United Community Bank
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,738 |
| Total Mortgage Loan Application Amount | $1,241,302,000 |
| Average Mortgage Loan Application Amount | $129,333 |
| Highest Mortgage Loan Application Amount | $10,374,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Georgia | 656 | $ 99,842,000 | $ 152,000 | $ 78,000 |
| Fannin County Georgia | 573 | $ 102,131,000 | $ 178,000 | $ 88,000 |
| Habersham County Georgia | 426 | $ 54,387,000 | $ 127,000 | $ 62,000 |
| Hall County Georgia | 358 | $ 66,648,000 | $ 186,000 | $ 118,000 |
| Gilmer County Georgia | 299 | $ 41,209,000 | $ 137,000 | $ 62,000 |
| White County Georgia | 287 | $ 40,489,000 | $ 141,000 | $ 70,000 |
| Towns County Georgia | 265 | $ 51,225,000 | $ 193,000 | $ 102,000 |
| Floyd County Georgia | 245 | $ 31,427,000 | $ 128,000 | $ 115,000 |
| Cherokee County North Carolina | 215 | $ 28,639,000 | $ 133,000 | $ 68,000 |
| Chattooga County Georgia | 194 | $ 15,716,000 | $ 81,000 | $ 59,000 |
| Glynn County Georgia | 193 | $ 60,958,000 | $ 315,000 | $ 190,000 |
| Macon County North Carolina | 174 | $ 27,213,000 | $ 156,000 | $ 85,000 |
| Lumpkin County Georgia | 169 | $ 18,065,000 | $ 106,000 | $ 63,000 |
| Clay County North Carolina | 152 | $ 23,341,000 | $ 153,000 | $ 65,000 |
| Dawson County Georgia | 139 | $ 11,816,000 | $ 85,000 | $ 49,000 |
| Rabun County Georgia | 133 | $ 21,188,000 | $ 159,000 | $ 96,000 |
| Bradley County Tennessee | 122 | $ 16,807,000 | $ 137,000 | $ 85,000 |
| Yancey County North Carolina | 120 | $ 22,654,000 | $ 188,000 | $ 79,000 |
| Haywood County North Carolina | 115 | $ 19,383,000 | $ 168,000 | $ 82,000 |
| Bartow County Georgia | 113 | $ 18,004,000 | $ 159,000 | $ 71,000 |
| Cherokee County Georgia | 108 | $ 22,692,000 | $ 210,000 | $ 116,000 |
| Graham County North Carolina | 101 | $ 11,326,000 | $ 112,000 | $ 74,000 |
| Chatham County Georgia | 99 | $ 19,440,000 | $ 196,000 | $ 134,000 |
| Loudon County Tennessee | 97 | $ 14,780,000 | $ 152,000 | $ 58,000 |
| Mitchell County North Carolina | 94 | $ 12,712,000 | $ 135,000 | $ 58,000 |
| Roane County Tennessee | 91 | $ 10,271,000 | $ 112,000 | $ 67,000 |
| Cobb County Georgia | 87 | $ 15,663,000 | $ 180,000 | $ 92,000 |
| Forsyth County Georgia | 87 | $ 13,937,000 | $ 160,000 | $ 81,000 |
| Swain County North Carolina | 82 | $ 14,458,000 | $ 176,000 | $ 115,000 |
| Jackson County Georgia | 81 | $ 11,582,000 | $ 142,000 | $ 67,000 |
| Fulton County Georgia | 78 | $ 10,869,000 | $ 139,000 | $ 116,000 |
| Newton County Georgia | 76 | $ 10,613,000 | $ 139,000 | $ 76,000 |
| Jackson County North Carolina | 75 | $ 16,299,000 | $ 217,000 | $ 88,000 |
| Monroe County Tennessee | 75 | $ 6,787,000 | $ 90,000 | $ 50,000 |
| Carroll County Georgia | 72 | $ 10,096,000 | $ 140,000 | $ 140,000 |
| Banks County Georgia | 71 | $ 11,536,000 | $ 162,000 | $ 76,000 |
| Avery County North Carolina | 67 | $ 8,629,000 | $ 128,000 | $ 58,000 |
| Transylvania County North Carolina | 67 | $ 14,601,000 | $ 217,000 | $ 115,000 |
| DeKalb County Georgia | 60 | $ 9,285,000 | $ 154,000 | $ 122,000 |
| Gwinnett County Georgia | 58 | $ 13,744,000 | $ 236,000 | $ 152,000 |
| Pickens County Georgia | 58 | $ 10,884,000 | $ 187,000 | $ 90,000 |
| Knox County Tennessee | 55 | $ 8,133,000 | $ 147,000 | $ 104,000 |
| Paulding County Georgia | 53 | $ 7,987,000 | $ 150,000 | $ 72,000 |
| Polk County Tennessee | 51 | $ 7,517,000 | $ 147,000 | $ 46,000 |
| McMinn County Tennessee | 46 | $ 5,331,000 | $ 115,000 | $ 73,000 |
