Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for United Bank Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | United Bank Inc 5Th & Avery/United Square Parkersburg, WV 26102 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,817 |
Total Mortgage Loan Application Amount | $447,209,000 |
Average Mortgage Loan Application Amount | $178,666 |
Highest Mortgage Loan Application Amount | $24,024,000 |
Average Applicant Income | $96,333 |
Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Monongalia County West Virginia | 334 | $ 85,911,000 | $ 257,000 | $ 91,000 |
Fayette County Pennsylvania | 177 | $ 12,118,000 | $ 68,000 | $ 70,000 |
Kanawha County West Virginia | 175 | $ 33,118,000 | $ 189,000 | $ 120,000 |
Wood County West Virginia | 141 | $ 19,877,000 | $ 140,000 | $ 107,000 |
Berkeley County West Virginia | 118 | $ 18,567,000 | $ 157,000 | $ 86,000 |
Jackson County West Virginia | 94 | $ 6,632,000 | $ 70,000 | $ 67,000 |
Raleigh County West Virginia | 87 | $ 17,845,000 | $ 205,000 | $ 107,000 |
Cabell County West Virginia | 79 | $ 21,082,000 | $ 266,000 | $ 145,000 |
Fayette County West Virginia | 75 | $ 4,439,000 | $ 59,000 | $ 54,000 |
Ohio County West Virginia | 64 | $ 10,493,000 | $ 163,000 | $ 68,000 |
Jefferson County West Virginia | 59 | $ 12,196,000 | $ 206,000 | $ 81,000 |
Washington County Maryland | 57 | $ 11,028,000 | $ 193,000 | $ 84,000 |
Lewis County West Virginia | 56 | $ 2,078,000 | $ 37,000 | $ 59,000 |
Nicholas County West Virginia | 46 | $ 5,118,000 | $ 111,000 | $ 65,000 |
Wayne County West Virginia | 39 | $ 2,276,000 | $ 58,000 | $ 54,000 |
Allegheny County Pennsylvania | 37 | $ 1,469,000 | $ 39,000 | $ 61,000 |
Marshall County West Virginia | 37 | $ 2,478,000 | $ 66,000 | $ 55,000 |
Webster County West Virginia | 36 | $ 997,000 | $ 27,000 | $ 44,000 |
Belmont County Ohio | 34 | $ 2,215,000 | $ 65,000 | $ 72,000 |
Putnam County West Virginia | 34 | $ 5,988,000 | $ 176,000 | $ 91,000 |
Marion County West Virginia | 23 | $ 7,607,000 | $ 330,000 | $ 21,000 |
Summit County Ohio | 22 | $ 253,000 | $ 11,000 | $ 52,000 |
Harrison County West Virginia | 22 | $ 2,943,000 | $ 133,000 | $ 47,000 |
Logan County West Virginia | 22 | $ 2,090,000 | $ 95,000 | $ 92,000 |
Washington County Ohio | 21 | $ 3,913,000 | $ 186,000 | $ 101,000 |
Washington County Pennsylvania | 21 | $ 1,624,000 | $ 77,000 | $ 43,000 |
Lorain County Ohio | 19 | $ 191,000 | $ 10,000 | $ 52,000 |
Gilmer County West Virginia | 19 | $ 1,675,000 | $ 88,000 | $ 125,000 |
Venango County Pennsylvania | 16 | $ 232,000 | $ 14,000 | $ 52,000 |
Boone County West Virginia | 16 | $ 1,696,000 | $ 106,000 | $ 90,000 |
Preston County West Virginia | 16 | $ 1,491,000 | $ 93,000 | $ 40,000 |
Greenbrier County West Virginia | 15 | $ 4,066,000 | $ 271,000 | $ 105,000 |
Greene County Pennsylvania | 13 | $ 1,837,000 | $ 141,000 | $ 237,000 |
Jefferson County Ohio | 12 | $ 883,000 | $ 73,000 | $ 70,000 |
Cuyahoga County Ohio | 11 | $ 144,000 | $ 13,000 | $ 35,000 |
Westmoreland County Pennsylvania | 11 | $ 412,000 | $ 37,000 | $ 46,000 |
Lawrence County Ohio | 10 | $ 1,025,000 | $ 102,000 | $ 80,000 |
Stark County Ohio | 10 | $ 111,000 | $ 11,000 | $ 36,000 |
Braxton County West Virginia | 10 | $ 833,000 | $ 83,000 | $ 50,000 |
Medina County Ohio | 9 | $ 111,000 | $ 12,000 | $ 77,000 |
Franklin County Pennsylvania | 8 | $ 1,842,000 | $ 230,000 | $ 523,000 |
Brooke County West Virginia | 8 | $ 535,000 | $ 66,000 | $ 38,000 |
Hancock County West Virginia | 8 | $ 160,000 | $ 20,000 | $ 33,000 |
Mason County West Virginia | 8 | $ 887,000 | $ 110,000 | $ 68,000 |
Lancaster County Pennsylvania | 7 | $ 70,000 | $ 10,000 | $ 77,000 |
Frederick County Virginia | 7 | $ 2,011,000 | $ 287,000 | $ 113,000 |
Loudoun County Virginia | 7 | $ 2,758,000 | $ 394,000 | $ 235,000 |
