United Community Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,753 |
| Total Mortgage Loan Application Amount | $620,730,000 |
| Average Mortgage Loan Application Amount | $136,650 |
| Highest Mortgage Loan Application Amount | $2,281,000 |
| Average Applicant Income | $69,150 |
| Highest Applicant Income | $3,600,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Georgia | 436 | $ 52,350,000 | $ 120,000 | $ 77,000 |
| Fannin County Georgia | 356 | $ 48,428,000 | $ 136,000 | $ 83,000 |
| Habersham County Georgia | 327 | $ 35,332,000 | $ 108,000 | $ 37,000 |
| Cherokee County North Carolina | 217 | $ 27,602,000 | $ 127,000 | $ 74,000 |
| White County Georgia | 211 | $ 25,402,000 | $ 120,000 | $ 47,000 |
| Towns County Georgia | 191 | $ 29,138,000 | $ 152,000 | $ 78,000 |
| Gilmer County Georgia | 184 | $ 22,408,000 | $ 121,000 | $ 53,000 |
| Floyd County Georgia | 179 | $ 20,319,000 | $ 113,000 | $ 48,000 |
| Chattooga County Georgia | 178 | $ 14,298,000 | $ 80,000 | $ 38,000 |
| Lumpkin County Georgia | 152 | $ 17,222,000 | $ 113,000 | $ 43,000 |
| Hall County Georgia | 148 | $ 20,300,000 | $ 137,000 | $ 50,000 |
| Glynn County Georgia | 137 | $ 17,489,000 | $ 127,000 | $ 48,000 |
| Clay County North Carolina | 129 | $ 18,984,000 | $ 147,000 | $ 68,000 |
| Rabun County Georgia | 125 | $ 16,640,000 | $ 133,000 | $ 69,000 |
| Macon County North Carolina | 109 | $ 16,858,000 | $ 154,000 | $ 102,000 |
| Dawson County Georgia | 103 | $ 10,548,000 | $ 102,000 | $ 53,000 |
| Swain County North Carolina | 94 | $ 16,540,000 | $ 175,000 | $ 71,000 |
| Loudon County Tennessee | 86 | $ 15,839,000 | $ 184,000 | $ 60,000 |
| Mitchell County North Carolina | 70 | $ 8,292,000 | $ 118,000 | $ 36,000 |
| Graham County North Carolina | 64 | $ 9,153,000 | $ 143,000 | $ 67,000 |
| Yancey County North Carolina | 63 | $ 7,391,000 | $ 117,000 | $ 81,000 |
| Bartow County Georgia | 53 | $ 3,457,000 | $ 65,000 | $ 69,000 |
| Carroll County Georgia | 53 | $ 5,222,000 | $ 98,000 | $ 46,000 |
| Newton County Georgia | 52 | $ 7,433,000 | $ 142,000 | $ 56,000 |
| Coweta County Georgia | 48 | $ 6,479,000 | $ 134,000 | $ 54,000 |
| Forsyth County Georgia | 48 | $ 6,643,000 | $ 138,000 | $ 52,000 |
| Chatham County Georgia | 43 | $ 6,191,000 | $ 143,000 | $ 66,000 |
| Roane County Tennessee | 39 | $ 5,944,000 | $ 152,000 | $ 74,000 |
| Jackson County North Carolina | 38 | $ 5,700,000 | $ 150,000 | $ 81,000 |
| Polk County Tennessee | 38 | $ 3,163,000 | $ 83,000 | $ 28,000 |
| Banks County Georgia | 36 | $ 3,988,000 | $ 110,000 | $ 44,000 |
| Fulton County Georgia | 35 | $ 5,452,000 | $ 155,000 | $ 77,000 |
| Knox County Tennessee | 33 | $ 5,550,000 | $ 168,000 | $ 69,000 |
| Blount County Tennessee | 32 | $ 6,626,000 | $ 207,000 | $ 100,000 |
| Cobb County Georgia | 31 | $ 5,805,000 | $ 187,000 | $ 74,000 |
| Monroe County Tennessee | 31 | $ 3,769,000 | $ 121,000 | $ 82,000 |
| Gwinnett County Georgia | 25 | $ 4,961,000 | $ 198,000 | $ 77,000 |
| Gordon County Georgia | 24 | $ 2,295,000 | $ 95,000 | $ 51,000 |
| Avery County North Carolina | 23 | $ 2,664,000 | $ 115,000 | $ 65,000 |
| Henry County Georgia | 22 | $ 3,041,000 | $ 138,000 | $ 53,000 |
| Stephens County Georgia | 21 | $ 2,558,000 | $ 121,000 | $ 82,000 |
| Fayette County Georgia | 20 | $ 4,435,000 | $ 221,000 | $ 122,000 |
| Rockdale County Georgia | 20 | $ 4,885,000 | $ 244,000 | $ 87,000 |
| Cherokee County Alabama | 19 | $ 1,602,000 | $ 84,000 | $ 54,000 |
| Cherokee County Georgia | 19 | $ 2,692,000 | $ 141,000 | $ 98,000 |
| McMinn County Tennessee | 18 | $ 2,395,000 | $ 133,000 | $ 38,000 |
| Rhea County Tennessee | 18 | $ 1,702,000 | $ 94,000 | $ 50,000 |
| Pickens County Georgia | 17 | $ 2,625,000 | $ 154,000 | $ 59,000 |
| Ware County Georgia | 16 | $ 583,000 | $ 36,000 | $ 45,000 |
| Douglas County Georgia | 15 | $ 2,185,000 | $ 145,000 | $ 65,000 |
| Polk County Georgia | 15 | $ 1,794,000 | $ 119,000 | $ 57,000 |
| Jackson County Georgia | 13 | $ 4,051,000 | $ 311,000 | $ 62,000 |
