United Bank Inc
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for United Bank Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | United Bank Inc 5Th & Avery/United Square Parkersburg, WV 26102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,872 |
| Total Mortgage Loan Application Amount | $480,823,000 |
| Average Mortgage Loan Application Amount | $165,000 |
| Highest Mortgage Loan Application Amount | $44,200,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $5,592,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monongalia County West Virginia | 386 | $ 153,034,000 | $ 396,000 | $ 115,000 |
| Kanawha County West Virginia | 202 | $ 36,646,000 | $ 181,000 | $ 123,000 |
| Fayette County Pennsylvania | 181 | $ 12,860,000 | $ 71,000 | $ 70,000 |
| Wood County West Virginia | 180 | $ 24,337,000 | $ 135,000 | $ 76,000 |
| Berkeley County West Virginia | 150 | $ 23,817,000 | $ 158,000 | $ 97,000 |
| Raleigh County West Virginia | 131 | $ 19,068,000 | $ 145,000 | $ 105,000 |
| Washington County Maryland | 114 | $ 23,056,000 | $ 202,000 | $ 111,000 |
| Jackson County West Virginia | 108 | $ 11,076,000 | $ 102,000 | $ 80,000 |
| Fayette County West Virginia | 106 | $ 9,247,000 | $ 87,000 | $ 67,000 |
| Cabell County West Virginia | 84 | $ 19,875,000 | $ 236,000 | $ 131,000 |
| Jefferson County West Virginia | 71 | $ 14,693,000 | $ 206,000 | $ 100,000 |
| Ohio County West Virginia | 65 | $ 7,978,000 | $ 122,000 | $ 91,000 |
| Webster County West Virginia | 57 | $ 2,466,000 | $ 43,000 | $ 62,000 |
| Putnam County West Virginia | 51 | $ 11,718,000 | $ 229,000 | $ 134,000 |
| Nicholas County West Virginia | 48 | $ 4,590,000 | $ 95,000 | $ 78,000 |
| Lewis County West Virginia | 45 | $ 2,643,000 | $ 58,000 | $ 61,000 |
| Belmont County Ohio | 35 | $ 2,649,000 | $ 75,000 | $ 80,000 |
| Wayne County West Virginia | 34 | $ 2,675,000 | $ 78,000 | $ 64,000 |
| Washington County Ohio | 32 | $ 6,282,000 | $ 196,000 | $ 153,000 |
| Allegheny County Pennsylvania | 29 | $ 1,296,000 | $ 44,000 | $ 60,000 |
| Westmoreland County Pennsylvania | 29 | $ 748,000 | $ 25,000 | $ 49,000 |
| Marshall County West Virginia | 29 | $ 2,242,000 | $ 77,000 | $ 70,000 |
| Harrison County West Virginia | 26 | $ 4,582,000 | $ 176,000 | $ 93,000 |
| Gilmer County West Virginia | 25 | $ 1,892,000 | $ 75,000 | $ 66,000 |
| Stark County Ohio | 24 | $ 280,000 | $ 11,000 | $ 56,000 |
| Washington County Pennsylvania | 24 | $ 6,702,000 | $ 279,000 | $ 42,000 |
| Greenbrier County West Virginia | 22 | $ 11,603,000 | $ 527,000 | $ 320,000 |
| Preston County West Virginia | 22 | $ 2,700,000 | $ 122,000 | $ 77,000 |
| Boone County West Virginia | 20 | $ 1,533,000 | $ 76,000 | $ 77,000 |
| York County Pennsylvania | 19 | $ 260,000 | $ 13,000 | $ 82,000 |
| Hancock County West Virginia | 18 | $ 1,192,000 | $ 66,000 | $ 52,000 |
| Logan County West Virginia | 18 | $ 1,120,000 | $ 62,000 | $ 78,000 |
| Marion County West Virginia | 17 | $ 1,499,000 | $ 88,000 | $ 69,000 |
| Summit County Ohio | 16 | $ 157,000 | $ 9,000 | $ 73,000 |
| Greene County Pennsylvania | 13 | $ 827,000 | $ 63,000 | $ 57,000 |
| Lawrence County Ohio | 12 | $ 1,200,000 | $ 100,000 | $ 56,000 |
| Franklin County Pennsylvania | 12 | $ 2,499,000 | $ 208,000 | $ 98,000 |
| Lehigh County Pennsylvania | 12 | $ 196,000 | $ 16,000 | $ 113,000 |
| Armstrong County Pennsylvania | 11 | $ 160,000 | $ 14,000 | $ 59,000 |
| Braxton County West Virginia | 10 | $ 955,000 | $ 95,000 | $ 64,000 |
| Roane County West Virginia | 10 | $ 991,000 | $ 99,000 | $ 160,000 |
