United Community Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,302 |
| Total Mortgage Loan Application Amount | $885,753,000 |
| Average Mortgage Loan Application Amount | $116,666 |
| Highest Mortgage Loan Application Amount | $12,500,000 |
| Average Applicant Income | $72,333 |
| Highest Applicant Income | $6,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Georgia | 590 | $ 78,990,000 | $ 133,000 | $ 78,000 |
| Fannin County Georgia | 526 | $ 85,592,000 | $ 162,000 | $ 77,000 |
| Habersham County Georgia | 412 | $ 47,377,000 | $ 114,000 | $ 69,000 |
| Hall County Georgia | 337 | $ 55,001,000 | $ 163,000 | $ 77,000 |
| White County Georgia | 312 | $ 38,997,000 | $ 124,000 | $ 63,000 |
| Towns County Georgia | 271 | $ 42,016,000 | $ 155,000 | $ 86,000 |
| Gilmer County Georgia | 256 | $ 31,250,000 | $ 122,000 | $ 62,000 |
| Floyd County Georgia | 240 | $ 27,111,000 | $ 112,000 | $ 111,000 |
| Chattooga County Georgia | 200 | $ 13,842,000 | $ 69,000 | $ 51,000 |
| Lumpkin County Georgia | 189 | $ 19,538,000 | $ 103,000 | $ 58,000 |
| Cherokee County North Carolina | 186 | $ 27,943,000 | $ 150,000 | $ 81,000 |
| Glynn County Georgia | 171 | $ 43,431,000 | $ 253,000 | $ 143,000 |
| Dawson County Georgia | 143 | $ 13,493,000 | $ 94,000 | $ 58,000 |
| Rabun County Georgia | 139 | $ 12,021,000 | $ 86,000 | $ 60,000 |
| Clay County North Carolina | 116 | $ 19,083,000 | $ 164,000 | $ 69,000 |
| Macon County North Carolina | 110 | $ 18,635,000 | $ 169,000 | $ 89,000 |
| Chatham County Georgia | 97 | $ 15,340,000 | $ 158,000 | $ 103,000 |
| Bartow County Georgia | 83 | $ 7,065,000 | $ 85,000 | $ 67,000 |
| Swain County North Carolina | 83 | $ 17,703,000 | $ 213,000 | $ 155,000 |
| Newton County Georgia | 82 | $ 10,635,000 | $ 129,000 | $ 63,000 |
| Loudon County Tennessee | 71 | $ 11,795,000 | $ 166,000 | $ 74,000 |
| Cobb County Georgia | 60 | $ 10,126,000 | $ 168,000 | $ 134,000 |
| Roane County Tennessee | 60 | $ 6,042,000 | $ 100,000 | $ 63,000 |
| Carroll County Georgia | 59 | $ 8,369,000 | $ 141,000 | $ 86,000 |
| Forsyth County Georgia | 59 | $ 6,135,000 | $ 103,000 | $ 50,000 |
| Fulton County Georgia | 58 | $ 8,474,000 | $ 146,000 | $ 90,000 |
| Mitchell County North Carolina | 58 | $ 8,263,000 | $ 142,000 | $ 49,000 |
| Polk County Tennessee | 58 | $ 6,456,000 | $ 111,000 | $ 57,000 |
| Jackson County Georgia | 57 | $ 9,279,000 | $ 162,000 | $ 60,000 |
| Bradley County Tennessee | 56 | $ 9,764,000 | $ 174,000 | $ 106,000 |
| Cherokee County Georgia | 51 | $ 9,035,000 | $ 177,000 | $ 85,000 |
| Coweta County Georgia | 51 | $ 7,267,000 | $ 142,000 | $ 68,000 |
| Banks County Georgia | 49 | $ 6,279,000 | $ 128,000 | $ 63,000 |
| Knox County Tennessee | 46 | $ 6,142,000 | $ 133,000 | $ 79,000 |
| Jackson County North Carolina | 43 | $ 11,367,000 | $ 264,000 | $ 105,000 |
| Graham County North Carolina | 39 | $ 6,974,000 | $ 178,000 | $ 109,000 |
| Pickens County Georgia | 35 | $ 5,959,000 | $ 170,000 | $ 54,000 |
| Monroe County Tennessee | 34 | $ 3,361,000 | $ 98,000 | $ 48,000 |
| Rockdale County Georgia | 33 | $ 4,075,000 | $ 123,000 | $ 86,000 |
| Stephens County Georgia | 33 | $ 4,408,000 | $ 133,000 | $ 57,000 |
| Blount County Tennessee | 33 | $ 5,099,000 | $ 154,000 | $ 75,000 |
| DeKalb County Georgia | 31 | $ 6,398,000 | $ 206,000 | $ 191,000 |
| Gordon County Georgia | 31 | $ 3,671,000 | $ 118,000 | $ 100,000 |
| Henry County Georgia | 31 | $ 5,910,000 | $ 190,000 | $ 87,000 |
| Gwinnett County Georgia | 30 | $ 5,186,000 | $ 172,000 | $ 69,000 |
