United Community Bank
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,396 |
| Total Mortgage Loan Application Amount | $985,294,000 |
| Average Mortgage Loan Application Amount | $120,333 |
| Highest Mortgage Loan Application Amount | $10,374,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $4,078,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Georgia | 476 | $ 66,131,000 | $ 138,000 | $ 66,000 |
| Fannin County Georgia | 436 | $ 74,334,000 | $ 170,000 | $ 71,000 |
| Habersham County Georgia | 287 | $ 32,126,000 | $ 111,000 | $ 59,000 |
| Towns County Georgia | 261 | $ 45,278,000 | $ 173,000 | $ 83,000 |
| Gilmer County Georgia | 258 | $ 33,517,000 | $ 129,000 | $ 67,000 |
| Hall County Georgia | 248 | $ 44,873,000 | $ 180,000 | $ 113,000 |
| Floyd County Georgia | 237 | $ 32,102,000 | $ 135,000 | $ 81,000 |
| White County Georgia | 212 | $ 31,293,000 | $ 147,000 | $ 63,000 |
| Chattooga County Georgia | 180 | $ 18,012,000 | $ 100,000 | $ 59,000 |
| Glynn County Georgia | 179 | $ 48,721,000 | $ 272,000 | $ 143,000 |
| Bradley County Tennessee | 169 | $ 23,549,000 | $ 139,000 | $ 66,000 |
| Cherokee County North Carolina | 149 | $ 19,808,000 | $ 132,000 | $ 64,000 |
| Macon County North Carolina | 143 | $ 21,095,000 | $ 147,000 | $ 70,000 |
| Lumpkin County Georgia | 138 | $ 15,376,000 | $ 111,000 | $ 63,000 |
| Cobb County Georgia | 118 | $ 24,098,000 | $ 204,000 | $ 124,000 |
| Transylvania County North Carolina | 109 | $ 19,494,000 | $ 178,000 | $ 86,000 |
| Dawson County Georgia | 104 | $ 12,416,000 | $ 119,000 | $ 75,000 |
| Yancey County North Carolina | 104 | $ 18,379,000 | $ 176,000 | $ 77,000 |
| Clay County North Carolina | 97 | $ 15,611,000 | $ 160,000 | $ 73,000 |
| Rabun County Georgia | 92 | $ 12,311,000 | $ 133,000 | $ 62,000 |
| Chatham County Georgia | 91 | $ 16,246,000 | $ 178,000 | $ 61,000 |
| Bartow County Georgia | 88 | $ 10,763,000 | $ 122,000 | $ 66,000 |
| Haywood County North Carolina | 88 | $ 16,126,000 | $ 183,000 | $ 83,000 |
| Cherokee County Georgia | 85 | $ 16,767,000 | $ 197,000 | $ 163,000 |
| Carroll County Georgia | 82 | $ 14,599,000 | $ 178,000 | $ 98,000 |
| Loudon County Tennessee | 82 | $ 14,141,000 | $ 172,000 | $ 74,000 |
| Jackson County Georgia | 81 | $ 11,352,000 | $ 140,000 | $ 63,000 |
| Forsyth County Georgia | 79 | $ 10,115,000 | $ 128,000 | $ 68,000 |
| Fulton County Georgia | 71 | $ 12,323,000 | $ 173,000 | $ 97,000 |
| Jackson County North Carolina | 71 | $ 12,695,000 | $ 178,000 | $ 102,000 |
| Mitchell County North Carolina | 70 | $ 9,595,000 | $ 137,000 | $ 54,000 |
| Monroe County Tennessee | 67 | $ 8,053,000 | $ 120,000 | $ 54,000 |
| Gwinnett County Georgia | 64 | $ 11,168,000 | $ 174,000 | $ 119,000 |
| Graham County North Carolina | 59 | $ 6,544,000 | $ 110,000 | $ 65,000 |
| Swain County North Carolina | 59 | $ 7,859,000 | $ 133,000 | $ 66,000 |
| Roane County Tennessee | 57 | $ 7,017,000 | $ 123,000 | $ 72,000 |
| Pickens County Georgia | 52 | $ 6,379,000 | $ 122,000 | $ 59,000 |
| Polk County Tennessee | 52 | $ 4,990,000 | $ 95,000 | $ 52,000 |
| Banks County Georgia | 51 | $ 6,858,000 | $ 134,000 | $ 61,000 |
| Newton County Georgia | 48 | $ 6,959,000 | $ 144,000 | $ 56,000 |
| Paulding County Georgia | 48 | $ 5,526,000 | $ 115,000 | $ 58,000 |
| Avery County North Carolina | 48 | $ 5,272,000 | $ 109,000 | $ 47,000 |
| Coweta County Georgia | 46 | $ 7,078,000 | $ 153,000 | $ 86,000 |
| Rockdale County Georgia | 46 | $ 5,139,000 | $ 111,000 | $ 49,000 |
| Henry County Georgia | 42 | $ 7,131,000 | $ 169,000 | $ 86,000 |
