Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 8,467 |
Total Mortgage Loan Application Amount | $1,357,693,000 |
Average Mortgage Loan Application Amount | $125,000 |
Highest Mortgage Loan Application Amount | $8,608,000 |
Average Applicant Income | $71,333 |
Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Union County Georgia | 655 | $ 96,895,000 | $ 147,000 | $ 62,000 |
Fannin County Georgia | 542 | $ 90,619,000 | $ 167,000 | $ 74,000 |
Hall County Georgia | 352 | $ 64,728,000 | $ 183,000 | $ 107,000 |
Habersham County Georgia | 340 | $ 45,370,000 | $ 133,000 | $ 65,000 |
Gilmer County Georgia | 337 | $ 48,776,000 | $ 144,000 | $ 67,000 |
Towns County Georgia | 292 | $ 56,098,000 | $ 192,000 | $ 88,000 |
Floyd County Georgia | 269 | $ 40,151,000 | $ 149,000 | $ 82,000 |
White County Georgia | 268 | $ 40,043,000 | $ 149,000 | $ 70,000 |
Chattooga County Georgia | 247 | $ 23,870,000 | $ 96,000 | $ 57,000 |
Bradley County Tennessee | 230 | $ 30,234,000 | $ 131,000 | $ 64,000 |
Cherokee County North Carolina | 219 | $ 26,852,000 | $ 122,000 | $ 64,000 |
Macon County North Carolina | 212 | $ 32,342,000 | $ 152,000 | $ 77,000 |
Glynn County Georgia | 198 | $ 58,900,000 | $ 297,000 | $ 143,000 |
Lumpkin County Georgia | 190 | $ 22,476,000 | $ 118,000 | $ 61,000 |
Haywood County North Carolina | 166 | $ 28,641,000 | $ 172,000 | $ 80,000 |
Transylvania County North Carolina | 156 | $ 28,598,000 | $ 183,000 | $ 78,000 |
Loudon County Tennessee | 155 | $ 27,476,000 | $ 177,000 | $ 71,000 |
Cherokee County Georgia | 152 | $ 30,565,000 | $ 201,000 | $ 100,000 |
Yancey County North Carolina | 146 | $ 22,711,000 | $ 155,000 | $ 63,000 |
Cobb County Georgia | 144 | $ 25,148,000 | $ 174,000 | $ 130,000 |
Dawson County Georgia | 138 | $ 17,400,000 | $ 126,000 | $ 64,000 |
Clay County North Carolina | 133 | $ 21,757,000 | $ 163,000 | $ 71,000 |
Mitchell County North Carolina | 130 | $ 16,984,000 | $ 130,000 | $ 50,000 |
Bartow County Georgia | 106 | $ 14,260,000 | $ 134,000 | $ 67,000 |
Rabun County Georgia | 105 | $ 22,582,000 | $ 215,000 | $ 70,000 |
Swain County North Carolina | 102 | $ 16,498,000 | $ 161,000 | $ 86,000 |
Avery County North Carolina | 99 | $ 13,697,000 | $ 138,000 | $ 57,000 |
Carroll County Georgia | 96 | $ 13,982,000 | $ 145,000 | $ 93,000 |
Forsyth County Georgia | 95 | $ 15,744,000 | $ 165,000 | $ 73,000 |
Gwinnett County Georgia | 95 | $ 17,827,000 | $ 187,000 | $ 131,000 |
Roane County Tennessee | 93 | $ 12,645,000 | $ 135,000 | $ 66,000 |
Graham County North Carolina | 89 | $ 11,716,000 | $ 131,000 | $ 83,000 |
Fulton County Georgia | 86 | $ 17,140,000 | $ 199,000 | $ 105,000 |
Chatham County Georgia | 85 | $ 18,652,000 | $ 219,000 | $ 119,000 |
Monroe County Tennessee | 81 | $ 8,676,000 | $ 107,000 | $ 50,000 |
Jackson County Georgia | 79 | $ 13,218,000 | $ 167,000 | $ 76,000 |
Jackson County North Carolina | 77 | $ 17,748,000 | $ 230,000 | $ 94,000 |
Newton County Georgia | 73 | $ 6,995,000 | $ 95,000 | $ 61,000 |
Pickens County Georgia | 61 | $ 9,848,000 | $ 161,000 | $ 68,000 |
Banks County Georgia | 59 | $ 7,803,000 | $ 132,000 | $ 58,000 |
Coweta County Georgia | 59 | $ 8,407,000 | $ 142,000 | $ 82,000 |
Polk County Tennessee | 59 | $ 6,499,000 | $ 110,000 | $ 43,000 |
McMinn County Tennessee | 57 | $ 5,901,000 | $ 103,000 | $ 54,000 |
DeKalb County Georgia | 53 | $ 8,010,000 | $ 151,000 | $ 116,000 |
Henderson County North Carolina | 53 | $ 9,681,000 | $ 182,000 | $ 66,000 |
Gordon County Georgia | 52 | $ 7,564,000 | $ 145,000 | $ 62,000 |
Paulding County Georgia | 51 | $ 6,707,000 | $ 131,000 | $ 54,000 |
Rockdale County Georgia | 51 | $ 6,569,000 | $ 128,000 | $ 67,000 |