| Cherokee County Alabama | 29 | $ 3,768,000 | $ 129,000 | $ 68,000 |
| Yancey County North Carolina | 27 | $ 3,992,000 | $ 147,000 | $ 72,000 |
| McMinn County Tennessee | 27 | $ 1,706,000 | $ 63,000 | $ 68,000 |
| Franklin County Georgia | 25 | $ 2,457,000 | $ 98,000 | $ 58,000 |
| Paulding County Georgia | 24 | $ 3,440,000 | $ 143,000 | $ 68,000 |
| Avery County North Carolina | 23 | $ 3,924,000 | $ 170,000 | $ 53,000 |
| Ware County Georgia | 20 | $ 1,086,000 | $ 54,000 | $ 47,000 |
| Clayton County Georgia | 19 | $ 2,012,000 | $ 105,000 | $ 173,000 |
| Fayette County Georgia | 19 | $ 3,921,000 | $ 206,000 | $ 97,000 |
| Walton County Georgia | 17 | $ 2,861,000 | $ 168,000 | $ 138,000 |
| Clarke County Georgia | 16 | $ 2,253,000 | $ 140,000 | $ 66,000 |
| Sevier County Tennessee | 14 | $ 2,403,000 | $ 171,000 | $ 126,000 |
| Douglas County Georgia | 13 | $ 2,044,000 | $ 157,000 | $ 41,000 |
| McIntosh County Georgia | 12 | $ 1,144,000 | $ 95,000 | $ 60,000 |
| Buncombe County North Carolina | 12 | $ 2,614,000 | $ 217,000 | $ 120,000 |
| Hart County Georgia | 10 | $ 1,050,000 | $ 105,000 | $ 101,000 |
| Pierce County Georgia | 10 | $ 646,000 | $ 64,000 | $ 39,000 |
| Haywood County North Carolina | 10 | $ 1,166,000 | $ 116,000 | $ 44,000 |
| Brantley County Georgia | 9 | $ 340,000 | $ 37,000 | $ 58,000 |
| Murray County Georgia | 9 | $ 1,755,000 | $ 195,000 | $ 52,000 |
| Walker County Georgia | 9 | $ 1,129,000 | $ 125,000 | $ 57,000 |
| Wayne County Georgia | 9 | $ 436,000 | $ 48,000 | $ 43,000 |
| McDowell County North Carolina | 9 | $ 1,727,000 | $ 191,000 | $ 121,000 |
| Bay County Florida | 8 | $ 3,116,000 | $ 389,000 | $ 223,000 |
| Polk County Georgia | 8 | $ 979,000 | $ 122,000 | $ 47,000 |
| Barrow County Georgia | 7 | $ 870,000 | $ 124,000 | $ 129,000 |
| Effingham County Georgia | 7 | $ 1,584,000 | $ 226,000 | $ 50,000 |
| Madison County Georgia | 7 | $ 485,000 | $ 69,000 | $ 154,000 |
| Anderson County Tennessee | 7 | $ 571,000 | $ 81,000 | $ 99,000 |
| Camden County Georgia | 6 | $ 821,000 | $ 136,000 | $ 172,000 |
| Troup County Georgia | 6 | $ 748,000 | $ 124,000 | $ 52,000 |
| Oconee County South Carolina | 6 | $ 653,000 | $ 108,000 | $ 62,000 |
| Meigs County Tennessee | 6 | $ 839,000 | $ 139,000 | $ 49,000 |
| Randolph County Alabama | 5 | $ 1,086,000 | $ 217,000 | $ 109,000 |
| Bulloch County Georgia | 5 | $ 773,000 | $ 154,000 | $ 121,000 |
| Morgan County Georgia | 5 | $ 921,000 | $ 184,000 | $ 31,000 |
| Rhea County Tennessee | 5 | $ 536,000 | $ 107,000 | $ 31,000 |
| Bryan County Georgia | 4 | $ 713,000 | $ 178,000 | $ 61,000 |
| Haralson County Georgia | 4 | $ 563,000 | $ 140,000 | $ 70,000 |
| Oglethorpe County Georgia | 4 | $ 262,000 | $ 65,000 | $ 142,000 |
| Putnam County Georgia | 4 | $ 792,000 | $ 198,000 | $ 193,000 |
| Watauga County North Carolina | 4 | $ 802,000 | $ 200,000 | $ 117,000 |
| Okaloosa County Florida | 3 | $ 1,221,000 | $ 407,000 | $ 18,000 |
| Heard County Georgia | 3 | $ 517,000 | $ 172,000 | $ 81,000 |
| Pike County Georgia | 3 | $ 739,000 | $ 246,000 | $ 82,000 |
| Ashe County North Carolina | 3 | $ 370,000 | $ 123,000 | $ 66,000 |
| Horry County South Carolina | 3 | $ 1,030,000 | $ 343,000 | $ 555,000 |
| Hamilton County Tennessee | 3 | $ 413,000 | $ 137,000 | $ 126,000 |
| Sullivan County Tennessee | 3 | $ 236,000 | $ 78,000 | $ 319,000 |
| DeKalb County Alabama | 2 | $ 87,000 | $ 43,000 | $ 29,000 |
| Tallapoosa County Alabama | 2 | $ 913,000 | $ 456,000 | $ 185,000 |