| Gordon County Georgia | 39 | $ 5,322,000 | $ 136,000 | $ 63,000 |
| Coweta County Georgia | 36 | $ 4,683,000 | $ 130,000 | $ 86,000 |
| Henry County Georgia | 34 | $ 7,191,000 | $ 211,000 | $ 53,000 |
| Rockdale County Georgia | 34 | $ 4,928,000 | $ 144,000 | $ 70,000 |
| Henderson County North Carolina | 34 | $ 5,866,000 | $ 172,000 | $ 79,000 |
| Blount County Tennessee | 30 | $ 3,925,000 | $ 130,000 | $ 52,000 |
| Polk County Georgia | 28 | $ 3,435,000 | $ 122,000 | $ 70,000 |
| Watauga County North Carolina | 28 | $ 6,142,000 | $ 219,000 | $ 95,000 |
| Ware County Georgia | 24 | $ 1,132,000 | $ 47,000 | $ 43,000 |
| Sevier County Tennessee | 24 | $ 6,365,000 | $ 265,000 | $ 110,000 |
| Cherokee County Alabama | 23 | $ 2,799,000 | $ 121,000 | $ 85,000 |
| Buncombe County North Carolina | 22 | $ 6,080,000 | $ 276,000 | $ 90,000 |
| Hamilton County Tennessee | 22 | $ 3,311,000 | $ 150,000 | $ 86,000 |
| Clayton County Georgia | 21 | $ 1,953,000 | $ 93,000 | $ 122,000 |
| Douglas County Georgia | 21 | $ 2,346,000 | $ 111,000 | $ 77,000 |
| Stephens County Georgia | 21 | $ 3,042,000 | $ 144,000 | $ 71,000 |
| Lafayette County Mississippi | 19 | $ 2,956,000 | $ 155,000 | $ 0 |
| Walton County Georgia | 17 | $ 4,300,000 | $ 252,000 | $ 69,000 |
| Carter County Tennessee | 17 | $ 1,829,000 | $ 107,000 | $ 63,000 |
| Bryan County Georgia | 16 | $ 3,006,000 | $ 187,000 | $ 95,000 |
| Walker County Georgia | 16 | $ 3,958,000 | $ 247,000 | $ 253,000 |
| Fayette County Georgia | 15 | $ 5,615,000 | $ 374,000 | $ 143,000 |
| Hart County Georgia | 14 | $ 2,960,000 | $ 211,000 | $ 152,000 |
| Barrow County Georgia | 13 | $ 1,391,000 | $ 107,000 | $ 103,000 |
| Franklin County Georgia | 13 | $ 1,704,000 | $ 131,000 | $ 112,000 |
| Rhea County Tennessee | 13 | $ 1,708,000 | $ 131,000 | $ 55,000 |
| Effingham County Georgia | 12 | $ 1,705,000 | $ 142,000 | $ 177,000 |
| Madison County North Carolina | 11 | $ 1,498,000 | $ 136,000 | $ 45,000 |
| Clarke County Georgia | 10 | $ 1,227,000 | $ 122,000 | $ 130,000 |
| Murray County Georgia | 10 | $ 1,246,000 | $ 124,000 | $ 120,000 |
| Camden County Georgia | 9 | $ 6,335,000 | $ 703,000 | $ 46,000 |
| Haralson County Georgia | 9 | $ 1,215,000 | $ 135,000 | $ 64,000 |
| McIntosh County Georgia | 9 | $ 1,435,000 | $ 159,000 | $ 199,000 |
| McDowell County North Carolina | 9 | $ 1,308,000 | $ 145,000 | $ 84,000 |
| Madison County Georgia | 8 | $ 1,431,000 | $ 178,000 | $ 100,000 |
| Oconee County Georgia | 8 | $ 2,438,000 | $ 304,000 | $ 106,000 |
| Anderson County Tennessee | 8 | $ 1,468,000 | $ 183,000 | $ 131,000 |
| DeKalb County Alabama | 7 | $ 863,000 | $ 123,000 | $ 69,000 |
| Catoosa County Georgia | 7 | $ 8,075,000 | $ 1,153,000 | $ 56,000 |
| Putnam County Georgia | 7 | $ 2,643,000 | $ 377,000 | $ 316,000 |
| Greene County Georgia | 6 | $ 1,734,000 | $ 289,000 | $ 233,000 |
| Jasper County Georgia | 6 | $ 673,000 | $ 112,000 | $ 71,000 |
| Meigs County Tennessee | 6 | $ 787,000 | $ 131,000 | $ 62,000 |
| Bay County Florida | 5 | $ 1,873,000 | $ 374,000 | $ 187,000 |
| Liberty County Georgia | 5 | $ 4,079,000 | $ 815,000 | $ 40,000 |
| Oglethorpe County Georgia | 5 | $ 1,135,000 | $ 227,000 | $ 362,000 |
| Pierce County Georgia | 5 | $ 278,000 | $ 55,000 | $ 47,000 |
| Spalding County Georgia | 5 | $ 1,299,000 | $ 259,000 | $ 83,000 |
| Wayne County Georgia | 5 | $ 317,000 | $ 63,000 | $ 65,000 |
| Cumberland County Tennessee | 5 | $ 613,000 | $ 122,000 | $ 67,000 |
| Walton County Florida | 4 | $ 1,035,000 | $ 258,000 | $ 158,000 |
| Brantley County Georgia | 4 | $ 252,000 | $ 63,000 | $ 54,000 |