Buncombe County North Carolina | 51 | $ 8,804,000 | $ 172,000 | $ 77,000 |
Fayette County Georgia | 46 | $ 9,153,000 | $ 198,000 | $ 104,000 |
Henry County Georgia | 43 | $ 7,982,000 | $ 185,000 | $ 70,000 |
Hamilton County Tennessee | 40 | $ 5,353,000 | $ 133,000 | $ 92,000 |
Knox County Tennessee | 40 | $ 6,776,000 | $ 169,000 | $ 207,000 |
Watauga County North Carolina | 38 | $ 9,038,000 | $ 237,000 | $ 88,000 |
Blount County Tennessee | 31 | $ 3,291,000 | $ 106,000 | $ 69,000 |
Franklin County Georgia | 24 | $ 3,866,000 | $ 161,000 | $ 79,000 |
Polk County Georgia | 24 | $ 4,652,000 | $ 193,000 | $ 70,000 |
Walton County Georgia | 24 | $ 4,973,000 | $ 207,000 | $ 91,000 |
Stephens County Georgia | 23 | $ 3,534,000 | $ 153,000 | $ 99,000 |
Walker County Georgia | 22 | $ 3,830,000 | $ 174,000 | $ 83,000 |
Rhea County Tennessee | 22 | $ 2,712,000 | $ 123,000 | $ 47,000 |
Cherokee County Alabama | 21 | $ 2,385,000 | $ 113,000 | $ 112,000 |
Ware County Georgia | 19 | $ 758,000 | $ 39,000 | $ 42,000 |
Clayton County Georgia | 18 | $ 1,400,000 | $ 77,000 | $ 72,000 |
Douglas County Georgia | 16 | $ 2,422,000 | $ 151,000 | $ 64,000 |
Sevier County Tennessee | 16 | $ 3,559,000 | $ 222,000 | $ 69,000 |
Carter County Tennessee | 15 | $ 2,015,000 | $ 134,000 | $ 58,000 |
Clarke County Georgia | 13 | $ 1,104,000 | $ 84,000 | $ 114,000 |
Effingham County Georgia | 13 | $ 2,155,000 | $ 165,000 | $ 85,000 |
Madison County Georgia | 12 | $ 1,586,000 | $ 132,000 | $ 128,000 |
Hart County Georgia | 10 | $ 1,655,000 | $ 165,000 | $ 140,000 |
Putnam County Georgia | 10 | $ 1,598,000 | $ 159,000 | $ 126,000 |
Anderson County Tennessee | 10 | $ 2,027,000 | $ 202,000 | $ 162,000 |
Meigs County Tennessee | 10 | $ 1,301,000 | $ 130,000 | $ 58,000 |
Barrow County Georgia | 9 | $ 1,320,000 | $ 146,000 | $ 108,000 |
McIntosh County Georgia | 9 | $ 971,000 | $ 107,000 | $ 65,000 |
Murray County Georgia | 8 | $ 5,955,000 | $ 744,000 | $ 34,000 |
McDowell County North Carolina | 8 | $ 1,592,000 | $ 199,000 | $ 67,000 |
Randolph County Alabama | 7 | $ 2,040,000 | $ 291,000 | $ 235,000 |
Bryan County Georgia | 7 | $ 1,416,000 | $ 202,000 | $ 85,000 |
Camden County Georgia | 7 | $ 4,024,000 | $ 574,000 | $ 60,000 |
Madison County North Carolina | 7 | $ 1,221,000 | $ 174,000 | $ 39,000 |
Haralson County Georgia | 6 | $ 773,000 | $ 128,000 | $ 42,000 |
Morgan County Georgia | 6 | $ 3,593,000 | $ 598,000 | $ 119,000 |
Spalding County Georgia | 6 | $ 678,000 | $ 113,000 | $ 11,000 |
Mecklenburg County North Carolina | 6 | $ 1,314,000 | $ 219,000 | $ 130,000 |
Elbert County Georgia | 5 | $ 669,000 | $ 133,000 | $ 60,000 |
Heard County Georgia | 5 | $ 596,000 | $ 119,000 | $ 69,000 |
Jasper County Georgia | 5 | $ 757,000 | $ 151,000 | $ 38,000 |
Whitfield County Georgia | 5 | $ 789,000 | $ 157,000 | $ 81,000 |
Beaufort County South Carolina | 5 | $ 2,831,000 | $ 566,000 | $ 47,000 |
Oconee County South Carolina | 5 | $ 493,000 | $ 98,000 | $ 90,000 |
DeKalb County Alabama | 4 | $ 319,000 | $ 79,000 | $ 62,000 |
Okaloosa County Florida | 4 | $ 1,089,000 | $ 272,000 | $ 117,000 |
Walton County Florida | 4 | $ 1,618,000 | $ 404,000 | $ 265,000 |
Brantley County Georgia | 4 | $ 371,000 | $ 92,000 | $ 68,000 |
Greene County Georgia | 4 | $ 1,634,000 | $ 408,000 | $ 35,000 |
Oconee County Georgia | 4 | $ 734,000 | $ 183,000 | $ 91,000 |
Troup County Georgia | 4 | $ 585,000 | $ 146,000 | $ 51,000 |
Caldwell County North Carolina | 4 | $ 1,014,000 | $ 253,000 | $ 107,000 |
Greenville County South Carolina | 4 | $ 834,000 | $ 208,000 | $ 198,000 |
Baldwin County Alabama | 3 | $ 693,000 | $ 231,000 | $ 319,000 |