| Lee County Florida | 2 | $ 429,000 | $ 214,000 | $ 202,000 |
| Pinellas County Florida | 2 | $ 447,000 | $ 223,000 | $ 129,000 |
| St. Lucie County Florida | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| Volusia County Florida | 2 | $ 372,000 | $ 186,000 | $ 54,000 |
| Walton County Florida | 2 | $ 292,000 | $ 146,000 | $ 85,000 |
| Jasper County Georgia | 2 | $ 390,000 | $ 195,000 | $ 49,000 |
| Liberty County Georgia | 2 | $ 345,000 | $ 172,000 | $ 78,000 |
| Meriwether County Georgia | 2 | $ 274,000 | $ 137,000 | $ 38,000 |
| Monroe County Georgia | 2 | $ 260,000 | $ 130,000 | $ 278,000 |
| Oconee County Georgia | 2 | $ 662,000 | $ 331,000 | $ 301,000 |
| Spalding County Georgia | 2 | $ 63,000 | $ 31,000 | $ 312,000 |
| Taliaferro County Georgia | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Wilkes County Georgia | 2 | $ 476,000 | $ 238,000 | $ 142,000 |
| Wayne County North Carolina | 2 | $ 214,000 | $ 107,000 | $ 16,000 |
| Anderson County South Carolina | 2 | $ 203,000 | $ 101,000 | $ 163,000 |
| Charleston County South Carolina | 2 | $ 134,000 | $ 67,000 | $ 36,000 |
| Carter County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 84,000 |
| Calhoun County Alabama | 1 | $ 165,000 | $ 165,000 | $ 147,000 |
| Cleburne County Alabama | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Shelby County Alabama | 1 | $ 234,000 | $ 234,000 | $ 51,000 |
| Brevard County Florida | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Charlotte County Florida | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Dixie County Florida | 1 | $ 222,000 | $ 222,000 | $ 180,000 |
| Duval County Florida | 1 | $ 58,000 | $ 58,000 | $ 99,000 |
| Flagler County Florida | 1 | $ 525,000 | $ 525,000 | $ 217,000 |
| Highlands County Florida | 1 | $ 5,000 | $ 5,000 | $ 110,000 |
| Hillsborough County Florida | 1 | $ 126,000 | $ 126,000 | $ 55,000 |
| Osceola County Florida | 1 | $ 400,000 | $ 400,000 | $ 184,000 |
| Pasco County Florida | 1 | $ 200,000 | $ 200,000 | $ 182,000 |
| Sarasota County Florida | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Sumter County Florida | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Appling County Georgia | 1 | $ 29,000 | $ 29,000 | $ 31,000 |
| Bibb County Georgia | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Butts County Georgia | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Candler County Georgia | 1 | $ 401,000 | $ 401,000 | $ 277,000 |
| Catoosa County Georgia | 1 | $ 283,000 | $ 283,000 | $ 53,000 |
| Coffee County Georgia | 1 | $ 66,000 | $ 66,000 | $ 33,000 |
| Crawford County Georgia | 1 | $ 635,000 | $ 635,000 | $ 247,000 |
| Dooly County Georgia | 1 | $ 6,000 | $ 6,000 | $ 8,000 |
| Elbert County Georgia | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Houston County Georgia | 1 | $ 57,000 | $ 57,000 | $ 64,000 |
| Lamar County Georgia | 1 | $ 70,000 | $ 70,000 | $ 11,000 |
| Laurens County Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Lincoln County Georgia | 1 | $ 110,000 | $ 110,000 | $ 154,000 |
| Lowndes County Georgia | 1 | $ 121,000 | $ 121,000 | $ 235,000 |
| Muscogee County Georgia | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| Richmond County Georgia | 1 | $ 129,000 | $ 129,000 | $ 76,000 |
| Whitfield County Georgia | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| St. Clair County Illinois | 1 | $ 230,000 | $ 230,000 | $ 210,000 |
| Barren County Kentucky | 1 | $ 190,000 | $ 190,000 | $ 36,000 |