| Elbert County Georgia | 4 | $ 482,000 | $ 120,000 | $ 15,000 |
| Troup County Georgia | 4 | $ 257,000 | $ 64,000 | $ 48,000 |
| Whitfield County Georgia | 4 | $ 416,000 | $ 104,000 | $ 34,000 |
| Anderson County South Carolina | 4 | $ 742,000 | $ 185,000 | $ 165,000 |
| Chambers County Alabama | 3 | $ 131,000 | $ 43,000 | $ 0 |
| Duval County Florida | 3 | $ 522,000 | $ 174,000 | $ 61,000 |
| Okaloosa County Florida | 3 | $ 1,527,000 | $ 509,000 | $ 178,000 |
| Volusia County Florida | 3 | $ 896,000 | $ 298,000 | $ 225,000 |
| Bulloch County Georgia | 3 | $ 484,000 | $ 161,000 | $ 82,000 |
| Morgan County Georgia | 3 | $ 2,597,000 | $ 865,000 | $ 49,000 |
| Caldwell County North Carolina | 3 | $ 277,000 | $ 92,000 | $ 62,000 |
| Beaufort County South Carolina | 3 | $ 1,017,000 | $ 339,000 | $ 120,000 |
| Charleston County South Carolina | 3 | $ 335,000 | $ 111,000 | $ 82,000 |
| Oconee County South Carolina | 3 | $ 816,000 | $ 272,000 | $ 1,231,000 |
| Covington County Alabama | 2 | $ 50,000 | $ 25,000 | $ 70,000 |
| Randolph County Alabama | 2 | $ 440,000 | $ 220,000 | $ 127,000 |
| Russell County Alabama | 2 | $ 153,000 | $ 76,000 | $ 39,000 |
| Palm Beach County Florida | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Jones County Georgia | 2 | $ 195,000 | $ 97,000 | $ 180,000 |
| Meriwether County Georgia | 2 | $ 166,000 | $ 83,000 | $ 38,000 |
| Muscogee County Georgia | 2 | $ 203,000 | $ 101,000 | $ 106,000 |
| Sumter County Georgia | 2 | $ 1,197,000 | $ 598,000 | $ 27,000 |
| Tattnall County Georgia | 2 | $ 87,000 | $ 43,000 | $ 70,000 |
| Wilkes County Georgia | 2 | $ 232,000 | $ 116,000 | $ 71,000 |
| Ashe County North Carolina | 2 | $ 464,000 | $ 232,000 | $ 259,000 |
| Burke County North Carolina | 2 | $ 968,000 | $ 484,000 | $ 683,000 |
| Catawba County North Carolina | 2 | $ 621,000 | $ 310,000 | $ 72,000 |
| Rutherford County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 12,000 |
| Davidson County Tennessee | 2 | $ 462,000 | $ 231,000 | $ 218,000 |
| Union County Tennessee | 2 | $ 294,000 | $ 147,000 | $ 101,000 |
| Washington County Tennessee | 2 | $ 291,000 | $ 145,000 | $ 177,000 |
| Cleburne County Alabama | 1 | $ 247,000 | $ 247,000 | $ 336,000 |
| Mobile County Alabama | 1 | $ 545,000 | $ 545,000 | $ 315,000 |
| Shelby County Alabama | 1 | $ 194,000 | $ 194,000 | $ 93,000 |
| Baker County Florida | 1 | $ 274,000 | $ 274,000 | $ 152,000 |
| Brevard County Florida | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Broward County Florida | 1 | $ 304,000 | $ 304,000 | $ 596,000 |
| Clay County Florida | 1 | $ 208,000 | $ 208,000 | $ 101,000 |
| Collier County Florida | 1 | $ 350,000 | $ 350,000 | $ 111,000 |
| Columbia County Florida | 1 | $ 62,000 | $ 62,000 | $ 61,000 |
| Escambia County Florida | 1 | $ 406,000 | $ 406,000 | $ 137,000 |
| Lee County Florida | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Leon County Florida | 1 | $ 92,000 | $ 92,000 | $ 205,000 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Seminole County Florida | 1 | $ 10,000 | $ 10,000 | $ 104,000 |
| St. Johns County Florida | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Wakulla County Florida | 1 | $ 457,000 | $ 457,000 | $ 0 |
| Bibb County Georgia | 1 | $ 90,000 | $ 90,000 | $ 18,000 |
| Butts County Georgia | 1 | $ 161,000 | $ 161,000 | $ 41,000 |
| Columbia County Georgia | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Houston County Georgia | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Lincoln County Georgia | 1 | $ 105,000 | $ 105,000 | $ 492,000 |