| Fayette County Georgia | 39 | $ 8,855,000 | $ 227,000 | $ 142,000 |
| Hamilton County Tennessee | 36 | $ 7,022,000 | $ 195,000 | $ 113,000 |
| Henderson County North Carolina | 34 | $ 6,340,000 | $ 186,000 | $ 74,000 |
| DeKalb County Georgia | 33 | $ 6,653,000 | $ 201,000 | $ 121,000 |
| Blount County Tennessee | 29 | $ 3,959,000 | $ 136,000 | $ 82,000 |
| Polk County Georgia | 28 | $ 3,912,000 | $ 139,000 | $ 47,000 |
| Buncombe County North Carolina | 28 | $ 5,923,000 | $ 211,000 | $ 95,000 |
| McMinn County Tennessee | 28 | $ 2,385,000 | $ 85,000 | $ 47,000 |
| Knox County Tennessee | 26 | $ 4,147,000 | $ 159,000 | $ 104,000 |
| Gordon County Georgia | 25 | $ 3,568,000 | $ 142,000 | $ 65,000 |
| Watauga County North Carolina | 25 | $ 6,323,000 | $ 252,000 | $ 147,000 |
| Stephens County Georgia | 18 | $ 3,069,000 | $ 170,000 | $ 90,000 |
| Walton County Georgia | 18 | $ 2,797,000 | $ 155,000 | $ 68,000 |
| Walker County Georgia | 17 | $ 2,418,000 | $ 142,000 | $ 64,000 |
| Cherokee County Alabama | 15 | $ 1,548,000 | $ 103,000 | $ 55,000 |
| Franklin County Georgia | 15 | $ 2,880,000 | $ 192,000 | $ 66,000 |
| Madison County Georgia | 15 | $ 1,574,000 | $ 104,000 | $ 86,000 |
| Ware County Georgia | 14 | $ 526,000 | $ 37,000 | $ 39,000 |
| Clayton County Georgia | 13 | $ 1,000,000 | $ 76,000 | $ 67,000 |
| Putnam County Georgia | 11 | $ 4,714,000 | $ 428,000 | $ 211,000 |
| Barrow County Georgia | 10 | $ 1,288,000 | $ 128,000 | $ 181,000 |
| Camden County Georgia | 10 | $ 1,900,000 | $ 190,000 | $ 117,000 |
| Clarke County Georgia | 10 | $ 1,999,000 | $ 199,000 | $ 165,000 |
| Douglas County Georgia | 10 | $ 1,272,000 | $ 127,000 | $ 102,000 |
| Anderson County Tennessee | 9 | $ 1,898,000 | $ 210,000 | $ 79,000 |
| Sevier County Tennessee | 9 | $ 1,142,000 | $ 126,000 | $ 54,000 |
| Bryan County Georgia | 8 | $ 1,314,000 | $ 164,000 | $ 75,000 |
| Madison County North Carolina | 8 | $ 1,458,000 | $ 182,000 | $ 62,000 |
| McDowell County North Carolina | 8 | $ 1,318,000 | $ 164,000 | $ 71,000 |
| Hart County Georgia | 7 | $ 861,000 | $ 123,000 | $ 264,000 |
| Pierce County Georgia | 7 | $ 312,000 | $ 44,000 | $ 40,000 |
| Beaufort County South Carolina | 7 | $ 2,362,000 | $ 337,000 | $ 94,000 |
| Rhea County Tennessee | 7 | $ 803,000 | $ 114,000 | $ 79,000 |
| Bay County Florida | 6 | $ 1,356,000 | $ 226,000 | $ 0 |
| Brantley County Georgia | 6 | $ 799,000 | $ 133,000 | $ 71,000 |
| Oconee County South Carolina | 6 | $ 1,184,000 | $ 197,000 | $ 152,000 |
| Greene County Georgia | 5 | $ 1,721,000 | $ 344,000 | $ 50,000 |
| McIntosh County Georgia | 5 | $ 340,000 | $ 68,000 | $ 65,000 |
| Oconee County Georgia | 5 | $ 944,000 | $ 188,000 | $ 76,000 |
| Whitfield County Georgia | 5 | $ 860,000 | $ 172,000 | $ 53,000 |
| Carter County Tennessee | 5 | $ 831,000 | $ 166,000 | $ 67,000 |
| Bulloch County Georgia | 4 | $ 1,550,000 | $ 387,000 | $ 38,000 |
| Elbert County Georgia | 4 | $ 594,000 | $ 148,000 | $ 17,000 |
| Haralson County Georgia | 4 | $ 481,000 | $ 120,000 | $ 73,000 |
| Heard County Georgia | 4 | $ 362,000 | $ 90,000 | $ 44,000 |
| Spalding County Georgia | 4 | $ 637,000 | $ 159,000 | $ 119,000 |
| Cumberland County Tennessee | 4 | $ 855,000 | $ 213,000 | $ 84,000 |
| Meigs County Tennessee | 4 | $ 508,000 | $ 127,000 | $ 62,000 |
| Lee County Alabama | 3 | $ 231,000 | $ 77,000 | $ 451,000 |
| Randolph County Alabama | 3 | $ 460,000 | $ 153,000 | $ 81,000 |
| Tallapoosa County Alabama | 3 | $ 857,000 | $ 285,000 | $ 215,000 |
| Duval County Florida | 3 | $ 461,000 | $ 153,000 | $ 23,000 |