| Christian County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Monroe County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 108,000 |
| Gallatin County Montana | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Burke County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 111,000 |
| Catawba County North Carolina | 1 | $ 362,000 | $ 362,000 | $ 120,000 |
| Henderson County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| Iredell County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 127,000 |
| Moore County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 46,000 |
| Transylvania County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Pickens County South Carolina | 1 | $ 74,000 | $ 74,000 | $ 82,000 |
| Saluda County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 54,000 |
| Cumberland County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 66,000 |
| Davidson County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 86,000 |
| Grainger County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Greene County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 192,000 |
| Lawrence County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 22,000 |
| Marion County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Montgomery County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 15,000 |
| Morgan County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 66,000 |
| Robertson County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 179,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,312 | $446,807,000 | $134,000 | $4,531,000 | $77,000 | $3,400,000 |
| Home Purchase | 2,472 | $412,593,000 | $166,000 | $12,500,000 | $89,000 | $6,000,000 |
| Home Improvement | 518 | $26,353,000 | $50,000 | $1,484,000 | $51,000 | $1,117,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,536 | $746,752,000 | $134,000 | $4,531,000 | $84,000 | $6,000,000 |
| Not applicable | 372 | $90,234,000 | $242,000 | $12,500,000 | $0 | $79,000 |
| Black or African American | 137 | $14,009,000 | $102,000 | $645,000 | $79,000 | $315,000 |
| Not Provided | 106 | $17,016,000 | $160,000 | $700,000 | $100,000 | $461,000 |
| Hispanic | 105 | $10,397,000 | $99,000 | $342,000 | $64,000 | $336,000 |
| Asian | 35 | $5,760,000 | $164,000 | $725,000 | $123,000 | $1,102,000 |
| American Indian or Alaskan Native | 8 | $1,289,000 | $161,000 | $416,000 | $76,000 | $266,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $296,000 | $98,000 | $200,000 | $199,000 | $478,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,245 | $878,118,000 | $140,000 | $12,500,000 | $80,000 | $6,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $4,387,000 | $121,000 | $210,000 | $38,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 11 | $1,848,000 | $168,000 | $417,000 | $65,000 | $142,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,400,000 | $140,000 | $214,000 | $61,000 | $139,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,292 | $731,680,000 | $138,000 | $12,500,000 | $81,000 | $6,000,000 |
| Application Withdrawn By Applicant | 518 | $85,210,000 | $164,000 | $650,000 | $83,000 | $1,303,000 |
| Application Denied By Financial Institution | 462 | $64,504,000 | $139,000 | $880,000 | $55,000 | $578,000 |
| Application Approved But Not Accepted | 28 | $4,239,000 | $151,000 | $309,000 | $75,000 | $276,000 |
| File Closed For Incompleteness | 2 | $120,000 | $60,000 | $60,000 | $183,000 | $183,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.