Roane County West Virginia | 7 | $ 556,000 | $ 79,000 | $ 38,000 |
Garrett County Maryland | 6 | $ 1,691,000 | $ 281,000 | $ 212,000 |
Franklin County Ohio | 6 | $ 1,041,000 | $ 173,000 | $ 144,000 |
Calhoun County West Virginia | 6 | $ 300,000 | $ 50,000 | $ 37,000 |
Morgan County West Virginia | 6 | $ 702,000 | $ 117,000 | $ 44,000 |
Fayette County Kentucky | 5 | $ 5,878,000 | $ 1,175,000 | $ 175,000 |
Baltimore County Maryland | 5 | $ 2,350,000 | $ 470,000 | $ 311,000 |
Frederick County Maryland | 5 | $ 924,000 | $ 184,000 | $ 57,000 |
Harrison County Ohio | 5 | $ 68,000 | $ 13,000 | $ 34,000 |
York County Pennsylvania | 5 | $ 65,000 | $ 13,000 | $ 89,000 |
Fairfax County Virginia | 5 | $ 2,377,000 | $ 475,000 | $ 37,000 |
Ritchie County West Virginia | 5 | $ 391,000 | $ 78,000 | $ 42,000 |
Collier County Florida | 4 | $ 1,467,000 | $ 366,000 | $ 239,000 |
Boyd County Kentucky | 4 | $ 294,000 | $ 73,000 | $ 29,000 |
Harford County Maryland | 4 | $ 1,559,000 | $ 389,000 | $ 0 |
Dauphin County Pennsylvania | 4 | $ 33,000 | $ 8,000 | $ 63,000 |
Monroe County Pennsylvania | 4 | $ 66,000 | $ 16,000 | $ 129,000 |
Barbour County West Virginia | 4 | $ 22,000 | $ 5,000 | $ 46,000 |
Prince George's County Maryland | 3 | $ 296,000 | $ 98,000 | $ 114,000 |
Mahoning County Ohio | 3 | $ 60,000 | $ 20,000 | $ 38,000 |
Lehigh County Pennsylvania | 3 | $ 48,000 | $ 16,000 | $ 74,000 |
Somerset County Pennsylvania | 3 | $ 439,000 | $ 146,000 | $ 60,000 |
Clay County West Virginia | 3 | $ 88,000 | $ 29,000 | $ 37,000 |
Mercer County West Virginia | 3 | $ 398,000 | $ 132,000 | $ 84,000 |
Pocahontas County West Virginia | 3 | $ 713,000 | $ 237,000 | $ 197,000 |
Randolph County West Virginia | 3 | $ 162,000 | $ 54,000 | $ 8,000 |
Summers County West Virginia | 3 | $ 213,000 | $ 71,000 | $ 84,000 |
Upshur County West Virginia | 3 | $ 104,000 | $ 34,000 | $ 23,000 |
Wirt County West Virginia | 3 | $ 311,000 | $ 103,000 | $ 55,000 |
Pima County Arizona | 2 | $ 746,000 | $ 373,000 | $ 266,000 |
Lee County Florida | 2 | $ 415,000 | $ 207,000 | $ 696,000 |
Palm Beach County Florida | 2 | $ 24,049,000 | $ 12,024,000 | $ 5,126,000 |
Jefferson County Kentucky | 2 | $ 676,000 | $ 338,000 | $ 128,000 |
Carroll County Maryland | 2 | $ 369,000 | $ 184,000 | $ 154,000 |
Iredell County North Carolina | 2 | $ 1,409,000 | $ 704,000 | $ 21,000 |
Columbiana County Ohio | 2 | $ 42,000 | $ 21,000 | $ 53,000 |
Monroe County Ohio | 2 | $ 65,000 | $ 32,000 | $ 78,000 |
Richland County Ohio | 2 | $ 244,000 | $ 122,000 | $ 59,000 |
Northampton County Pennsylvania | 2 | $ 34,000 | $ 17,000 | $ 72,000 |
Beaufort County South Carolina | 2 | $ 331,000 | $ 165,000 | $ 0 |
Prince William County Virginia | 2 | $ 125,000 | $ 62,000 | $ 57,000 |
Rockingham County Virginia | 2 | $ 925,000 | $ 462,000 | $ 17,000 |
Lincoln County West Virginia | 2 | $ 167,000 | $ 83,000 | $ 56,000 |
Pleasants County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 106,000 |
Wetzel County West Virginia | 2 | $ 305,000 | $ 152,000 | $ 81,000 |
Wyoming County West Virginia | 2 | $ 122,000 | $ 61,000 | $ 19,000 |
Eagle County Colorado | 1 | $ 3,960,000 | $ 3,960,000 | $ 0 |
District of Columbia County District Of Columbia | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
Broward County Florida | 1 | $ 191,000 | $ 191,000 | $ 144,000 |
Charlotte County Florida | 1 | $ 85,000 | $ 85,000 | $ 162,000 |
Nassau County Florida | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
Okaloosa County Florida | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
Orange County Florida | 1 | $ 292,000 | $ 292,000 | $ 56,000 |
Osceola County Florida | 1 | $ 176,000 | $ 176,000 | $ 156,000 |
Polk County Florida | 1 | $ 112,000 | $ 112,000 | $ 256,000 |