| Pinellas County Florida | 3 | $ 649,000 | $ 216,000 | $ 23,000 |
| Butts County Georgia | 3 | $ 524,000 | $ 174,000 | $ 144,000 |
| Catoosa County Georgia | 3 | $ 359,000 | $ 119,000 | $ 36,000 |
| Dade County Georgia | 3 | $ 1,105,000 | $ 368,000 | $ 166,000 |
| Jasper County Georgia | 3 | $ 622,000 | $ 207,000 | $ 111,000 |
| Morgan County Georgia | 3 | $ 2,517,000 | $ 839,000 | $ 2,000 |
| Murray County Georgia | 3 | $ 308,000 | $ 102,000 | $ 47,000 |
| Troup County Georgia | 3 | $ 254,000 | $ 84,000 | $ 28,000 |
| Wayne County Georgia | 3 | $ 336,000 | $ 112,000 | $ 71,000 |
| Anderson County South Carolina | 3 | $ 529,000 | $ 176,000 | $ 134,000 |
| Greenville County South Carolina | 3 | $ 601,000 | $ 200,000 | $ 89,000 |
| DeKalb County Alabama | 2 | $ 258,000 | $ 129,000 | $ 85,000 |
| Jefferson County Alabama | 2 | $ 403,000 | $ 201,000 | $ 270,000 |
| Collier County Florida | 2 | $ 354,000 | $ 177,000 | $ 64,000 |
| Okaloosa County Florida | 2 | $ 811,000 | $ 405,000 | $ 9,000 |
| Walton County Florida | 2 | $ 1,221,000 | $ 610,000 | $ 378,000 |
| Baldwin County Georgia | 2 | $ 239,000 | $ 119,000 | $ 188,000 |
| Dougherty County Georgia | 2 | $ 282,000 | $ 141,000 | $ 55,000 |
| Effingham County Georgia | 2 | $ 260,000 | $ 130,000 | $ 41,000 |
| Meriwether County Georgia | 2 | $ 245,000 | $ 122,000 | $ 113,000 |
| Oglethorpe County Georgia | 2 | $ 92,000 | $ 46,000 | $ 175,000 |
| Pike County Georgia | 2 | $ 479,000 | $ 239,000 | $ 84,000 |
| Burke County North Carolina | 2 | $ 214,000 | $ 107,000 | $ 48,000 |
| Caldwell County North Carolina | 2 | $ 134,000 | $ 67,000 | $ 31,000 |
| Aiken County South Carolina | 2 | $ 427,000 | $ 213,000 | $ 72,000 |
| Lexington County South Carolina | 2 | $ 387,000 | $ 193,000 | $ 70,000 |
| Putnam County Tennessee | 2 | $ 187,000 | $ 93,000 | $ 29,000 |
| Etowah County Alabama | 1 | $ 282,000 | $ 282,000 | $ 59,000 |
| Shelby County Alabama | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
| St. Clair County Alabama | 1 | $ 261,000 | $ 261,000 | $ 149,000 |
| Talladega County Alabama | 1 | $ 221,000 | $ 221,000 | $ 161,000 |
| Charlotte County Florida | 1 | $ 392,000 | $ 392,000 | $ 91,000 |
| DeSoto County Florida | 1 | $ 211,000 | $ 211,000 | $ 87,000 |
| Flagler County Florida | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 116,000 | $ 116,000 | $ 88,000 |
| Lake County Florida | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Martin County Florida | 1 | $ 229,000 | $ 229,000 | $ 99,000 |
| Orange County Florida | 1 | $ 77,000 | $ 77,000 | $ 145,000 |
| St. Johns County Florida | 1 | $ 969,000 | $ 969,000 | $ 0 |
| Volusia County Florida | 1 | $ 47,000 | $ 47,000 | $ 132,000 |
| Wakulla County Florida | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Ben Hill County Georgia | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Burke County Georgia | 1 | $ 123,000 | $ 123,000 | $ 64,000 |
| Coffee County Georgia | 1 | $ 160,000 | $ 160,000 | $ 31,000 |
| Columbia County Georgia | 1 | $ 140,000 | $ 140,000 | $ 175,000 |
| Harris County Georgia | 1 | $ 197,000 | $ 197,000 | $ 110,000 |
| Houston County Georgia | 1 | $ 53,000 | $ 53,000 | $ 12,000 |
| Jones County Georgia | 1 | $ 72,000 | $ 72,000 | $ 1,500,000 |
| Liberty County Georgia | 1 | $ 203,000 | $ 203,000 | $ 44,000 |
| Lincoln County Georgia | 1 | $ 18,000 | $ 18,000 | $ 56,000 |
| Monroe County Georgia | 1 | $ 94,000 | $ 94,000 | $ 78,000 |
| Richmond County Georgia | 1 | $ 92,000 | $ 92,000 | $ 274,000 |
| Taliaferro County Georgia | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Tift County Georgia | 1 | $ 87,000 | $ 87,000 | $ 46,000 |