Bay County Florida | 3 | $ 2,072,000 | $ 690,000 | $ 59,000 |
Gulf County Florida | 3 | $ 820,000 | $ 273,000 | $ 138,000 |
Miami-Dade County Florida | 3 | $ 1,934,000 | $ 644,000 | $ 41,000 |
Butts County Georgia | 3 | $ 514,000 | $ 171,000 | $ 96,000 |
Liberty County Georgia | 3 | $ 3,653,000 | $ 1,217,000 | $ 23,000 |
Long County Georgia | 3 | $ 268,000 | $ 89,000 | $ 73,000 |
Pierce County Georgia | 3 | $ 318,000 | $ 106,000 | $ 60,000 |
New Hanover County North Carolina | 3 | $ 360,000 | $ 120,000 | $ 75,000 |
Cumberland County Tennessee | 3 | $ 368,000 | $ 122,000 | $ 58,000 |
Morgan County Tennessee | 3 | $ 575,000 | $ 191,000 | $ 75,000 |
Bulloch County Georgia | 2 | $ 216,000 | $ 108,000 | $ 73,000 |
Catoosa County Georgia | 2 | $ 164,000 | $ 82,000 | $ 25,000 |
Dade County Georgia | 2 | $ 422,000 | $ 211,000 | $ 89,000 |
Monroe County Georgia | 2 | $ 319,000 | $ 159,000 | $ 0 |
Pike County Georgia | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
Ashe County North Carolina | 2 | $ 444,000 | $ 222,000 | $ 45,000 |
Brunswick County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 43,000 |
Catawba County North Carolina | 2 | $ 293,000 | $ 146,000 | $ 40,000 |
Campbell County Tennessee | 2 | $ 335,000 | $ 167,000 | $ 176,000 |
Coffee County Tennessee | 2 | $ 335,000 | $ 167,000 | $ 70,000 |
Davidson County Tennessee | 2 | $ 268,000 | $ 134,000 | $ 323,000 |
Union County Tennessee | 2 | $ 295,000 | $ 147,000 | $ 56,000 |
Washington County Tennessee | 2 | $ 197,000 | $ 98,000 | $ 94,000 |
Clarke County Virginia | 2 | $ 40,000 | $ 20,000 | $ 156,000 |
Barbour County Alabama | 1 | $ 126,000 | $ 126,000 | $ 212,000 |
Calhoun County Alabama | 1 | $ 41,000 | $ 41,000 | $ 250,000 |
Chambers County Alabama | 1 | $ 152,000 | $ 152,000 | $ 44,000 |
Cleburne County Alabama | 1 | $ 134,000 | $ 134,000 | $ 92,000 |
Etowah County Alabama | 1 | $ 234,000 | $ 234,000 | $ 177,000 |
Tallapoosa County Alabama | 1 | $ 288,000 | $ 288,000 | $ 130,000 |
Broward County Florida | 1 | $ 258,000 | $ 258,000 | $ 128,000 |
Collier County Florida | 1 | $ 133,000 | $ 133,000 | $ 54,000 |
Duval County Florida | 1 | $ 272,000 | $ 272,000 | $ 84,000 |
Hillsborough County Florida | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
Madison County Florida | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
Martin County Florida | 1 | $ 109,000 | $ 109,000 | $ 22,000 |
Palm Beach County Florida | 1 | $ 115,000 | $ 115,000 | $ 327,000 |
Volusia County Florida | 1 | $ 9,000 | $ 9,000 | $ 70,000 |
Wakulla County Florida | 1 | $ 535,000 | $ 535,000 | $ 0 |
Bibb County Georgia | 1 | $ 202,000 | $ 202,000 | $ 125,000 |
Candler County Georgia | 1 | $ 119,000 | $ 119,000 | $ 37,000 |
Coffee County Georgia | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
Columbia County Georgia | 1 | $ 242,000 | $ 242,000 | $ 134,000 |
Crisp County Georgia | 1 | $ 251,000 | $ 251,000 | $ 77,000 |
Glascock County Georgia | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
Jones County Georgia | 1 | $ 78,000 | $ 78,000 | $ 600,000 |
Lowndes County Georgia | 1 | $ 114,000 | $ 114,000 | $ 106,000 |
Meriwether County Georgia | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
Oglethorpe County Georgia | 1 | $ 149,000 | $ 149,000 | $ 18,000 |
Richmond County Georgia | 1 | $ 67,000 | $ 67,000 | $ 24,000 |
Sumter County Georgia | 1 | $ 67,000 | $ 67,000 | $ 136,000 |
Tattnall County Georgia | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
Wayne County Georgia | 1 | $ 164,000 | $ 164,000 | $ 84,000 |
Broadwater County Montana | 1 | $ 1,150,000 | $ 1,150,000 | $ 0 |
Burke County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 36,000 |
