United Community Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address United Community Bank
Po Box 398
Blairsville, GA 30512
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 22,107
Total Mortgage Loan Application Amount $4,793,425,000
Average Mortgage Loan Application Amount $207,000
Highest Mortgage Loan Application Amount $41,115,000
Average Applicant Income $136,400
Highest Applicant Income $8,063,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for United Community Bank by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 6,764 $ 1,207,740,000 $ 362,058 $ 147,625
ATLANTA-SANDY SPRINGS-ROSWELL, GA 2,748 $ 786,660,000 $ 286,000 $ 156,000
GREENVILLE-ANDERSON-MAULDIN, SC 752 $ 146,650,000 $ 195,000 $ 146,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 614 $ 159,240,000 $ 259,000 $ 156,000
RALEIGH, NC 563 $ 198,095,000 $ 351,000 $ 151,000
ASHEVILLE, NC 466 $ 129,120,000 $ 277,000 $ 142,000
KNOXVILLE, TN 426 $ 105,810,000 $ 248,000 $ 142,000
CHARLESTON-NORTH CHARLESTON, SC 363 $ 169,405,000 $ 466,000 $ 210,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 358 $ 35,760,000 $ 99,000 $ 74,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 353 $ 122,815,000 $ 327,500 $ 214,500
GAINESVILLE, GA 337 $ 72,515,000 $ 215,000 $ 134,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 277 $ 61,415,000 $ 260,500 $ 185,500
CLEVELAND, TN 270 $ 53,370,000 $ 197,000 $ 113,000
SPARTANBURG, SC 247 $ 38,125,000 $ 154,000 $ 101,000
ROME, GA 223 $ 45,025,000 $ 201,000 $ 117,000
BATON ROUGE, LA 204 $ 27,470,000 $ 134,000 $ 63,000
LAFAYETTE, LA 169 $ 18,075,000 $ 106,000 $ 58,000
SAVANNAH, GA 168 $ 48,740,000 $ 290,000 $ 201,000
BRUNSWICK, GA 161 $ 34,785,000 $ 216,000 $ 146,000
JACKSON, MS 159 $ 15,955,000 $ 100,000 $ 64,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 147 $ 56,425,000 $ 383,000 $ 197,000
ATHENS-CLARKE COUNTY, GA 136 $ 25,380,000 $ 186,000 $ 147,000
COLUMBIA, SC 136 $ 50,470,000 $ 371,000 $ 157,000
CHATTANOOGA, TN-GA 130 $ 40,910,000 $ 298,000 $ 134,500
ORLANDO-KISSIMMEE-SANFORD, FL 122 $ 75,120,000 $ 615,000 $ 348,000
SHREVEPORT-BOSSIER CITY, LA 119 $ 14,455,000 $ 121,000 $ 72,000
DURHAM-CHAPEL HILL, NC 116 $ 54,680,000 $ 471,000 $ 187,000
HAMMOND, LA 115 $ 11,495,000 $ 99,000 $ 66,000
BEAUMONT-PORT ARTHUR, TX 104 $ 10,620,000 $ 102,000 $ 83,000
TEXARKANA, TX-AR 94 $ 11,160,000 $ 118,500 $ 78,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 90 $ 10,970,000 $ 121,000 $ 74,000
JACKSONVILLE, FL 86 $ 33,800,000 $ 393,000 $ 277,000
BIRMINGHAM-HOOVER, AL 81 $ 10,835,000 $ 133,000 $ 71,000
MCALLEN-EDINBURG-MISSION, TX 74 $ 7,720,000 $ 104,000 $ 65,000
DALLAS-PLANO-IRVING, TX 70 $ 13,670,000 $ 195,000 $ 88,000
MONROE, LA 70 $ 6,800,000 $ 97,000 $ 83,000
HATTIESBURG, MS 68 $ 6,850,000 $ 100,000 $ 53,000
FORT WORTH-ARLINGTON, TX 67 $ 8,445,000 $ 126,000 $ 87,000
NORTH PORT-SARASOTA-BRADENTON, FL 67 $ 35,535,000 $ 530,000 $ 327,000
CLARKSVILLE, TN-KY 64 $ 11,770,000 $ 138,000 $ 164,500
MEMPHIS, TN-MS-AR 60 $ 8,570,000 $ 133,666 $ 80,333
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 58 $ 48,030,000 $ 828,000 $ 428,000
ALEXANDRIA, LA 57 $ 6,735,000 $ 118,000 $ 66,000