| Cambria County Pennsylvania | 9 | $ 121,000 | $ 13,000 | $ 49,000 |
| Frederick County Maryland | 8 | $ 3,292,000 | $ 411,000 | $ 176,000 |
| Berks County Pennsylvania | 8 | $ 121,000 | $ 15,000 | $ 103,000 |
| Dauphin County Pennsylvania | 8 | $ 148,000 | $ 18,000 | $ 81,000 |
| Brooke County West Virginia | 8 | $ 784,000 | $ 98,000 | $ 96,000 |
| Cuyahoga County Ohio | 7 | $ 184,000 | $ 26,000 | $ 54,000 |
| Franklin County Ohio | 7 | $ 467,000 | $ 66,000 | $ 186,000 |
| Pocahontas County West Virginia | 7 | $ 1,526,000 | $ 218,000 | $ 227,000 |
| Summers County West Virginia | 7 | $ 644,000 | $ 92,000 | $ 83,000 |
| Upshur County West Virginia | 7 | $ 529,000 | $ 75,000 | $ 97,000 |
| Garrett County Maryland | 6 | $ 1,162,000 | $ 193,000 | $ 111,000 |
| Columbiana County Ohio | 6 | $ 43,000 | $ 7,000 | $ 38,000 |
| Butler County Pennsylvania | 6 | $ 652,000 | $ 108,000 | $ 119,000 |
| Lancaster County Pennsylvania | 6 | $ 111,000 | $ 18,000 | $ 56,000 |
| Broome County New York | 5 | $ 61,000 | $ 12,000 | $ 39,000 |
| Harrison County Ohio | 5 | $ 71,000 | $ 14,000 | $ 45,000 |
| Lorain County Ohio | 5 | $ 61,000 | $ 12,000 | $ 55,000 |
| Portage County Ohio | 5 | $ 41,000 | $ 8,000 | $ 55,000 |
| Crawford County Pennsylvania | 5 | $ 51,000 | $ 10,000 | $ 35,000 |
| Jefferson County Pennsylvania | 5 | $ 40,000 | $ 8,000 | $ 36,000 |
| Lebanon County Pennsylvania | 5 | $ 82,000 | $ 16,000 | $ 76,000 |
| Monroe County Pennsylvania | 5 | $ 87,000 | $ 17,000 | $ 118,000 |
| Horry County South Carolina | 5 | $ 856,000 | $ 171,000 | $ 190,000 |
| Tucker County West Virginia | 5 | $ 500,000 | $ 100,000 | $ 161,000 |
| Lawrence County Kentucky | 4 | $ 378,000 | $ 94,000 | $ 77,000 |
| Allegany County Maryland | 4 | $ 2,346,000 | $ 586,000 | $ 14,000 |
| Jefferson County Ohio | 4 | $ 121,000 | $ 30,000 | $ 41,000 |
| Luzerne County Pennsylvania | 4 | $ 90,000 | $ 22,000 | $ 61,000 |
| McKean County Pennsylvania | 4 | $ 28,000 | $ 7,000 | $ 43,000 |
| Calhoun County West Virginia | 4 | $ 137,000 | $ 34,000 | $ 33,000 |
| Ritchie County West Virginia | 4 | $ 258,000 | $ 64,000 | $ 45,000 |
| Taylor County West Virginia | 4 | $ 341,000 | $ 85,000 | $ 93,000 |
| Wirt County West Virginia | 4 | $ 423,000 | $ 105,000 | $ 58,000 |
| Palm Beach County Florida | 3 | $ 1,042,000 | $ 347,000 | $ 388,000 |
| Jefferson County Kentucky | 3 | $ 396,000 | $ 132,000 | $ 146,000 |
| Baltimore County Maryland | 3 | $ 934,000 | $ 311,000 | $ 144,000 |
| Carroll County Ohio | 3 | $ 15,000 | $ 5,000 | $ 40,000 |
| Meigs County Ohio | 3 | $ 247,000 | $ 82,000 | $ 76,000 |
| Adams County Pennsylvania | 3 | $ 62,000 | $ 20,000 | $ 99,000 |
| Beaver County Pennsylvania | 3 | $ 48,000 | $ 16,000 | $ 62,000 |
| Cumberland County Pennsylvania | 3 | $ 51,000 | $ 17,000 | $ 45,000 |
| Northampton County Pennsylvania | 3 | $ 54,000 | $ 18,000 | $ 158,000 |
| Fairfax County Virginia | 3 | $ 1,787,000 | $ 595,000 | $ 109,000 |
| Loudoun County Virginia | 3 | $ 1,306,000 | $ 435,000 | $ 145,000 |
| Barbour County West Virginia | 3 | $ 110,000 | $ 36,000 | $ 131,000 |
| Mercer County West Virginia | 3 | $ 356,000 | $ 118,000 | $ 9,000 |
| Morgan County West Virginia | 3 | $ 450,000 | $ 150,000 | $ 167,000 |
| Sussex County Delaware | 2 | $ 768,000 | $ 384,000 | $ 483,000 |
| District of Columbia County District Of Columbia | 2 | $ 430,000 | $ 215,000 | $ 441,000 |
| Boyd County Kentucky | 2 | $ 145,000 | $ 72,000 | $ 144,000 |
| Cecil County Maryland | 2 | $ 715,000 | $ 357,000 | $ 43,000 |
| Prince George's County Maryland | 2 | $ 164,000 | $ 82,000 | $ 60,000 |