St. Johns County Florida | 1 | $ 247,000 | $ 247,000 | $ 140,000 |
Volusia County Florida | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
Cobb County Georgia | 1 | $ 150,000 | $ 150,000 | $ 290,000 |
Barren County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
Grant County Kentucky | 1 | $ 9,000 | $ 9,000 | $ 90,000 |
Jessamine County Kentucky | 1 | $ 580,000 | $ 580,000 | $ 0 |
Warren County Kentucky | 1 | $ 635,000 | $ 635,000 | $ 315,000 |
Howard County Maryland | 1 | $ 900,000 | $ 900,000 | $ 0 |
Montgomery County Maryland | 1 | $ 700,000 | $ 700,000 | $ 0 |
Bergen County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
Monmouth County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
Morris County New Jersey | 1 | $ 7,000 | $ 7,000 | $ 85,000 |
Erie County New York | 1 | $ 5,000 | $ 5,000 | $ 13,000 |
Kings County New York | 1 | $ 7,000 | $ 7,000 | $ 38,000 |
Nassau County New York | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
Otsego County New York | 1 | $ 21,000 | $ 21,000 | $ 198,000 |
Queens County New York | 1 | $ 25,000 | $ 25,000 | $ 215,000 |
Wyoming County New York | 1 | $ 11,000 | $ 11,000 | $ 29,000 |
Brunswick County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 44,000 |
Buncombe County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 27,000 |
Caswell County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
Catawba County North Carolina | 1 | $ 450,000 | $ 450,000 | $ 0 |
Duplin County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 70,000 |
Edgecombe County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 32,000 |
Forsyth County North Carolina | 1 | $ 880,000 | $ 880,000 | $ 0 |
Gaston County North Carolina | 1 | $ 14,000 | $ 14,000 | $ 78,000 |
New Hanover County North Carolina | 1 | $ 1,050,000 | $ 1,050,000 | $ 897,000 |
Northampton County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
Onslow County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 105,000 |
Orange County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 39,000 |
Pitt County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 17,000 |
Randolph County North Carolina | 1 | $ 11,000 | $ 11,000 | $ 46,000 |
Scotland County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 30,000 |
Surry County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 106,000 |
Watauga County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
Ashtabula County Ohio | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
Athens County Ohio | 1 | $ 280,000 | $ 280,000 | $ 143,000 |
Erie County Ohio | 1 | $ 6,000 | $ 6,000 | $ 34,000 |
Fairfield County Ohio | 1 | $ 220,000 | $ 220,000 | $ 84,000 |
Gallia County Ohio | 1 | $ 96,000 | $ 96,000 | $ 78,000 |
Guernsey County Ohio | 1 | $ 4,000 | $ 4,000 | $ 72,000 |
Hamilton County Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
Meigs County Ohio | 1 | $ 103,000 | $ 103,000 | $ 26,000 |
Pike County Ohio | 1 | $ 280,000 | $ 280,000 | $ 0 |
Portage County Ohio | 1 | $ 9,000 | $ 9,000 | $ 45,000 |
Trumbull County Ohio | 1 | $ 5,000 | $ 5,000 | $ 97,000 |
Wayne County Ohio | 1 | $ 4,000 | $ 4,000 | $ 34,000 |
Beaver County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 50,000 |
Berks County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 71,000 |
Clearfield County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 74,000 |
Delaware County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 23,000 |
Luzerne County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 14,000 |
Pike County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
Sullivan County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
Wayne County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 25,000 |
Horry County South Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 416,000 |