ODESSA, TX 57 $ 6,525,000 $ 114,000 $ 72,000
HOUMA-THIBODAUX, LA 56 $ 5,550,000 $ 99,000 $ 69,000
NEW ORLEANS-METAIRIE, LA 52 $ 5,390,000 $ 103,000 $ 54,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 49 $ 32,905,000 $ 671,000 $ 420,000
COLLEGE STATION-BRYAN, TX 46 $ 5,640,000 $ 122,000 $ 69,000
MIAMI-MIAMI BEACH-KENDALL, FL 46 $ 39,760,000 $ 864,000 $ 492,000
MOBILE, AL 45 $ 5,695,000 $ 126,000 $ 75,000
OKLAHOMA CITY, OK 42 $ 4,970,000 $ 118,000 $ 90,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 41 $ 22,785,000 $ 555,000 $ 219,000
SAN ANTONIO-NEW BRAUNFELS, TX 37 $ 19,635,000 $ 530,000 $ 74,000
FAYETTEVILLE, NC 36 $ 6,070,000 $ 168,000 $ 83,000
SHERMAN-DENISON, TX 34 $ 4,550,000 $ 133,000 $ 80,000
AUSTIN-ROUND ROCK, TX 33 $ 4,205,000 $ 127,000 $ 83,000
WILMINGTON, NC 31 $ 10,725,000 $ 345,000 $ 289,000
BROWNSVILLE-HARLINGEN, TX 28 $ 2,670,000 $ 95,000 $ 65,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 28 $ 10,450,000 $ 373,000 $ 295,000
TUSCALOOSA, AL 27 $ 3,085,000 $ 114,000 $ 54,000
MONTGOMERY, AL 26 $ 3,190,000 $ 122,000 $ 79,000
DALTON, GA 24 $ 5,240,000 $ 218,000 $ 90,000
HICKORY-LENOIR-MORGANTON, NC 23 $ 6,715,000 $ 291,000 $ 143,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 23 $ 21,145,000 $ 919,000 $ 330,000
FLORENCE, SC 21 $ 5,025,000 $ 239,000 $ 190,000
CAPE CORAL-FORT MYERS, FL 20 $ 10,450,000 $ 522,000 $ 232,000
DAPHNE-FAIRHOPE-FOLEY, AL 19 $ 4,405,000 $ 231,000 $ 80,000
LAKE CHARLES, LA 19 $ 1,565,000 $ 82,000 $ 73,000
JOHNSON CITY, TN 17 $ 2,745,000 $ 161,000 $ 69,000
MORRISTOWN, TN 17 $ 5,505,000 $ 323,000 $ 150,000
LUBBOCK, TX 16 $ 1,700,000 $ 106,000 $ 85,000
MIDLAND, TX 16 $ 1,660,000 $ 103,000 $ 70,000
LONGVIEW, TX 15 $ 1,975,000 $ 131,000 $ 73,000
PINE BLUFF, AR 15 $ 1,615,000 $ 107,000 $ 75,000
WINSTON-SALEM, NC 15 $ 3,995,000 $ 266,000 $ 103,000
GULFPORT-BILOXI-PASCAGOULA, MS 13 $ 1,745,000 $ 134,000 $ 66,000
PORT ST. LUCIE, FL 13 $ 13,955,000 $ 1,073,000 $ 446,000
BURLINGTON, NC 12 $ 3,300,000 $ 275,000 $ 120,000
GREENSBORO-HIGH POINT, NC 12 $ 3,270,000 $ 272,000 $ 214,000
JACKSONVILLE, NC 12 $ 10,180,000 $ 848,000 $ 149,000
MACON-BIBB COUNTY, GA 12 $ 2,630,000 $ 219,000 $ 208,000
FORT SMITH, AR-OK 11 $ 2,095,000 $ 143,000 $ 59,500
PANAMA CITY, FL 11 $ 2,705,000 $ 245,000 $ 200,000
TYLER, TX 11 $ 1,105,000 $ 100,000 $ 52,000
AUGUSTA-RICHMOND COUNTY, GA-SC 10 $ 2,280,000 $ 235,000 $ 103,500
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 9 $ 3,585,000 $ 398,000 $ 235,000
GAINESVILLE, FL 9 $ 4,995,000 $ 555,000 $ 331,000
HOT SPRINGS, AR 9 $ 835,000 $ 92,000 $ 92,000
HUNTSVILLE, AL 9 $ 1,135,000 $ 126,000 $ 140,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 9 $ 5,535,000 $ 615,000 $ 171,000
NEW YORK-NEWARK, NY 9 $ 4,955,000 $ 550,000 $ 243,000
PUNTA GORDA, FL 9 $ 2,445,000 $ 271,000 $ 115,000
GOLDSBORO, NC 8 $ 1,910,000 $ 238,000 $ 77,000
HINESVILLE, GA 8 $ 2,120,000 $ 265,000 $ 90,000
LAKELAND-WINTER HAVEN, FL 8 $ 2,560,000 $ 320,000 $ 129,000
DECATUR, AL 7 $ 625,000 $ 89,000 $ 71,000
FLORENCE-MUSCLE SHOALS, AL 7 $ 785,000 $ 112,000 $ 90,000
NEW BERN, NC 7 $ 1,825,000 $ 260,000 $ 170,000
SEBASTIAN-VERO BEACH, FL 7 $ 3,965,000 $ 566,000 $ 269,000
VICTORIA, TX 7 $ 725,000 $ 103,000 $ 71,000
