Walton County Florida | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Columbia County Georgia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Crawford County Georgia | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Dade County Georgia | 1 | $ 545,000 | $ 545,000 | $ 362,000 |
| Houston County Georgia | 1 | $ 107,000 | $ 107,000 | $ 52,000 |
| Jefferson County Georgia | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Johnson County Georgia | 1 | $ 162,000 | $ 162,000 | $ 69,000 |
| Laurens County Georgia | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Liberty County Georgia | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
| Long County Georgia | 1 | $ 62,000 | $ 62,000 | $ 102,000 |
| Lowndes County Georgia | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| Monroe County Georgia | 1 | $ 270,000 | $ 270,000 | $ 143,000 |
| Washington County Georgia | 1 | $ 204,000 | $ 204,000 | $ 120,000 |
| Wilkes County Georgia | 1 | $ 50,000 | $ 50,000 | $ 5,000 |
| Lafayette County Mississippi | 1 | $ 126,000 | $ 126,000 | $ 546,000 |
| Gallatin County Montana | 1 | $ 425,000 | $ 425,000 | $ 133,000 |
| Beaufort County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 21,000 |
| Brunswick County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 109,000 |
| Cabarrus County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 77,000 |
| Rutherford County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Aiken County South Carolina | 1 | $ 550,000 | $ 550,000 | $ 380,000 |
| Greenwood County South Carolina | 1 | $ 47,000 | $ 47,000 | $ 31,000 |
| Horry County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Jasper County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Newberry County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
| Oconee County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Spartanburg County South Carolina | 1 | $ 29,000 | $ 29,000 | $ 42,000 |
| Coffee County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 918,000 | $ 918,000 | $ 67,000 |
| Fentress County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 71,000 |
| Unicoi County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 75,000 |
| Union County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Wilson County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 63,000 |
| Teton County Wyoming | 1 | $ 1,577,000 | $ 1,577,000 | $ 235,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,850 | $652,533,000 | $169,000 | $10,060,000 | $89,000 | $3,496,000 |
| Home Purchase | 2,053 | $279,288,000 | $136,000 | $1,726,000 | $84,000 | $1,100,000 |
| Home Improvement | 519 | $20,567,000 | $39,000 | $494,000 | $53,000 | $427,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,347 | $757,627,000 | $141,000 | $3,612,000 | $88,000 | $3,496,000 |
| Not Provided | 404 | $62,432,000 | $154,000 | $1,577,000 | $97,000 | $720,000 |
| Not applicable | 299 | $83,766,000 | $280,000 | $10,060,000 | $0 | $0 |
| Hispanic | 157 | $17,473,000 | $111,000 | $1,134,000 | $75,000 | $1,240,000 |
| Black or African American | 110 | $12,048,000 | $109,000 | $511,000 | $61,000 | $330,000 |
| Asian | 71 | $13,256,000 | $186,000 | $600,000 | $147,000 | $1,050,000 |
| American Indian or Alaskan Native | 21 | $3,509,000 | $167,000 | $1,200,000 | $92,000 | $442,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,277,000 | $175,000 | $405,000 | $89,000 | $291,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,670 | $858,284,000 | $151,000 | $10,060,000 | $89,000 | $3,496,000 |
| FHA-insured (Federal Housing Administration) | 396 | $52,602,000 | $132,000 | $350,000 | $61,000 | $1,050,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 314 | $34,637,000 | $110,000 | $296,000 | $39,000 | $133,000 |
| VA-guaranteed (Veterans Administration) | 42 | $6,865,000 | $163,000 | $344,000 | $70,000 | $144,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,713 | $706,038,000 | $149,000 | $10,060,000 | $88,000 | $3,496,000 |
| Application Denied By Financial Institution | 873 | $117,221,000 | $134,000 | $1,200,000 | $64,000 | $3,072,000 |
| Application Withdrawn By Applicant | 634 | $104,742,000 | $165,000 | $920,000 | $89,000 | $1,817,000 |
| Application Approved But Not Accepted | 201 | $24,284,000 | $120,000 | $658,000 | $81,000 | $685,000 |
| File Closed For Incompleteness | 1 | $103,000 | $103,000 | $103,000 | $39,000 | $39,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.