| Burlington County New Jersey | 2 | $ 145,000 | $ 72,000 | $ 43,000 |
| Monmouth County New Jersey | 2 | $ 32,000 | $ 16,000 | $ 68,000 |
| Harnett County North Carolina | 2 | $ 10,000 | $ 5,000 | $ 38,000 |
| Johnston County North Carolina | 2 | $ 93,000 | $ 46,000 | $ 32,000 |
| Mecklenburg County North Carolina | 2 | $ 525,000 | $ 262,000 | $ 280,000 |
| Moore County North Carolina | 2 | $ 597,000 | $ 298,000 | $ 519,000 |
| Rockingham County North Carolina | 2 | $ 30,000 | $ 15,000 | $ 49,000 |
| Gallia County Ohio | 2 | $ 81,000 | $ 40,000 | $ 79,000 |
| Medina County Ohio | 2 | $ 21,000 | $ 10,000 | $ 50,000 |
| Tuscarawas County Ohio | 2 | $ 28,000 | $ 14,000 | $ 44,000 |
| Warren County Ohio | 2 | $ 343,000 | $ 171,000 | $ 41,000 |
| Wayne County Ohio | 2 | $ 11,000 | $ 5,000 | $ 69,000 |
| Clarion County Pennsylvania | 2 | $ 10,000 | $ 5,000 | $ 84,000 |
| Indiana County Pennsylvania | 2 | $ 37,000 | $ 18,000 | $ 99,000 |
| Beaufort County South Carolina | 2 | $ 535,000 | $ 267,000 | $ 153,000 |
| Charleston County South Carolina | 2 | $ 1,200,000 | $ 600,000 | $ 176,000 |
| Greenville County South Carolina | 2 | $ 352,000 | $ 176,000 | $ 180,000 |
| Henrico County Virginia | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| Winchester County Virginia | 2 | $ 1,620,000 | $ 810,000 | $ 392,000 |
| Mason County West Virginia | 2 | $ 160,000 | $ 80,000 | $ 41,000 |
| Monroe County West Virginia | 2 | $ 337,000 | $ 168,000 | $ 92,000 |
| Pleasants County West Virginia | 2 | $ 34,000 | $ 17,000 | $ 63,000 |
| Randolph County West Virginia | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| Wyoming County West Virginia | 2 | $ 175,000 | $ 87,000 | $ 31,000 |
| Pinal County Arizona | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 230,000 | $ 230,000 | $ 97,000 |
| New Haven County Connecticut | 1 | $ 204,000 | $ 204,000 | $ 97,000 |
| Broward County Florida | 1 | $ 265,000 | $ 265,000 | $ 3,119,000 |
| Lee County Florida | 1 | $ 600,000 | $ 600,000 | $ 395,000 |
| Manatee County Florida | 1 | $ 160,000 | $ 160,000 | $ 777,000 |
| Monroe County Florida | 1 | $ 327,000 | $ 327,000 | $ 105,000 |
| Pasco County Florida | 1 | $ 32,000 | $ 32,000 | $ 34,000 |
| Sarasota County Florida | 1 | $ 176,000 | $ 176,000 | $ 170,000 |
| St. Johns County Florida | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| St. Lucie County Florida | 1 | $ 324,000 | $ 324,000 | $ 1,341,000 |
| Volusia County Florida | 1 | $ 508,000 | $ 508,000 | $ 112,000 |
| Walton County Florida | 1 | $ 670,000 | $ 670,000 | $ 328,000 |
| Chatham County Georgia | 1 | $ 170,000 | $ 170,000 | $ 372,000 |
| Bourbon County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Greenup County Kentucky | 1 | $ 182,000 | $ 182,000 | $ 141,000 |
| Baltimore City County Maryland | 1 | $ 16,000 | $ 16,000 | $ 82,000 |
| Carroll County Maryland | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Charles County Maryland | 1 | $ 266,000 | $ 266,000 | $ 74,000 |
| Harford County Maryland | 1 | $ 665,000 | $ 665,000 | $ 220,000 |
| Howard County Maryland | 1 | $ 13,000 | $ 13,000 | $ 119,000 |
| Plymouth County Massachusetts | 1 | $ 7,000 | $ 7,000 | $ 52,000 |
| Camden County New Jersey | 1 | $ 138,000 | $ 138,000 | $ 150,000 |
| Hudson County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 149,000 |
| Somerset County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 20,000 |
| Fulton County New York | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Onondaga County New York | 1 | $ 900,000 | $ 900,000 | $ 243,000 |