WACO, TX 7 $ 735,000 $ 105,000 $ 47,000
WARNER ROBINS, GA 7 $ 735,000 $ 105,000 $ 45,000
COLUMBUS, GA-AL 6 $ 2,320,000 $ 362,000 $ 129,500
GADSDEN, AL 6 $ 630,000 $ 105,000 $ 98,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 6 $ 4,180,000 $ 582,500 $ 161,000
THE VILLAGES, FL 6 $ 1,790,000 $ 298,000 $ 563,000
KILLEEN-TEMPLE, TX 5 $ 675,000 $ 135,000 $ 82,000
ROCKY MOUNT, NC 5 $ 875,000 $ 175,000 $ 78,000
JONESBORO, AR 4 $ 460,000 $ 115,000 $ 75,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 4 $ 3,500,000 $ 875,000 $ 416,000
NEWARK, NJ-PA 4 $ 1,780,000 $ 445,000 $ 155,000
OCALA, FL 4 $ 490,000 $ 122,000 $ 94,000
ANNISTON-OXFORD-JACKSONVILLE, AL 3 $ 465,000 $ 155,000 $ 60,000
AUBURN-OPELIKA, AL 3 $ 455,000 $ 151,000 $ 205,000
BOISE CITY, ID 3 $ 1,245,000 $ 415,000 $ 93,000
EL PASO, TX 3 $ 345,000 $ 115,000 $ 63,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 3 $ 455,000 $ 151,000 $ 84,000
JACKSON, TN 3 $ 465,000 $ 155,000 $ 56,000
LAREDO, TX 3 $ 255,000 $ 85,000 $ 37,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 3 $ 5,295,000 $ 1,765,000 $ 671,000
ST. LOUIS, MO-IL 3 $ 885,000 $ 397,500 $ 239,000
TULSA, OK 3 $ 345,000 $ 115,000 $ 62,000
AMARILLO, TX 2 $ 380,000 $ 190,000 $ 193,000
ANAHEIM-SANTA ANA-IRVINE, CA 2 $ 2,310,000 $ 1,155,000 $ 359,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 2 $ 200,000 $ 100,000 $ 133,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 2,250,000 $ 1,125,000 $ 1,630,000
SUMTER, SC 2 $ 300,000 $ 150,000 $ 79,000
ABILENE, TX 1 $ 215,000 $ 215,000 $ 120,000
BILLINGS, MT 1 $ 355,000 $ 355,000 $ 96,000
BOULDER, CO 1 $ 2,345,000 $ 2,345,000 $ 509,000
BOWLING GREEN, KY 1 $ 165,000 $ 165,000 $ 86,000
CHICAGO-NAPERVILLE, IL 1 $ 105,000 $ 105,000 $ 0
CINCINNATI, OH-KY-IN 1 $ 135,000 $ 135,000 $ 81,000
DENVER-AURORA-LAKEWOOD, CO 1 $ 695,000 $ 695,000 $ 234,000
DOTHAN, AL 1 $ 25,000 $ 25,000 $ 100,000
ENID, OK 1 $ 145,000 $ 145,000 $ 42,000
HARRISBURG-CARLISLE, PA 1 $ 205,000 $ 205,000 $ 177,000
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 85,000 $ 85,000 $ 40,000
LAS VEGAS-HENDERSON-PARADISE, NV 1 $ 795,000 $ 795,000 $ 160,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 1 $ 105,000 $ 105,000 $ 123,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1 $ 805,000 $ 805,000 $ 330,000
OCEAN CITY, NJ 1 $ 1,425,000 $ 1,425,000 $ 453,000
PHOENIX-MESA-SCOTTSDALE, AZ 1 $ 4,905,000 $ 4,905,000 $ 5,508,000
PITTSBURGH, PA 1 $ 135,000 $ 135,000 $ 146,000
POCATELLO, ID 1 $ 455,000 $ 455,000 $ 260,000
RICHMOND, VA 1 $ 205,000 $ 205,000 $ 279,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 1 $ 375,000 $ 375,000 $ 350,000
SALEM, OR 1 $ 405,000 $ 405,000 $ 373,000
SAN ANGELO, TX 1 $ 125,000 $ 125,000 $ 54,000
SAN DIEGO-CARLSBAD, CA 1 $ 1,585,000 $ 1,585,000 $ 544,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 1,125,000 $ 1,125,000 $ 206,000
SANTA FE, NM 1 $ 1,955,000 $ 1,955,000 $ 582,000
SANTA MARIA-SANTA BARBARA, CA 1 $ 995,000 $ 995,000 $ 0
SANTA ROSA, CA 1 $ 1,155,000 $ 1,155,000 $ 253,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 1 $ 215,000 $ 215,000 $ 54,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 535,000 $ 535,000 $ 0