| Haywood County North Carolina | 12 | $ 3,888,000 | $ 324,000 | $ 955,000 |
| Haralson County Georgia | 11 | $ 1,355,000 | $ 123,000 | $ 31,000 |
| Paulding County Georgia | 11 | $ 994,000 | $ 90,000 | $ 57,000 |
| Madison County Georgia | 9 | $ 864,000 | $ 96,000 | $ 53,000 |
| McIntosh County Georgia | 9 | $ 914,000 | $ 101,000 | $ 88,000 |
| Brantley County Georgia | 8 | $ 674,000 | $ 84,000 | $ 60,000 |
| Walton County Georgia | 8 | $ 1,835,000 | $ 229,000 | $ 77,000 |
| Buncombe County North Carolina | 8 | $ 1,167,000 | $ 145,000 | $ 51,000 |
| Sevier County Tennessee | 8 | $ 1,463,000 | $ 182,000 | $ 111,000 |
| Clarke County Georgia | 7 | $ 642,000 | $ 91,000 | $ 64,000 |
| DeKalb County Georgia | 7 | $ 1,101,000 | $ 157,000 | $ 69,000 |
| Effingham County Georgia | 7 | $ 936,000 | $ 133,000 | $ 56,000 |
| Murray County Georgia | 7 | $ 936,000 | $ 133,000 | $ 57,000 |
| Pierce County Georgia | 7 | $ 280,000 | $ 40,000 | $ 46,000 |
| McDowell County North Carolina | 7 | $ 884,000 | $ 126,000 | $ 64,000 |
| Camden County Georgia | 6 | $ 826,000 | $ 137,000 | $ 99,000 |
| Clayton County Georgia | 6 | $ 864,000 | $ 144,000 | $ 42,000 |
| Franklin County Georgia | 6 | $ 796,000 | $ 132,000 | $ 38,000 |
| Carter County Tennessee | 6 | $ 886,000 | $ 147,000 | $ 77,000 |
| Bibb County Georgia | 5 | $ 469,000 | $ 93,000 | $ 40,000 |
| Hart County Georgia | 5 | $ 852,000 | $ 170,000 | $ 222,000 |
| Randolph County Alabama | 4 | $ 638,000 | $ 159,000 | $ 103,000 |
| Barrow County Georgia | 4 | $ 1,122,000 | $ 280,000 | $ 39,000 |
| Bryan County Georgia | 4 | $ 699,000 | $ 174,000 | $ 71,000 |
| Jasper County Georgia | 4 | $ 397,000 | $ 99,000 | $ 70,000 |
| Toombs County Georgia | 4 | $ 354,000 | $ 88,000 | $ 42,000 |
| Walker County Georgia | 4 | $ 430,000 | $ 107,000 | $ 36,000 |
| Wayne County Georgia | 4 | $ 301,000 | $ 75,000 | $ 40,000 |
| Hamilton County Tennessee | 4 | $ 411,000 | $ 102,000 | $ 53,000 |
| Greene County Georgia | 3 | $ 994,000 | $ 331,000 | $ 227,000 |
| Putnam County Georgia | 3 | $ 2,005,000 | $ 668,000 | $ 146,000 |
| Beaufort County South Carolina | 3 | $ 597,000 | $ 199,000 | $ 185,000 |
| Meigs County Tennessee | 3 | $ 613,000 | $ 204,000 | $ 68,000 |
| Baldwin County Alabama | 2 | $ 303,000 | $ 151,000 | $ 60,000 |
| Coosa County Alabama | 2 | $ 79,000 | $ 39,000 | $ 51,000 |
| Tallapoosa County Alabama | 2 | $ 647,000 | $ 323,000 | $ 131,000 |
| Okaloosa County Florida | 2 | $ 178,000 | $ 89,000 | $ 60,000 |
| St. Johns County Florida | 2 | $ 480,000 | $ 240,000 | $ 168,000 |
| Volusia County Florida | 2 | $ 297,000 | $ 148,000 | $ 141,000 |
| Heard County Georgia | 2 | $ 116,000 | $ 58,000 | $ 39,000 |
| Morgan County Georgia | 2 | $ 296,000 | $ 148,000 | $ 49,000 |
| Oglethorpe County Georgia | 2 | $ 268,000 | $ 134,000 | $ 60,000 |
| Spalding County Georgia | 2 | $ 646,000 | $ 323,000 | $ 104,000 |
| Troup County Georgia | 2 | $ 133,000 | $ 66,000 | $ 30,000 |
| Madison County North Carolina | 2 | $ 444,000 | $ 222,000 | $ 58,000 |
| Anderson County South Carolina | 2 | $ 554,000 | $ 277,000 | $ 48,000 |
| Oconee County South Carolina | 2 | $ 183,000 | $ 91,000 | $ 54,000 |
| Bradley County Tennessee | 2 | $ 337,000 | $ 168,000 | $ 56,000 |
| Jefferson County Tennessee | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 1,080,000 | $ 540,000 | $ 101,000 |
| Dale County Alabama | 1 | $ 141,000 | $ 141,000 | $ 35,000 |
| Jefferson County Alabama | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Russell County Alabama | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| St. Clair County Alabama | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Talladega County Alabama | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Tuscaloosa County Alabama | 1 | $ 2,000 | $ 2,000 | $ 57,000 |
| Alachua County Florida | 1 | $ 158,000 | $ 158,000 | $ 128,000 |
| Bay County Florida | 1 | $ 239,000 | $ 239,000 | $ 111,000 |
| Flagler County Florida | 1 | $ 250,000 | $ 250,000 | $ 60,000 |
| Gulf County Florida | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 166,000 | $ 166,000 | $ 74,000 |