| St. Helena County Louisiana | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Broadwater County Montana | 1 | $ 1,079,000 | $ 1,079,000 | $ 0 |
| Caswell County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
| Cleveland County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 85,000 |
| Iredell County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| Mecklenburg County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Moore County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| Union County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 274,000 |
| Wilkes County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Charleston County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Horry County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 62,000 |
| Kershaw County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 31,000 |
| Spartanburg County South Carolina | 1 | $ 208,000 | $ 208,000 | $ 104,000 |
| Greene County Tennessee | 1 | $ 1,000 | $ 1,000 | $ 10,000 |
| Hamblen County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 180,000 |
| Humphreys County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Robertson County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Sequatchie County Tennessee | 1 | $ 194,000 | $ 194,000 | $ 110,000 |
| Washington County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Williamson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,948 | $695,922,000 | $176,000 | $10,374,000 | $83,000 | $4,078,000 |
| Home Purchase | 1,907 | $263,586,000 | $138,000 | $2,049,000 | $75,000 | $1,211,000 |
| Home Improvement | 541 | $25,786,000 | $47,000 | $715,000 | $66,000 | $1,508,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,361 | $755,223,000 | $140,000 | $2,975,000 | $83,000 | $4,078,000 |
| Not applicable | 420 | $135,279,000 | $322,000 | $10,374,000 | $1,000 | $540,000 |
| Not Provided | 337 | $57,389,000 | $170,000 | $2,896,000 | $109,000 | $911,000 |
| Hispanic | 108 | $12,743,000 | $117,000 | $970,000 | $85,000 | $1,115,000 |
| Black or African American | 96 | $12,788,000 | $133,000 | $714,000 | $78,000 | $570,000 |
| Asian | 53 | $8,592,000 | $162,000 | $500,000 | $101,000 | $708,000 |
| American Indian or Alaskan Native | 16 | $2,141,000 | $133,000 | $412,000 | $63,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,139,000 | $227,000 | $315,000 | $107,000 | $280,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,709 | $896,935,000 | $157,000 | $10,374,000 | $82,000 | $4,078,000 |
| FHA-insured (Federal Housing Administration) | 458 | $60,693,000 | $132,000 | $354,000 | $54,000 | $466,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 210 | $25,117,000 | $119,000 | $265,000 | $38,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 19 | $2,549,000 | $134,000 | $248,000 | $59,000 | $245,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,837 | $749,536,000 | $154,000 | $10,374,000 | $82,000 | $4,078,000 |
| Application Denied By Financial Institution | 764 | $102,888,000 | $134,000 | $1,200,000 | $57,000 | $960,000 |
| Application Withdrawn By Applicant | 747 | $124,570,000 | $166,000 | $1,560,000 | $82,000 | $1,575,000 |
| Application Approved But Not Accepted | 28 | $3,529,000 | $126,000 | $680,000 | $74,000 | $420,000 |
| Loan Purchased By The Institution | 16 | $3,894,000 | $243,000 | $969,000 | $0 | $0 |
| File Closed For Incompleteness | 4 | $877,000 | $219,000 | $550,000 | $76,000 | $176,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.