Alexandria County Virginia | 1 | $ 764,000 | $ 764,000 | $ 433,000 |
Culpeper County Virginia | 1 | $ 153,000 | $ 153,000 | $ 0 |
Franklin County Virginia | 1 | $ 125,000 | $ 125,000 | $ 814,000 |
Henrico County Virginia | 1 | $ 312,000 | $ 312,000 | $ 137,000 |
King George County Virginia | 1 | $ 6,200,000 | $ 6,200,000 | $ 0 |
Madison County Virginia | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
Manassas County Virginia | 1 | $ 21,000 | $ 21,000 | $ 96,000 |
Warren County Virginia | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
Washington County Virginia | 1 | $ 17,000 | $ 17,000 | $ 138,000 |
Hampshire County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 148,000 |
Taylor County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
Tucker County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
Teton County Wyoming | 1 | $ 534,000 | $ 534,000 | $ 139,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,519 | $275,957,000 | $181,000 | $8,000,000 | $85,000 | $3,898,000 |
Home Improvement | 904 | $54,868,000 | $60,000 | $17,000,000 | $70,000 | $1,013,000 |
Refinancing | 394 | $116,384,000 | $295,000 | $24,024,000 | $134,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,195 | $284,731,000 | $129,000 | $24,024,000 | $98,000 | $9,999,000 |
Not applicable | 249 | $122,709,000 | $492,000 | $17,000,000 | $0 | $0 |
Not Provided | 216 | $23,383,000 | $108,000 | $1,787,000 | $71,000 | $1,299,000 |
Black or African American | 79 | $2,813,000 | $35,000 | $252,000 | $56,000 | $415,000 |
Asian | 38 | $9,651,000 | $253,000 | $900,000 | $170,000 | $1,253,000 |
Hispanic | 28 | $2,817,000 | $100,000 | $677,000 | $85,000 | $389,000 |
Native Hawaiian or Other Pacific Islander | 7 | $884,000 | $126,000 | $210,000 | $52,000 | $113,000 |
American Indian or Alaskan Native | 5 | $221,000 | $44,000 | $115,000 | $52,000 | $92,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,386 | $422,936,000 | $177,000 | $24,024,000 | $92,000 | $9,999,000 |
FHA-insured (Federal Housing Administration) | 330 | $9,423,000 | $28,000 | $270,000 | $55,000 | $221,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $6,685,000 | $126,000 | $249,000 | $49,000 | $90,000 |
VA-guaranteed (Veterans Administration) | 48 | $8,165,000 | $170,000 | $359,000 | $75,000 | $185,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,642 | $335,911,000 | $204,000 | $24,024,000 | $101,000 | $9,999,000 |
Application Denied By Financial Institution | 468 | $27,842,000 | $59,000 | $626,000 | $60,000 | $541,000 |
Preapproval Denied by Financial Institution | 304 | $34,434,000 | $113,000 | $1,100,000 | $57,000 | $1,299,000 |
Preapproval Approved but not Accepted | 128 | $20,362,000 | $159,000 | $650,000 | $75,000 | $405,000 |
Loan Purchased By The Institution | 98 | $5,994,000 | $61,000 | $325,000 | $46,000 | $204,000 |
Application Withdrawn By Applicant | 94 | $12,900,000 | $137,000 | $764,000 | $110,000 | $851,000 |
Application Approved But Not Accepted | 83 | $9,766,000 | $117,000 | $1,070,000 | $109,000 | $1,393,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 379 | $23,263,000 | $61,000 | $548,000 | $53,000 | $381,000 |
Debt-To-Income Ratio | 225 | $16,788,000 | $74,000 | $626,000 | $44,000 | $421,000 |
Collateral | 67 | $10,001,000 | $149,000 | $626,000 | $104,000 | $541,000 |
Other | 40 | $4,038,000 | $100,000 | $417,000 | $63,000 | $225,000 |
Credit Application Incomplete | 26 | $4,354,000 | $167,000 | $1,100,000 | $131,000 | $1,299,000 |
Employment History | 19 | $1,226,000 | $64,000 | $200,000 | $45,000 | $72,000 |
Unverifiable Information | 14 | $2,449,000 | $174,000 | $359,000 | $113,000 | $541,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $129,000 | $129,000 | $129,000 | $30,000 | $30,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.