| Suffolk County New York | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Brunswick County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 34,000 |
| Cabarrus County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 38,000 |
| Caldwell County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 15,000 |
| Catawba County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Columbus County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 26,000 |
| Dare County North Carolina | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Edgecombe County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 54,000 |
| Forsyth County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 55,000 |
| Gaston County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 49,000 |
| Iredell County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 14,000 |
| Madison County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 237,000 |
| Martin County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 43,000 |
| New Hanover County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Orange County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 25,000 |
| Pasquotank County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 53,000 |
| Person County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 16,000 |
| Polk County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 10,000 |
| Robeson County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 36,000 |
| Sampson County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 24,000 |
| Scotland County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 52,000 |
| Transylvania County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 87,000 |
| Wake County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 84,000 |
| Wilkes County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Wilson County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Yadkin County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 24,000 |
| Athens County Ohio | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| Auglaize County Ohio | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Champaign County Ohio | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Delaware County Ohio | 1 | $ 1,600,000 | $ 1,600,000 | $ 327,000 |
| Fairfield County Ohio | 1 | $ 17,000 | $ 17,000 | $ 66,000 |
| Monroe County Ohio | 1 | $ 12,000 | $ 12,000 | $ 53,000 |
| Richland County Ohio | 1 | $ 16,000 | $ 16,000 | $ 21,000 |
| Union County Ohio | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Carbon County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 33,000 |
| Centre County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 34,000 |
| Clearfield County Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 73,000 |
| Lawrence County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 182,000 |
| Lycoming County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 117,000 |
| Perry County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Philadelphia County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Schuylkill County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 77,000 |
| Venango County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 56,000 |
| Berkeley County South Carolina | 1 | $ 188,000 | $ 188,000 | $ 122,000 |
| Alexandria County Virginia | 1 | $ 470,000 | $ 470,000 | $ 102,000 |
| Arlington County Virginia | 1 | $ 500,000 | $ 500,000 | $ 125,000 |