Cabarrus County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 114,000 |
Gaston County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 19,000 |
Iredell County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 191,000 |
Johnston County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
Polk County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 44,000 |
Rowan County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 23,000 |
Rutherford County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
Stokes County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 12,000 |
Union County North Carolina | 1 | $ 336,000 | $ 336,000 | $ 154,000 |
Charleston County South Carolina | 1 | $ 239,000 | $ 239,000 | $ 36,000 |
Cherokee County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
Darlington County South Carolina | 1 | $ 171,000 | $ 171,000 | $ 74,000 |
Dorchester County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
Horry County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
Jasper County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
York County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
Grainger County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 53,000 |
Jefferson County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 71,000 |
Marion County Tennessee | 1 | $ 1,496,000 | $ 1,496,000 | $ 0 |
Rutherford County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 66,000 |
Shelby County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 38,000 |
Sullivan County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 228,000 |
Unicoi County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 5,458 | $983,224,000 | $180,000 | $8,608,000 | $82,000 | $9,999,000 |
Home Purchase | 2,293 | $340,396,000 | $148,000 | $4,000,000 | $77,000 | $2,861,000 |
Home Improvement | 716 | $34,073,000 | $47,000 | $417,000 | $55,000 | $608,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 7,410 | $1,109,590,000 | $149,000 | $5,557,000 | $83,000 | $9,999,000 |
Not applicable | 470 | $159,940,000 | $340,000 | $8,608,000 | $0 | $100,000 |
Not Provided | 269 | $48,361,000 | $179,000 | $3,175,000 | $99,000 | $789,000 |
Hispanic | 124 | $15,049,000 | $121,000 | $650,000 | $72,000 | $793,000 |
Black or African American | 111 | $13,287,000 | $119,000 | $713,000 | $75,000 | $485,000 |
Asian | 51 | $8,307,000 | $162,000 | $630,000 | $75,000 | $708,000 |
American Indian or Alaskan Native | 27 | $2,643,000 | $97,000 | $271,000 | $103,000 | $831,000 |
Native Hawaiian or Other Pacific Islander | 5 | $516,000 | $103,000 | $162,000 | $27,000 | $53,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,383 | $1,217,104,000 | $164,000 | $8,608,000 | $83,000 | $9,999,000 |
FHA-insured (Federal Housing Administration) | 680 | $93,435,000 | $137,000 | $352,000 | $52,000 | $264,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 388 | $44,826,000 | $115,000 | $305,000 | $38,000 | $546,000 |
VA-guaranteed (Veterans Administration) | 16 | $2,328,000 | $145,000 | $336,000 | $52,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 6,557 | $1,050,749,000 | $160,000 | $8,608,000 | $81,000 | $9,999,000 |
Application Withdrawn By Applicant | 1,092 | $184,958,000 | $169,000 | $788,000 | $76,000 | $1,020,000 |
Application Denied By Financial Institution | 776 | $114,721,000 | $147,000 | $1,260,000 | $56,000 | $1,800,000 |
Application Approved But Not Accepted | 39 | $6,493,000 | $166,000 | $409,000 | $98,000 | $857,000 |
File Closed For Incompleteness | 3 | $772,000 | $257,000 | $417,000 | $159,000 | $252,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.