| Indian River County Florida | 1 | $ 359,000 | $ 359,000 | $ 325,000 |
| Marion County Florida | 1 | $ 2,000 | $ 2,000 | $ 26,000 |
| Miami-Dade County Florida | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Sarasota County Florida | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Seminole County Florida | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Columbia County Georgia | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Cook County Georgia | 1 | $ 236,000 | $ 236,000 | $ 132,000 |
| Elbert County Georgia | 1 | $ 243,000 | $ 243,000 | $ 48,000 |
| Liberty County Georgia | 1 | $ 71,000 | $ 71,000 | $ 64,000 |
| Meriwether County Georgia | 1 | $ 94,000 | $ 94,000 | $ 18,000 |
| Monroe County Georgia | 1 | $ 138,000 | $ 138,000 | $ 107,000 |
| Muscogee County Georgia | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
| Pike County Georgia | 1 | $ 220,000 | $ 220,000 | $ 68,000 |
| Screven County Georgia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Whitfield County Georgia | 1 | $ 311,000 | $ 311,000 | $ 204,000 |
| Wilkes County Georgia | 1 | $ 50,000 | $ 50,000 | $ 400,000 |
| Cumberland County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 30,000 |
| Franklin County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 39,000 |
| Henderson County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Iredell County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Mecklenburg County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| New Hanover County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 106,000 |
| Wake County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 152,000 |
| Watauga County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 54,000 |
| Greenville County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Saluda County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Bledsoe County Tennessee | 1 | $ 27,000 | $ 27,000 | $ 24,000 |
| Cumberland County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Lawrence County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Morgan County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,283 | $308,156,000 | $200,142 | $2,000,000 | $88,857 | $3,600,000 |
| Home Purchase | 2,116 | $300,825,000 | $160,571 | $2,281,000 | $66,857 | $2,500,000 |
| Home Improvement | 354 | $11,749,000 | $34,666 | $258,000 | $48,833 | $321,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,384 | $565,337,000 | $198,250 | $1,582,000 | $73,625 | $2,500,000 |
| Not applicable | 95 | $18,608,000 | $282,600 | $2,281,000 | $33,600 | $168,000 |
| Hispanic | 89 | $9,719,000 | $178,600 | $430,000 | $65,800 | $200,000 |
| Black or African American | 82 | $8,580,000 | $95,000 | $690,000 | $70,500 | $676,000 |
| Not Provided | 63 | $12,496,000 | $198,750 | $2,000,000 | $108,750 | $3,600,000 |
| Asian | 28 | $4,014,000 | $191,666 | $428,000 | $55,666 | $288,000 |
| American Indian or Alaskan Native | 10 | $1,687,000 | $164,000 | $650,000 | $66,000 | $199,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $289,000 | $144,000 | $149,000 | $50,000 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,698 | $614,329,000 | $191,625 | $2,281,000 | $75,250 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 30 | $3,270,000 | $123,000 | $156,000 | $67,000 | $156,000 |
| VA-guaranteed (Veterans Administration) | 25 | $3,131,000 | $112,000 | $210,000 | $43,250 | $82,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,003 | $518,408,000 | $142,142 | $2,281,000 | $71,571 | $2,500,000 |
| Application Denied By Financial Institution | 453 | $57,578,000 | $195,166 | $1,000,000 | $55,666 | $1,020,000 |
| Application Withdrawn By Applicant | 232 | $35,520,000 | $141,750 | $2,000,000 | $96,000 | $3,600,000 |
| Application Approved But Not Accepted | 59 | $8,577,000 | $166,666 | $500,000 | $71,333 | $368,000 |
| File Closed For Incompleteness | 6 | $647,000 | $99,000 | $195,000 | $55,333 | $88,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.