| Mitchell County Georgia | 1 | $ 484,000 | $ 484,000 | $ 217,000 |
| Monroe County Georgia | 1 | $ 192,000 | $ 192,000 | $ 488,000 |
| Treutlen County Georgia | 1 | $ 32,000 | $ 32,000 | $ 94,000 |
| Custer County Montana | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
| Alexander County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 69,000 |
| Gaston County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 221,000 |
| Guilford County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 84,000 |
| Moore County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 41,000 |
| New Hanover County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
| Rowan County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 39,000 |
| Union County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 184,000 |
| Greenville County South Carolina | 1 | $ 358,000 | $ 358,000 | $ 162,000 |
| Lancaster County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Pickens County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Spartanburg County South Carolina | 1 | $ 370,000 | $ 370,000 | $ 75,000 |
| Greene County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 128,000 |
| Hamblen County Tennessee | 1 | $ 871,000 | $ 871,000 | $ 876,000 |
| Marion County Tennessee | 1 | $ 1,556,000 | $ 1,556,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Smith County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| Cameron County Texas | 1 | $ 3,000 | $ 3,000 | $ 45,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,626 | $826,770,000 | $178,000 | $10,374,000 | $88,000 | $2,834,000 |
| Home Purchase | 2,329 | $374,817,000 | $160,000 | $2,519,000 | $97,000 | $9,999,000 |
| Home Improvement | 783 | $39,715,000 | $50,000 | $4,750,000 | $59,000 | $1,665,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,603 | $970,951,000 | $147,000 | $5,557,000 | $95,000 | $9,999,000 |
| Not applicable | 609 | $198,645,000 | $326,000 | $10,374,000 | $0 | $250,000 |
| Not Provided | 213 | $35,797,000 | $168,000 | $1,190,000 | $129,000 | $2,834,000 |
| Black or African American | 129 | $14,494,000 | $112,000 | $552,000 | $72,000 | $262,000 |
| Hispanic | 121 | $14,485,000 | $119,000 | $477,000 | $70,000 | $364,000 |
| Asian | 32 | $3,989,000 | $124,000 | $372,000 | $46,000 | $132,000 |
| American Indian or Alaskan Native | 25 | $2,120,000 | $84,000 | $330,000 | $69,000 | $345,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $821,000 | $136,000 | $360,000 | $71,000 | $165,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,185 | $1,169,032,000 | $162,000 | $10,374,000 | $91,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 362 | $49,327,000 | $136,000 | $364,000 | $52,000 | $246,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 180 | $21,758,000 | $120,000 | $329,000 | $38,000 | $139,000 |
| VA-guaranteed (Veterans Administration) | 11 | $1,185,000 | $107,000 | $215,000 | $50,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,378 | $1,013,687,000 | $158,000 | $10,374,000 | $89,000 | $9,327,000 |
| Application Withdrawn By Applicant | 730 | $133,263,000 | $182,000 | $2,665,000 | $101,000 | $9,999,000 |
| Application Denied By Financial Institution | 592 | $88,451,000 | $149,000 | $1,100,000 | $56,000 | $708,000 |
| Application Approved But Not Accepted | 35 | $4,514,000 | $128,000 | $304,000 | $65,000 | $548,000 |
| File Closed For Incompleteness | 3 | $1,387,000 | $462,000 | $1,050,000 | $107,000 | $230,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.