| Bedford County Virginia | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| Frederick County Virginia | 1 | $ 230,000 | $ 230,000 | $ 97,000 |
| Prince William County Virginia | 1 | $ 565,000 | $ 565,000 | $ 79,000 |
| Rockingham County Virginia | 1 | $ 280,000 | $ 280,000 | $ 81,000 |
| Shenandoah County Virginia | 1 | $ 785,000 | $ 785,000 | $ 282,000 |
| Tazewell County Virginia | 1 | $ 192,000 | $ 192,000 | $ 67,000 |
| Virginia Beach County Virginia | 1 | $ 109,000 | $ 109,000 | $ 155,000 |
| Warren County Virginia | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Doddridge County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 66,000 |
| Hardy County West Virginia | 1 | $ 200,000 | $ 200,000 | $ 191,000 |
| Lincoln County West Virginia | 1 | $ 136,000 | $ 136,000 | $ 276,000 |
| Mineral County West Virginia | 1 | $ 6,000 | $ 6,000 | $ 72,000 |
| Tyler County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Teton County Wyoming | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Bank Inc in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,066 | $261,604,000 | $245,000 | $44,200,000 | $102,000 | $2,500,000 |
| Home Improvement | 943 | $30,952,000 | $32,000 | $1,040,000 | $72,000 | $5,592,000 |
| Refinancing | 863 | $188,267,000 | $218,000 | $8,600,000 | $120,000 | $3,119,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,519 | $326,502,000 | $129,000 | $1,926,000 | $104,000 | $5,592,000 |
| Not applicable | 169 | $131,003,000 | $775,000 | $44,200,000 | $0 | $0 |
| Black or African American | 62 | $5,626,000 | $90,000 | $731,000 | $93,000 | $540,000 |
| Not Provided | 60 | $7,844,000 | $130,000 | $880,000 | $78,000 | $408,000 |
| Hispanic | 29 | $2,642,000 | $91,000 | $244,000 | $76,000 | $181,000 |
| Asian | 22 | $6,376,000 | $289,000 | $900,000 | $186,000 | $630,000 |
| American Indian or Alaskan Native | 8 | $317,000 | $39,000 | $165,000 | $63,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $513,000 | $171,000 | $417,000 | $120,000 | $166,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,356 | $456,795,000 | $193,000 | $44,200,000 | $106,000 | $5,592,000 |
| FHA-insured (Federal Housing Administration) | 433 | $11,896,000 | $27,000 | $244,000 | $60,000 | $291,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 54 | $6,988,000 | $129,000 | $283,000 | $48,000 | $104,000 |
| VA-guaranteed (Veterans Administration) | 29 | $5,144,000 | $177,000 | $513,000 | $81,000 | $258,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,067 | $411,809,000 | $199,000 | $44,200,000 | $107,000 | $5,592,000 |
| Application Denied By Financial Institution | 499 | $33,956,000 | $68,000 | $700,000 | $61,000 | $713,000 |
| Application Approved But Not Accepted | 204 | $24,687,000 | $121,000 | $1,750,000 | $96,000 | $2,500,000 |
| Application Withdrawn By Applicant | 98 | $9,838,000 | $100,000 | $580,000 | $87,000 | $775,000 |
| File Closed For Incompleteness | 4 | $533,000 | $133,000 | $192,000 | $198,000 | $556,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 258 | $12,803,000 | $49,000 | $417,000 | $59,000 | $414,000 |
| Debt-To-Income Ratio | 124 | $5,929,000 | $47,000 | $520,000 | $38,000 | $247,000 |
| Collateral | 80 | $12,002,000 | $150,000 | $417,000 | $107,000 | $713,000 |
| Other | 22 | $1,141,000 | $51,000 | $179,000 | $57,000 | $140,000 |
| Employment History | 11 | $730,000 | $66,000 | $161,000 | $47,000 | $99,000 |
| Unverifiable Information | 3 | $1,205,000 | $401,000 | $700,000 | $131,000 | $190,000 |
| Credit Application Incomplete | 1 | $146,000 | $146,000 | $146,000 | $93,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.