STOCKTON-LODI, CA 1 $ 375,000 $ 375,000 $ 0
VALDOSTA, GA 1 $ 105,000 $ 105,000 $ 21,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 305,000 $ 305,000 $ 98,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 1 $ 1,085,000 $ 1,085,000 $ 247,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for United Community Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 13,475 $3,178,045,000 $235,000 $41,115,000 $107,000 $5,508,000
Home Improvement 2,946 $368,080,000 $124,000 $2,725,000 $146,000 $3,180,000
Refinancing 2,648 $600,200,000 $226,000 $5,005,000 $147,000 $3,120,000
Other Purpose 1,729 $235,895,000 $136,000 $4,005,000 $150,000 $8,063,000
Cash-out Refinancing 1,309 $411,205,000 $314,000 $4,805,000 $132,000 $5,525,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,639 $3,230,025,000 $220,000 $5,405,000 $132,000 $8,063,000
Black or African American 3,078 $448,590,000 $145,000 $3,075,000 $73,000 $1,800,000
Hispanic 1,844 $278,980,000 $151,000 $3,005,000 $88,000 $1,334,000
Not Provided 1,756 $396,340,000 $225,000 $5,005,000 $149,000 $3,120,000
Asian 281 $102,345,000 $364,000 $2,475,000 $172,000 $920,000
Not applicable 254 $272,960,000 $1,074,000 $41,115,000 $394,000 $394,000
American Indian or Alaskan Native 152 $25,080,000 $165,000 $1,015,000 $85,000 $384,000
Native Hawaiian or Other Pacific Islander 16 $4,160,000 $260,000 $1,425,000 $210,000 $1,112,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,407 $4,618,285,000 $215,000 $41,115,000 $123,000 $8,063,000
FHA-insured (Federal Housing Administration) 448 $105,360,000 $235,000 $655,000 $70,000 $224,000
VA-guaranteed (Veterans Administration) 154 $50,810,000 $329,000 $815,000 $101,000 $525,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 98 $18,970,000 $193,000 $495,000 $61,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,947 $2,590,025,000 $260,000 $41,115,000 $152,000 $8,063,000
Application Denied By Financial Institution 7,062 $1,109,310,000 $157,000 $5,405,000 $85,000 $2,700,000
File Closed For Incompleteness 2,936 $320,770,000 $109,000 $3,075,000 $75,000 $1,295,000
Application Withdrawn By Applicant 1,684 $650,580,000 $386,000 $15,575,000 $176,000 $5,525,000
Application Approved But Not Accepted 284 $61,590,000 $216,000 $5,005,000 $163,000 $2,057,000
Loan Purchased By The Institution 194 $61,150,000 $315,000 $1,425,000 $98,000 $690,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 15,045 $3,684,115,000 $244,000 $41,115,000 $139,000 $8,063,000
Credit History 4,227 $574,745,000 $135,000 $4,005,000 $77,000 $2,700,000
Debt-To-Income Ratio 1,695 $309,125,000 $182,000 $2,905,000 $66,000 $1,110,000
Other 453 $97,235,000 $214,000 $4,005,000 $135,000 $2,487,000
Collateral 330 $59,240,000 $179,000 $5,405,000 $150,000 $2,452,000
Unverifiable Information 261 $54,435,000 $208,000 $1,505,000 $175,000 $2,665,000
Insufficient Cash (Downpayment, Closing Cost) 66 $9,140,000 $138,000 $535,000 $75,000 $200,000
Employment History 25 $5,005,000 $200,000 $765,000 $81,000 $290,000
Credit Application Incomplete 5 $385,000 $77,000 $225,000 $135,000 $222,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

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